2024年全国银行招聘之银行招聘综合知识考试精准押题卷附答案 (一)

全国银行招聘考试重点试题精编

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I（参考答案和详细解析均在试卷末尾）

I一、选择题

••

Z\1、Consequently,asustainablebusinessmodelcan______companiestobetteradapttocomplex

瑕；environmentsandachievesustainablecompetitiveadvantages。

A.render

B.enable

C.cause

：D.ensure

i2、在影响需求价格弹性的因素中，时间因素与商品需求价格弹性大小的关系是（

：A.两者间的关系需要根据具体商品才能判定

iB.时间越长，商品需求价格弹性越小

jC.时间越短，商品需求价格弹性越小

：D.两者间不存在任何关系

3、Theorphanageisjustoneofher___causes.

凶ifeA.phonetic

⑷封

丰及B.philanthropic

C.prevalent

D.lunatic

4、邓小平关于怎样建设朽会主义问题的论述的核心是（）。

A.社会主义发展道路问题

B.社会主义根本任务问题

C.社会主义发展战略问题

D.社会主义发展阶段问题

、“长期股权投资”科目的期末余额在（

5）o

恬

A.借方

B.贷方

C.没有余额

D.视盈亏情况而定

6、Writingoutalltheinvitationsbyhandwasmoretime-consumingthanwe().

A.willexpect

B.areexpecting

C.expect

D.hadexpected

7、下列关于公文分类的说法正确的是()o

A.《党政机关公文处理工作条例》按适用范围将公文分为17种

B.按公文的来源。可分为收文和发文两种

C.按涉及机密的程度，保密公文分为绝密件、秘密件、普通件

D.按办文时限要求，分为紧急件、加急件、平件

8、字长是CPU的主要性能指标之一，它表示(

A.最长的十进制整数的位数

B.CPU一次能处理二进制数据的位数

C.计算结果的有效数字长度

D.最大的有效数字位数

9、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。

Theword“globalization“isindailyusethroughouttheworld.Variouslyreferredtoas

mondialisationinFrench,globalisierunginGerman,orQuanquihuainChina(Scholte,1996),

newsarticles,television,andeventextbooksoftenusetheword“globalization“tomeanmany

differentthings.AuthorJanPieterse(1995)assertstherearealmostasnany

conceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersand

scholarsindisciplinessuchasmanagement,marketing,finance,accounting,andeconomicsalsouse

theword“globalization"tomeandifferentthings.Forexample,somebelieveglobalizationisthe

absenceofbordersandbarrierstotradebetweennations(Ohmaez1995),butalsoithasbeen

describedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade

(Dicken,1992).

Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoing

everythingthesameeverywhere(KanterandDretler,lS98).Othersbelieveglobalizationis

interconnectionsbetweenoverlappinginterestsofbusinessandsociety(Brown1992;renesch

1992).Asyoucansee,thesedefinitionsdifferinsignificantways.Because

definitions,descriptions,andvisionsofglobalizationvarywidelyjtisdifficulttoknowwhatit

meansforbusinessestogo“global".

WhichofthefollowingstatementisNOTimpliedbytheunderlinedsentence?()

A.Theconceptionsofglobalizationvary

B.Thedisciplinesinthesocialsciencesvary

C.Therearelessconceptionsofglobalization

D.Therearemanydisciplinesinthesocialsciences

10、How'syourtouraroundtheNorthLakeIsitbeautiful

—It（）be,butitisnowheavilypolluted.

A.will

B.would

C.should

D.Must

11、“物华天宝，龙光射牛斗之墟〃出自（）。

A.张若虚《春江花月夜》

B.苏轼《赤壁赋》

C.江淹《别赋》

D.王勃《滕王阁序》

12、Newemployeesshouldspentmoreoftheirtimeon___duties.

A.exceptional

0.professional

C.intentional

0.additional

13、在会计核算中，资金运动的具体内容是通过在账簿中设置（）来反映的。

A.账户

B.会计科目

C.单元

D.内容

14、资料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventing

fraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,

thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdata

andthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdata

usedinmakingdecisions.

