标准借款合同范本英文

标准借款合同范本英文合同编号：__________StandardLoanContractTemplateparties:PartyA:____________________(hereinafterreferredtoas"Borrower")PartyB:____________________(hereinafterreferredtoas"Lender")Basedonthemutualagreementandconsentofbothparties,thefollowingtermsandconditionsapplytotheloantransaction:Article1:LoanAmountandPurpose1.1TheBorrowershallborrowfromtheLenderthetotalprincipalamountof_______________(hereinafterreferredtoasthe"LoanAmount").1.2TheBorrowershallusetheLoanAmountforthepurposeof____________________(hereinafterreferredtoasthe"Purpose").Article2:LoanTermandRepaymentSchedule2.2TheBorrowershallmakemonthlyinstallmentsofprincipalandinterest(hereinafterreferredtoas"Installments")totheLenderuntiltheLoanAmountisfullyrepaid.Thespecificrepaymentscheduleisasfollows:Installment1:Dueonthe_______________aftertheLoanCommencementDateInstallment2:Dueonthe_______________afterInstallment1Installmentn:Dueonthe_______________afterInstallment(n1)Article3:InterestRateandCalculation3.1TheinterestrateapplicabletotheLoanAmountshallbe_______________perannum(hereinafterreferredtoasthe"InterestRate").3.2InterestshallbecalculatedonadailybasisandchargedtotheBorroweronamonthlybasis.Thetotalinterestdueshallbecalculatedasfollows:TotalInterest=(LoanAmountxInterestRatexNumberofDays)/365Article4:Collateral4.1AssecurityfortherepaymentoftheLoanAmountandinterest,theBorrowershallprovidetotheLenderthefollowingcollateral:(i)AfirstprioritylienonalloftheBorrower'saccountsreceivable;(ii)AfirstprioritylienonalloftheBorrower'sinventory;(iii)AfirstprioritylienonalloftheBorrower'sequipment;(iv)Suchothercollateralasmaybeagreeduponthepartiesinwriting.4.2TheBorrowershallexecuteanddelivertotheLenderallnecessarydocumentstoperfecttheLender'ssecurityinterestinthecollateral.Article5:DefaultandConsequences5.1IftheBorrowerfailstomakeanyInstallmentpaymentwhendue,oriftheBorrowerfailstoperformanyotherobligationunderthisAgreement,theLendermaydeclaretheentireoutstandingLoanAmount,togetherwithallaccruedandunpaidinterest,dueandpayableimmediately.5.2IntheeventofadefaulttheBorrower,theLendershallbeendtoexerciseallrightsandremediesavailabletoitunderapplicablelaw,including,withoutlimitation,therighttosellthecollateralandapplytheproceedstotheoutstandingLoanAmountandinterest.Article6:GoverningLawandDisputeResolution6.1ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthe_______________(hereinafterreferredtoasthe"GoverningJurisdiction").6.2AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedarbitrationinaccordancewiththerulesofthe_______________(hereinafterreferredtoasthe"ArbitrationInstitution").Theplaceofarbitrationshallbe_______________,andthelanguageofthearbitrationshallbeEnglish.Article7:EntireAgreementThisAgreement(togetherwithanyexhibits,schedules,andannexeshereto)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisAgreementasofthedatefirstabovewritten.PartyA:____________________By:____________________Name:____________________Title:____________________Date:____________________PartyB:____________________By:一、附件列表：1.借款申请书2.借款合同3.借款人身份证明文件4.借款人财务报表5.担保物权属证明文件6.贷款审批文件7.贷款发放确认书8.还款计划表9.其他相关文件二、违约行为及认定：1.未能按时支付本金和利息2.未能按约定用途使用贷款3.未能提供合同约定的担保4.借款人财务状况恶化，影响还款能力5.借款人提供虚假信息或者隐瞒重要事实6.借款人将贷款用于非法用途三、法律名词及解释：1.借款人：指签订合同的一方，需要借款的个人或机构。2.贷款人：指签订合同的一方，提供借款的个人或机构。3.借款金额：指合同中约定的借款人需要借款的金额。4.借款期限：指合同中约定的借款人需要还款的时间。5.利息：指借款人需要支付给贷款人的费用，通常是借款金额的一定比例。6.违约金：指借款人因违约行为需要支付给贷款人的惩罚性费用。四、执行中遇到的问题及解决办法：1.问题：借款人未能按时还款解决办法：与借款人协商，制定还款计划，必要时采取法律手段追讨欠款。2.问题：借款人未能按约定用途使用贷款解