2026年财经英语考试练习题库含金融英语词汇与阅读理解

2026年财经英语考试练习题库含金融英语词汇与阅读理解第一部分：金融英语词汇（15题，每题2分，共30分）Instructions:Choosethebestwordtocompleteeachsentence.1.Thecompany's__________performanceledtoasignificantriseinitsstockpricelastquarter.A.profitableB.unprofitableC.underperformingD.stable2.Thecentralbankdecidedto__________interestratestostimulateeconomicgrowth.A.hikeB.cutC.freezeD.maintain3.A__________isafinancialcontractwheretwopartiesagreetoexchangecashflowsatfuturedates.A.derivativeB.bondC.futurescontractD.mutualfund4.Thefirm's__________strategyinvolvesdiversifyinginvestmentsacrossmultipleassetclasses.A.aggressiveB.conservativeC.hedgingD.speculative5.The__________marketreferstothebuyingandsellingofsecuritiessuchasstocksandbonds.A.commodityB.capitalC.moneyD.derivative6.Theinvestoruseda__________toreducetheriskoflossesintheirportfolio.A.leverageB.hedgeC.dividendD.yield7.Thecompany's__________ratiomeasuresitsabilitytomeetshort-termobligations.A.liquidityB.solvencyC.profitabilityD.efficiency8.The__________isthepriceatwhichabuyeragreestopurchaseasecurityfromaseller.A.bidpriceB.askpriceC.marketpriceD.fairvalue9.The__________isaglobalfinancialsystemthatenablescross-bordertransactions.A.SWIFTB.IMFC.WorldBankD.WTO10.Theinvestmentbank's__________departmentassistsclientsinraisingcapitalthroughdebtorequity.A.tradingB.underwritingC.researchD.custody11.The__________isameasureofacompany'sfinancialleverage,calculatedasdebtdividedbyequity.A.debt-to-equityratioB.currentratioC.returnonequityD.profitmargin12.Thecompany's__________strategyinvolvesfocusingonhigh-growthindustrieswithhighrisk.A.defensiveB.growthC.valueD.dividend13.The__________isafinancialinstrumentthatderivesitsvaluefromanunderlyingasset,suchasstocksorbonds.A.optionB.warrantC.futuresD.swap14.The__________isaperiodofeconomicdeclinecharacterizedbyfallingGDP,risingunemployment,andreducedconsumerspending.A.boomB.recessionC.inflationD.deflation15.The__________isaregulatorybodythatoverseesfinancialinstitutionstoensuremarketstability.A.SECB.FEDC.ECBD.PBO第二部分：阅读理解（5题，每题4分，共20分）Instructions:Readthepassagebelowandanswerthequestions.Passage:Theglobalfinanciallandscapein2026isshapedbyseveralkeytrends.Centralbanksinmajoreconomies,includingtheU.S.FederalReserveandtheEuropeanCentralBank,areadjustingmonetarypoliciestobalanceinflationcontrolandeconomicgrowth.Meanwhile,theriseofdigitalcurrencies,suchastheCentralBankDigitalCurrency(CBDC)proposedbytheBankofJapan,istransformingpaymentsystems.Intheequitymarkets,technologyandrenewableenergysectorscontinuetoattractinvestorinterest,drivenbysustainabilityconcernsandtechnologicalinnovation.However,risinggeopoliticaltensionsandtradedisputesposechallengestomarketstability.1.Accordingtothepassage,whataretheprimaryconcernsofcentralbanksin2026?A.IncreasingemploymentratesB.ControllinginflationandboostinggrowthC.EncouragingdigitalcurrencyadoptionD.Reducingstockmarketvolatility2.Whichsectorismentionedasamajorinvestmentfocusin2026?A.RealestateB.TechnologyandrenewableenergyC.HealthcareD.Manufacturing3.Whatfinancialinnovationishighlightedasatrendin2026?A.TraditionalbankingB.CentralBankDigitalCurrency(CBDC)C.CryptocurrencyD.Bondmarkets4.Accordingtothepassage,whatchallengesdogeopoliticaltensionsposetofinancialmarkets?A.ReducedtradevolumesB.IncreasedmarketstabilityC.LowerinflationratesD.Higherinterestrates5.Whatisthemainpurposeofthepassage?A.TopredictfuturestockpricesB.ToanalyzetheimpactofdigitalcurrenciesC.TodiscusscentralbankpoliciesD.Tohighlighteconomictrendsandchallenges第三部分：句子改错（10题，每题2分，共20分）Instructions:Identifyandcorrecttheerrorineachsentence.1.Thecompany'srevenuehasdeclinedby15%duringthepastyear.