Thedecisionsmadebymanagementarecommunicatedthroughouttheorganizationand

becomecompanypolicy.Theresultsofthepoliciestheconsequencesofmanagerial

decisions--mustbereportedbacktomanagementsothatthesoundnessofcompanypolicies

canbeevaluated.Amongthemeansofcommunicationincludedinthesystemofinternalcontrol

areorganizationcharts,manualsofaccountingpoliciesandprocedures,flowcharts,financial

forecasts,purchaseorders,receivingreports,invoices,andotherdocuments.Theterm

documentationreferstoallthecharts,forms,reports,andotherbusinesspapersthatguideand

describetheworkingofacompany'ssystemofaccountingandinternalcontrol.

Internalcontrolsfallintotwomajorclasses:administrativecontrolsandaccountingcontrols.

Administrativecontrolsaremeasuresthatincreaseoperationalefficiencyandcompliancewith

policiesinallpartsoforgarization.Forexample,anadministrativecontrolmaybearequirement

thattravelingsalespersonssubmitreportsshowingthenumberofcallsmadeoncustomerseach

day.Anotherexampleisadirectiverequireairlinepilotstohaveregularmedicalexaminations.

Theseinternaladministrativecontrolshavenodirectbearingonthereliabilityofthefinancial

statements.Consequently,administrativecontrolsarenotofdirectinterestonaccountantsand

independentauditors.

Internalaccountingcontrolsaremeasuresthatrelatetoprotectionofassetsandtothereliability

ofaccountingandfinancialreports.Anexampleistherequirementthatapersonwhoseduties

involvehandlingcashshaInotalsomaintainaccountingrecords.Morebroadlystated,the

accountingfunctionmustbekeptseparatefromthecustodyofassets.Anotheraccounting

controlistherequirementthatchecks,purchaseorders,andotherdocumentsbeserially

numbered.Stillanotherexampleistherulethatapersonwhoordersmerchandiseandsupplies

shouldnotbetheonetoreceivethemandshouldnotsigncheckstopayforthem.

Theresultsofmanagerialdecisionsmustbereportedbacktomanagementssothat（）canbe

evaluated?

A.Themeansofcommunication

B.Thelevelofperformanceinalldivisionsofthecompany

C.Theeffectivenessofcorrpanypolicies

D.Thefinancialreports

15、下列字符中，ASCII码值最小的是（）o

A.a

B.A

C.X

D.Y

16、Itprovidesthatnostatemay"anypersonoflife,libertyorproperty,withoutdue

processoflaw."

A.deprive

B.derive

C.dispatch

0.discharge

17、签发支票时。2100.07元的大写金额正确的是（）。

A.贰仟壹佰元零柒分正

B.贰仟壹佰零柒分

C.贰仟壹佰元零角柒分

D.贰仟壹佰元零柒分

18、审计证据的（）是指审计证据能如实反映客观事实。

A.可靠性

B.及时性

C.相关性

D.谨慎性

19、不能向居民发放贷款的金融机构是（）。

A.中国农业发展银行

B.中国建设银行

C.农村信用合作社

D.城市商业银行

20、政府的财政收入政策通过（）因素对国民收入产生影响.

A.政府转移支付

B.政府购买

C.消费支出

D.出II

21、已知工作表中C3单元格与D4单元格的值均为0,C4单元格中为公式“=C3=D4",则C4

单元格显示的内容为（）。

A.C3=D4

B.TRUE

C.#N/A

D.O

22、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。

A.货币

B.票据

C.基础货币

D.准货币

23、廉租住房建设贷款，贷款期限最长不超过（）年。

A.2

B.3

C.5

D.8

24、金融市场上主要的资金供应者是（）。

A.家庭

B.企业

C.政府

D.金融机构

25、Manystateshave,amendedorrepealedlawstoimproveschoolnutrition.

A.instituted

B.organized

C.manufactured

D.enacted

26、It'sofferedasproofthatshe'sawomanwhowon'twastetaxpayer'smoney.

A.principled

B.patriotic

C.pioneer

D.radical

27、“沉鱼落雁〃“闭月羞花〃用以形容古代四大美女，下列形容古代四大美女与其关系对应不

正确的是（）<.

