日本金融科技市场前景及投资研究报告-培训课件外文版2024.4

DIGITAL

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TRENDSFinTechinJapanCHAPTER

01OverviewSalesvalueofblockchain-utilizedservicesinJapanfromfiscalyear2019to2021withaforecastuntil2025(inbillionJapaneseyen)Blockchain-utilizedservicesmarketsizeJapan2019-2025800700600500400724.76457.933002001000266.7147.178.3341.52202017.1820192021*2022**2023**2024**2025**4Description:Themarketsizeofblockchain-utilizedservicesinJapanwasestimatedatabout78.3billionJapaneseyeninfiscalyear2021.Itwasprojectedtoincreasestronglyinthecomingyearsandtoreachavalueofalmost724.8billionyenbyfiscalyear2025,thuseffectivelymultiplyingwithinthetimespanofafewyears.ReadmoreNote(s):Japan;fiscalyear2019to2021;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;basedonsalesatbusinesses;*Prospect.**Forecast.100Japaneseyenequal0.74U.S.dollarsor0.70[...]

ReadmoreSource(s):YanoResearchTradingvolumeofthee-commercepaymentprocessingservicemarketinJapanfromfiscalyear2015to2021withforecastsuntil2026(intrillionJapaneseyen)MarketsizeofECpaymentprocessingserviceinJapanFY2015-20264539.7940353025201510536.6133.6630.6427.5423.1119.4916.43201914.16201812.12201710.0420169.3202015202020212022*2023**2024**2025**2026**5Description:Inthefiscalyear2021,thetradingvolumeofprocessingservicesfore-commercepaymentsinJapanamountedtoaround23.1trillionJapaneseyen.Themarketwasforecasttoreach39.8trillionyenbyfiscalyear2026.

ReadmoreNote(s):Japan;fiscalyears2015to2021;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;marketsizeisbasedonthetradingvolumeofe-commercepaymentprocessingserviceproviders;[...]

ReadmoreSource(s):YanoResearchSizeoftheinsurancetechnologymarketforlifeinsuranceinJapanfromfiscalyear2017to2021withaforecastuntil2024(inbillionJapaneseyen)InsurTechmarketsizeforlifeinsuranceinJapanFY2017-2024350318300250200150100502832471831299171600201720182019202020212022*2023**2024**6Description:Inthefiscalyear2021,theinsurancetechnologymarketforlifeinsuranceinJapanwasestimatedat183billionJapaneseyen.Themarketwasforecasttoincreaseto318billionyenbyfiscal2024.

ReadmoreNote(s):Japan;fiscalyears2017to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;themarketsizeisbasedonthesalesofbusinesses;*Prospect.**Forecasts.100Japaneseyenequal[...]

ReadmoreSource(s):YanoResearchForecastedsizeofthetelematicsinsurancemarketinJapanfromfiscalyear2023to2026(inbillionJapaneseyen)ForecastedtelematicsinsurancemarketsizeinJapanFY2023-2026500450400350473.4393.9321.830025020015010050262.2020232024202520267Description:Forthefiscalyear2023,thetelematicsinsurancemarketinJapanwasforecasttoreach262.2billionJapaneseyen.Themarketwasprojectedtoincreaseto473.4billionyeninfiscal2026.Telematicsinsurancereferstotheuseoftelematicstechnologytomonitordrivingbehaviorofautomobileinsurancepolicyholders.Basedonthedatagathered,non-lifeinsurancecompaniescanindividuallyadjustcarinsuranceratesorofferadditionalservicessuchassafedrivingadvice.

