2024年全国银行招聘之银行招聘综合知识考试快速提分卷附答案

全国银行招聘考试重点试题精编

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密

封一、选择题

窣

i1、不列入存货的是（）。

iA.生产设备

B.库存商品

,•\C.原材料

处iD.低值易耗品

瑕：

2、晚于欧洲文艺复兴运动的历史大事是（）。

5A.成吉思汗统一蒙古

|B.哥白尼提出日心说

C.英国工业革命

：D.毕昇发明活字印刷术

S3、下列字符中，其ASCII码值最大的是（）。

A.9

B.D

C.a

・♦D.y

凶由

⑥4、_____andpredictableincreasesinresearchfundingwillallowtheUnitedStatesto

f线accomplishagreatdeal.

A.Detained

B.Sustained

C.Remained

D.Constrained

5、下列各项中，既包含在MO中，又包含在Ml中的是（）。

A.流通中的现金

B.农村存款

C.企业单位活期存款

恬

D.城乡居民储蓄存款

6、证券投资基金体现当事人之间的0

A.产权关系

B.债权关系

C.保证关系

7、-z/lsthere()here?"

—"No,BobandTimhaveaskedforleave?"

A.anybody

B.everybody

C.somebody

D.nobody

8、根据购买力平价理论，通货膨胀高的国家货币汇率()。

A.升值

B.贬值

C.升水

D.贴水

9、Everyoneintheorganizationhasa(n)tothiskindofinformation.

A.access

B.right

C.try

D.look

10、Childrenenterschoolattheageofsix,___?

A.dothechildren

B.don'tthey

C.don'tthechildren

0.aren'tthey

11、Littlehelpseemstothedisaster-hitareasincethsexplosiontookplace3hoursago.

A.offer

B.havebeenoffered

C.beoffered

D.haveoffered

12、下列语句中，没有语病的一项是()。

A.自从李师傅开了修理高级手表的直播视后，短短的十分钟内，先后有一万二千人次前来

观摩学习。

B.减免高速公路通行费后，公路货运量较去年同期增加了1.5倍，高速通行费减少了0.8倍。

C.许多消费者前来喝咖啡，并非是因为这家店的咖啡好喝，而是因为心忧患券到期不能使

用。

D.上午八点，随着飞机舱门线缓打开，英雄们鱼贯而出，站立在通道两侧的数百名欢迎队

伍立刻鼓掌，欢迎英雄们回家。

13sIfEnglishmeansendlessnewwords,difficultgrammarandsometimesstrangepronunciation,

youarewrong.Haven'tyounoticedthatyouhavebecomesmartersinceyoustartedtolearna

language?

AccordingtoanewstudybyaBritishuniversity»learningasecondlanguagecanlead：oan

increaseinyourbrainpower.Researchersfoundthatlearningotherlanguageschangesgrey

matter.Thisistheareaofthebrainwhichprocessesinformation.Itissimilartothewaythat

exercisebuildsmuscles.

Thestudyalsofoundtheeffectisgreater,theyoungerpeoplelearnasecondlanguage.

AteamledbyDrAndreaMechelli,fromUniversityCollegeLondon,tookagroupofBritonswho

onlyspokeEnglish.Theywerecomparedwithagroupofz/earlybilingualsz/whohadlearntasecond

languagebeforetheageoffive,aswellasanumberoflaterlearners.

Scansshowedthatgreymalterdensity(密度)inthebrainwasgreaterinbilingualsthaninpeople

withoutasecondlanguage.Butthelongerapersonwaitedbeforemasteringanewlanguage*the

smallerthedifference.

“Ourfindingssuggestthatthestructureofthebrainischangedbytheexperienceoflearninga

secondlanguage,“saidthescientists.

Itmeansthatthechangeitselfincreasestheabilitytolearn.

