雨课堂学堂在线学堂云《International Settlement（广西金融职业技术学院）》单元测试考核答案

InternationalSettlement第1题Whatisthecoredefinitionofinternationalsettlement?Itreferstothemonetarypaymentandcollectionactivityforsettlingcross-bordercreditor-debtrelationshipsthroughwhichinstitution?()AGovernmentdepartmentsBIntermediaryinstitutionssuchasbanksCE-commerceplatformsDGeneralAdministrationofCustoms第2题WhichofthefollowinginstrumentsisNOTincludedinthe"threemajornegotiableinstruments"ininternationalsettlement?()ABillofexchangeBPromissorynoteCCheckDInvoice第3题Whichofthefollowingisacoredocumentintheinternationalsettlementpracticesystem?()ACIPSBRCEPCUCP600DmBridge第4题WhichofthefollowingisNOTatraditionalinternationalsettlementmethod?()ARemittanceBCollectionCLetterofCredit(L/C)DForfaiting第5题Whichsettlementmethodisfastbuthigh-risk?()AL/C(LetterofCredit)BD/P(DocumentsagainstPayment)CT/T(TelegraphicTransfer)DBankfactoring第6题Ininternationalsettlement,inwhichfielddoesUCP600holda"constitution-like"status?()ACollectionbusinessBRemittancebusinessCLetterofCreditbusinessDFactoringbusiness第7题AccordingtoArticle2ofUCP600,whatisthecorecharacteristicofaletterofcredit?()ARevocabilityBIrrevocabilityCFlexibilityDLowcost第8题WhatisthemaincontentstipulatedinArticle10ofURC522?()AIrrevocabilityofL/CBLiabilitylimitsofcollectingbanksCDocumentexaminationstandardsDElectronicdocumentrules---###II.Multiple-ChoiceQuestions(5questions)第9题Whichofthefollowingbelongtothedocumentsoftheinternationalsettlementpracticesystem?()AUCP600BURC522CISBP745DRCEPECIPS第10题The"threepillars"oftraditionalinternationalsettlementmethodsincludewhichofthefollowing?()ARemittanceBCollectionCLetterofCreditDFactoringEForfaiting第11题Whichofthefollowingareemerginginternationalsettlementmethods?()ABankfactoringBForfaitingCBlockchain-basedL/CDCross-borderpaymentwithdigitalRMBETelegraphicTransfer(T/T)第12题Whenchoosinganinternationalsettlementcurrency,whichfactorsneedtobeconsidered?()AExchangeratefluctuationriskBSettlementcostCSettlementefficiencyDNationaltraderelationsEEconomicpolicies第13题Inwhichaspectsisthedigitaltransformationofinternationalsettlementreflected?()AApplicationofelectronicbillsofladingBBlockchain-basedL/CCCross-borderpaymentwithdigitalRMBDDominanceofpaperdocumentsEDominanceofmanualexamination---###III.True/FalseQuestions(5questions)第14题Internationalsettlementisacross-borderversionofthe"paymentsystem"anddoesnotrequiretheparticipationofintermediaryinstitutionssuchasbanks.第15题URC522ismainlyapplicabletoletterofcreditsettlementbusiness.(×)6.ISBP745providesdetailedregulationsontheformat,content,transmission,etc.,ofelectronicrecords.第16题ISBP745providesdetailedregulationsontheformat,content,transmission,etc.,ofelectronicrecords.第17题ComparedwithDocumentsagainstPayment(D/P),DocumentsagainstAcceptance(D/A)involveslowerriskfortheseller.第18题Thefuturedevelopmenttrendsofinternationalsettlementincluderegionalization,digitalizationandefficiencyimprovement.第1题WhichofthefollowingisNOTanadvantageofinternationalsettlementinstruments?()AHighsecurityBGoodflexibilityCRelativelyhighcostDSupportfordeferredpayment第2题Amonginternationalsettlementinstruments,whichisthemostcommonlyusedtypeaccountingfor45%ofChina-ASEANtradesettlements?()ABillofexchangeBPromissorynoteCCheckDElectronicinstrument第3题ASingaporeanenterpriseexportschipstoaChineseenterprise,agreeingtopayment60daysaftergoodsareshipped.Whichinstrumentismostsuitable?