中信银行兰州市七里河区2025秋招笔试英文行测高频题含答案

中信银行兰州市七里河区2025秋招笔试英文行测高频题含答案第一部分：选词填空（共5题，每题2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesin兰州remains______.A.stagnantB.fluctuatingC.resilientD.declining3.Ourbank’smobileappaimsto______userexperiencebysimplifyingtransactionsandenhancingsecurity.A.deteriorateB.optimizeC.neglectD.disrupt4.Thenewpolicywill______compliancecostsforsmallbusinessesintheregion.A.reduceB.increaseC.ignoreD.postpone5.ThecollaborationbetweenourbankandlocalSMEshas______mutualgrowthanddevelopment.A.hinderedB.facilitatedC.delayedD.declined第二部分：阅读理解（共4题，每题3分，共12分）directions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:Theriseofdigitalbankinghastransformedthefinanciallandscapein兰州,acitywithagrowingtech-savvypopulation.Localbanks,including中信银行,haveinvestedheavilyinmobileplatformstomeetrisingconsumerexpectations.However,challengesremain,suchascybersecuritythreatsandregulatorycompliance.Despitethesehurdles,theadoptionofdigitalserviceshasbeenhigherin兰州comparedtootherregionsinChina,drivenbyurbanizationandayoungerdemographic.Thegovernment’ssupportforfintechinitiativeshasfurtheracceleratedthistrend.6.Whatisthemainfocusofthepassage?A.Theeconomicimpactoffintechin兰州.B.Thechallengesfacedbytraditionalbanks.C.Thegovernment’sroleinpromotingdigitalbanking.D.Thedemographicchangesin兰州.7.Accordingtothepassage,whyhasdigitalbankingadoptionbeenhigherin兰州?A.Duetoolderdemographics.B.Becauseoflowerinternetpenetration.C.Duetourbanizationandayoungerpopulation.D.Becauseofstrictgovernmentregulations.8.Whatremainsachallengefordigitalbankingin兰州?A.Lackofconsumerinterest.B.Cybersecuritythreatsandregulatorycompliance.C.Highinfrastructurecosts.D.Limitedgovernmentsupport.9.Whatdoesthepassagesuggestaboutthefutureofdigitalbankingin兰州?A.Itwilldeclineduetocompetition.B.Itwillstagnatewithoutgovernmentintervention.C.Itwillcontinuetogrowwithsupportfromthegovernment.D.Itwillfacemoreregulatoryrestrictions.第三部分：完形填空（共5题，每题2分，共10分）directions:Fillineachblankwiththemostsuitablewordfromtheoptions.Thebankingsectorin兰州hasundergonesignificantchangesoverthepastdecade.Theshiftfromtraditionalbankingtodigitalplatformshasbeen______(10)forbothcustomersandfinancialinstitutions.Forinstance,中信银行的mobileapphas______(11)usersatisfactionbyoffering24/7servicesandpersonalizedrecommendations.However,thistransformationhasalsobroughtnew______(12)suchasdataprivacyconcernsandfraudrisks.Localbankshave______(13)thesechallengesbyinvestinginadvancedsecuritysystemsandAI-drivenanalytics.Inthefuture,theintegrationofblockchaintechnologyandAImayfurther______(14)theefficiencyofbankingoperationsin兰州.10.A.necessaryB.gradualC.unexpectedD.effortless11.A.decreasedB.maintainedC.improvedD.lowered12.A.opportunitiesB.risksC.benefitsD.goals13.A.ignoredB.addressedC.createdD.avoided14.A.enhanceB.reduceC.disruptD.delay第四部分：句子改错（共4题，每题3分，共12分）directions:Identifyandcorrecttheerrorineachsentence.15.Thelocaleconomyof兰州hasbeenimprovedbythegrowthoffintechcompanies.(Error:______)(Correction:______)16.Despitethehighdemand,ourbank’snewcreditproducthasnotbeenlaunchedyet.(Error:______)(Correction:______)17.Thecomplianceteammustensurealltransactionsarefollowedthebank’spolicies.(Error:______)(Correction:______)18.Theintegrationofcloudcomputinghasmadethebankingsystemmoreefficientandreliable.(Error:______)(Correction:______)第五部分：翻译填空（共5题，每题2分，共10分）directions:TranslatetheunderlinedphrasesintoEnglish.19.兰州作为西部重要的金融中心，吸引了众多金融机构入驻。A.AsakeyfinancialhubinwesternChina,兰州hasattracted______.B.兰州,animportantfinancialcenterinthewest,______.20.我们银行致力于为客户提供便捷、安全的数字银行服务。A.Ourbankiscommittedtoproviding______.B.中信银行focusesondelivering______.21.近年来，兰州市的中小微企业贷款规模稳步增长。A.Inrecentyears,theloanscaleforSMEsin兰州has______.B.ThegrowthofSMEloansin兰州hasbeen______.22.政府出台了一系列政策支持本地金融机构的发展。A.Thegovernmenthasintroduced______tosupportthedevelopmentoflocalfinancialinstitutions.B.兰州’sfinancialsectorhasbenefitedfrom______.23.数字化转型是银行业应对市场变化的必然选择。A.Digitaltransformationis______forthebankingindustrytoadapttomarketchanges.B.Thebankingsectormust______tonavigatemarketshifts.答案与解析第一部分：选词填空1.A(forced)-Thecorrectwordimpliesthatfintechhascompelledtraditionalbankstochange.2.C(resilient)-兰州’sdemandremainsstrongdespiteeconomicchallenges.3.B(optimize)-Theappaimstoimproveuserexperience.4.A(reduce)-Thepolicylowerscompliancecostsforsmallbusinesses.5.B(facilitated)-Collaborationhaspromotedmutualgrowth.第二部分：阅读理解6.A-Thepassagediscussesfintech’simpacton兰州.7.C-Urbanizationandayoungerpopulationdriveadoption.8.B-Cybersecurityandcompliancearementionedaschallenges.9.C-Governmentsupportisexpectedtosustaingrowth.第三部分：完形填空10.B(gradual)-Theshiftwasaslowprocess.11.C(improved)-Usersatisfactionincreased.12.B(risks)-Dataprivacyandfraudarerisks.13.B(addressed)-Bankstackledthesechallenges.14.A(enhance)-AIandblockchainimproveefficiency.第四部分：句子改错15.Error:improved→hasbeenimprovedCorrection:Thelocaleconomyof兰州hasbeenimprovedbythegrowthoffintechcompanies.16.Error:hasnotbeen→hasnotyetbeenCorrection:Despitethehighdemand,ourbank’snewcreditproducthasnotyetbeenlaunched.17.Error:followedthebank’spolicies→followsthebank’spoliciesCorrection:Thecomplianceteammustensurealltransactionsfollowthebank’spolicies.18.Error:noneCorrection:Theintegrationofcloudcomputinghasmadethebankingsystemmoreefficientandreliable.第五部分：翻译填空19.A.asakeyfinancialhubinwesternChina,兰州hasattractednumerousfinancialinstitutions.B.兰州,animportantfinancialcenterinthewest,hasattractedman