ProfessorDylanVaughanJonesoftheUniversityofWaleshasresearchedthelinkbetween

bilingualismandmathsskills/Havingtwolanguagesgivesyoutwowindowsontheworldand

makesthebrainmoreflexible,“hesaid/Youareactuallygoingbeyondlanguageandhavea

betterunderstandingofdifferentideas.”

ThefindingswerematchedinastudyofnativeItalianspeakerswhohadlearnedEnglishasa

secondlanguagebetweentheagesof2and34.Reading,writing,andcomprehensionwereall

tested.Theresultsshowed,thattheyoungertheystartedtolearn,thebetter/Studymga

languagemeansyougetanentrancetoanotherworld,“explainedthescientists.

Inthesecondparagraph,thewritermentions^exercise'lnorderto().

A.saylanguageisalsoakindofphysicallabor

B.makepeoplebelievelanguagelearninghelpsgreymatterworkwell

C.showtheimportanceofusingthelanguagewhenyoulearnthelanguage

D.provethatoneneedsmorepracticewhenhe(she)islearningalanguage

14、Thesizeoftheaudience,wehadexpected,waswelloveronethousand.

A.whom

B.as

C.who

D.that

15、资料：Memo

DateJanuary17

From:NelaPotter

To:Marketingstaff

Pleasereviewtheattachedbestsellerlistfromtoday'sSilvertonDaily.ThoughMarkShipley's

bookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillan

opportunityforsalestoincrease.Howcanweguaranteethatthishappens?

Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,such

asWaylandandBrownback,havebeenthriving.1attributetheirsuccesstoaggressivemarketing

tactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt'sbook!

So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalideals

forgeneratingmorepublici:yforourcurrentandfurtureprojects.

｛图

Whatbooksoldthemostcopiesthepreviousweek?

A.YourBestFitnessPlan

B.GreenEats

C.TheOlympian^Cookbook

D.ThePharaoh'sLives

16、商业银行中最具有流动性的资产是（）o

A.通知贷款

B.短期证券资产

C.现金资产

D.占用同业款项

17、根据图形规律，填入问号处最合适的一项（

❖率7■

A.如上图所示选项

B.如上图所示选项

C.如上图所示选项

D.如上图所示选项

18、资料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."

Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinal

problems,andsubstanceabuse."saysRubin.

"Upto90%ofalldoctorvisitsintheUnitedStatesareforstress-relatedillnesses,"accordingtoDr.

MehetOzoftheDr.OzShow.

Chronicstresshasavarietyofnegativesideeffectssuchasweightgain,lowerimmunesystem,

increasedriskofdisease,andfatigue.Employersshouldencourageemployeestoreducestress

levelsandimprovetheiroverallhealth.

Thefirststepistoeducateemployeesonhealthtopics.Providereadingmaterialsoroffer

seminars.Peoplecan'tmakepositivechangesiftheydon'tknowwhattochange.

Onceemployeesknowabouthealthtopicssuchasstress,exercising,andhealthyeating,starta

healthrelatedcompetitionsuchastheBiggestLoser.Thisoffersemployeesmotivationanda

supportsystem.Iftheentireofficeisinvolved,employeeswillbemorelikelytoaccomplishtheir

goals.

Tohelpemployeesmakepositivelifestylechanges,haveakitchenequippedwitharefrigerator

andmicrowavetopreparehealthyamountsofexercisethroughoutthedayarebeneficial.

AccordingtoDr.Oz,"Exercisereleasesserotoninanddopamine.thefeel-goodhormonesthat

becomeblockedduringstress.Walkingstairsisagreatworkout.Onestudyshowedthatwalking

stairs7minutesadayreducestheriskofheartdiseasebytv/o-thirds."

Ifpossible,offeracompanydiscountongymmemberships.Thiswillencouragetomakepositive

choicesoutsideoftheofficeandtoexerciseregularly.