ReadmoreNote(s):Japan;JulytoAugust2023;basedonautomobileinsurancepremiumspaidbyautomobileinsurancepolicyholders;allfiguresareforecastsSource(s):YanoResearchForecastedvalueofthenon-fungibletoken(marketinJapanfrom2022to2028,bysegment(inbillionJapaneseyen)marketsizeinJapan2022-2028,bysegmentArtGamesMoviesMusicPublishing12010080604020022.917.720.12612.624.422.114.213.418.917.17.48.47.97.26.15.3612.210.420263.23.65.718.83.45.114.61.13.11.21.14.4202412.620230.920222025202720288/statistics/1361185/japan-nft-market-size-by-segmentThenon-fungibletoken(marketinJapanwasprojectedtoreach5.4billionJapaneseyenin2022,withmusicbeingthelargestsegmentat1.2billionyen.Thesizeofthemarketintheareaofmusicwasforecasttogrowto26billionyenby2028.ReadmoreNote(s):Japan;2022;asofJuly;forecasts;excludingB2BservicesSource(s):NomuraResearchInstituteLeadingfintechinvestmentdealsintheAsia-Pacificregionin2022,bydealvalue(inbillionU.S.dollars)LeadingfintechinvestmentdealsAPAC2022,bydealvalueDealvalueinbillionU.S.dollars10

1505202530Afterpay(Australia)Yayoi(Japan)27.92.11.251.060.690.45Coincheck(Japan)Superhero(Australia)CodaPayments(Australia)Polygon(India)Toss(SouthKorea)Xendit(Indonesia)0.410.3AmberGroup(Singapore)Boltech(Singapore)0.30.39Description:BlockacquiredAfterpayfor27.9billionU.S.dollars,whichwasthelargestfintechdealintheAsia-Pacificregionin2022.AfterpayisanAustralianbuynow,paylater(BNPL)serviceprovider.JapanesefinancialandaccountingsoftwareproviderYayoiwasdivestedfor2.1billionU.S.dollarsin2022.ReadmoreNote(s):Asia,APAC;asofDecember31,2022Source(s):KPMG;PitchBookCHAPTER

02DigitalpaymentsRatioofcashlesspaymentsinJapanfrom2013to2022,bypaymentmethodCashlesspaymentratioinJapan2013-2022,bypaymentmethodCreditcardpaymentsDebitcardpaymentsElectronicmoneypaymentsQRcodepayments40%35%30%25%20%15%10%5%2.6%2%1.8%2%1%1.1%0.9%2.1%0.3%0.6%0.8%1.9%0.1%1.8%0.4%1.7%0.4%1.7%0.3%1.5%0.1%1.3%0.2%30.4%1.1%0.2%27.7%25.8%24%21.9%19.2%18%16.5%15.4%14.1%0%201320142015201620172018201920202021202211/statistics/1226696/japan-cashless-payment-ratio-by-payment-methodIn2022,creditcardpaymentsaccountedfor30.4percentoftheprivatefinalconsumptionexpenditureinJapan,makingthemtheleadingcashlesspaymentmethod.Theoverallcashlesspaymentratioincreasedby3.5percentagepointsyearonyear.ReadmoreNote(s):Japan;2013to2022Source(s):METI(Japan);VarioussourcesDistributionofthecashlesspaymentvolumeinJapanfrom2019to2022,bypaymentmethodDistributionofthecashlesspaymentvolumeinJapan2019-2022,bypaymentmethodCreditcardpaymentsDebitcardpaymentsElectronicmoneypaymentsQRcodepayments120%100%80%60%40%20%0%4.3%12.5%19.4%23.8%33.1%1.8%27.1%2.3%22.8%2.5%19.9%2.6%60.7%201958.1%55.3%202153.2%2022202012Description:In2022,creditcardpaymentsaccountedfor53.2percentofthenumberofcashlesspaymentsinJapan.Theshareofcreditcardsandelectronicmoneypaymentshasdeclinedsince2019,whiletheshareofQRcodeandbarcodepaymentshasincreasedsignificantlyinthesameperiod.ReadmoreNote(s):Japan;2019to2022;basedonthenumberofpaymentsSource(s):PaymentsJapan;VarioussourcesDomesticQRcodeandbarcodepaymentmarketsizeinJapanfromfiscalyear2019to2021withaforecastuntil2026(intrillionJapaneseyen)Code-basedmobilepaymentmarketsizeinJapanFY2019-20262519.76201510518.717.3415.8113.449.466.122.9402019202020212022*2023**2024**2025**2026**13Description:Inthefiscalyear2021,thecode-basedmobilepaymentmarketinJapanreached9.46trillionJapaneseyen.Themarketwasforecasttoincreaseto19.76trillionyenbyfiscal2026.

