2024年全国银行招聘之银行招聘综合知识考试绝密预测题附答案x - 银行从业资格考试技巧

全国银行招聘考试重点试题精编

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密

封一、选择题

窣

1、Theycouldgiveyouanationallyqualificationandtheexperienceyouneedtogetthejob.

A.recognized

0.viewed

,,JC.regarded

处!D.realized

瑕!

2、Haveyoueverpaidyourkidforgoodgrades?Haveyoudriventoschooltoaforgotten

assignment?Haveyoudoneacollegestudent'slaundry?

A.dropoff

B.makeup

C.takeover

D.fillin

3、商业银行不动用本身资金，为顾客提供的各类服务的业务是（）。

：A.负债业务

：B.证券业务

：C.中间业务

：D.同业拆借业务

凶密

果封…

线4、资料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwhere

manyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityare

hardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisin

turnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthat

equalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworld

characterizedbycooperationratherthanbythebattleofthesexes.

Iftheprocessgoestoofarandman'sroleisregardedaslessimportant-andthathashappenedin

somecases-weareasbadlyofasbefore,onlyinreverse.Itistimetoreassesstheroleoftheman

intheAmericanfamily.Wearegettingalittletiredofmomismrbutwedon'twanttoexchangeit

forneo-popism.Whatweneed,rather,istherecognitionthatbringingupchildreninvokesa

恬

partnershipofequals.

Therearesignsthatpsychologists,socialworkers,andspecialistsonthefamilyarebeccming

moreawareofthepartmenplayandthattheyhavedecidedthatwomenshouldnotreceiveall

thecredit-noralltheblame.Wehavealmostgivenupsayingthatawoman'splaceisthehome.

Wearebeginning,however,toanalyzemen'splaceinthehomeandtoinsistthathedoeshavea

placeinit.Noristhatplaceirrelevanttothehealthydevelopmentofthechild.

Thefamilyisacooperativeenterpriseforwhichitisdifficulttolaydownrules,becauseeach

familyneedstoworkoutitsownwaysforsolvingitsownproblems.

Excessiveauthoritarianismhasunhappyconsequences,whetheritwearsskirtsortrousers,and

theidealofequalrightsandequalresponsibilitiesisconnectednotonlywithahealthy

democracy,butalsowithahealthyfamily.

Fromthepassageweknowthattheauthorisveryconcernedwiththerolethat.

A.menplayinafamily

B.womenplayinafamily

C.parentsplayinbringinguptheirchildren

□.equalityplaysinafamily

5、四大洋面积从大到小的排列顺序是(

A.太平洋-北冰洋-大西洋.印度洋

B.大西洋•太平洋•北冰洋•印度洋

C.大西洋-太平洋度洋-北冰洋

D.太平洋■大西洋•印度洋•北冰洋

6、资料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB

18.264billion($2.748billion).However,profitfelltoRMB2.866billion($431.3billion),a17.4

percentdecreasefromthesameperiodin2015.

Robbinli,ChairmanandCEOofBaidu,said:"ThechallengesBaidufacedinthesecondquarter

servedasahealthyremindertostayfocusedonthekeydriversofgrowth,sustainabilityand

leadership;deliveringthebestuserexperienceandstayingattheforefrontoftechnology.Aswe

enterthenextchapteroftheInternet,ledbyartificialinteligence,Baiduhasneverbeenbetter

positionedtoserveourusersandworkwithourcustomersandpartners,andchangetheworld

throughtechnology."Thebusinesshasbeenrockedbyaseriesofhighprofitsissueswithits

advertisingbusinessthisyear.Baiduwascalledoutforitspracticesaroundsellingaccessto

forumsearlythisyear.Notlongafteritalsoagreedtooverhaulthewayitdeliversitssearchads,

includingthevolumeofadsserved,afterahugepublicbacklashsawBaidutakingsomeofthe

blameforthedeathofastudentwhodiedaftertakingexperimentalcancertreatmentthatbe

foundfromasearchad.

Theoverhaulhasbeenwelcomedbytheindustrywhichbelieveswillcreateabetterexperience,

particularlyonmobile.

