广东省肇庆市2026届英语高三第一学期期末联考模拟试题含解析

广东省肇庆市2026届英语高三第一学期期末联考模拟试题注意事项1．考试结束后，请将本试卷和答题卡一并交回．2．答题前，请务必将自己的姓名、准考证号用0．5毫米黑色墨水的签字笔填写在试卷及答题卡的规定位置．3．请认真核对监考员在答题卡上所粘贴的条形码上的姓名、准考证号与本人是否相符．4．作答选择题，必须用2B铅笔将答题卡上对应选项的方框涂满、涂黑；如需改动，请用橡皮擦干净后，再选涂其他答案．作答非选择题，必须用05毫米黑色墨水的签字笔在答题卡上的指定位置作答，在其他位置作答一律无效．5．如需作图，须用2B铅笔绘、写清楚，线条、符号等须加黑、加粗．第一部分（共20小题，每小题1.5分，满分30分）1．Despitetheknowledgehehasaccumulated,HeJiangcontinuestobetroubledbythequestionoftheunequal_______ofscientificknowledgethroughouttheworld.A．advocateB．distributionC．allocationD．division2．Thecrazyfans________patientlyfortwohours,andtheywouldwaittillthemoviestararrived.A．werewaiting B．hadbeenwaitingC．hadwaited D．wouldwait3．Heisconfident,________________inmyopinion,ismostimportantinsociety.A．how B．whichC．that D．what4．Why________youchoosetoworkinaremotevillageschoolwhenyoucanownarespectablejobinacity?A．need B．shouldC．must D．will5．______inpainting,Johndidn’tnoticeeveningapproaching.A．Toabsorb B．TobeabsorbedC．Absorbed D．Absorbing6．Manythoughtthatafterstarringintheimmenselypopulardrama，NirvanainFire，HuGewould________andactivelyseeknewroles．A．makeamountainoutofamolehillB．havetoomanyironsinthefireC．strikewhiletheironishotD．putthecartbeforethehorse7．—That'sthethirdtimeyou'vedonethat!—Yeah,_____?A．whatofitB．what’sonC．whataboutD．whatfor8．Notuntilhewentabroadtofurtherhisstudy_______theimportanceofEnglish.A．hashefoundB．hehasfoundC．didhefindD．hehadfound9．Bobwastryingto________thatheknewthefamoussingerwhowouldperforminourcity.A．letout B．layoutC．figureout D．makeout10．After________________asandstormwarningonSundayevening,meteorologistsforecastthatdustyweatherwillcontinueinpartsofthecountryonMonday.A．breakingoff B．callingoff C．leavingoff D．puttingoff11．Goodfood，goodsleep，noexercise．That'shegainedweight．A．howB．whenC．whatD．whether12．________leftthedoorunlockedmustbeheldresponsiblefortheaccident.A．Whomever B．WhoeverC．Whatever D．Whenever13．Youshouldsetagoalandsee________youcanachieveitinthecomingexam.A．which B．whatC．whether D．when14．ThemothergoesmadeverytimeshewashestheT-shirt__________hersonwipeshisdirtyhands.A．that B．whereC．which D．when15．Whenshewasintrouble,IdidwhatIcouldtohelpher．__________myhelp,shewrotemealetterofthanks．A．Inhonorof B．Incaseof C．Intermsof D．Inreturnfor16．Theconferenceaimstodevelopbusinessandletpeoplethinkabout_______theycanhaveapositiveinfluenceontheplanet.A．whyB．thatC．whatD．how17．—Igotbeateninthefirstroundinthecontest.Iamfeelingdepressed.—Cheerup!Youhaveto________yourself________tohavethelastlaugh.A．open;upB．pick;upC．knock;upD．do;up18．Consideredtobealessdangeroustotobacco,"e-cigs"aretakingovertheWestasmoreandmorepeopleswitchoverwhentryingtokickthehabit.A．adjustment B．alternativeC．advertisement D．amusement19．_______progressitis,youcan’tstopmovingforward.A．WhatevergreatB．HowevergreatC．NomatterhowgreatD．Howgreata20．—Guesswhat!Icameacrossanoldfriendatthestationlastweekend.—I’msureyoutalkedwithhimhappily.A．Soundsgood! B．Verywell.C．Hownice! D．Allright.第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21．