ReadmoreNote(s):Japan;fiscalyear2019to2021;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;themarketsizeisbasedonthebillingsofcode-basedmobilepaymentserviceproviders;including[...]

ReadmoreSource(s):YanoResearchBuyNow,PayLatermarketsizeinJapanfromfiscalyear2017to2021withforecastsuntil2026(inbillionJapaneseyen)SizeoftheBuyNow,PayLater(BNPL)marketinJapanFY2017-20262,5002,0001,9931,9091,6171,4371,5001,2651,0821,0005000879687572440201720182019202020212022*2023**2024**2025**2026**14Description:Inthefiscalyear2021,theBuyNow,PayLater(BNPL)marketinJapanwasestimatedat1.08trillionJapaneseyen.Themarketwasprojectedtoexpandtoalmosttwotrillionyenbyfiscalyear2026.

ReadmoreNote(s):Japan;fiscalyears2017to2021;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;marketsizeisbasedonthetradingvolumeofe-commercepaymentprocessingserviceproviders;[...]

ReadmoreSource(s):YanoResearchValueoffundtransfersconductedviafundtransferserviceprovidersinJapanfromfiscalyear2013to2022(inbillionJapaneseyen)AmountofmoneytransfersviafundtransferserviceprovidersinJapanFY2013-20228,0007,0006,0007,575.685,467.865,0003,995.554,0003,0002,0001,00002,307.8520191,347.2920181,087.762017748.162016547.982015421.622014330.71201320202021202215Description:Inthefiscalyear2022,moneytransfersconductedviafundtransferserviceprovidersinJapanamountedtoaround7.58trillionJapaneseyen,reachingadecadehigh.Fundtransferserviceprovidersarenonbankcompaniesthatrepresentanalternativetotraditionalmoneytransferservices.ReadmoreNote(s):Japan;fiscalyear2013to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):FinancialServicesAgency(Japan);JapanPaymentServiceAssociationUsagerateofsmartphone-basedmoneyandsettlementservicesinJapanasofDecember2022UsageofmobilemoneyandpaymentservicesinJapan2022Shareofrespondents10%

20%0%30%40%50%60%70%68%80%SmartphonepaymentsOnlinebankingapps(onlinetransactionsatfinancialinstitutions)IndividualmoneytransferservicesviasmartphoneDeferredpaymentservices34%21%12%11%OnlineinvestmentservicesOnlinehouseholdbudgetandassetmanagementservicesMoneyborrowingservices(forindividuals)None7%2%15%Notawareofanyservices/applications8%16Description:AccordingtoasurveyconductedinDecember2022,smartphonepaymentservicesweretheleadingtypeofmobilefinancialserviceinJapan.Whilearound68percentofconsumersreportedusingmobilepaymentapps,overone-thirdofrespondentsconductedtransactionsviamobilebankingapps.ReadmoreNote(s):Japan;December21to23,2022;44,542respondents;18-69years;mobilewebsurveyamongLINEusers;multipleanswerspossibleSource(s):LINEResearchCHAPTER

03CryptocurrencyValueoftransactionswithcryptocurrencyinJapanfromfiscalyear2016to2022,bytypeoftrading(intrillionJapaneseyen)CryptocurrencytradingvalueinJapanFY2016-2022,bytradingtypeSpottradingMargintrading*1401201008097.366076.5337.1869.214056.432014.910.02202228.51202120.61202012.7120179.417.661.98201601.542018201918/statistics/1279096/japan-cryptocurrency-transaction-value-by-trading-typeInthefiscalyear2022,thetradingvalueofcryptoassetsinJapanamountedtoover24.9trillionJapaneseyen.Thespotmarketreachedatransactionvalueofabout10trillionJapaneseyenwhilethemargintradingvalueamountedto14.9trillionyen.ReadmoreNote(s):Japan;fiscalyear2016to2022;thefiscalyearsstartedApril1ofthestatedyearandendedMarch31ofthefollowingyear;*Notionalamount.

