个人借款协议书中英文对照版本

协议双方信息出借人（Lender）：_________（姓名），_________（住所地）借款人（Borrower）：_________（姓名），_________（住所地）鉴于借款人因_________（借款用途，如资金周转、个人消费等）需要，向出借人申请借款，双方经平等协商，自愿达成如下协议：一、借款金额（LoanAmount）中文：出借人同意向借款人出借人民币（大写）_________元整（小写：¥_________），该款项将通过_________（转账/现金）方式支付至借款人指定账户：_________（账户信息，如开户行、账号）。英文：TheLenderagreestolendtheBorrowerasumofRMB(inwords)_________Yuan(infigures:¥_________).ThefundsshallbepaidtotheBorrower’sdesignatedaccountvia_________(transfer/cash):_________(accountdetails,e.g.,bankname,accountnumber).二、借款期限（TermofLoan）中文：本借款期限自_________年_________月_________日起至_________年_________月_________日止。若借款人需提前还款或延期还款，应提前_________日书面通知出借人，经双方协商一致后另行签订补充协议。三、借款利息（InterestonLoan）中文：双方约定借款年利率为_________%（或月利率_________%），利息按_________（年/季/月）结算，借款人应于每_________（年/季/月）的第_________日前支付当期利息。借款到期时，借款人应一次性偿还本金及最后一期利息。英文：Bothpartiesagreethattheannualinterestrateoftheloanis_________%(ormonthlyinterestrate_________%).Interestshallbesettledona_________(annual/quarterly/monthly)basis.TheBorrowershallpaythecurrentperiod’sinterestbeforethe_________dayofeach_________(year/quarter/month).Uponthematurityoftheloan,theBorrowershallrepaytheprincipalandthelastinstallmentofinterestinalumpsum.四、还款方式（RepaymentMethod）中文：借款人应按本协议约定的期限和金额，通过_________（转账/现金）方式向出借人指定账户还款：_________（账户信息）。英文：TheBorrowershallrepaytheloantotheLender’sdesignatedaccountvia_________(transfer/cash)inaccordancewiththetermandamountstipulatedinthisAgreement:_________(accountdetails).五、双方权利义务（RightsandObligationsofBothParties）1.出借人权利义务中文：（1）有权按照协议约定收取借款本金及利息；（2）应按约定时间和方式向借款人提供借款；（3）对借款人的个人信息及借款用途承担保密义务。英文：(1)Hastherighttocollecttheprincipalandinterestoftheloanasagreed;(2)ShallprovidetheloantotheBorrowerattheagreedtimeandintheagreedmanner;(3)ShallkeepconfidentialtheBorrower’spersonalinformationandthepurposeoftheloan.2.借款人权利义务中文：（1）有权按约定使用借款；（2）应按约定按时足额偿还借款本金及利息；（3）应向出借人如实告知借款使用情况，接受出借人对借款使用的合理监督。英文：(1)Hastherighttousetheloanasagreed;(2)Shallrepaytheprincipalandinterestoftheloaninfullandontimeasagreed;(3)ShalltruthfullyinformtheLenderoftheuseoftheloanandaccepttheLender’sreasonablesupervisionovertheuseoftheloan.六、违约责任（LiabilityforBreach）中文：1.若出借人未按约定提供借款，每逾期一日，应按未提供金额的_________%向借款人支付违约金；2.若借款人未按约定偿还本金或利息，每逾期一日，应按逾期金额的_________%向出借人支付违约金，且出借人有权提前收回全部借款本息。英文：1.IftheLenderfailstoprovidetheloanasagreed,itshallpayliquidateddamagestotheBorroweratarateof_________%oftheunpaidamountforeachdayofdelay;2.IftheBorrowerfailstorepaytheprincipalorinterestasagreed,itshallpayliquidateddamagestotheLenderatarateof_________%oftheoverdueamountforeachdayofdelay,andtheLendershallhavetherighttorecoveralltheprincipalandinterestoftheloaninadvance.七、争议解决（DisputeResolution）中文：本协议在履行过程中发生争议，双方应首先友好协商解决；协商不成的，任何一方均有权向_________（出借人/借款人）住所地有管辖权的人民法院提起诉讼。英文：IncaseofanydisputearisingfromtheperformanceofthisAgreement,bothpartiesshallfirstresolveitthroughfriendlynegotiation;ifthenegotiationfails,eitherpartyshallhavetherighttofilealawsuitwiththepeople’scourthavingjurisdictionoverthedomicileof_________(Lender/Borrower).八、其他条款（Miscellaneous）中文：1.本协议自双方签字（或盖章）之日起生效，一式两份，双方各执一份，具有同等法律效力；2.本协议未尽事宜，双方可另行签订补充协议，补充协议与本协议具有同等法律效力。英文：2.FormattersnotcoveredinthisAgreement,bothpartiesmaysignasupplementaryagreementseparately,whichshallhavethesamelegaleffectasthisAgreement.协议签署出借人（签字/盖章）：_________日期：_________年_________月_________日借款人（签字/盖章）：_________日期：________