A.沉鱼——西施

B.落雁一一王昭君

C.闭月一一赵姬

D.羞花一一杨玉环

28、WiththeU.S.governmentamassinggrowingamountsofeveryyear,itneedsthe

moneythatforeigninvestorsoffer.

A.currency

B.cost

C.payment

D.debt

29、下列会计基本假设中，（）是指企业会计确认、计量和报告的空间范围。

A.会计分期

B.会计主体

C.持续经营

D.货币计量

30>Shetoldusthatclassificationisauseful（）totheorganizationofallkindsofknowledge.

A.means

B.approach

C.mode

0.manner

31、Shesaidshe'sgonnathemdeadwithherbestdressandmake-up.

A.pat

B.rap

C.knock

D.kill

32、劳动者在下列哪种情形中，用人单位可以解除劳动合同？（）

A.劳动者患病或者非因公负伤，在规定的医疗期内的

B.严重违反用人单位的规章制度的

C.劳动者不能胜任工作，经过培训或者调整工作岗位，仍不能胜任工作的

D.女职工在孕期、产期、哺乳期内的

33、It'ssucha_todotheshoppingeveryday.Heistiredofit.

A.duty

B.task

C.chore

D.work

34、收入的确认应当满足的条件不包括()。

A.与收入相关的经济利益很可能流入企业

B.经济利益流入企业的结果会导致企业资产的增加或者负债的减少

C.收入是与所有者投入资本无关的经济利益的总流入

D.经济利益的流人额能够可靠地计量

35、Israeliofficialsblamethesettlers,sayingtheyhaverefusedtowiththegovernment.

A.direct

B.cooperate

C.comment

0.remind

36、Mr.Backussimplyreplacedtheoriginalequationwithhisownforadreamdate,

whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirls

aged24to34inLondon.

A.designation

B.measures

C.criteria

D.legislation

37、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomic

losseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledby

AnnanjheformerUnitedNationssecretarygeneral.

Thereport,tobereleasedFriday,analyzeddataandexistingstudiesofhealthzdisaster;population

andeconomictrends.ltfoundthathuman-influencedclimatechangewasraisingtheglobaldeath

ratesfromillnessesincludingmalnutritionandheat-relatedhealthproblems.

Butevenbeforeitsrelease.thereportdrewcriticismfromsomeexpertsonclimateandrisk,who

questioneditsmethodsandconclusions.

Alongwiththedeaths,thereportsaidthatthelivesof325millionpeople,primarilyinpoor

countries,werebeingseriouslyaffectedbyclimatechange.ltprojectedthatthenumberv/ould

doubleby2030.

RogerPielkeJr.,apoliticalscientistattheUniversityofColorado,Boulder,whostudiesdisaster

trends,saidtheForum'sreportwas"amethodologicalembarrassment"becausetherewasnoway

todistinguishdeathsoreconomiclossesrelatedtohuman-drivenglobalwarmingamidthemuch

largerlossesresultingfromthegrowthinpopulationsandeconomicdevelopmentinvulnerable

regions.Dr.Pielkesaidthat^climatechangeisanimportantproblemrequiringourutmost

attention/Butthereport,hesaid,"willharmthecauseforactiononbothclimatechangeand

disastersbecauseitissodeeplyflawed."

However,SorenAndreasen,asocialscientistatDalbergGlobalDevelopmentPartnerswho

supervisedthewritingofthereport,defendedit,sayingthatitwasclearthatthenumberswere

roughestimates.Hesaidthereportwasaimedatworldleaders,whowillmeetinCopenhagenin

Decembertonegotiateanewinternationalclimatetreaty.

Inapressreleasedescribingthereport,Mr.Annanstressedtheneedforthenegotiationstofocus

onincreasingtheflowofmoneyfromrichtopoorregionstohelpreducetheirvulnerabilityto

climatehazardswhilestillcurbingtheemissionsoftheheat-trappinggases.Morethan90%ofthe

humanandeconomiclossesfromclimatechangeareoccurringinpoorcountries,accordingtothe

report.