FiguresforFY2022arebasedon33JapanVirtualandCryptoassetsExchangeAssociation[...]

ReadmoreSource(s):JVCEANumberofactivecryptoassetaccountsinJapanfrom2018to2022(inmillions)NumberofactivecryptoassetaccountsinJapan2018-20224.03.53.02.53.723.212.372.012.01.51.61.00.50.02018201920202021202219Description:Asoftheendof2022,thenumberofactivecryptoassetaccountsinJapanreachedaround3.72million,upfrom3.21millioninthepreviousyear.Thetotalnumberofaccountssetupexceededsixmillioninthesamemonth.

ReadmoreNote(s):Japan;2018to2022;asoftheendofDecembereachyearSource(s):JVCEADistributionofindividualcryptoassetaccountssetupinJapaninfiscalyear2022,bygenderandageGenderandagedistributionofcryptoassetaccountholdersinJapanFY2022MaleFemale35%32.6%30.23%30%25%20%15%10%5%27.87%25.98%18.85%19.02%14.35%14.48%7.49%4.78%2.54%1.14%0.15%

0.08%10to19years0.12%

0.31%0%20to29years30to39years40to49years50to59years60to69years70to79years80yearsorolder20Description:Asoftheendofthefiscalyear2022,individualsintheirthirtiesaccountedforthelargestshareofmaleandfemalecryptoassetaccountholdersinJapan.Themajorityofcryptoaccountholdersweremen.

ReadmoreNote(s):Japan;fiscalyear2022;thefiscalyearstartedApril1ofthestatedyearandendedMarch31ofthefollowingyearSource(s):JVCEACryptocurrencieslistedoncryptoexchangesinJapanasofDecember2023,bynumberofexchangesCryptocurrenciesmostfrequentlylistedoncryptoexchangesinJapan2023Numberofcryptoexchanges10

150520253035Bitcoin(BTC/XBT)Ethereum(ETH)BitcoinCash(BCC/BCH)Litecoin(LTC)3029232020XRP(XRP)Polkadot(DOT)16Cardano(ADA)1313StellarLumens(XLM)Polygon(MATIC)BasicAttentionToken(BAT)Tezos(XTZ)121010Dai(DAI)Chainlink(LINK)9921Description:AsofDecember2023,transactionswithBitcoinwereofferedby32crypto-assetexchangeserviceprovidersandfinancialinstrumentsbusinessoperatorsinJapan,makingitthemostfrequentlyofferedcoin.Atotalof87differentvirtualcoinswereofferedinJapan.ReadmoreNote(s):Japan;December7,2023Source(s):JVCEANumberofcrypto-assetshandledbycrypto-assetexchangeserviceprovidersinJapanasofNovember2023CryptocurrencyexchangesinJapan2023,bynumberoflistedcoinsNumberofcrypto-assets0510152025303540BinanceJapanInc.bitbank,inc.383232BitTradeInc.OKCoinJapanK.KCoincheck,Inc.GMOCoin,Inc.DMMBitcoinCo.,Ltd.bitFlyer,Inc.313128232222ZaifInc.SBIVCTradeCo.,Ltd.BITPointJapanCo.,Ltd.JapanK.K201916MercuryInc.1422Description:AsofNovember2023,BinanceJapanInc.handledthelargestnumberofcryptocurrenciesinJapan.Thecrypto-assetexchangeoperatoroffered38differentcoins.bitbank,inc.andBitTradeInc.followed,with32coinslisted.

ReadmoreNote(s):Japan;November1,2023Source(s):FinancialServicesAgency(Japan)UsageofcryptocurrenciesamongindividualinvestorsinJapanasofJuly2023CryptoassetutilizationamongretailinvestorsinJapan202370%60%50%40%30%64.6%17.6%20%9.2%8.6%10%0%AlreadyuseitWanttouseitDonotwanttouseitDonotknow23Description:Inasurveyconductedin2023,around8.6percentofprivateinvestorsinJapanreportedusingcryptocurrencies.While9.2percentwereinterestedinusingvirtualcurrencies,themajorityofrespondentssaidtheydidnotwanttousethem.

