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北京金融科技学院《高级英语》2025-2026学年期末试卷
一、选择题(总共20题,每题2分,每题只有一个正确答案,请将答案填写在答题纸上)1.Whichofthefollowingwordshasthestresspatterndifferentfromtheothers?A.magnificentB.significantC.innocentD.dominant2.Theword“____”meanstomakesomethinglesssevereorintense.A.alleviateB.aggravateC.allocateD.alternate3.“____”isanadjectivethatdescribessomethingverylargeinamount,degree,orextent.A.massiveB.miniatureC.marginalD.minute4.Whichofthefollowingphrasalverbsmeans“topostponeordelaysomething”?A.putoffB.putonC.putupD.putout5.Thesentence“Heisasstubbornasadonkey.”isanexampleof____.A.simileB.metaphorC.personificationD.hyperbole6.“____”referstoapersonwhoisveryinterestedinaparticularsubjectandknowsalotaboutit.A.enthusiastB.amateurC.noviceD.beginner7.Theword“____”canbeusedtodescribeasituationwherethereisalotofnoiseandconfusion.A.chaoticB.harmoniousC.orderlyD.serene8.Whichofthefollowingwordsisasynonymof“persuade”?A.convinceB.discourageC.dissuadeD.prevent9.“____”meanstogivesomeoneofficialpermissiontodosomething.A.authorizeB.prohibitC.forbidD.restrict10.Thephrase“____”meanstomakeasituationworseormoredifficult.A.addfueltothefireB.pouroilontroubledwatersC.hitthenailontheheadD.killtwobirdswithonestone11.Whichofthefollowingwordsisanantonymof“transparent”?A.opaqueB.clearC.visibleD.obvious12.“____”isanounthatreferstoapersonwhoisveryskilledataparticularactivity.A.expertB.noviceC.amateurD.beginner13.Theword“____”canbeusedtodescribeafeelingofgreatsadnessanddespair.A.melancholyB.cheerfulC.optimisticD.delighted14.Whichofthefollowingphrasalverbsmeans“tofindsomethingbychance”?A.comeacrossB.comeupwithC.cometoD.comeabout15.“____”isanadjectivethatdescribessomethingthatisveryimportantandnecessary.A.essentialB.unnecessaryC.trivialD.insignificant16.Thesentence“Thewindwhisperedthroughthetrees.”isanexampleof____.A.simileB.metaphorC.personificationD.hyperbole17.“____”referstoapersonwhoisverygoodatdoingsomethingandisoftenpaidforit.A.professionalB.amateurC.noviceD.beginner18.Theword“____”canbeusedtodescribeasituationwherethereisalotofcompetition.A.competitiveB.cooperativeC.collaborativeD.harmonious19.Whichofthefollowingwordsisasynonymof“abandon”?A.desertB.preserveC.conserveD.protect20.“____”meanstomakesomethingmorebeautifulorattractivebyaddingdecoration.A.adornB.disfigureC.marD.spoil二、多项选择题(总共10题,每题3分,每题有两个或两个以上正确答案,请将答案填写在答题纸上)1.Whichofthefollowingwordsaresynonymsof“big”?A.largeB.hugeC.tinyD.little2.Thefollowingwordscanbeusedtodescribeaperson’scharacterEXCEPT____.A.honestB.beautifulC.kindD.intelligent3.Whichofthefollowingphrasalverbsmean“tolookaftersomeoneorsomething”?A.takecareofB.lookafterC.takechargeofD.careabout4.ThefollowingwordsarerelatedtoemotionsEXCEPT____.A.happyB.sadC.tallD.angry5.Whichofthefollowingwordsareantonymsof“easy”?A.difficultB.hardC.simpleD.complex6.ThefollowingwordscanbeusedtodescribeaplaceEXCEPT____.A.beautifulB.noisyC.deliciousD.peaceful7.Whichofthefollowingphrasalverbsmean“tostartsomething”?A.setupB.startwithC.beginwithD.putup8.ThefollowingwordsarerelatedtotimeEXCEPT____.A.yesterdayB.tomorrowC.beautifulD.now9.Whichofthefollowingwordsaresynonymsof“clever”?A.intelligentB.smartC.stupidD.foolish10.ThefollowingwordscanbeusedtodescribeathingEXCEPT____.A.usefulB.uselessC.kindD.beautiful三、判断题(总共10题,每题2分,请在答题纸上判断对错,对的打√,错的打×)1.Asimileisafigureofspeechthatmakesacomparisonbetweentwounlikethingsusing“like”or“as”.()2.Theword“massive”meansverysmallinsize.()3.“Puton”canmeantowearclothes.()4.Ametaphorisafigureofspeechthatdirectlycomparestwounlikethingswithoutusing“like”or“as”.()5.Theword“alleviate”meanstomakesomethingworse.()6.“Comeacross”canmeantofindsomethingbychance.()7.Personificationisafigureofspeechthatgiveshumanqualitiestonon-humanthings.()8.Theword“transparent”meansnotabletobeseenthrough.()9.“Takecareof”meanstolookaftersomeoneorsomething.()10.Hyperboleisafigureofspeechthatusesexaggerationforemphasis.