WhatdoesKofiAnnansayshouldbethefocusoftheCopenhagenconference?

A.Howrichandpoorregionscanshareresponsibilityincurbingglobalwarming

B.Howhumanandeconomiclossesfromclimatechangecanbereduced

C.Howemissionsofheat-trappinggasescanbereducedonaglobalscale

D.Howrichcountriescanbetterhelppoorregionsreduceclimatehazards

38、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人

民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、

有管理的浮动汇率制度。日汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向

波动的格局，呈现稳中有升的态势。

根据上述资料，回答问题；

根据国际货币基金的划分，目前我国香港地区实行的汇率制度是（）o

A.货币局制

B.传统的盯住汇率制

C.事先不公开汇率目标的管理浮动

D.单独浮动

39、IknewalmosteveryoneIneededtoknownomatterwhethertheygoodnessor

badness.

A.proved

B.boasted

C.hid

0.exhibited

40、默认情况下，Excel2303工作簿由（）个工作表组成。

A.1

B.4

C.5

D.3

41、我国现行会计制度规定，资产负债表是按（）所反映的经济内容设计的。

A.资产=负债+所有者权益

B.有借必有贷.借贷必相等

C.账户的平行登记

D.借贷记账法

42、Passage4

AlexTaw,a21yearoldstudentfromWiltshire,England.Hespentlastsummerlikeanyotherhigh

schoolgraduate—hangingoutwithfriends,preparingforcollege,worryingabouthisuniversity

fees.Whilemostofhispeersgaveupontheirpipedreams,hesatdownwithanotebookat

home,andjotteddownthequestion:HowcanIbecomeamillionaire?

TheresultwastheMillionDollarH.Alex^initialinvestmentwas50poundstobuy

webspaceandadomainname.Hedividedtheblankhorrepageintoonemillionpixels,10,000

blocksof100pixelseach.Eachpixelwasworth$lwithminimumpurchase100pixels.Withina

monthAlexhadearnedsome$37,000,enoughforhimtocovertheentirecostofhisforthcoming

threeyearsatuniversity.lnjustafewmonths,hebecamearealmillionaire.

HowdidhecomeupwiththeideaoftheMillionDollarHomepage?

“Well」wastryingtothinkofawaytomakesomemoneybeforeIstarteduniversity,asIwas

abouttotakeonahugedebtandIwasalreadyoverdrawn.SwiftactionwasnecessaryK'Hesaid.

Healsoadded/Theimportantthingisthatanythingispossible—weareonlylimitedbyour

imagination.!alwayshadthisbeliefthatagoodideacanbesuccessfulonitsown.IthinkI've

learnedthatifwethinkdeepertherearemagicalsolutionshidingawayforustofind.”

Hispersonalphilosophyarcundmoneyis:Moneyisnoteverything,butit'sanessentialpartofthe

waywelive.Havingsomeremovesacertainamountofstress,but,unlesswearecarefuljtcan

createanewtypeofstress.

Healsosaid/lstillwanttogotouniversity.Asidefromgainingknowledgeaboutbusiness,there

areotherreasons—exploringyourinterests,meetingnewpeople,andbeinginacreative

environment/

Besidesmakingcontributionstosociety,hewouldtrytoencourageandinspirepeopletothinkof

creativesolutionstoproblems,whatevertheyare.

WhatdoestheunderlinedsentenceinParagraph6mean?()

A.Themoremoneywehave,themorestresswehave

B.Moneycanbeofgreathelp

C.Weshouldtryourbesttoearnmoney

D.Moneyishelpfulinsomeway,butweshouldmakefulluseofit

43、Ifwehadfollowedhisplan,wewouldhavedonethejcbwith()moneyand()

people.