ReadmoreNote(s):Japan;July12to15,2023;5,000respondents;20yearsandolder;amongindividualinvestorsholdingstocks,investmenttrusts,and/orpublicbondsSource(s):DentsuMacromillInsight;JapanSecuritiesDealersAssociationCHAPTER

04AlternativefinancingValueoffinancialsupportraisedfornewprojectsthroughcrowdfundinginJapanfromfiscalyear2017to2021withaprospectfor2022(inbillionJapaneseyen)MarketsizeofcrowdfundingJapanFY2017-202225020015010050190.98183.45184.68174.87164.22156.780201720182019202020212022*25/statistics/882594/japan-domestic-crowdfunding-market-sizeInthefiscalyear2021,thesizeofthecrowdfundingmarketinJapanamountedtoapproximately164.2billionJapaneseyen,comparedto184.7billionyeninthepreviousyear.Forthefiscalyear2022,anincreasetomorethan190billionyenwasexpected.ReadmoreNote(s):Japan;fiscalyear2017to2021;thefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;marketsizeisbasedontheyearlysumoffinancialsupportsfornewprojectsthroughcrowdfunding;*Prospect.[...]

ReadmoreSource(s):YanoResearchAmountoffundsraisedviaequity-basedcrowdfundinginJapanfrom2017to2023,bytype(inmillionJapaneseyen)FundsraisedthroughequitycrowdfundinginJapan2017-2023,bytypeStocksStockwarrants4,0003,5003,0002,5002,0001,5001,0005001,282.95573.57538.21194.952,453.622021374.941,034.452023*1,933.33202217.431,641.4120201,275.4542472.74934.16020172018201926Description:In2022,thevalueofequitycrowdfundingdealsconcludedinJapanamountedto2.5billionJapaneseyen.Fundsraisedinexchangeforstocksamountedtoaround1.9billionyen.Figurespeakedin2021,whenthetotalamountofmoneyraisedthroughequitycrowdfundingreachedmorethan3.7billionyen.Equitycrowdfundingisatypeofalternativefundraising.Throughonlineplatforms,itallowsbusinessestoraisefundsfromalargenumberofinvestorsinexchangeforunlistedshares.

ReadmoreNote(s):Japan;2017to2023*;*Figuresfor2023areasofOctober2023.

FiguresarebasedonthereportssubmittedbymembersoftheJapanSecuritiesDealersAssociationregardingthestatusoftheirequitycrowdfundingbusinessduringthe[...]

ReadmoreSource(s):JapanSecuritiesDealersAssociationShareofconsumersusingcrowdfundinginJapanasofNovember2022,byagegroupShareofconsumersusingcrowdfundinginJapan2022,byage3.5%3.0%2.5%2.0%3.2%3%2%1.8%1.4%1.5%1.0%0.5%0.0%0.6%0.5%15-19years20-29years30-39years40-49years50-59years60-69years70-79years27Description:InasurveyconductedinNovember2022,twopercentofconsumersinJapanreportedusingcrowdfundingservicesonline.Around3.2percentofrespondentsintheirthirtieswhousedtheinternetatleastoccasionallyreportedusingcrowdfundingservices.ReadmoreNote(s):Japan;November1to16,2022;4,437respondents;15yearsandolder;amongJapanesenationals;questionnairescouldbeansweredonlineormailedSource(s):CAA;ShinJohoCenterUsageofcrowdfundingamongindividualinvestorsinJapanasofJuly2023CrowdfundingutilizationamongretailinvestorsinJapan202350%45.4%45%40%35%30.7%30%25%19%20%15%10%5%5%0%AlreadyuseitWanttouseitDonotwanttouseitDonotknow28/statistics/1425382/japan-private-investors-crowdfunding-usageInasurveyconductedin2023,aroundfivepercentofsecuritiesholdersinJapanreportedusingcrowdfunding.While19percentwereinterestedinusingcrowdfunding,themajorityofrespondentssaidtheydidnotwanttouseordidnotknowtheservice.ReadmoreNote(s):Japan;July12to15,2023;5,000respondents;20yearsandolder;amongindividualinvestorsholdingmarketablesecuritiesSource(s):JapanSecuritiesDealersAssociationCHAPTER