()ACheckBPromissorynoteCBillofexchangeDElectroniccheck第4题ForwhichtransactionamountlimitisacheckmainlyusedinChina-ASEANtrade?()AUSD30,000BUSD50,000CUSD80,000DUSD100,000第5题Thecoremnemonicforbillofexchangefilling—"ThreeConfirmations,ThreeClarifications,OneSignature"—doesNOTincludewhichofthefollowingin"ThreeConfirmations"?()AConfirmtheamountBConfirmthedateCConfirmthedraweeDConfirmthepayee第6题Whatistheinternationalstandardformatfortheissuedateofabillofexchange?()AYear-Month-DayBMonth-Day-YearCDay-Month-YearDYear-Day-Month15.Whatshouldbefilledinafter"At...sight"forasightdraft?(C)第7题WhatisthevalidityperiodofchecksinmostASEANcountries?()A3monthsB6monthsC1yearD2years]第8题Whenfillingoutabillofexchange,whatwordshouldbeaddedattheendoftheamountinwordstopreventtampering?()AONLYBENDCFINALDSTOP第9题Whichofthefollowingstatementsaboutbillsofexchangearecorrect?()AAccountfor45%ofChina-ASEANtradesettlementsBSuitableforbulkcommoditytradeCSupportdeferredpaymentDBankacceptancereducesbaddebtriskEAreinternationalversionsofpaymentcommitments第10题Whichofthefollowingsituationswillrenderaninstrumentinvalidorresultindishonor?()APromissorynotelacksanunconditionalpaymentundertakingBInconsistentamountinwordsandfiguresonabillofexchangeCCheckwithoutindicatedcurrencyDPromissorynotewithoutinternationalcurrencycodeEBillofexchangewithdrawer'ssignature第11题Inwhataspectsistheimportanceofinstrumentsettlementreflectedforsmallandmedium-sizedenterprises()?()AReducepaymentcostsBImprovecapitalutilizationefficiencyCLowertransactionrisksDSimplifyproceduresENoneedforbankparticipation第12题Ininternationaltrade,therequirementof"documentconsistency"isreflectedinwhichaspectsofinstrumentfilling?()AAmountconsistentwiththecontractBDateconsistentwiththebillofladingCAccuratebillofladingnumberindicationDPayeenameconsistentwiththecontractECurrencyconsistentwiththeagreement---####III.True/FalseQuestions(5questions)第13题Thenon-causativenatureofinternationalsettlementinstrumentsmeansthatevenifthereisadisputeovergoods,thedraweecannotrefusepayment.第14题Whenfillingoutabillofexchange,theamountinfiguresandwordscanbeinconsistent,withtheamountinwordsprevailing.第15题ThevalidityperiodofchecksinChinais6months,and1yearinmostASEANcountries.第16题Electronicbillsofexchangedonotrequirethedrawer'ssignatureandonlyneedadigitalcertificatetotakeeffect.第17题Thenegotiabilityofbillsofexchangeallowstransferthroughlegalproceduressuchasendorsement,improvingcapitalutilizationefficiency.第18题Whenchoosinginternationalsettlementinstruments,bankacceptancebillsshouldbeprioritizedforfirst-timecooperativetransactionsrequiringhighsecurity.Project3Homework第1题ThroughwhichsystemisTelegraphicTransfer(T/T)conductedasacross-borderelectronicremittance?()ACIPSBSWIFTCAntChainDmBridge第2题Whatisthemostcommonlyusedfee-sharingmethodforT/TinChina-ASEANtrade?()AOURBSHACBENDNofixedmethod第3题Accordingtothe2024newregulations,whichofthefollowingelementsisNOTrequiredforbillsofexchangeissuedfromChinatoASEAN?()AThewording"ASIANCLEARING"BPayingbank'sSWIFTcodeCDualanti-counterfeitingmarksDPaperoriginalcopy第4题WhatistheusualvalidityperiodofaDemandDraft(D/D)?()A15daysB30daysC60daysD90days第5题Underthe"5+2"ruleimplementedbyASEANforDocumentsagainstPayment(D/P),withinhowmanydaysmustthecollectingbankcompletedocumentexamination?()A3daysB5daysC7daysD10days第6题WhatisthedishonortimelimitstipulatedinArticle16ofUCP600,inworkingdays?()A3B5C7D10第7题AccordingtoArticle18ofUCP600,whatistheusualtolerancefordiscrepanciesbetweentheinvoiceamountandtheletterofcreditamount?