A.fewecless

B.less,less

C.lessjewer

D.fewerjewer

44、在我国，全国人民代表大会通过法律须经（）。

A.到会代表的过半数同意

B.全体代表的过半数同意

C.到会代表的2/3多数同意

D.全体代表的2/3多数同意

45、在会计核算原则中，要求合理核算可能发生的费用和损失的原则是指（）。

A.谨慎原则

B.可比性原则

C.一贯性原则

D.配比原则

46AWhilethetradefightisn'taffectingmostoftheeconomyyetinabigway,manyindustriesare

worriedthatthedamagecouldquickly.>

A.getlost

B.getbetter

C.getworse

D.getstrong

47、资料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffood

youeatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelpto

fightaging.

Threeoftheprocessesthatgooninsideyourbodythathaveamajorimpactonyourrateof

agingarecalled“glycation","inflammation"and"oxidation".

Whenwetalkaboutaging,we'renotjusttalkingaboutwrinklesonyourskinorhowthickyour

hairis,we'realsotalkingaboutfactorsthatyoucan'tsee,suchashowwellyourorgansfunction,

andwhetheryourjointsaredegrading.

Thepassageisprobably___.

A.theprefaceofabook

B.anexcerptfromapaperonhealth

C.abookreview

0.promotionalmaterialsforabook

48、资料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessirMay

thisyear,beginningwithitsflagshipAirbusA380fleet.

Severalpricingmodelsarebelievedtobeunderconsideration,beginningwithalow-costpackage

suitableforWE—servicesuchasGoogleGmail,YahooandHotmailaswellasa30MBallowance

foraroundSGD$25(that's$20RussiaandUS,and£20and£14).

TheairlineispollingselectedmembersofitsKrisFlyerfrequentflyerloyaltyprogramto

participateinanonlinesurveyaboutyourattitudestowardsinflightmobileandinternet

services,whichweareplanningtointroducefromMay2011accordingtotheemailinvitation.

ThesurveyaskstravellersfortheiropinionsonpricingpackagessuchasSGD$25for30MB,aswell

asifmobilephonecellsandSMSmessagesshouldbepermitted.

Shouldpassagersbeallowedtomakeandtakecallsat30000feetthey'llpayplentyforthe

privilege,withcallsbeingchargedatinternationalroamingrates.

Asit'suptoeachcountrytodecidewhatthoseratesare-andwithSingaporeAirlineseffectively

beingitsowncountryintermsofprovidingafullycontrolledandself-containedtelecomssystem

onboardeachplane-thoseratescouldliterallybeskyhigh.

SQ'sinflightinternetandmobileservice,whichmaycarrytheKrisNetbrandinkeepingwiththe

KrisWorldinflightentertainmentsystem,isexpectedtodebutontheAirbusA380beforebeing

installedontotheairline'sA340-500andBoeing777-300ERaircraft.

Passagerswillbeabletoaccesstheinternetonanydevicefromasmartphonetoatabletor

laptop,asSingaporeAirlineswillsupportconnectionsthroughbothWifiwirelessnetworking

(usingaseriesoflow-hotpotslocatedthroughouttheplane)and3G(viatinypico-cell

stations).

ItwillemploythepepularOnAirtechnology,jointlydevelopedbyITcompanySITAandAirbus,and

currentlyusedbyover20airlines(includingAirNewZealand'scurrent

trialofin-flightinternet)whichfeedstheWifiand3GsignalsthroughtoInmarsat's

SwiftBroadbandsatellitenetwork.

Accordingtotheauthor,thefeesformakingandtakingcallsonplanesofSingaporeAirlineswill

beskyhigh,because_.

A.thetelecomssystememployedbySingaporeAirlinesonboardeachplaneisthebestofthe

breed

B.SingaporeAirlineshasaself-containedtelecomssystemwhichenablesittosethigh

internationalroamingrates

C.thecallswillbechargedatinternationalroamingrateswhicharenormallyhigh

D.itwillbeaprivilegetoasmall

49、ClarksonLibrarywillbeclosedforrenovationsfromMay3toJuly15,whichtimethe

collectionwillnotbeopentothepublic.