（6分）Moroccohasalotofsun,alotofdesertsandahighdemandforimportedfuel.Andthat'swhytheMoroccangovernmentismovingaheadwithahugeconcentratedsolarpowerplantnearthedesertcityofOuarzazate—oneoffourplantsintotalwhich,whencompleted,willhavegeneratingcapacity(发电量)of580MW.Combinedwiththecountry’swindandhydro-power(水力发电)efforts,Morocco’sambitioussolarpushwillmeanthecountrywillgetcloseto50%ofitselectricityfromrenewablegenerationasearlyas2020.PhaseIoftheproject,the160MWNoorl,isgoingtostartgeneratingelectricitynextmonthandincludesacapacityformoltensandenergystoragewhichwillallowupto3hoursofelectricitygenerationafterthesungoesdown.Phases2and3willhavethecapacityforuptoeighthoursofstorage,meaningthatsolarenergyreallycouldbeusedtopowerhomesaroundtheclock.Besidesthescaleofsuchplans,what’simpressivetomeishowquicklytherenewableenergycanbedeveloped.Whatotherformsofenergycouldsogreatlychangeacountry’senergycompositioninjustafewshortyears?Notonlyshouldthisbeanencouragingsignforthoseofuswhofavorrenewableenergy,butitalsoshouldgivereasonforwould-beinvestorsintraditionalfossilfuelgeneratingindustry.Ifrenewableenergycostscontinuetofall,evenexisting(现有的)coalandgasplantswillfindthemselveslimitedbynewer,cleanerformsofenergythatcanbeincreasedrapidly.Interestingly,someanalystssuggestthisishappeningalready.IntheUS,forexample,coalpowerplantsarebeingretiredearlierthanexpectedduetoacombinationofincreasedcompetitionfromgasandrenewableenergy,aswellastighterregulationsofemissions(排放).Also,increasingamountsofsolarandwindcausegasandcoalplantsnottouse,significantlyreducingtheirprofitsandfurthergivinganedgetothecleanenergycompetition.IfthisprovestobethecaseinNorthAfricatoo,Morocco'ssolarambitionscouldhelptransformtheenergysystemwellbeyonditsownborders.1、What'sthemainthemeofthepassage?A．SolarenergyisfullydevelopedinMorocco.B．Thereareadvantagesofdevelopingsolarenergy.C．Moroccoisacountrywithquantitiesofdeserts.D．Morocco'seffortstogeneraterenewableelectricity.2、WhatistheadvantageofPhasel?A．Itsenergystoragecanlastuptothreehours.B．Ithasthecapacityforasmanyaseighthours.C．Itcontinuesproducingelectricityafterthesunsets.D．Itisgoingtobegingeneratingelectricityinamonth.3、Whatdoestheauthorthinkoftherenewableenergydevelopment?A．Upset.B．Striking.C．Sensitive.D．Doubtful.4、CoalpowerplantsintheUSarebeingretiredearlierthanexpectedbecauseof________.A．variousreasonsB．heavypollutionC．fiercecompetitionD．thegovernment'slimitation22．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown23．（8分）Screamingisoneoftheresponseshumanssharewithotheranimals.Conventionalthinkingsuggeststhatwhatsetsascreamapartfromothersoundsisitsloudness.However,manysoundsthatarelouddonotraisegoosebumpslikescreamscan.Tofindoutwhatmakeshumanscreamsunique,neuroscientistLucArnalandhisteamexaminedabankofsoundscontainingsentencesspokenorscreamedby19adults.Theresultshowsscreamsandscreamedsentenceshadaqualitycalled“roughness,”whichreferstohowfastasoundchangesinloudness.Whilenormalspeechsoundsonlyhaveslightdifferencesinloudness—between4and5Hz,screamscanswitchveryfast,varyingbetween30and150Hz,thusconsideredtoberoughandunpleasant.Arnal’steamasked20subjectstojudgescreamsasfearfulornot,andfoundthatthescariestarealmostalwaysconnectedwithroughness.TheteamthenstudiedhowthehumanbrainrespondstoroughnessusingfMRIbrainscanners(磁共振颅脑扫描仪).Asexpected,afterhearingascream,activityincreasedinthebrain’shearingcenterswheresoundcomingintotheearsisprocessed.Butthescansalsolitupintheamygdale(脑扁桃体),thebrain’sfearcenter.Theamygdalaistheareathatrespondstodanger.Whenathreatisdetected,ouradrenaline(肾上腺素)rises,andourbodypreparestoreacttodanger.Thestudyfoundthatroughnessisn’theardwhenwespeaknaturally,butthemostannoyingalarmclocks,carhorns,andfirealarmspossesshighdegreesofroughness.Onepotentialapplicationforthisresearchmightbetoaddroughnesstoalarmsoundstomakethemmoreeffective,thesamewayabadsmellisaddedtonaturalgastomakeittheeasilytobedetected.Warningsoundscouldalsobeaddedtoelectriccars,whichareparticularlysilent,sotheycanbeefficientlydetectedbypedestrians.1、Whatisthefirstparagraphmainlyabout?A．Differenttypesofscreams.B．Specificfeaturesofscreams.C．Humansoundsandanimalcries.D．Soundchangesandscreamedsentences.2、Whatdoestheunderlinedphrase“raisegoosebumps”probablymean?A．Makepeoplefeelunpleasant.B．Makepeoplefeelcold.C．Makepeoplerudeandrough.D．Makepeopleunique.3、Whatcanweinferfromthepassage?A．Roughnessiscommonlyheardinmanyartificialsounds.B．Thetravelingspeedmakesscreamsdifferentfromothersounds.C．Verylittlescientificresearchhasbeendoneonhumanscreams.D．Normalhumanspeechsoundsvarybetween30to150Hzinloudness.4、Whatdevicemaybeimprovedwiththeresearchers’findings?A．Trafficlights.B．Securitycameras.C．Smartphones.D．Smokedetectors.24．（8分）Haveyoueverspentanafternooninthebackyard,maybegrillingorenjoyingabasketballgame,whensuddenlyyounoticethateverythinggoesquiet?Thereisanoldphrase“calmbeforethestorm”,oftenusedinasituation---aquietperiodjustbeforeagreatactivityorexcitement.Accordingtoourownexperience,weknowthereisactuallycalmbeforethestorm.Butwhatcausesthiscalm?Andisitalwayscalmbeforethestorm?Aperiodofcalmhappensinaparticularkindofstorm,thesimplestkindofstorm---asingle-cellthunderstorm.Inthistypeofthunderstorm,thereisusuallyonlyonemainstreamofcurrent,whichiswarm,dampairanddrawnfromplacesneartheground.Stormsneedwarmanddampairasfuel,sotheytypicallydrawthatairinfromsurroundingenvironment.Stormscandrawintheairthatfittheirneedfromalldirections—evenfromthedirectioninwhichthestormistraveling.Asthewarm,dampairispulledintoastormsystem,itleavesalow-pressurevacuum(真空)comingafter.Therisingairmeetsthecolddryairthathasalreadyexistedinthestormclouds,thusthetemperatureofthewarm,dampairdrops,andthewatervaporinitchangesintotinydropsthatareapreconditionofrain.Thesedropsaccumulateandbuildonlargerparticles(颗粒)likedust,untiltheygrowlargeenoughtoformraindrops.Thiswarm,dampairkeepsmovingupwards,butitbecomescooleranddrierduringitstripthroughcloud.Whenitreachesthetopofthecloud,theairissqueezedoutatthetop.Thisairissentrollingoutoverthebigthunderclouds.Fromthere,theairgoesdown.Warmanddryairisrelativelystable,andonceitcoversaregion,thatair,inturn,causesthecalmbeforeastorm.Mostthunderstorms,though,don'tstartwithcalm.That'sbecausemostareactuallygroupsofstormswithcomplexwindpatterns.There'ssomuchairmovingupanddownstormgroupsthatthecalmbeforethestormneverhappens.Instead,beforethestorm,itmightbereallywindy!1、Whichbestfitsthedescriptionofaparticularkindofstorm?A．Athunderstormwithasingleshape.B．Athunderstormwithoutstrongwinds.C．Astormwithairdrawnfromeverydirection.D．Astormfueledbymovingairfromtheground.2、Whatdoestheunderlinedword“it”inParagraph3referto?A．Warmandwetair. B．Warmanddryair.C．Coldandwetair. D．Coldanddryair.3、Whichdoesthewritermostlikelyagreeto?A．