()四、阅读理解(阅读以下两篇文章,回答后面的问题,每题10分,共20分)Passage1Intheworldoffinance,thestockmarketisacomplexandever-changingentity.Itisaplacewherecompaniesraisecapitalbysellingsharesoftheirownershiptothepublic,andinvestorsbuyandsellthesesharesinthehopeofmakingaprofit.Thestockmarketisinfluencedbyamultitudeoffactors.Economicconditionsplayacrucialrole.Astrongeconomywithlowunemploymentandhighconsumerspendinggenerallyleadstoabullmarket,wherestockpricesrise.Ontheotherhand,aweakeconomywithhighunemploymentandlowconsumerconfidencecanresultinabearmarket,characterizedbyfallingstockprices.Company-specificfactorsalsomatter.Acompany'sfinancialperformance,includingitsrevenue,earnings,anddebtlevels,cansignificantlyimpactitsstockprice.Positivenewssuchasthelaunchofanewproduct,successfulexpansionintonewmarkets,orimprovedmanagementcancausethestockpricetoincrease.Conversely,negativeeventslikepoorfinancialresults,productrecalls,ormanagementscandalscanleadtoadeclineinthestockprice.Investorsusevariousstrategiestonavigatethestockmarket.Somearelong-terminvestorswhobuystocksandholdthemforyears,believinginthelong-termgrowthpotentialofthecompanies.Othersareshort-termtraderswhotrytoprofitfromshort-termpricefluctuations.Technicalanalysis,whichinvolvesstudyinghistoricalpricechartsandtradingvolumes,andfundamentalanalysis,whichfocusesonacompany'sfinancialstatementsandeconomicfactors,aretwocommonmethodsusedbyinvestorstomakedecisions.Questions:1.Whatisthestockmarket?2.Whatfactorsinfluencethestockmarket?3.Howdoinvestorsusetechnicalandfundamentalanalysis?Passage2Theglobalfinancialsystemisavastnetworkthatencompassesbanks,financialinstitutions,stockexchanges,andregulatorybodies.Itisdesignedtofacilitatetheflowofmoney,credit,andinvestmentsacrosstheglobe.Oneofthekeycomponentsoftheglobalfinancialsystemisthebankingsector.Banksplayavitalroleinacceptingdepositsfromcustomersandlendingmoneytobusinessesandindividuals.Theyalsoprovidevariousfinancialservicessuchassavingsaccounts,checkingaccounts,andloans.Financialinstitutions,suchasinvestmentbanksandhedgefunds,areinvolvedinmorecomplexfinancialactivities.Investmentbankshelpcompaniesraisecapitalthroughactivitieslikeunderwritingstockandbondofferings.Hedgefunds,ontheotherhand,usevariousinvestmentstrategiestogeneratehighreturnsfortheirinvestors,oftentakingonhigherlevelsofrisk.Stockexchangesaretheplatformswherestocksandothersecuritiesaretraded.Theyprovideamarketplaceforinvestorstobuyandsellshares,ensuringliquidityandpricediscovery.Regulatorybodiesareresponsibleforoverseeingthefinancialsystemtoensureitsstabilityandintegrity.They制定rulesandregulationstopreventfraud,protectinvestors,andmaintaintheoverallhealthofthefinancialmarkets.Questions:1.Whatistheglobalfinancialsystem?2.Whatrolesdobanksplayintheglobalfinancialsystem?3.Howdoinvestmentbanksandhedgefundsdifferintheirfunctions?五、写作(共30分)Writeanessayonthetopic“TheImpactofTechnologicalAdvancementsontheFinancialIndustry”.Youshoulddiscusshowtechnologyhaschangedthewayfinancialtransactionsareconducted,howithasaffectedinvestmentstrategies,andwhatchallengesandopportunitiesithasbroughttothefinancialindustry.Inrecentyears,technologicaladvancementshavehadaprofoundimpactonthefinancialindustry.Withtheriseofdigitaltechnologies,thetraditionalwaysofconductingfinancialtransactionshaveundergonesignificantchanges.Onlinebankinghasmadeitpossibleforcustomerstoaccesstheiraccounts,transferfunds,andpaybillsfromthecomfortoftheirhomes.Mobilepaymentsystemshavealsobecomeincreasinglypopular,allowingforquickandconvenienttransactionsusingsmartphones.Thesetechnologicalchangeshavenotonlyaffectedthewaycustomersinteractwithfinancialinstitutionsbuthavealsohadanimpactoninvestmentstrategies.Algorithmictrading,whichusescomputeralgorithmstoexecutetrades,hasbecomemoreprevalent.Thishasledtoincreasedspeedandefficiencyinthefinancialmarketsbuthasalsoraisedconcernsaboutmarketmanipulationandvolatility.Furthermore,theuseofbigdataandartificialintelligenceinthefinancialindustryhasenabledmoreaccurateriskassessmentandpersonalizedfinancialadvice.Financialinstitutionscananalyzevastamountsofdatatobetterunderstandtheircustomers'needsandrisks,allowingformoretargetedproductofferings.However
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