Tocreateahealthyworkplace,theemployerscan

A.buildmotivationandasupportsystem

B.encouragebreakstodoexercise

C.buildakitchensothattheemployerscouldmakehealthymeals

D.AIIabove

19、It'sofferedasproofthatshe'sawomanwhowon'twastetaxpayer'smoney.

A.principled

B.patriotic

C.pioneer

D.radical

20、填入括号中最恰当的词语是（）。

（1）在任何时候，我们都不能把希望寄托在别人身上，只有（），激发内在的力量，才

能在这场克争中找到位置，

（2）电竞赛场上，红队和蓝队你攻我守，互不相让，一番（）后更是在一处高地上展

开了激烈的胶着战。

A.再接再厉龙争虎斗

B.自力更生明争暗斗

C.自力更生龙争虎斗

D.再接再厉明争暗斗

21、剩余价值（）。

A.在生产领域中产生，可以离开流通领域

B.在流通领域中产生，但不能离开生产领域

C.在生产领域中产生，通过流通领域来实现

D.既在流通领域中产生，也在生产领域中产生

22、若一国的财政收入比支出要少，则说明该国出现（）.

A.通货膨胀

B.金融危机

C.财政赤字

D.贸易赤字

23、下列说法错误的是（）o

A.热水管往往比冷水管先被冻裂

B.高尔夫球上的微凹坑使作用于球上的空气阻力减小

C.日燃是由于材料内部的氧化使得材料的热量增加而引起的

D.材料能够燃烧是由于可燃材料富含•种叫“燃素〃的物质

24、中央银行票是中国人民银行面向全国银行间债券市场成员发行的、期限一般在（）

以内的中短期债券。

A.六个月

B.一年

C.两年

D.三年

25、在中央银行资产负债表中，属于负债项目的是（）。

A.财政部门的借款

B.中央银行发行债券

C.外汇储备

D.待收款项和固定资产

26>NowherearetherealitiesofclimatechangemoreapparentthanatEarth'sthawing

poles.

A.human-driving

B.human-drive

C.human-driven

D.human-drived

27、资装I•:Themarketisaconcept.Ifyouaregrowingtometoesinyourbackyardforsaleyouare

producingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanager

ofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeing

directedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.

Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatheris

asteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorservicefcrthe

market.

Whenyouspendyourincone,youarebuyingthingsfromthemarket.Youmayspendmoreyin

stores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.When

thelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.

Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandselling

something,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon'tbelongbeforeyougetthe

message.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesand

resourcesindoingsomethingthemarketdoesn'twantyoutodo.

Youarebuyingfromthemarketwhenyou.

A.borrowabookfromthelibrary

B.lookafteryourchildren

C.drivetotheseasideforaholiday

D.dineatarestaurant

28、填入括号中最恰当的词语是（）,>

（1）一声炮响之后，空中顿时窜出数条火线，它们随即炸开，化为璀璨的烟花，这副景象

当真是（）人心，催人奋进。

（2）实施"技术中心”路线使得公司盈利高峰的到来（）了三年，但也换来了公司的长

久发展。

A.震撼延迟

B.振奋推迟

C.震撼推迟

D.振奋延迟

29、使预算约束线在保持斜率不变的条件下作远离原点运动的是（

A.x的价格上涨10%而y的价格下降10%

B.x和y的价格都上涨10%,收入下降5%

C.x和y的价格都下降10%,收入不变

D.x和y的价格都上涨1C%,收入上涨5%

30、Therefore,individualsmayattendhighereducationtoavoidortheirrequiredmilitary

service.

A.cancel

B.postpone

C.refuse

0.display

31、资料：Thinkforamcmentofyourdefinitionofpersuasion.Ifyouarelikemostbusiness

peopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,you

stronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighly

assertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda

“close."Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuy

agoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

Persuasionjnfactjnvolvesdemands-compromise.Perhapsthatiswhythemosteffective

persuadersseemtoshareacommontrait:theyareopen-minded,neverdogmtaic.Theyenter

thepersuasionprocesspreparedtoadjusttheirviewpointsandincorporateothers,ideas.When

colleaguesseethatapersuaderiseagertoheartheirviewsandwillingtomakechangesin

responsetotheirneedsandconcerns,theyrespondverypositively.

