2025版抵押贷款还款计划及违约处理合同

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2025版抵押贷款还款计划及违约处理合同甲方（贷款人）：_________________乙方（借款人）：_________________鉴于甲方愿意向乙方提供一笔贷款，乙方同意按照本合同约定的条件接受贷款并按期还款，双方经友好协商，特订立本合同，以资共同遵守。第一条贷款金额及用途1.1本合同项下贷款金额为人民币______元整（大写：____________________）。1.2乙方使用贷款的用途为：____________________。第二条贷款利率及计息方式2.1本合同项下贷款利率为______%，按年利率计息。2.2贷款利息按月计收，每月末日为计息日。第三条还款方式及期限3.1乙方应按照本合同约定的还款计划按期归还贷款本金及利息。3.2本合同项下贷款的还款期限为______个月，自贷款发放之日起计算。第四条还款计划1）贷款发放后第一个月偿还贷款本金人民币______元，利息人民币______元；2）贷款发放后第二个月偿还贷款本金人民币______元，利息人民币______元；3）……4）贷款发放后一个月偿还贷款本金人民币______元，利息人民币______元。第五条违约处理5.1乙方如未按约定的还款计划按期还款，应向甲方支付逾期利息，逾期利息为贷款本金×日利率×逾期天数。5.2乙方如逾期还款超过______个月，甲方有权提前收回全部贷款，并要求乙方支付提前还款违约金，违约金为贷款本金×______%。5.3乙方如违反本合同其他约定，甲方有权采取法律手段追究乙方责任。第六条争议解决6.1双方在履行本合同过程中发生争议，应友好协商解决；协商不成的，任何一方均有权将争议提交至_________________法院诉讼解决。第七条合同生效及终止7.1本合同自双方签字（或盖章）之日起生效。7.2乙方按期还清全部贷款本金及利息后，本合同终止。第八条其他8.1本合同一式两份，甲乙双方各执一份，具有同等法律效力。8.2本合同未尽事宜，由双方另行协商解决。甲方（贷款人）：_________________乙方（借款人）：_________________签署日期：____________________附件：1.还款计划表还款计划表序号还款月份还款本金（元）还款利息（元）合计（元）123……________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________