Thebusinesssaidtherevenuefrommobilewasgrowingasitrepresented63percentoftotal

revenuesforthesecondquarterof2016,comparedto50percentin2015.AccordingtoBaidu,

mobilesearchmonthlyactiveuserswere667millionforthemonthofJune2016,anincreaseof6

percentyear-over-year.Itsaidusersofitsmobilemapsservicegrewby13percentandthe

numberofactivatedBaiduWalletaccountsreached80million,representinga131percent

year-on-yeargrowth.

Accordingtothearticle,whichofthefollowingisNOTanaimofBaidu?

A.Expandingitsbusinesstoforeigncountries

B.Takingaleadingroleintneindustry

C.Developinghigh-techproducts

0.Offeringconsumersgooduserexperience

7、假如在某个发展中国家名义利率为8%,通货膨胀率为17%,则实际利率为（）.

A.25%

B.1.36%

C.-9%

D.9%

8、假设系统的当前日期为2011年4月11日，当前的时间为上午9点10分，在工作表的

某活动单元格中输入一NOW（）,在未对该单元格E期和时间格式进行特殊设置的情况

下，回车后该单元格的显示结果为（）。

A.只有系统的当前日期

B.只有系统的当前时间

C.既有系统的当前日期，又有系统的当前时间

D.什么内容也没有

9、Passage2

Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoy

amonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoff

competitors.lnEurope,atleast,thatisallabouttochangewithanewsetofregulations,named

PSD2.

Theruleswillcompelbankstosharedataeasilywithlicensedthirdparties.BankersinEurope

complainthattheirprofitsandcustomerrelationshipsareunderthreat.However,openingup

banks,andthedatatheystore,isgoodforconsumersandcompetition.Newproviderswillbe

betterplacedtoofferallsortsofinnovativeservices,suchasaone-clickoptiontoputunspent

monthlyincomeintoapensionplan.

Nevertheless.someconcernsaboutPSD2arelegitimate.Inparticularjtisreasonabletowonder

abouttheprivacyandsecurityimplicationsofsensitivefinancialdatabeingsharedwiththird

parties.Butbanksthemselvesarehardlyinvulnerabletocyberattack（网络攻击）,Andthe

solutionsthattheEuropeanregulatorsproposetodealwiththeseworrieslookpromising.Third

partiesthatwanttousebankdatawillneedtoconvincenationalregulatorsthattheirdata

defensesaresolidandaresubjecttoannualregulatoryinspections.

Thegapbetweenwritingrulesandimplementingthemisalwayslarge.First,consentfrom

customerstoprovideaccesstotheirbankdatamustbegainedexplicitly,andthepurposesofthe

datauseshouldbeclearlyexplained.Secondjegulatorsmustbeverytoughbothinensuringthat

banksopenuptheirinfrastructureandinwithdrawingthelicensesofthirdpartiesthatbreakthe

rules.Third,regulatorsmustalsobeflexibleenoughtoallowforchangesasthemarket

evolves.Sincethenewentrantswillnotbelicensedtoengageinriskierfinancialactivities—such

aslendingmoney—itmakessensetoregulatethemwithalightertouch.ButifsomeFintech

providersdoendupbeconingsystemicallyimportant,higherstandardsofoversightmightbe

necessary

Accordingtothefirsttwoparagraphs,whatwillbanksinEuropebeforcedtodo（）

A.Tokeepclient'sdatasafe

B.Toclosedownthepoorservices

C.Togiveuptheirdatamonopoly

D.Todisclosetheirsourcesofprofits

10在保险市场上，“道德风险〃是指（

A.保险公司不能区分低风险顾客和高风险顾客

B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客

C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客

D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险

的顾客

11、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆

数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（）

A.72

B.74

C.64

D.68

12、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。

Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeople

involvedinprominentcases?1?thetrialofRosemaryWest.

Inasignificant?2?oflegalcontrolsoverthepress,LordIrvine,theLordChancellor,will

introducea?3?billtha:willproposemakingpaymentstowitnesses?4?andwillstrictly

controltheamountof?5?thatcanbegiventoacase?6?atrialbegins.

InalettertoGeraldKaufman,ChairmanoftheHouseofCommonsMediaSelectCommittee.Lord

Irvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?

8Psufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?of

mediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislation

wouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionofthe

HumanRightsBill,which?13?theEuropeanConventiononHumanRightslegally?14?in

Britain,laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgoto

courttoprotectthemselvesandtheirfamilies.

"Pressfreedomswillbeinsafehands?16?ourBritishjudges,"hesaid.