Whatisthearticlemainlyabout?

A.Howtosuccessfullypersuadeothers

B.Howbusinesspeopledefinepersuasion

C.Persuasionasanart

D.Logic,persistenceandenthusiasm

、

32Whichofthefollowingisorwasanexampleofrepresentativefull-bodiedmoney?（）o

A.Debtmoney

B.ATSaccount

C.Goldcertificate

0.Demanddeposit

33、序数效用论关于消费者偏好的基本假定不包括（）。

A.偏好的完备性

B.偏好的传递性

C.偏好的不饱和性

D.偏好的独立性

34、银行会计科目可分为

A.表内科目和表外科目

B.资产负债共同科目

C.负债科目

D.资产负债科目

35、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（）。

A.资金供需双方是金融工具的借贷而不是买卖

B.资金供需双方是资金借贷而不是金融工具的买卖

C.在媒介过程中只发生资金供需双方之间的一次金融合约关系

D.在资金媒介过程中发生资金供需双方的两次金融合约关系

36、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利

率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期

流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采

取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》

报告，报告称发达国家的非常规货币政策在很大程度上晋助实现了该国政策目标，诸如持续

两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国

家的这些政策对世界其他国家也造成了很大的影响，大景资本流入拉丁美洲和亚洲，导致新

兴市场的汇率过度升值和波动。

下列不属于货币政策目标的是（

A.物价稳定

B.国际收支逆差

C.充分就业

D.经济增长

37、Globalwarmingiscausingmorethan300,000deathsandabout$125billioninecoromic

losseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledby

Annan,theformerUnitedNationssecretarygeneral.

Thereport,tobereleasedFriday,analyzeddataandexistingstudiesofhealth^isastenpopulation

andeconomictrends.ltfoundthathuman-influencedclimatechangewasraisingtheglobaldeath

ratesfromillnessesincludingmalnutritionandheat-relatedhealthproblems.

Butevenbeforeitsrelease.thereportdrewcriticismfromsomeexpertsonclimateandrisk,who

questioneditsmethodsandconclusions.

Alongwiththedeaths,thereportsaidthatthelivesof325millionpeople,primarilyinpoor

countries,werebeingseriouslyaffectedbyclimatechange.ltprojectedthatthenumberwould

doubleby2030.

RogerPielkeJr.,apoliticalscientistattheUniversityofColorado,Boulder,whostudiesdisaster

trends,saidtheForum'sreportwas"amethodologicalembarrassment"becausetherewasnoway

todistinguishdeathsoreconomiclossesrelatedtohuman-drivenglobalwarmingamidthemuch

largerlossesresultingfromthegrowthinpopulationsandeconomicdevelopmentinvulnerable

regions.Dr.Pielkesaidthatz/climatechangeisanimportantproblemrequiringourutmost

attention/Butthereport,hesaid/'willharmthecauseforactiononbothclimatechangeand

disastersbecauseitissodeeplyflawed."

However,SorenAndreasen,asocialscientistatDalbergGlobalDevelopmentPartnerswho

supervisedthewritingofthereportzdefendedit,sayingthatitwasclearthatthenumberswere

roughestimates.Hesaidthereportwasaimedatworldleaders,whowillmeetinCopenhagenin

Decembertonegotiateanewinternationalclimatetreaty.

Inapressreleasedescribingthereport,Mr.Annanstressedtheneedforthenegotiationstofocus

onincreasingtheflowofmoneyfromrichtopoorregionstohelpreducetheirvulnerabilityto

climatehazardswhilestillcurbingtheemissionsoftheheat-trappinggases.Morethan90%ofthe

humanandeconomiclossesfromclimatechangeareoccurringinpoorcountries,accordingtothe

report.

