2025年度国家助学贷款专项合同模板

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER专业合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER专业合同封面RESUMEPERSONAL

2025年度国家助学贷款专项合同模板本合同共三部分组成，仅供学习使用，第一部分如下：甲方（贷款银行）：全称：__________________地址：__________________乙方（借款学生）：全称：__________________地址：__________________鉴于：1.甲方为中华人民共和国国家助学贷款业务的提供者，具有合法的贷款经营资格。2.乙方为中华人民共和国公民，具有完全民事行为能力，愿意申请国家助学贷款。3.甲方愿意为乙方提供国家助学贷款。根据《中华人民共和国合同法》、《中华人民共和国商业银行法》等法律法规的规定，甲乙双方在平等、自愿、公平、诚实信用的原则基础上，经协商一致，达成如下协议：第一条贷款金额1.1本贷款金额为人民币_____元整。第二条贷款期限2.1本贷款期限自_____年_____月_____日起至_____年_____月_____日止。第三条贷款利率3.1本贷款利率按照中国人民银行规定的同期贷款基准利率执行。第四条还款方式（1）按月等额本金还款法：乙方每月偿还贷款本金为：贷款本金/贷款期限；每月偿还利息为：剩余本金×月利率。（2）按月等额本息还款法：乙方每月偿还贷款本息为：贷款本金×月利率×（1+月利率）^贷款期限/（（1+月利率）^贷款期限1）。第五条还款日期5.1乙方应按照约定的还款日期偿还本贷款。第六条逾期还款6.1乙方如逾期还款，甲方有权按照中国人民银行规定的逾期贷款利率计收逾期利息，并有权采取法律手段追偿。第七条提前还款7.1乙方有权在本合同约定的贷款期限届满前提前偿还全部或部分贷款本金。第八条贷款用途8.1乙方应将本贷款用于其在中国境内接受高等教育期间的学习、生活费用。第九条保证方式9.1本合同采用保证方式担保，保证人为：__________________第十条违约责任10.1甲方或乙方违反本合同的约定，应承担相应的违约责任。第十一条争议解决11.1本合同在履行过程中发生的争议，由双方协商解决；协商不成的，任何一方均可向保证人所在地的人民法院提起诉讼。第十二条合同的生效、变更和解除12.1本合同自双方签字（或盖章）之日起生效。12.2本合同生效后，未经双方书面同意，任何一方不得变更或解除本合同。第十三条合同的附件13.1本合同附件如下：（1）贷款借据（2）借款合同（3）保证合同（4）其他有关文件第十四条本合同一式______份，甲乙双方各执______份，具有同等法律效力。甲方（盖章）：__________________代表人（签字）：__________________乙方（签字）：__________________签订日期：___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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