()A±0.1%B±0.5%C±1%D±5%第8题WhichofthefollowingisNOTincludedinthethreecoresecurityelementsofDemandDraft(D/D)?()ACompleteinformationBTimelinesscontrolCChanneloptimizationDNoneedforbankpre-audit第9题WhichofthefollowingisNOTincludedinthe"ThreeChecks"principleforletterofcreditdocumentexamination?()AChecktheletterofcreditBCheckthedocumentsCCheckISBPannotationsDChecktheverbalagreementbetweenthebuyerandseller第10题WhichofthefollowingisNOTadifferencebetweenDemandDraft(D/D)andTelegraphicTransfer(T/T)?()ATypeofinstrumentBTimetoreceivefundsCLeveloffeesDBothareelectronicpayments####II.Multiple-ChoiceQuestions(5questions)第11题WhatarethecoreadvantagesofDemandDraft(D/D)?()ALowhandlingfeesBTraceableinstrumentCHighflexibilityDFastestfundreceiptENoneedforendorsement第12题WhatarethemaincharacteristicsofDocumentsagainstPayment(D/P)?()ABanksdonotassumepaymentliabilityBDocumentscontrolownershipofgoodsCSuitablefortransactionswithafoundationoftrustDBanksguaranteecollectionofpaymentENoneedtocompletealldocuments第13题WhatarethekeyelementsofDocumentsagainstPayment(D/P)?()ACompleteandaccuratedocumentsBTimelinesscontrol(the"5+2"rule)CClearfeeclausesDIgnorecountry-specificrequirementsEDocumentscanbemodifiedarbitrarily第14题Whatarethe"FiveDon'ts"riskareasinletterofcreditdocumentexamination?()ADon'thavecontradictionsBDon'tbeambiguousCDon'tbeoverdueDDon'tmissanythingEDon'texceedauthority第15题Ininternationalsettlementbusiness,whatdoes"refinedexecution"include?()ATripleverificationofinformationfillingBClearfeeclausesCGrasptimelinessnodesDUnderstandcountry-specificspecialrequirementsEIgnoredetaileddifferencesIII.True/FalseQuestions(10questions)第16题TheOURfee-sharingmethodforT/Tmeanstheremitterbearsallfees,includingintermediarybankfees.第17题InDocumentsagainstPayment(D/P),banksassumepaymentguaranteeliabilitytoensuretheexporterreceivespayment.第18题The"5+2"ruleforDocumentsagainstPayment(D/P)meansthecollectingbankcompletesdocumentexaminationwithin5days,andthebuyermakespaymentwithin2days.第19题ThemoreintermediarybanksinvolvedinaT/T,thelowerthefeesandthefasterthefundreceipt.第20题Duringletterofcreditdocumentexamination,databetweendocumentsmustbeconsistentandfreeofcontradictions.Project4Homework第1题Whatassetdoenterprisesuseforfinancinginaccountsreceivablefinancing?()AFixedassetsBUndueaccountsreceivableCInventoryDIntangibleassets第2题Inaccountsreceivablepledgefinancing,whobearstherepaymentliabilityifthecustomerfailstopaywhendue?()ABankBFactorCTheenterpriseitselfDGuarantor第3题WhichtypeofenterpriseistheaccountsreceivableABSmodelusuallysuitablefor?()ASmallprivateenterprisesBLargeenterprisesCStartupsDIndividualhouseholds第4题Inthedualfactoringmodel,whoisresponsibleforinvestigatingtheimporter'screditworthinessandcollectingpayment?()AExportfactorBImportfactorCExporterDImporter第5题WhichofthefollowingisNOTamajordisadvantageofthedualfactoringmodel?()ARelativelyhighcostBSlowfundreceiptCClearrisksharingDLowefficiencyinhandlingsmall-valuebusinesses第6题Whatisthecorefeatureofforfaitingfinancing?Theexportertransferstheclaimwithoutrecourseto?()ABanksorfinancialinstitutionsBImporterCFactorDInsurancecompany第7题TheinterestrateadjustmentofSustainability-LinkedLoans()isbasedonwhethertheenterpriseachieves?()ASalestargetsBProfittargetsCSustainabilityPerformanceTargets(SPT)DMarketsharetargets第8题ThecouponrateadjustmentofSustainability-LinkedBonds()islinkedtowhichtypeoftargetoftheenterprise?