WhatdoesDr.PielkesayabouttheForum'sreport?

A.Itsstatisticslookembarrassing

B.ltisinvalidintermsofmethodology

C.ltdeservesourclosestalention

D.ltsconclusionispurposelyexaggerated

38、资料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstill

shortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopment

saidonWednesday.

Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresenting

advancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansionto

endure,forwagestorisesustainabilityandforinequalitiestobetackled.

Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD's

chiefeconomist,urgedgovernmentsto“curbyourenthusiasm[because]strongandsustained

medium-termglobalgrowthisnotyetsecured".

TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,Russiaand

EuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.

Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7per

centin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmost

totheimprovedglobaloutlook.

China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevised

higherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenrevised

down,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastest

growinglargeeconomyintheworld.

OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.

RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowinginthe

GroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasury

saiditwasnotcomplacent.

AccordingtoOECD,().

A.Moreeffortswillbeneededtoensureasustainedeconomicgrowth

B.Investmentfromthegovernmentcontributesmosttotheworldeconomy

C.Themarketispessimisticontheworldeconomy

D.Theworldeconomyisgrowingrapidlyandsteadily

39、Yournaturalhaircolorbeginstofade()yougrowolder,andintimeyougrowgrey.

A.since

B.when

C.while

D.as

40、某国对某种商品进15的数量或金额规定最高限额.达到限额后便不再允许进15,这种

措施称为()&

A."自动"出口配额

B.B进口许可证制

C.关税配额

D.绝对配额

41、商业银行应选派精通现代金融理论及金融创新理论的高素质客户经理接洽业务的维分市

场为()。

A.国有企业

B.民营企业

C.外商独资企业

D.合资与合作企业

42、资料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstill

shortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopment

saidonWednesday.

Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresenting

advancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansionto

endure,forwagestorisesustainabilityandforinequalitiestobetackled.

Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD's

chiefeconomist,urgedgovernmentsto“curbyourenthusiasm[because]strongandsustained

medium-termglobalgrowthisnotyetsecured".

TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,Russiaand

EuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.

Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7per

centin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmost

totheimprovedglobaloutlook.

China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevised

higherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenrevised

down,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastest

growinglargeeconomyintheworld.

OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.

RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowinginthe

GroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasury

saiditwasnotcomplacent.

Accordingtothepassage,whichoneofthefollowingstatementistrue?

A.TheRussia's2017economicgrowthforecasthasbeenrevisedhigher

B.Theleadingeconomieshaveachievedsustainablelong-termgrowth

C.TheOECDisnotoptimisticaboutChina'seconomicgrowth

D.India'seconomicgrowthforecasthavebeenupgraded

43、资料•：EarlyExperiences

Ifyou'vecommunicatedapositiveinitialimpressionandcustomersdecidetoexploreyour

product,cantheydiscover:hefeaturesandfunctionsthathelpgetthemuptospeed?Doesyour

interfaceprovideclear,streamlinedpathsfreeofunnecessaryinstructions,distractingvisual

elements,orunneededfeaturesorfunctionality?Finally,howwelldoesyourproducthelp

customersgetthebenefitstheywant,orevenleadthemtobenefitstheywereunawareof?

Testinghelpsdetermineifcustomersfindtheterminologyclearandjargon-free;whetherthe

pageandcontentisorganizedlogicallyfromtheirperspective;ifprocesses-suchasregistration,

checkoutorupgrading-areefficientandeasytouse;andifit'sclearhowtocancelaprocessor

navigatetoaspecificfunctionorlocation.

Maturity

Overtime,discoveringshortcutsandadvancedfunctionalitywillhelpmaturecustomersdotheir

jobsmorequickly.You'llwanttotesthowtheseoptionsarecommunicatedandensurethatthey

addresstheneedsofthesecustomerswithoutimpactingtheexperienceofothercustomers.

