中信银行深圳市龙华区2025秋招笔试英文行测高频题含答案

中信银行深圳市龙华区2025秋招笔试英文行测高频题含答案第一部分：选词填空（共5题，每题2分，共10分）每题空格处需填入一个最合适的英文单词，使句子语义通顺、逻辑合理。1.Therapiddevelopmentoffintechhas______thetraditionalbankingsectortoadaptandinnovate.A.forcedB.encouragedC.delayedD.supported2.Despitetheeconomicdownturn,thedemandforgreenfinancialproductsinShenzhenremains______.A.stagnantB.fluctuatingC.robustD.declining3.Thebank’snewmobileappaimsto______customerengagementthroughpersonalizedrecommendations.A.enhanceB.diminishC.neglectD.ignore4.Regulatorycomplianceisacriticalfactorthat______thebank’slong-termsustainability.A.ensuresB.underminesC.complicatesD.postpones5.Themergerwithanotherfinancialinstitutionwill______thebank’smarketshareinthesouthernregion.A.expandB.shrinkC.stabilizeD.fluctuate第二部分：阅读理解（共4题，每题3分，共12分）阅读以下英文短文，根据文意回答问题。Passage:ThebankingsectorinShenzhenhaswitnessedsignificanttransformationinrecentyears,drivenbytechnologicaladvancementsandchangingcustomerexpectations.Fintechcompanies,leveragingbigdataandartificialintelligence,havedisruptedtraditionalfinancialservicesbyofferingmoreefficientanduser-friendlysolutions.Meanwhile,banksareunderincreasingpressuretomodernizetheiroperationstoremaincompetitive.Theintegrationofblockchaintechnologyanddigitalcurrenciesisalsoreshapingtheindustrylandscape.However,challengessuchasdatasecurityandregulatoryoversightpersist.Forbanksinthesouthernregion,includingareaslikeLonghua,balancinginnovationwithcomplianceremainsakeypriority.6.Whatisthemainthemeofthepassage?A.TheriseoffintechinShenzhen.B.Thechallengesofbankingregulation.C.Theimpactoftechnologyonfinance.D.TheeconomicgrowthofsouthernChina.7.Accordingtothepassage,howarefintechcompanieschangingthebankingsector?A.Byincreasingfees.B.Byreducingefficiency.C.Byofferinginnovativesolutions.D.Byignoringcustomerneeds.8.WhatdoesthepassagesuggestaboutbanksinShenzhen?A.Theyarefullyembracingfintech.B.Theyarestrugglingtoadapt.C.Theyprioritizeinnovationovercompliance.D.Theyarelesscompetitivethanfintechfirms.9.Whichofthefollowingisachallengementionedinthepassage?A.Highcustomersatisfaction.B.Limitedtechnologicaladoption.C.Datasecurityrisks.D.Excessiveregulatorysupport.第三部分：句子改错（共5题，每题2分，共10分）下列句子中各含有一处语法或语义错误，请指出并改正。10.Thebank’spolicywasdesignedtoencouragecustomertosavemoremoney.-Corrected:Thebank’spolicywasdesignedtoencouragecustomerstosavemoremoney.11.Althoughthefinancialmarketwasvolatile,thebankmanagedtomaintainitsprofitability.-Corrected:Althoughthefinancialmarketwasvolatile,thebankmanagedtomaintainitsprofitability.(Noerror)12.Ifthecustomerwillnotpayontime,theywillbechargedalatefee.-Corrected:Ifthecustomerdoesnotpayontime,theywillbechargedalatefee.13.Thenewcreditscoringsystemismoreaccuratethanpreviousmodel.-Corrected:Thenewcreditscoringsystemismoreaccuratethanpreviousmodels.14.NeithertheCEOnortheboardmembersagreewiththeproposal.-Corrected:NeithertheCEOnortheboardmembersagreewiththeproposal.(Noerror)第四部分：完形填空（共5题，每题2分，共10分）阅读以下短文，选择最合适的单词填入空格。ThebankingindustryinShenzhenhasbeenevolvingrapidlyduetothe______(15)offintech.Traditionalbanksmustnow______(16)withthesenewcompetitorsbyadoptingdigitalsolutionsandimprovingcustomerexperience.Oneofthemostsignificanttrendsistheuseofartificialintelligenceinpersonalizedbankingservices.AI-poweredchatbotsandpredictiveanalyticshelpbanks______(17)customerneedsinrealtime.However,thisshiftalsoraisesconcernsaboutdataprivacy.Thebankmustensurethatallcustomerinformationis______(18)whilestillleveragingitforserviceimprovement.Ultimately,thegoalisto______(19)abalancebetweeninnovationandriskmanagement.15.A.emergenceB.declineC.stabilityD.stagnation16.A.competeB.ignoreC.collaborateD.neglect17.A.ignoreB.predictC.denyD.fulfill18.A.protectedB.exposedC.misusedD.neglected19.A.achieveB.disruptC.undermineD.postpone第五部分：翻译填空（共5题，每题2分，共10分）将中文句子翻译成英文，并填入空格。20.随着深圳金融科技的发展，银行需要加强风险管理。-TherapiddevelopmentoffintechinShenzhenrequiresbanksto______riskmanagement.21.该银行的新服务旨在提升客户满意度。-Thebank’snewserviceisdesignedto______customersatisfaction.22.为了应对市场竞争，银行推出了移动支付解决方案。-To______marketcompetition,thebanklaunchedamobilepaymentsolution.23.客户可以通过在线平台查询账户余额。-Customerscan______theiraccountbalancethroughanonlineplatform.24.合规性是银行长期发展的关键。-Complianceis______forthebank’slong-termdevelopment.答案及解析第一部分：选词填空1.A.forced-解析：Fintech的发展迫使传统银行业必须适应和创新。2.C.robust-解析：尽管经济下行，深圳对绿色金融产品的需求依然强劲。3.A.enhance-解析：新移动应用旨在通过个性化推荐提升客户参与度。4.A.ensures-解析：合规性是银行长期可持续发展的关键保障。5.A.expand-解析：与另一家金融机构合并将扩大银行在南方的市场份额。第二部分：阅读理解6.C.Theimpactoftechnologyonfinance.-解析：文章主要讨论技术如何改变金融行业。7.C.Byofferinginnovativesolutions.-解析：短文提到fintech公司通过提供创新解决方案改变银行业。8.B.Theyarestrugglingtoadapt.-解析：文中提到银行面临现代化挑战，需平衡创新与合规。9.C.Datasecurityrisks.-解析：短文指出数据安全是银行业面临的挑战之一。第三部分：句子改错10.错误：encouragecustomer改正：encouragecustomers-解析：customer需变为复数形式customers。11.无错误-解析：句子语法和逻辑均正确。12.错误：willnotpay改正：doesnotpay-解析：If引导的条件状语从句中，主语customer是第三人称单数，需用doesnot。13.错误：previousmodel