2026年银行招聘考试英语能力测试专项训练试卷

2026年银行招聘考试英语能力测试专项训练试卷考试时间：______分钟总分：______分姓名：______第一部分词汇与语法directions:Ineachofthefollowingsentences,therearefourchoicesmarkedA),B),C)andD).Choosetheonethatbestcompletesthesentence.MarkyouranswerbyblackeningthecorrespondingletterontheAnswerSheet.1.Thecompanyislookingforsomeonewithexperience______marketing,buttheyarenotstrictaboutthecandidate'sacademicbackground.A)inB)atC)onD)for2.Despiteallthechallenges,theteammanagedto______theprojectontime.A)deliverB)deliveranceC)deliveringD)todeliver3.Itisessentialthatallemployees______awareofthenewsafetyregulations.A)beB)areC)wereD)willbe4.Thistypeofsoftwareisparticularlyusefulforsmallbusinessesthatneedto______costs.A)cutdownB)cutofC)cutinD)cutup5.Themanageraskedmeto______thereportbytheendoftheday.A)finishB)finishedC)finishingD)tofinish6.Ihaven'theardfromJohn______hemovedtoadifferentcitylastyear.A)sinceB)forC)whenD)ago7.Herparents______hertostudymedicine,butshechosetobecomeanartistinstead.A)wishB)wishedC)wishesD)werewishing8.Thebank______anewbranchinthedowntownareanextmonth.A)isopeningB)opensC)willopenD)opened9.Weareinterestedin______aboutthejobopportunitiesinyourcompany.A)knowB)knowingC)knownD)toknow10.Theannualfinancialreportprovidesadetailed______ofthecompany'sperformanceoverthepastyear.A)explanationB)describeC)descriptionD)descriptive第二部分阅读理解directions:Thereare2passagesinthissection.Eachpassageisfollowedbysomequestionsorunfinishedstatements.ForeachofthemtherearefourchoicesmarkedA),B),C)andD).YoushoulddecideonthebestchoiceandmarkthecorrespondingletterontheAnswerSheet.PassageOneTheimportanceofeffectivecommunicationcannotbeoverstated,especiallyinabusinessenvironment.Clearandconcisecommunicationhelpstoavoidmisunderstandings,buildstrongrelationships,andincreaseproductivity.Inabank,forinstance,employeesmustcommunicateeffectivelywithcustomers,colleagues,andmanagement.Thiscouldinvolveexplainingcomplexfinancialproductsinsimpleterms,resolvingcustomercomplaintsefficiently,orcollaboratingwithcolleaguesonprojects.Poorcommunication,ontheotherhand,canleadtoavarietyofproblems.Itcanresultinerrors,delays,andfrustrationforbothemployeesandcustomers.Inextremecases,itcanevendamagethereputationofthecompany.Therefore,itiscrucialforbankstoinvestincommunicationtrainingfortheiremployees.Thiscanhelptoensurethateveryoneisequippedwiththeskillstheyneedtocommunicateeffectivelyinaprofessionalsetting.1.Whatisthemainideaofthepassage?A)Thedifferenttypesofcommunicationinabank.B)Thenegativeconsequencesofpoorcommunicationinabusinesscontext.C)Theimportanceofeffectivecommunicationintheworkplace,withafocusonthebankingsector.D)Theroleofcommunicationtraininginimprovingemployeeperformance.2.Accordingtothepassage,whatisoneexampleofeffectivecommunicationinabank?A)Explainingcomplexfinancialproductsinsimpleterms.B)Collaboratingwithcolleaguesonprojects.C)Resolvingcustomercomplaintsefficiently.D)Alloftheabove.3.Whatproblemcanpoorcommunicationleadto?A)Increasedproductivity.B)Strongerrelationships.C)Errorsanddelays.D)Bettercustomersatisfaction.PassageTwoTheriseofdigitalbankinghassignificantlychangedthewaypeoplemanagetheirfinances.Onlinebankingplatformsandmobileappshavemadeitpossibleforcustomerstoperformawiderangeoftransactionsfromthecomfortoftheirownhomes.Thisincludestransferringmoney,payingbills,checkingaccountbalances,andevenapplyingforloans.Whiledigitalbankingoffersmanyconvenience,italsopresentssomechallenges.Oneofthemainconcernsistheissueofsecurity.Hackersareconstantlydevelopingnewwaystostealpersonalinformationandmoney.Banksareworkinghardtoimplementrobustsecuritymeasurestoprotecttheircustomers,butitisimportantforcustomerstobevigilantaswell.Thismeansusingstrongpasswords,enablingtwo-factorauthentication,andbeingcautiousaboutsharingpersonalinformationonline.Anotherchallengeisthepotentialforreducedface-to-faceinteractionbetweencustomersandbankemployees.Whiledigitalbankingisconvenient,itcannotcompletelyreplacethepersonaltouchthatcomesfrominteractingwithahumanrepresentative.Somecustomersmayprefertodiscusscomplexfinancialsituationswithaqualifiedadvisorinperson.4.Whathasdigitalbankingmadepossibleforcustomers?A)Tovisitphysicalbankbranchesmoreoften.B)Toperformawiderangeoftransactionsonline.C)Topaylessattentiontotheirfinances.D)Torelycompletelyontechnologywithoutanyhumaninteraction.5.Whatisoneconcernrelatedtodigitalbanking?A)Itistooexpensiveforcustomerstouse.B)Itreducestheneedforbankstoemploystaff.C)Itmakesiteasierforhackerstostealpersonalinformation.D)Itencouragescustomerstospendmoremoneythantheyhave.6.Whatistheadvantageofinteractingwithahumanrepresentativeatabank?A)Itisfasterthanusingonlinebanking.B)Itprovidesamorepersonaltouch.C)Itisnecessaryforallfinancialtransactions.D)Ithelpsbankssaveontechnologycosts.第三部分语言运用directions:Fillineachblankwithonewordthatbestfitsthemeaningofthesentence.7.Thebankoffersavarietyof______servicestomeettheneedsofdifferentcustomers.(service)8.Itisimportanttokeepyour______informationconfidential.(bank)9.Weneedto______downthecostsofthisprojecttomakeitmoreprofitable.(cut)10.Theannualreportprovidesadetailed______ofthecompany'sfinancialperformance.(summary)第四部分写作directions:Writeashortemailofabout80wordstoafriendwhohasrecentlymovedtoanewcity.Inyouremail,expressyourcongratulations,askabouttheirnewhomeandjob,andoffertohelpthemifyoucan.试卷答案1.A解析：此处需要介词搭配表示“在……领域”。experienceinmarketing意为“在营销领域有经验”，符合句意。at通常表示“在某个地点”；on通常表示“在某个表面上”或“关于某个话题”；for不与experience搭配表示领域。故选A。2.A解析：managetodosomething是固定结构，意为“成功做某事”。此处缺少动词原形。deliver意为“交付，传送”，符合句意。deliverance是名词；delivering是动名词；todeliver是不定式，不符合固定结构。故选A。3.A解析：itisessential/necessary/vital/importantthat后面的主语从句中，谓语动词要用虚拟语气，即“（should）+动词原形”。此处省略了should。beawareof意为“意识到”。故选A。4.A解析：cutdownon/upon是固定短语，意为“削减，减少（花费、数量等）”。costs指花费或成本。cutof不是固定搭配；cutin意为“插嘴”；cutup意为“切碎”。故选A。5.A解析：asksomeonetodosomething是固定结构，意为“要求某人做某事”。此处缺少动词原形。finish意为“完成”。故选A。6.A解析：since意为“自从……以来”，常用于表示从过去某个时间点开始，至今的动作或状态。根据句意“自从他去年搬到不同的城市以来，我再也没有收到过约翰的消息”。for表示“持续一段时间”；when表示“当……的时候”；ago表示“以前”，通常用于具体时间点。故选A。7.B解析：wish后面可以跟宾语从句，表示愿望。如果宾语从句谓语动词是表示现在情况的，用一般过去时。此处表示过去父母希望她学医，但她的选择不同。wished是一般过去时形式。wish后面也可以跟that从句，但表示与现在事实相反或将来不太可能实现的愿望，从句谓语用过去式或would/could+动词原形。wishhertobecomeanartist表示希望她成为艺术家（现在或将来不太可能），与句意不符。wishshehadstudiedmedicine表示希望她过去学过医学（与过去事实相反），更符合句意，但题目只给了wished选项。故选B。8.C解析：根据句意“银行下个月将在市中心开设一家新的分行”，描述的是将来要发生的动作。willopen是将来时形式，符合句意。isopening是现在进行时，常表示按计划即将发生的动作。opens是一般现在时，表示一般性事实或习惯性动作。opened是一般过去时，表示过去发生的动作。故选C。9.B解析：beinterestedindoingsomething是固定结构，意为“对做某事感兴趣”。此处缺少动名词形式。know是动词原形；known是过去分词；toknow是不定式。故选B。10.C解析：adetaileddescriptionof意为“对……的详细描述”。explanation意为“解释”；describe是动词；descriptive是形容词。根据句意“年度财务报告提供了对公司过去一年表现的详细描述”。故选C。PassageOne1.C解析：文章首段指出有效沟通的重要性，并举例说明在银行等商业环境中的必要性。第二段进一步阐述不良沟通的负面影响。因此，文章主旨是强调有效沟通在工作场所，特别是银行业的重要性。A只是沟通类型的一例；B只是负面影响的一例；D只是提升员工技能的一种方式。故选C。2.D解析：根据第一段，有效沟通包括：用简单术语解释复杂金融产品、高效解决客户投诉、与同事合作项目。因此，A、B、C都是有效沟通的例子。故选D。3.C解析：根据第二段，不良沟通会导致“errors,delays,andfrustration”，即错误、延误和挫败感。A是有效沟通的结果；B是有效沟通的结果；D是有效沟通的结果。故选C。PassageTwo4.B解析：根据第一段第一句，“Onlinebankingplatformsandmobileappshavemadeitpossibleforcustomerstoperformawiderangeoftransactionsfromthecomfortoftheirownhomes.”意为“网上银行平台和移动应用程序使客户能够舒适地在家中进行一系列交易”。故选B。5.C解析：根据第二段第一句，“Themainconcernistheissueofsecurity.Hackersareconstantlydevelopingnewwaystostealpersonalinformationandmoney.”意为“主要关注点是安全问题。黑客不断开发新的方法来窃取个人信息和金钱。”故选C。6.B解析：根据第二段最后一句，“Somecustomersmayprefertodiscusscomplexfinancialsituationswithaqualifiedadvisorinperson.”意为“一些客户可能更喜欢与合格顾问面对面讨论复杂的财务状况。”因此，优势在于提供更个性化的接触。故选B。第三部分语言运用7.banking解析：serviceservicesservicesservicebankingfinancialbankingservices根据句意“银行提供各种______服务”，此处需要一个名词作services的定语，修饰services。thebank的常用名词形式是banking，表示“银行业务”。故填banking。8.bank解析：perso