Presenceofthecalmreliesonstableair.B．Allthunderstormsdon’tstartwiththecalm.C．Thedriertheairis,thebiggerthestormwillbe.D．Stormhappenswithoutairmovingupanddown.4、Whatisthepassagemainlyabout?A．Abriefintroductionofapeacefulstorm.B．Apersonalexperienceofaheavystorm.C．Anexplanationofthecalmbeforeastorm.D．Ananalysisofcausesandeffectsofastorm.25．（10分）Inrecentyears,carmanufacturers(制造商)havebeenputunderpressuretoinventavehiclethatisbothcheapertorunandbetterfortheenvironment.Oneofthefirstideasthatcarmanufacturerstriedwastoreplaceengineswhichrunonfossil(石化)fuelswithelectricmotors.Unfortunately,thesevehicleshadseveraldisadvantagesandtheydidn’tsellverywell.Theproblemswerethatthebatteriesoftheseelectriccarsranoutveryquicklyandtookalongtimetorecharge.However,carmanufacturershaveimprovedtheconcept.Thisiswherethehybridcar,whichhasbothanelectricmotorandatraditionalpetrolengine,comesin.Theelectricmotorneverneedstoberechargedanditismuchbetterfortheplanetthanatraditionalcar.Inahybridcar,theengineiscontrolledbyacomputerwhichdetermineswhetherthecarrunsonpetrol,electricity,orboth.Whenthecarneedsmaximumpower,forexample,ifitisacceleratingorclimbingasteephill,itusesallofitsresources(资源),butatsteadyspeedsitrunsonlyonpetrol.Whenslowingdownorbreaking,theelectricmotorrechargesitsbatteries.Hybridcarsarebetterfortheenvironmentbecausetheyhaveamuchsmallerenginethanatraditionalcar.Also,hybridcarsonthemarketaremadeusingmaterialssuchasaluminumandcarbonfiber,whichmakesthemextremelylight.Bothofthemmeanthattheyuselesspetrolthannormalcars,sotheyproducelesspollution.Ofcourse,hybridcarsaren’tperfect;theystillrunonfossilfuelandsopollutetheenvironmenttoacertaindegree.However,theymaybethefirststepalongtheroadtocleaner,‘greener’cars.Carmanufacturersarealreadyworkingonvehicleswhichrunonhydrogengivingoffharmlesswatervapor.Itlookslikewemightbeheadingintherightdirection.1、Whatcanweknowaboutthevehicleswhichranonelectricmotors?A．Theymovedveryfast.B．Theywereunpopular.C．Theirengineswereoftenreplaced.D．Theirengineswereexpensive.2、Howdoesthecomputerinahybridcarfunction?A．Itkeepsthecarrunningsteadily.B．Itdirectsthecartoclimbhills.C．Itdecideswheretopowerthecar.D．Itcontrolshowthecarusespower.3、WhatdoestheunderlinedpartrefertoinParagraph5?A．Car’ssmallerengineandspecialmaterials.B．Electricmotorandpetrolengine.C．Hybridcarandhydrogencar.D．Aluminumandcarbonfiber.4、What’sthebesttitleforthetext?A．Cars’enginesB．CarpollutionC．GreencarsD．Cars’advantages第三部分语言知识运用（共两节）第一节（每小题1.5分，满分30分）阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项．26．（30分）ThedaybeforeChristmasIpulledintoastoreparkinglotandcountedmymoneyagain.Itwasn’tmuch.I1beingpoor，nothavingenoughto2mysmallchildrenafewsimpletoys.AsIwas3InoticedtheSalvationArmy(救世军)bellringeratthe4.IfeltbadagainbecauseIdidn’tfeelIcould5anythingtogivehim.Istartedwalkingtowardstheentrance6twocarsenteredemptyparkingspacesinfrontofme.Thefirstwasa7，newCadillacwhichbecamethe8ofmethemomentIsawit.“How9，”Ithought，“woulditbetohaveenoughmoneytobuyacarlikethat！”Thesecondcar，10，wasanancientcarmoreshabbythantheoneIwasdriving.AmangotoutoftheCadillacandhurriedintothestore11pastthebellringerwithoutasecond12.Outoftheoldcarcameayoungmotherwiththreesmallchildrenfollowing13behindher.Herclotheslookedas14ashercar，yetshestoppedattheentranceand15abill.Inthatseconda(n)16touchedme，myenvyanddislike17me，andalltheloveandjoyfilledme.Ifishedabilloutofmyownpurse，18itintheSalvationArmykettle，andwishedthe19a“MerryChristmas！”