Witnesspaymentsbecamean?17?afterwestwassentencedtolOlifesentencesin1995.Up

to19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.

Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesin

courtto?20?guiltyverdicts［中国工商银行真题］

A.assure

B.confide

C.ensure

0.guarantee

13、资料：What,ifanything,dowegainbyclingingtoourantioxidantsupplements?

Verylittle,accordingtoanaccumulatingbodyofresearch.Wedon'tneedmassivedosesof

antioxidants,weneedstresstocompelourownbodiestocreateantioxidants/Everybodythinks

oxidationisbad,andthatantioxidantsaregood,“saysDr.Jones,"That'sbogus.Alittlebitof

poisonisgood/

Thatpoisoncanactuallycomefromplants,especiallythosethathavesurvivedharshconditions.

Foodsthathavesurvivedharshconditionsmakeusstrongerbystressingourbodies,notbecause

they'rerichinantioxidants.

AsthesciencequarterlyNautilusexplains,plantshavedevelopedanarsenalofchemicalstohelp

themwardoffinsectsandgrazers.Thesez/antifeedants."wheningestedbyhumans,triggerthe

bodytoreleaseproteinsardactivategenesthat“produceantioxidants,enzymestometabolize

toxins,proteinstoflushoutheavymetals,andfactorsthatenhancetumorsuppression/

Plantsprepareyourbodytohandletoxinsinthesamewayasexercisepreparesyoutorace-by

stressingyourbody.Andsupplements,saysDr.Hooper,interruptthisprocess.

“TheseantioxidantsupplementsarelikeaTrojanhorse,“continuesDr.Hooper.Theysay,I'ma

goodguy.Youguysgotosleepandwhilethedefenseisasleeptheantioxidantsgetridofany

oxidation.Itputsthedefense-system'sarmytosleep.

WhileDrJonesacknowledgesthebenefitsofvitaminEformusclecrampsandmacular

degeneration,hedoesn'tapprovetheideathatitimprovesone'sphysicalperformance.He

suggeststhatathletesinintensecontactsportssuchassoccerandfootballbenefitfromtrauma.

MPlayershavetobehitwithpadsonTuesdaysandThursdaysinordertocompeteon

Sundays-theyneedthatactualtrauma.whesays.

^Everythinginoursocietyisgearedtoward,Howcanwereducestress?”addsDr.Hooper.Z/When

itshouldbejusttheopposite.Weneedstress.Stressisgood.

Whichofthefollowingstatementsistrueaccordingtothearticle?

A.Alargeamountofantioxidantsupplementsarenotnecessary

B.Oxidationcannotdoanythinggoodatalltoourbody

C.Plantssurvivinghardconditionscanproducealotofantioxidant

D.Antioxidantsupplementscanimproveone'sphysicalperformance

14、主张“世界上除了运动着的物质之外，什么也没有'’的观点，属于（）。

A.否认人的意识存在的自然唯物主义

B.主张世界统一于物质的辩证唯物主义

C.否认时间与空间存在性的唯心主义

D.把人的意识理解成某种特殊的“精细物质〃的机械唯物主义

15、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进

行浮动的制度是（）。

A.固定汇率制度

B.盯住汇率制度

C.联合浮动汇率制度

D.浮动汇率制度

16、Itisadvisablethatsomewarmclothing()withyou,astheweathercanchangequite

suddenlyinthemountainousarea.

A.istaken

B.willbetaken

C.betaken

D.hasbeentaken

17、资^4：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthe

government,andputitalupontheInternet.Now,inordertoreportapot-hole,payyour

propertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Gocdbye

bureaucracy,helloe-cracy?

However,theshifttoe-governmentisturningintoonegiantpainintheneck—technologyisn't

theproblem,moneyis.TheGartnerGroupestimatedthatprojectspendingfore-governmentwill

growfrom$6.5billionin2010tomorethan$16.8billionby2O25.Thecostworldwideoverthe

next15years,however,isthoughtbysometoreachorevenexceed$600billion.

Citizensareoftwominds—theyliketheconvenienceandflexibilityofe-government,butthey

haveshownnogreatinterestincoughingupextrataxdollarsforthispurpose.C-governmentis

turningouttobemuchmoreexpensivethanitsearlychampionsenvisioned.Justbecausethata

state'sdepartmentofmotorvehiclesallowsonlineautoregistrationdoesn'tmeanitcanshut

downitsphysicalstations.ThecostofcreatingandmaintaininganInternetpresencemustbe

addedtotheexistingcosts:ructure.