→Correct:________2.Ifthemarketcontinuestorise,investorsmaybenefitfromhigherdividends.→Correct:________3.Thebank'sliquidityratiowastoolow,soitcouldnotmeetitsshort-termobligations.→Correct:________4.Theinvestorpurchasedacalloptiontospeculateonthestock'spriceincrease.→Correct:________5.Thefirm'snetprofitmarginimprovedsignificantlylastquarter.→Correct:________6.Thecentralbankdecidedtohikeinterestratestocombatinflation.→Correct:________7.Thecompany'sdebt-to-equityratioishigherthantheindustryaverage.→Correct:________8.Themutualfund'sperformancewasunderwhelmingcomparedtoitsbenchmark.→Correct:________9.Theinvestorusedleveragetoamplifytheirreturns,butitalsoincreasedtheirrisk.→Correct:________10.TheSECfiledalawsuitagainstthecompanyforinsidertrading.→Correct:________第四部分：完形填空（5题，每题3分，共15分）Instructions:Completethepassagewiththemostappropriatewordsfromthelist.|1.diversification|6.hedge|2.leverage|7.derivative|3.liquidity|8.recession|4.solvency|9.inflation|5.speculative|10.yield||-|||--|-|-|||--||Theglobalfinancialmarketsin2026areexperiencingsignificantchanges.Investorsareseeking__________tomitigaterisk,whilecentralbanksarestrugglingtomanage__________.Thestockmarkethasbeenvolatile,withtechandrenewableenergysectorsattracting__________interest.Manycompaniesarefocusingonimproving__________toensurelong-termstability.However,thethreatofa__________looms,aseconomicgrowthslowsdown.Despitethesechallenges,fixed-incomeinvestmentsremainasafehavenforconservativeinvestors,offeringsteady__________.答案与解析金融英语词汇答案1.A2.B3.A4.B5.B6.B7.A8.A9.A10.B11.A12.B13.A14.B15.A解析:1."profitable"(盈利的)fitsthecontextofstockpriceriseduetogoodperformance.2."cut"(降低)alignswithcentralbankpoliciestostimulategrowth.3."derivative"(衍生品)isafinancialcontractbasedonanunderlyingasset.4."conservative"(保守的)describesastrategyofdiversifyingtoreducerisk.5."capital"(资本市场)referstosecuritiestrading.6."hedge"(对冲)reducesinvestmentrisk.7."liquidity"(流动性)measuresshort-termdebtrepaymentability.8."bidprice"(买入价)isthepriceabuyeragreestopay.9."SWIFT"(环球银行金融电信协会)facilitatescross-bordertransactions.10."underwriting"(承销)involveshelpingclientsraisecapital.11."debt-to-equityratio"(资产负债率)measuresfinancialleverage.12."growth"(增长)focusesonhigh-risk,high-rewardindustries.13."option"(期权)isafinancialinstrumentbasedonanunderlyingasset.14."recession"(衰退)isaneconomicdownturn.15."SEC"(美国证券交易委员会)overseesfinancialinstitutions.阅读理解答案1.B2.B3.B4.A5.D解析:1.Thepassagementionscentralbanksbalancinginflationcontrolandgrowth.2.Technologyandrenewableenergyarehighlightedaskeyinvestmentsectors.3.CBDCisdescribedasafinancialinnovation.4.Geopoliticaltensionsarenotedasachallengetomarketstability.5.Thepassagesummarizeseconomictrendsandchallenges.句子改错答案1.→Correct:"Thecompany'srevenuehasdeclinedby15%duringthepastyear."(应为过去时态)2.→Correct:"Ifthemarketcontinuestorise,investorsmaybenefitfromhigherdividends."(may比might更常用)3.→Correct:"Thebank'sliquidityratiowastoolow,soitcouldnotmeetitsshort-termobligations."(meet改为meet更自然)4.→Correct:"Theinvestorpurchasedacalloptiontospeculateonthestock'spriceincrease."(speculateon更符合金融术语)5.→Correct:"Thefirm'snetprofitmarginimprovedsignificantlylastquarter."(应为过去时态)6.→Correct:"Thecentralbankdecidedtoraiseinterestratestocombatinflation."(hike较口语化，raise更正式)7.→Correct:"Thecompany'sdebt-to-equityratioishigherthantheindustryaverage."(than比ratherthan更准确)8.→Correct:"Themutualfund'sperformancewaslessthanunderwhelmingcomparedtoitsbenchmark."(underwhelming语义重复，改为lessthan更自然)9.→Correct:"Theinvestorusedleveragetoamplifytheirreturns,butitalsoincreasedtheirrisk."(increased比amplified更直接)10.→Correct:"TheSECfiledalawsuitagainstthecompanyforinsidertrading."(insider