()AFinancialtargetsBESGtargetsCProductiontargetsDR&Dtargets第9题WhatisacommonpenaltymechanismwhenSLBfailstomeetthetargets?()ACouponratestep-upBReductionofloanlimitCTerminationofcooperationDFine第10题TheincentivemechanismofSLLismainlyreflectedin?()AInterestratereductionBCashrebateCExtensionofrepaymentperiodDIncreaseofloanlimit---####II.Multiple-ChoiceQuestions(5questions)第11题Whatarethethreemajormodelsofaccountsreceivablefinancing?()APledgefinancingBFactoringCABSDLetterofCreditETelegraphicTransfer第12题Whataretheadvantagesofcross-borderpaymentwithdigitalRMB?()A.FastfundreceiptB.LowcostC.StrongfundtraceabilityD.Zerohandlingfees(forsmall-valuetransactions)E.DependenceonUSdollarintermediation19.Whatdatasourcesareusedtoestimatethenon-complianceprobabilityofSLLandSLB?()AIssuer'shistoricalcarbonemissionintensityBIndustrytransformationpathdeviationCStringencyofSPTtargetsDNumberofenterpriseemployeesEEnterpriseregistrationtime---####III.True/FalseQuestions(5questions)第13题Inaccountsreceivablepledgefinancing,theownershipofaccountsreceivablewillbetransferredtothebank.第14题Inthedualfactoringmodel,theimportfactorbearsthebuyer'screditrisk.第15题Forfaitingfinancingischaracterizedbynon-recoursetransferofclaims.第16题Thefundreceiptspeedofthedualfactoringmodelisfasterthanthatofsinglefactoring.第17题WhenSLLfailstomeetthetargets,apenaltymechanismofloaninterestrateincreasewillbetriggered.Project5Homework第1题WhatillegalactivityisthecorefocusofAnti-MoneyLaundering()monitoringincross-borderpayments?()AContractbreachBMoneylaunderingandterroristfinancingCExchangeratemanipulationDTariffevasion第2题WhichofthefollowingisNOTincludedinthethreecoreobjectivesofAnti-MoneyLaundering()monitoringincross-borderpayments?()APreventtheflowofcriminalfundsBEnsurecomplianceCMaintainfinancialsystemstabilityDReducesettlementcosts第3题WhatisthecorepurposeoftheKYC(KnowYourCustomer)monitoringmethod?()AComplianceoftransactionamountBAuthenticityofcustomeridentityCLegitimacyoftransactionbackgroundDClarityofenterpriseequity第4题WhichofthefollowingisNOTincludedinthefourcoreprinciplesofregionaladaptationofmultilateraltraderules?()AFlexibilityBEqualityCMutualityofbenefitDUnilateralism第5题WhichofthefollowingisNOTatechnicalreasonforthefailureofcross-borderdigitalcurrencypayments?()ANetworkcongestionBSystemdowntimeCInterfaceincompatibilityDExchangeratefluctuations第6题InAMLmonitoringofcross-borderpayments,whatisa"structuredtransaction"?()AAsinglelarge-valuetransactionBMultiplesmall-valuetransactionswithinashortperiodwhosetotalapproachesthereportingthresholdCCross-bordertradetransactionsDDailytransactionsofenterprises第7题Indataprivacyprotectionforcross-bordere-commerce,whatisthecorerequirementfordatause?()AUsedforagreedpurposesBFreelyshareableCUsableformarketingandpromotionDTransferabletothirdparties第8题Whatdoesthecomplianceprincipleofregionaladaptationofmultilateraltraderulesrequire?()ABreakawayfromtheglobalruleframeworkBNotconflictwiththebasicprinciplesofglobalmultilateralrulesCPrioritizeregionalinterestsDIgnoretheneedsofdevelopingcountries---####II.Multiple-ChoiceQuestions(5questions)第9题WhatarethemainmethodsofAnti-MoneyLaundering()monitoringincross-borderpayments?()AKYC(KnowYourCustomer)BKYB(KnowYourBusiness)CReal-timetransactionmonitoringDRandomspotchecksEManualreviewofalltransactions第10题Whatarethecorecontentsofdataprivacyprotectionforcross-bordere-commerce?()AStandardsfordatacollectionBRestrictionsondatauseCDatasec