A.with

B.between

C.during

D.while

50、下列各项中，不应确认为应付职工薪酬科目来核算的有()。

A.利润分享计划

B.社会保险费和辞退福利

C.职工工资和福利费

D.差旅费

二、多选题

51、倾销就是出口商()o

A.低价出口

B.低于进口国价格出口

C.低于出口国价格出口

D.低于其他国家价格出匚

52、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为

()。

A.实收资本

B.核心资本

C.监管资本

D.经济资本

53、Itisbettertodieonone'sfeetthan()

A.livingonone'sknees

B.liveonone'sknees

C.onone'sknees

D.toliveonone'sknees

54、下列命题中，不包含辩证法思想的是（工

A“穷则变，变则通,通则久〃

B.“塞翁失马，焉知非福〃

C.“天不变.道亦不变〃

D.“城门失火,殃及池鱼"

55、未经正式公布的法律是（）。

A.有效的

B.无效的

C.部分有效的

56、充满气的氢气球被松开后，会（）。

A.一直上升

B.升到一定高度保持静止

C.一直上升，最后爆炸

D.一直下降

57、Ineverimaginedthatshecouldwalk（）far,7milesperday!.

A.as

B.such

C.that

D.very

58、Passage10

Withsomuchfocusonchildren'suseofscreensjt'seasyforparentstoforgetabouttheirown

screenuse/Techisdesignedtoreallysuckonyouin/saysJennyRadeskyinherstudyofdigital

play/anddigitalproductsaretheretopromotemaximalengagement.ltmakesithardto

disengage,andleadstoalotofbleed-overintothefamilyroutine//

Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-child

pairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercise

started20percentfewerverbaland39percentfewernonverbalinteractionswiththeir

children.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthe

family.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitecbids

fortheirattention.

Infantsarewiredtolookatparents/facestotrytounderstandtheirworld,andifthosefacesare

blankandunresponsive—astheyoftenarewhenabsorbedinadevice—itcanbeextremely

disconcertingforthechildren.Radeskycitesthe^stillfaceexperimentwdevisedbydevelopmental

psychologistEdTronickinthe1970s.Init,amotherisaskedtointeractwithherchildinanormal

waybeforeputtingonablankexpressionandnotgivingthemanyvisualsocialfeedback;Thechild

becomesincreasinglydistressedasshetriestocapturehermother'sattention.^Parentsdon't

havetobeexquisitelyparentsatalltimes,butthereneedstobeabalanceandparentsneedtobe

responsiveandsensitivetoachild'sverbalornonverbalexpressionsofanemotionalneed/says

Radesky.

Ontheotherhandjronickhimselfisconcernedthattheworriesaboutkids'useofscreensare

bornoutofan/zoppressiveideologythatdemandsthatparentsshouldalwaysbeinteracting'with

theirchildren/lt^basedonasomewhatfantasized,verywhite,veryupper-middle-classideology

thatsaysifyou'refailingtoexposeyourchildto30,000wordsyouareneglectingthem.wTronick

believesthatjustbecauseachildisn'tlearningfromthescreendoesn'tmeanthere'snovalueto

it—particularlyifitgivesparentstimetohaveashower,dohouseworkorsimplyhaveabreak

fromtheirchild.Parents,hesays,cangetalotoutofusingtheirdevicestospeaktoafriendorget

someworkoutoftheway.Thiscanmakethemfeelhappier,whichletsthenbemoreavailableto

theirchildtherestofthetime.

TheoppressiveideologymentionedbyTronickrequiresparentsto().

A.protectkidsfromexposuretowildfantasies

B.teachtheirkidsatleast30,000wordsayear

C.ensureconstantinteractionwiththeirchildren

0.remainconcernedabou:kid'suseofscreens

59、资料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedinto

reverse,accordingtoastudybyDr.HarrisCooper;professorofpsychologyattheUniversityof

Missouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummer

vacation,they'velostonetothreemonthsworthoflearning.

Thedeclineismoredetrimentalformaththanitisforreading."Allstudentslosemathskills,"

saysCooper.Itmaybebecausecommunityandhomeenvironmentsgivekidsmoreopportunities

topracticereadingthanmath.Thestudyalsofoundthatincomehasanimpactonhowmucha

studentlosesorgainsinreading.Middle-classchildrenactuallygainedinreadingoverthe

summer,whilelower-incomestudentsexperiencedlosses.Cooperattributesthistcthe

enrichmentactivitiesthatmanymiddle-classkidsparticipateinoverthesummer,suchascamp

andtrips.