Whysoexpensive?It'scheapenoughforaregionalforestservicetoputupafirealertweosite.

Butmountingacomprehersivesystemofinputsandoutputsthatmirrorsandinsomeinstances

supersedesoff-linegovernmentstructuresisamammothexpenditure,conductedwithlittle

assurancethatemergingtechnologicalstandardswon'tleaveyoureffortinthedust.

Ifthissoundseerilysimilartotheconfidencewalldot-combusinessespiledintolastyear,good

foryou,becauseit'sthesamewall,thewallofreality,wheremoneyisstillmoney,andbecausea

thingisvirtualdoesn'tmeanit'sfree.Itisareallybigproblem.Weallknowitisgoingtocosta

tonofmoney,butnooneknowswheretogoforthemoney.

Theunderlinedphrase“oftwominds"inParagraph3bestshowsthatcitizens'attitudetowards

thee-governmentis.

A.disagreeable

B.mixed

C.cautious

0.negative

18、货币在（）时，执行国际财富转移手段职能。

A.支付国际贸易差额

B.购买外国商品

C.支付外国劳务费用

D.对外援助

19、存款人办理R常转账结算和现金收付的账户是（）。

A.基本存款账户

B.一般存款账户

C.临时存款账户

D.专用存款账户

20、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%,1999年第二次

提速30%,2000年提速20%,三次提速后，从甲城到乙城需要（）

A.4.5

B.5

C.6

D.8.2

21、Therefore,individualsmayattendhighereducationtoavoidortheirrequiredmilitary

service.

A.cancel

B.postpone

C.refuse

0.display

22、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalsto

developevidenceofthedrug'seffectiveness.

A.conclusion

B.conclude

C.conclusive

□.concludes

23、作家与作品搭配有误的是（

A.《兰亭集序》---王羲之

B.《始得西山宴游记》一一柳宗元

C.《正气歌》一一文天祥

D.《柳敬亭说书》一一归有光

24、转让固定资产使用权取得的收入应计入（）。

A.手续费收入

B.其他业务收人

C.营业外收入

D.主营业务成本

25、我国的灿烂优秀文化中，有不少言简意赅的成语寓于哲理，尤其是具有批判意义的词语

很耐人寻味。下列成语中否认了联系具有客观性的是（）。

A.竭泽而渔

B.照猫画虎

C.东施效颦

D.指鹿为马

26、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天〃，富有雕塑感的造型主体

一一“东方之冠"高耸其间，形成开场屹立之势：地区馆为“地〃，如同基座般延展于国家馆之

下，形成浑厚依托之态。这表明（）。

A.创新是继承与发展的统一

B.建筑艺术对建筑业有重大的指导作用

C.人的认识来源于客观，灵感来源于主观

D.人们可以根据自己的需要创造出新的设想

27、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排

队顺序？（）

A.24种

B.96种

C.384种

D.40320种

28、（）不能反映各科目的对应关系，不便于分析和检杳经济业务的来龙去脉，不便于

查对账目。

A.记账凭证账务处理程序

B.汇总记账凭证账务处理程序

C.日记总账账务处理程序

D.科目汇总表账务处理程序

29、在（）计量属性下，资产和负债按照在公平交易中，熟悉情况的交易双方自愿进行资产交

换或者债务清偿的金额计量。

A.现值

B.公允价值

C.历史成本

D.重置成本

30、我国横断山脉是具有国际意义生物多样性的关键地区，横亘（）。

A.湘、桂、黔

B.川、滇、藏

C.新、青、藏

D.闽、浙、赣

31、Wereceivedthe___indicatingtheamountofmoneyIhadpaid.

A.quittance

B.refund

C.retention

0.progeny

32、关于国民生产总值的说法，正确的是（）＜.

