二零二五版房屋抵押贷款合同备案与登记合同

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二零二五版房屋抵押贷款合同备案与登记合同甲方（借款人）：姓名：__________________住址：__________________乙方（贷款机构）：名称：__________________住所：__________________鉴于甲方因个人或家庭需要，向乙方申请房屋抵押贷款，乙方同意为甲方提供贷款，双方本着平等、自愿、公平、诚实信用的原则，就房屋抵押贷款事宜达成如下协议：第一条贷款金额及期限1.1本贷款金额为人民币__________________元整（大写：__________________）。1.2贷款期限为__________________年，自贷款发放之日起计算。第二条贷款利率及还款方式2.1本贷款利率为__________________，按年利率计算，具体利率以贷款发放时的中国人民银行同期贷款基准利率为准。2.2还款方式为__________________，具体还款计划如下：第三条抵押物3.2抵押房产的权属证明及他项权利状况如下：第四条抵押登记4.1甲方应于本合同签订之日起__________________日内，将抵押房产的抵押权登记手续办理完毕，并向乙方提供抵押登记证明。4.2乙方有权要求甲方提供抵押登记证明，甲方应予以配合。第五条贷款发放及使用5.1乙方应于本合同签订之日起__________________日内，将贷款款项发放至甲方指定的账户。5.2甲方应按照合同约定用途使用贷款，不得挪用贷款资金。第六条贷款还款6.1甲方应按合同约定及时足额偿还贷款本金及利息。6.2甲方如逾期偿还贷款本金或利息，应向乙方支付逾期利息__________________，并承担其他违约责任。第七条违约责任7.1甲方如违反本合同约定，应承担相应的违约责任。7.2乙方如违反本合同约定，应承担相应的违约责任。第八条争议解决8.1本合同履行过程中如发生争议，双方应友好协商解决；协商不成的，任何一方均有权向抵押房产所在地的人民法院提起诉讼。第九条合同生效及其他9.1本合同自甲乙双方签字（或盖章）之日起生效。9.2本合同一式两份，甲乙双方各执一份，具有同等法律效力。甲方（借款人）签字（或盖章）：__________________乙方（贷款机构）签字（或盖章）：__________________签订日期：_______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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