NowIfeltIwasapoormanbutrichonthe20.Afterfindingafewthingsformykids，Idrovehomewithmyheartsinging.1、A．hated B．permitted C．escaped D．regretted2、A．make B．buy C．award D．lend3、A．pullingout B．settlingin C．gettingout D．cuttingin4、A．parkingspace B．counter C．parkinglot D．entrance5、A．spare B．split C．spend D．save6、A．though B．since C．when D．if7、A．sharp B．dull C．pure D．shiny8、A．target B．envy C．item D．bargain9、A．nice B．precious C．rare D．expensive10、A．therefore B．however C．anyhow D．besides11、A．merely B．right C．hopefully D．seldom12、A．smile B．nod C．glance D．wave13、A．firmly B．bravely C．casually D．closely14、A．wornout B．castdown C．tiredout D．brokendown15、A．paid B．passed C．donated D．rejected16、A．equality B．sympathy C．approval D．warmth17、A．left B．visited C．reached D．missed18、A．took B．handed C．started D．dropped19、A．salesman B．bellringer C．woman D．mandriver20、A．wealth B．luck C．inside D．outside第二节（每小题1.5分，满分15分）阅读下面材料，在空白处填入1个适当的单词或括号内单词的正确形式。27．（15分）语法填空。Throughouthistory,therearemanysuccessfulpeopleintheworld,1．Newtonwhomadegreat2．(achieve)inPhysics,andDarwinwhodevotedallhislifetobiology.AndIwanttofollowin3．(they)footstepsandbecomesuccessful.HowcanIrealizemydream?Firstofall,thereisnodoubtthatImuststudyhardfromnowon.TheharderIstudy,thegreaterprogressIwillmakeand4．(close)Iwillgettosuccess.Secondly,Imustbeahelpfulperson,5．(try)mybesttohelpothersoutandearningtheirrespect.Forme,helpingothersisasatisfactorythingandIwillnothesitate6．(give)othersahand7．theyareintrouble.Eventually,Ishouldmakegooduseofmytime,andfinishmyworkontime.Actually,being8．(punctuality)isaqualitythatgreatmindsneed.Everybodyhasadream,andso9．I.Idreamtobesuccessful.Whetheritisdifficulttocometrueornot,IwilldoeverythingIcantomakeit,becauseIhave10．butaheartofbeingsuccessful.第四部分写作（共两节）第一节短文改错（满分10分）28．（10分）假定英语课上老师要求同桌之间交换修改作文，请你修改同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。删除：把多余的词用斜线（\）划掉。修改：在错的词下划一横线，并在该词下面写出修改后的词。注意：1、每处错误及其修改均仅限一词；2、只允许修改10处，多者（从第11处起）不计分。Nowadays,itiscommoninChinathatsomepeopletendtoruntheredlightingroupwhencrossedthestreet、Actually,runningtheredlightarequitedangerous、Therearetwomainreasonswhichpeopleruntheredlight、First,somepeopleareinsuchthehurrythattheyignorethetrafficlights、Otherstookitforgrantedthatdrivershavetostopbecausesomanypeoplecrossthestreettogether、Inordertopreventfromthisdangerousbehavior,moreoverpasses(立交桥)shouldbebuilttomakeeasierforthepublictocrossthestreet、Besides,peopleshouldbeeducatetofollowthetrafficrulesandwhoeverbreaksthetrafficrulesshouldbeseverepunished、158第二节书面表达（满分25分）29．（25分）假如你是李华，是你校英文报纸"Teens'Life"的编辑．请你用英文为报纸写一篇介绍中国传统节日"端午节"的文章．要点如下：1．节日的日期；2．节日的由来；3．庆祝的方式．注意：1．词数100左右；2．短文开头已给出，不计入总词数；3．可适当增加细节，以使行文连贯．参考词汇：战国时期theWarringStatesPeriod；自杀commitsuicide；粽子Zongzi．TheDragonBoatFestival________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

参考答案第一部分（共20小题，每小题1.5分，满分30分）1、B2、B3、B4、C5、C6、C7、A8、C9、D10、B11、A12、B13、C14、B15、D16、D17、B18、B19、A20、C第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21、1、D2、C3、B4、A22、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostresstha