农发行南充市阆中市2025秋招笔试英语题专练及答案

农发行南充市阆中市2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分，计10分）背景提示：中国农业发展银行南充市阆中支行致力于乡村振兴和农业基础设施建设，近年来积极推动绿色信贷和普惠金融发展。1.Thebankhasimplementedseveral__________programstosupportlocalfarmersinadoptingsustainablefarmingpractices.A.innovativeB.traditionalC.conservativeD.outdated2.Theloanapplicationrequiresdetailed__________oftheborrower’sfinancialhistoryandlanduse.A.documentsB.statementsC.reportsD.summaries3.Thebranch’s__________focusonruraldevelopmenthashelpedreducethefundinggapintheagriculturalsector.A.narrowB.broadC.limitedD.vague4.Farmersareencouragedtouse__________irrigationsystemstosavewaterandincreaseefficiency.A.advancedB.outdatedC.inefficientD.traditional5.Thebank’spolicyaimsto__________accesstocreditforsmall-scaleagriculturalenterprises.A.expandB.restrictC.limitD.eliminate6.The__________loanstructureallowsborrowerstorepayininstallmentsbasedontheirharvestseason.A.flexibleB.rigidC.inflexibleD.fixed7.Thelocalgovernmenthas__________thebanktoprovidepreferentialinterestratesforecologicalprojects.A.encouragedB.requestedC.prohibitedD.rejected8.Thebranch’s__________roleinthecommunityhasstrengtheneditsreputationasareliablefinancialpartner.A.passiveB.activeC.negligibleD.minimal9.Thebank’scompliancedepartmentensuresthatall__________meetregulatorystandards.A.transactionsB.policiesC.proceduresD.employees10.Theuseofbigdatahas__________thebank’sabilitytoassesscreditrisksaccurately.A.improvedB.weakenedC.unchangedD.diminished二、阅读理解（共5题，每题2分，计10分）背景提示：阆中市作为中国历史文化名城，近年来大力发展特色农业，如柑橘、蔬菜和中药材种植，农发行南充市阆中支行通过信贷支持推动农业产业升级。Passage1TheNanfengAgriculturalDevelopmentBankofChinahaslaunchedanewinitiativetosupportthegrowthofmodernagricultureinLangzhongCity.Theprogramfocusesonprovidinglow-interestloanstofarmerswhoadopthigh-techfarmingmethods,suchasprecisionagricultureandorganiccultivation.Byintegratingfinancialserviceswithagriculturalinnovation,thebankaimstoenhanceproductivityandsustainability.Localauthoritieshavepraisedtheprogramforitspotentialtorevitalizeruraleconomiesandreducedependencyonconventionalfarmingpractices.Questions:1.Whatistheprimarygoalofthebank’snewinitiative?A.Toincreaselendingfortraditionalagriculture.B.Tosupportmodernfarmingtechnologies.C.Toreduceruralunemployment.D.Topromoteurbandevelopment.2.Howdoestheprogrambenefitfarmers?A.Itprovidesfreefarmingequipment.B.Itofferslow-interestloans.C.Itguaranteeshighcropyields.D.Iteliminatescreditrisks.3.Whatroledolocalauthoritiesplayintheprogram?A.Theyprovideloansdirectlytofarmers.B.Theysupervisethebank’soperations.C.Theyendorsetheinitiative.D.Theyinvestinagriculturalinfrastructure.Passage2LangzhongCity,knownforitsrichagriculturalresources,hasfacedchallengesinaccessingcapitalforlarge-scalefarmingprojects.TheAgriculturalDevelopmentBankofChinahassteppedinbyofferingspecializedloanstailoredtotheregion’sneeds.Theseloansaredesignedtofundtheconstructionofmodernirrigationsystems,storagefacilities,andcoldchains,whicharecriticalforreducingpost-harvestlosses.Thebank’scollaborationwithlocalcooperativeshasalsohelpedstreamlinetheapplicationprocess,makingcreditmoreaccessibletosmallandmedium-sizedagriculturalenterprises.Questions:4.WhatproblemdoesLangzhongCityfaceinagriculture?A.Insufficientlabor.B.Limitedcapitalaccess.C.Lowcropquality.D.Poorinfrastructure.5.Howdoesthebank’sinterventionaddressthisissue?A.Byprovidinggrants.B.Byofferinglow-interestloans.C.Byimposingstricterregulations.D.Byencouragingself-funding.三、完形填空（共10题，每题1分，计10分）Background:TheLangzhongbranchoftheAgriculturalDevelopmentBankofChinahasbeenworkingcloselywithruralcommunitiestodevelopsustainablefinancialsolutions.Thebank’seffortsto__1__agriculturalcredithavefacedseveral__2__duetotheregion’seconomicconditions.However,throughinnovative__3__,suchasdigitalplatformsandcustomizedloanproducts,thebranchhas__4__significantprogress.Farmers,inparticular,havebenefitedfrom__5__interestratesandflexiblerepaymentterms,whichhave__6__theirabilitytoinvestinmodernfarmingtechniques.Thesuccessoftheseinitiativeshas__7__thebank’scommitmenttosupportingruraldevelopmentinLangzhong.Thelocalgovernmenthas__8__thebank’sapproach,recognizingitspotentialto__9__economicdisparitiesbetweenurbanandruralareas.Asthebankcontinuestoexpanditsservices,itaimsto__10__amoreequitablefinancialecosystemforallstakeholders.WordsBank:1.A.expandB.reduceC.optimizeD.limit2.A.obstaclesB.opportunitiesC.benefitsD.incentives3.A.strategiesB.plansC.programsD.methods4.A.madeB.achievedC.createdD.developed5.A.competitiveB.highC.fixedD.unfair6.A.strengthenedB.weakenedC.limitedD.complicated7.A.reinforcedB.questionedC.ignoredD.criticized8.A.supportedB.opposedC.ignoredD.evaluated9.A.addressB.widenC.reduceD.ignore10.A.buildB.maintainC.disruptD.weaken四、翻译题（共5题，每题2分，计10分）1.将以下句子翻译成英文：农发行南充市阆中支行通过绿色信贷支持当地生态农业项目。2.将以下句子翻译成英文：银行鼓励农民采用节水灌溉技术以提高农业效率。3.将以下句子翻译成英文：近年来，该支行在支持小微企业贷款方面发挥了重要作用。4.将以下句子翻译成英文：政府要求银行加大对农村基础设施建设的资金投入。5.将以下句子翻译成英文：大数据分析帮助银行更精准地评估农业项目的信贷风险。五、写作题（1题，10分）Prompt:Writeashortessay(150-200words)ontheimportanceoftheAgriculturalDevelopmentBankofChinainsupportingruraleconomicdevelopmentinLangzhongCity.Includespecificexamplesofthebank’sinitiativesandtheirimpact.答案与解析一、选词填空答案与解析1.A.innovative解析：银行推动绿色信贷和可持续农业，需要创新项目。2.A.documents解析：贷款申请需要财务和土地使用证明文件。3.B.broad解析：银行广泛支持乡村振兴，覆盖农业领域。4.A.advanced解析：鼓励使用高效节水灌溉系统。5.A.expand解析：政策目标是扩大信贷覆盖面。6.A.flexible解析：分期还款结构灵活适应农业周期。7.B.requested解析：政府要求银行提供优惠利率。8.B.active解析：银行积极参与社区发展。9.C.procedures解析：合规部门确保流程合规。10.A.improved解析：大数据提升了风险评估能力。二、阅读理解答案与解析1.B.Tosupportmodernfarmingtechnologies.解析：文章强调银行支持高科技农业。2.B.Itofferslow-interestloans.解析：原文明确提到提供低息贷款。3.C.Theyendorsetheinitiative.解析：地方政府认可银行计划。4.B.Limitedcapitalaccess.解析：文章指出资金短缺问题。5.B.Byofferinglow-interestloans.解析：银行提供贷款解决资金问题。三、完形填空答案与解析1.A.expand解析：银行扩大农业信贷业务。2.A.obstacles解析：经济条件带来挑战。3.A.strategies解析：采用数字化等策略。4.A.made解析：取得显著进展。5.A.competitive解析：提供有竞争力的利率。6.A.strengthened解析：增强投资能力。7.A.reinforced解析：银行重申承诺。8.A.supported解析：政府支持银行做法。9.A.address解析：解决城乡差距。10.A.build解析：构建公平金融生态。四、翻译题答案与解析1.TheAgriculturalDevelopmentBankofChina,NanfengBranch,supportslocalecologicalagriculturalprojectsthroughgreencredit.解析：准确翻译银行名称和业务。2.Thebankencouragesfarmerstoadoptwater-savingirrigationtechniquestoimproveagriculturalefficiency.解析：专业术语如“节水灌溉”准确。3.Inrecentyears,thebranchhasplayedasignificantroleinprovidingloanstosmallandmedium-sizedenterprisesinagriculture.解析：突出银行对小微企业的支持。4.Thegovernmentrequiresthebanktoincreasefinancialinvestmentinruralinfrastructureconstruction.解析：体现政府要求银行的行动。5.Bigdataanalysishelpsthebankmoreaccuratelyassesscreditrisksforagriculturalprojects.解析：强调大数据在风险管理中的作用。五、写作题参考范文TheImportanceoftheAgriculturalDevelopmentBankofChinainSupportingRuralEconomicDevelopmentinLangzhongCityTheAgriculturalDevelopmentBankofChina(ADBC)playsapivotalroleinfosteringruraleconomicgrowthinLangzhongCity,aregionrenownedforitsagriculturalrichness.Throughtargetedfinancialsolutions,thebankhassignificantlycontributedtomodernizingfarmingpracticesandimprovingfarmers’livelihoods.Forinstance,ADBC’sgreencreditinitiativeshaveenabledlocalfarmerstoadoptsustainabletechnologies,suchasprecisionirrigationandorganicfarming,whichenhanceproductivitywhilepreservingenvironmentalresources.Additionally,thebank’sflexibleloanprogramshavefacilitatedaccess