Unlessyoutestwithactualusers,yourproductteamwon'tgetatrueperspectiveaboutwhat

yourproductisliketousebythepeoplewhomattermosttheusersthemselves.Thismayseem

obvious,butinmanyorganizations,approximatecustomers-suchassalespeople-aresome:imes

usedtoreviewproducts.Afterall,theyhavealotofcustomercontact.Butsalespeopledon't

havethesamemotivationsorcontextascustomers.Atbest,thisapproachisrisky.Whenyoutest

withrealusers,usabilitytestsensurethatallproductstakeholdersgetarealistic,honestviewof

yourproduct'seffectiveness.

Ifyouhaveneverwatchedacustomeruseyourproduct,youmightbeinforasurprise."Obvious"

productassumptionsmaytechallenged,oryoumightfindthatcustomersthinkdifferentlyabout

whatvaluemeanstothem.Whateveryoudiscover,you'llunearthinformationtodevelop

productsthataremorelikelytobeonesthatyourcustomersvalue.

Whichofthefollowingsisnotmentionedassomethingyoushouldcareabout?

A.streamlinedinterface

B.freeofredundantfunctionality

C.Benefitthecustomers

0.Satisfyalltheneedofthecustomers

44、Passage1

TheIMFbelievesthateconomicgrowthispickingup,soundsfamiliar.

Aprilisthecrudestmonth,breedinglilacsoutofthedeadland,and,inWashington,chirpy

forecastsfromtheIMFthatoftenproveabittoochirpy.OnApril18ththefundreleasedits

semi-annualWorldEconomicOutlook(WEO),raisingitsforecastforglobalgrowthin2017to

3.5%.Growthforecastsfortheemergingworldhavenotchanged.TheIMF'sglobaloptimismis

basedinsteadonhopesofincreasedgrowthintherichworld.

ThefundtakesarosyviewoftheAmericaneconomy,citingbothhighlevelsofconsumer

confidenceandDonaldTrump'splansformoregovernmentspending.

InBritaintheIMFnowreckonsGDPwillgrowby2.0%in2017,upfromearlierestimatesof1.5%

(issuedinJanuary)and11%(lastOctober).TheIMFhasalsoraiseditsforecastsforJapanand

theeuroarea.

SniperspointoutthatIMFforecastshavebeenfarfromperfect.Someglitchesareexcusable.In

thespringof1990,itpredictedthatKuwait'seconomywouldgrowby0.8%thatyear.ltactuallyfell

by26%.

Accordingtothepassage,theestimateoftheIMFonBritain'sGDPhasbeenincreased()this

year.

A.0.5%

B.0.9%

C.3.5%

D.3.1%

45、Airlinesarealreadyincreasingtheirpriceonthethatfuelpricesaregoingtorise.

A.consumption

B.destruction

C.assumption

D.presumption

46、资料：FORTWOMARKETINGEXECUTIVES

LegendCo.isaninternationalfamouscompanyspecializedinmanufacturingfurnitureand

householdappliances.ItisheadquarteredinNewYorkandhasestablishedover30branches

aroundChina.Withtherapdgrowth,nowthecompanyneedstwomarketingexecutives.

Qualifications:

Nationality:Chinese

Education:masterdegreeinMarketing,Management,Economicsorotherrelatedmajors.

Experience:atleast3years'experienceinmarketing.

Skills:goodcommandoforalEnglish;proficientcomputerskills.

Others:obedienttoarrangementsofthecompany;frequentbusinesstripsareacceptable.

Ifyouwanttoworkinthecompanyandarequalified,pleasecallat01087654321andcontactMr.

Smith.

Judgingfromthetext,whataremostprobablyproducedbyLegendCo.?