Yourkidsdon'thavetospendthesummerstuckinreverse."Parentscanhelptheirkidsretain

educationalskills,"saysCooper.Hesuggeststhefollowingfivetipstokickoffalearning-filled

summer.

1.Keeplotsofbooksaroundandmakeregulartripstothelibrary.Mostlibrariesschedulespecial

summereventsforkids.Signupyourfamily!

2.Thinkaboutwhatyourkdsmaybelearningnextyearwhenyouplanthefamilyvacation.Talk

withteacherstofindoutwhatthey'llbecoveringinclass.Ifit'saunitonthecivilwarforexample,

youmaywanttoscheduleavisittoGettysburg.Ifit'sgeology,visitanationalpark.

3.Keepmathinmind.Sincekidslosemoremathskillsthananythingelseoverthesummer,tryto

dosomespecialplanningtofindmath-relatedactivities.Forexample,ifyoucan'tdecidewhether

tosignyourchildupfor"Shakespeare'sTheater"or"MathMagic"atthelocalcommunitycenter,

gowiththemath.

4.Considersummerschoolortutoring.Strugglingkidscangetalotofdifferentkindsofhelp

fromtheseprograms.Summerschoolcanalsoenrichandacceleratelearninginareaswherekids

showaspecialinterest.

5.Callthecurriculumcoordinatorinyourchild'sschooldistrict,visittheschoolboardoffice,or

contacttheschoolsofeducationatlocalcollegesanduniversitiestofindoutwhateducational

programswillbeofferedinyourareaoverthesummer.

Remembertokeepitfun!Youdon'twanttosouryourkidsonlearningduringthesummerbreak.

Whyisdeclineworseformaththanitisforreading?()

A.Becausethecommunityhavethelibraries

B.Becauseathometheparentswillmakekidsreadingmore

C.Becauseinsummervacationkidshavemoretimeinreading

0.Becausecommunityandhomegivekidsmoreopportunitiestoread

60、资料：Accordingtoojrresearch,BestBuyinChinawasperceivedasbeingtooexpensive,

withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayeror

NokiaphoneatBestBuyv/henyoucanpaylessfortheexactsameproductatalocalstore?

Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomething

theycannotgetelsewhere.

WhilescalesofeconomyhaveallowedbigChinastoresinAmericatooffercheaperpricesthan

nicheplayers,localretailer*inChinaareabletoundercutpricesbecausetheypaylessinsalaries,

benefits,rent,andelectricity.RampantpiracyinChinaalsomeanslocalcomputersshopsare

willingtoinstallcounterfei:Microsoftsoftwareinproducts,whichmakesitmoreappealingfor

customers.

Apartfromfailingtodifferentiateitsproductlines,BestBuyalsomadethemistakeoffocusingon

buildinglargeflagshipstores,likeintheU.S,ratherthansmaller;convenientlylocatedretail

outlets.Chinamayhaveoneofthehighestcaradoptionratesintheworld,butitsperennial

trafficcongestionsandlackofparkingmeanconsumersoftenprefertoshopclosertotheir

homes.Agovernmentbanonfreeshoppingbagshavealsoresultedinconsumersshoppingmore

often,butbuyinglesseachtime,furtherfuelingthepopularityofneighborhoodstores.

Whatisthemostlikelycontentthespeakerdiscussedbeforethesethreeparagraphs?

A.BestBuy'sfailureinChina

B.Chineselocalretailers'reasonforsuccess

C.Overseasretailers'struggleintheChinesemarket

D.ThedevelopmentofretailindustryinChina

61、Ifoundthewindows___.

A.open

B.tobeopened

C.opens

0.opening

62、下列证据中，既属于间接证据又属于原始证据的是（）。

A.被告人认罪的供述

B.证人听到被害人哭泣的证言

C.赃物的复制品

D.鉴定结论的抄件

63>Paperstrawsmightbeshardsellforbobateashops,