05DigitalinvestmentShareofsecuritiescompaniesofferingonlinebrokerageservicesinJapanfrom2014to2023ShareofsecuritiescompaniesofferingonlinetradinginJapan2014-202335.0%33.0%31.0%29.0%34%33.7%33.5%32.3%29.5%28.1%27.2%27.0%26.1%201625.0%23.0%24.3%201424.2%2015201720182019202020212022202330Description:AccordingtoasurveyconductedinMarch2023,around33.5percentofsecuritiescompaniesinJapanofferedonlinebrokerageservices.Theshareofsecuritiesfirmsprovidingonlinetradingservicesdeclinedcomparedtothepreviousyear.

ReadmoreNote(s):Japan;2014to2023;asofMarcheachyear;269*;amongmembersoftheJapanSecuritiesDealersAssociation;*Samplesizeofprevioussurveys:2022:n=2682021:n=2642020:n=2632019:n=2612018:n=2602017:n=257

ReadmoreSource(s):JapanSecuritiesDealersAssociationOnlinetradingasashareofthetotalstocktradingvalueatsecuritiescompaniesinJapanfromOctober2016toMarch2023ShareofstocktradingconductedonlineatsecuritiescompaniesinJapan2016-202325.5%24.9%24.9%24.8%24.7%24.5%23.5%22.5%21.5%20.5%19.5%18.5%24%23.8%22.9%21.7%21.1%20.9%20.5%19.8%19.1%Oct'16to

Apr'17to

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Mar'2331Description:BetweenOctober2022andMarch2023,thevalueofonlinestocktradingatsecuritiescompaniesinJapanaccountedfor23.8percentofthetotalvalueofstocktrading.Theshareincreasedfrom22.9percentintheprevioussixmonths.

ReadmoreNote(s):Japan;October2016toMarch2023;90*;amongmembersoftheJapanSecuritiesDealersAssociationthatofferonlinetradingaccounts;stocksincludingREITsandETFs;*Samplesizeofprevioussurveys:Apr'22toSep'22:n=91Oct'21to[...]

ReadmoreSource(s):JapanSecuritiesDealersAssociationNumberofonlinebrokerageaccountsatsecuritiescompaniesinJapanfrom2017to2023(inmillions)NumberofonlinetradingaccountsatsecuritiescompaniesinJapan2017-2023AccountswithremainingbalancesTotal45403530252015104138.2222.8133.4729.5818.2826.9317.1924.9416.325.1123.3315.6420.34201720182019202020212022202332Description:InMarch2023,securitiescompaniesinJapanrecordedaround41milliononlinebrokerageaccounts.Thenumberofaccountswithremainingbalancesreached25.1million,increasingbymorethantwomillioncomparedtothepreviousyear.

ReadmoreNote(s):Japan;2017to2023;asofMarcheachyear;90*;amongmembersoftheJapanSecuritiesDealersAssociationthatofferonlinetradingaccounts;accountswithremainingbalancesincludecorporateclientaccounts;*Samplesizeofprevious[...]

ReadmoreSource(s):JapanSecuritiesDealersAssociationDistributionofonlinebrokerageaccountsatsecuritiescompaniesinJapanasofMarch2023,byagegroupAgedistributionofonlinetradingaccountsatsecuritiescompaniesinJapan202325%20.9%20.4%20%15%10%5%16.3%15.6%12.9%6.4%6%1.5%0%19yearsoryounger20to29years30to39years40to49years50to59years60to69years70to79years80yearsorolder33/statistics/1304200/japan-breakdown-online-brokerage-accounts-securities-companies-by-age-groupAsofMarch2023,customersintheagegroupof50to59yearsaccountedfor20.9percentofonlinebrokerageaccountswithremainingbalancesatsecuritiescompaniesinJapan.Accountholdersintheirtwentiesaccountedforashareof6.4percent.ReadmoreNote(s):Japan;March2023;90respondents;amongmembersoftheJapanSecuritiesDealersAssociationthatofferonlinetradingaccounts;accountswithremainingbalancesSource(s):JapanSecuritiesDealersAssociationUsageofrobo-advisoryservicesamongindividualinvestorsinJapanasofJuly2023Robo-advisorutilizationamongretailinvestorsinJapan202345%40%35%30%25%20%15%40.3%33.4%21.6%10%4.7%5%0%AlreadyuseitWanttouseitDonotwanttouseitDonotknow34/statistics/1370371/japan-private-investors-robo-advisory-usageInasurveyconductedin2023,around4.7percentofprivateinvestorsinJapanreportedusingrobo-advisoryservices.While21.6percentwereinterestedinutilizingrobo-advisors,themajorityofrespondentsdidnotwanttousetheFinTechservice.