A.table,ovenandgarment

B.wardrobe,printeranddryer

C.bedsidelamp,sofaandcloset

0.refrigerator,washingmachineandlaundrydetergent

47、在我国利率市场化改革进程中，若银行提高储蓄利率，则银行的储蓄总额最终将（）。

A.减少

B.增加

C.维持不变

D.既可能增加，也有可能减少

48、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常

态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；

加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。

为保持流动性合理充裕，央行近年来常用的政策工具是（）。

A.降低金融机构贷款利率

B.降低金融机构法定存款准备金率

C.降低企业税费率

D.减少行政管理手段运儿

49、我国古代“以农立国〃.而农业生产和自然天象的关系密切，所以古人非常注重“观时授

时"，积累了丰富的天文历法知识。以下关于我国古代天文历法知识，说法错误的是（）。

A.金星古称“明星〃"太白""启明〃"长庚〃；木星古称“岁星”"岁"

B.杜甫诗中的“人生不相见，动如参与商"中的"参"是指西方的“参宿商”指东方的心宿，

“参”"商"同属二十八星宿

C.古代用于纪年的方法很多，其中最常用的是干支纪年法和年号纪年法。其中干支纪年法

是指以天干和地支两两相配以纪年，历经六十年一轮回

D.天干只能与地支相配，而且是天干的单数与地支的双数相配，天干的双数与地支的单数

相配

50、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（）。

A.合伙制企业

B.个人业主企业

C.有限责任公司

D.股份有限公司

二、多选题

51、Paper-markingis_ofancientChina.

A.oneofgreatestinventor

B.oneofthegreatestinventors

C.oneofgreatestinvention

D.oneofthegreatestinventions

52、政府的财政收入政策通过（）因素对国民收人产生影响。

A.政府转移支付

B.政府购买

C.消费支出

D.出口

53、使用伪造、变造的银行存单骗取公私财物的行为属于（）。

A.金融票据诈骗

B.有价证券诈骗

C.信用证诈骗

D.金融凭证诈骗

54、Thespecialdealofferedbyoursupplierwilllastonlyfora（）time.

A.limited

B.minor

C.partial

D.lower

55、BecausehispartnerhadtogotoSydney.Mr.Zazuetahadtofinishworkontheadverting

campaignon.

A.hisown

B.himself

C.alone

D.solo

56、Passage1

Thereisawonderfulstorysboutayounggirlwhohadnofamilyandnoonetoloveher.

Oneday,feelingverysadandlonely,shewaswalkingthroughagrasslandwhenshenoticeda

smallbutterflycaughtinathorn（荆棘）bush.Theyounggirlcarefullyreleasedthe

butterfly.lnsteadofflyingaway,thelittlebutterflychangedintoabeautifulfairy.Theyounggirl

rubbedhereyesindisbelief.

“Foryourwonderfulkindness/thegoodfairysaidtothegirl/lwillgiveyouanywishyouv/ould

like/Thelittlegirlthoughtforamomentandthenreplied/lwanttobehappy/

Thefairyleanedtowardherandwhisperedinherear.Thenthefairydisappeared.

Asthelittlegirlgrewup,therewasnooneinthelandashappyasshe.Everyoneaskedhersecret

ofhappiness.Shewouldonlysmileandanswer/ThesecretofmyhappinessisthatIlistenedtoa

goodfairywhenIwasalittlegirl.”

Whenshewasveryoldandonherdeathbed,theneighborsallgatheredaroundher,andfeared

thatherunbelievablesecretofhappinesswoulddiewithher/Tellus,please,“theybegged/Tellus

whatthegoodfairysaid/Thelovelyoldwomansimplysmiledandsaid/Shetoldmethat

everyone,nomatterhowsecuretheyseemed,nomatterhowoldoryoung,howrichorpoor,had

needofme.”

Theonlythingthatthelittlegirlwantedwas().

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness

57、证明实物资产是否存在的非常有说服力的证据是()。

A.书面证据

B.环境证据

C.实物证据

D.口头证据

58、资料：There'sagoocchancethatspicycrunchytun