ReadmoreNote(s):Japan;July12to15,2023;5,000respondents;20yearsandolder;amongindividualinvestorsholdingstocks,investmenttrusts,and/orpublicbondsSource(s):DentsuMacromillInsight;JapanSecuritiesDealersAssociationUsageofrobo-advisoryservicesamongindividualinvestorsinJapanasofJuly2023,byagegroupRobo-advisorutilizationamongretailinvestorsinJapan2023,byageAlreadyuseitWanttouseitDonotwanttouseitDonotknow120%100%80%60%40%20%0%29.1%30.6%37.8%33.6%39.6%33.3%35.9%36.9%38.1%27.1%34.7%23.5%42.3%20.5%47%24.1%7.6%22.6%4.1%14.4%1.7%70yearsandolder5.7%5.9%3.9%65to69years20to39years40to49years50to59years60to64years35Description:Inasurveyconductedin2023,7.6percentofprivateinvestorsaged40to49inJapanreportedusingrobo-advisoryservices.Respondentsaged70yearsandolderwerethemosthesitanttouserobo-advisors,with47percentstatingtheydidnotwanttousetheFinTechservice.ReadmoreNote(s):Japan;July12to15,2023;5,000respondents;20yearsandolder;amongindividualinvestorsholdingstocks,investmenttrusts,and/orpublicbondsSource(s):DentsuMacromillInsight;JapanSecuritiesDealersAssociationCHAPTER

06FinTechadoptionShareofconsumerswhohaveconductedfinancialtransactionsonlineinthepastyearinJapanin2022,byagegroupandgenderInternetusageforfinancialtransactionsinJapan2022,byagegroupandgenderMalerespondents39.7%Femalerespondents38.8%45%40%35%30%25%20%15%10%5%37.1%30.8%29.5%26.8%25.7%22.8%22.4%20.4%13.7%13.9%6.7%3%2.3%1.8%0.1%0%6to12years13to19years20to29years30to39years40to49years50to59years60to69years70to79years80yearsandolder37Description:AccordingtoasurveyconductedinJapanin2022,theshareofrespondentswhohadusedtheinternetforfinancialtransactionsinthepastyearwasthehighestamongmenintheirthirties,at39.7percent.Theshareofmalerespondentswhohadconductedbanking,securities,orinsurancetransactionsonlinewashigherinmostagegroups.ReadmoreNote(s):Japan;August2022;32,886*;sixyearsorolder;amongrespondentswhohaveusedtheinternetinthepastyear;postalquestionnaireande-mailsurvey;*Surveysampleafterweightadjustments.Including16,503maleand16,383female[...]

ReadmoreSource(s):e-Stat(Japan);MinistryofInternalAffairsandCommunications(Japan)UsagerateofBuyNow,PayLater(BNPL)servicesinJapanasofApril2023,byagegroupUsagerateofBuyNow,PayLaterservicesinJapan2023,byagegroup20%18%18%16%14%12%10%8%16%14%14%13%12%6%4%2%0%16to19years20to29years30to39years40to49years50to59years60to69years38Description:AccordingtoasurveyconductedinApril2023,theshareofconsumersusingBuyNow,PayLater(BNPL)servicesinJapanwashighestamongpeopleaged16to19years,at18percent.Around16percentofrespondentsintheirtwent