A.它是一国在每年年底时全部最终产品与劳务的市场价值的总和

B.它是一定时期各部门生产的产品或劳务的市场价值的总和

C.它按支出法核算由消费支出、私人投资、政府购买与出口四部分构成

D.它按收入法核算由生产要素收入与非生产要素收入两部分构成

33、二战后第•个圣诞节来临之际，美国雷诺公司看准这个时机，从阿根廷引进了美国人从

未见过的圆珠笔并很快形成了规模生产。当时每支圆珠笔的生产成本只有0.5美元，雷诺

公司通过对市场的充分研究后认为j圆珠笔在美国属于首次出现，奇货可居，又值圣诞节，

应用高价格引导，刺激消费。于是，公司决定以10美元批给零售商，零售商则以每支20

美元卖给消费者。事情果然如预测的那样，圆珠笔尽管以生产成木40倍的高价上市，但是

立刻以其新颖、奇特、高贵的魅力风靡全美国。虽然后来跟风者蜂拥而至，生产成本降到了

0.1美元，市场价也跌倒了0.7美元，但雷诺公司早已狠狠地赚了一大笔。雷诺公司的这

种定价方式属于（）。

A.撇脂定价

B.渗透定价

C.心理定价

D.差别定价

34、资表!•：Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dream

eventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsa，epleasant,othersareannoying,and

stillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Others

rememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlier

dreams.Noonerecallsallhisdreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.People

seeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreams

occurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyincludeeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishes

ofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishes

orfears-especiallythoseheldsincechildhood-oftenappearindream,andmanydreamsfulfil

suchwishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingthatapersonmayrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

Thispassagesuggeststhatpsychiatristsare.

A.helpthepersonunderstandhimselfbetter

B.studyingthebenefitsofdreams

dryingtomakethesleeperdreamlogically

0.tryingtohelpthedreamerrecallhisearlierdreams

35、资料：Upto80percentoftheworld'smiddleclasseswillliveindevelopingcountriesby2030

thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreport

publishedonThursday.

“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedso

dramaticallyandsofast/''concludestheUN'slatestDevelopmentReport."Theworldis

witnessinganepochal'globalrebalancing\w

Underpinningtheimprovementsinthehumandevelopmentindex(HDI)wasrapidgrowthin

countriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapita

economicoutputinlessthan20years.Butthestudystressedthatgrowthandimprovementsin

HDIspreadfarbeyondthefourBriecountriesofBrazil,Russia,IndiaandChina,andincludedat

least40countriesthathadaccompaniedgreatereconomicdynamismwitheffective

poverty-reductionpolicies.

Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathave

recordedgainsinHDIofrrorethan2percentayearsince2000.Partlyasaresult,thereport

foundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22

percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereport

statedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoalof

theso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonless

than$1.25adaytobecutbyhalffrom1990to2015.

Underpinningthispovertyreductionwasdevelopingcountries*increasingshareofglobaltrade,

whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeis

drivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies/saysthe

report.

Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,

increasingfromlessthan10percentoftotalglobaltradetomorethan30percent."Trade

betweencountriesinthesouthwillovertakethatbetweendevelopednations/thereportsaid.

Thepassagemainly.

A.discusswhydevelopingcountriesareplayingmajorrole

B.illustrateatheoryforpovertyreduction

C.explainreasonsbehindareport

0.interprettheroleoftradefordevelopingcountries

36、资料：Asabusinessowner,itisvitalthatyouunderstandanduseadvancedtechnologies.

Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

Accountingsoftware.Thisisimportant,evenifyouhaveyourownaccountantorbookkeeper.

Accountingsoftwareallowsyoutoseeyourprofitsandlossesataglance.Itcanalsohelpyou

designandmaintainabudgetforyourbusiness.

Planningsoftwareortools.AcalendarsystemisamustTherearemanyonlineplanningsystems

thatcanbeutilizedtohelpyoukeepyourcalendarorganized.Findasystemthatmeetsyour

business'needsandbesuretostickwithit

Timetrackingsoftware.Atimetrackingdevicewillhelpyoudeterminewhattasksresultina

profitandwhattasksdonot.Thiswillhelpyoudeterminewhattaskscanbeeliminated,

outsourced,orimproved.Ifyou'relookingatsoftwarethatrequiresafee,askforafreetrial

firsttomakesureit'stherightsoftwareforyou.

EmailmanagementAsabusinessowner,youprobablyuseseveralemailaccountstomanage

thevariousaspectsofyourcompany.Ifyoustreamlinetheseemailstooneaccount,you'llbe

abletostayorganizedandabreastofyouremails.

Mobileinternetaccess.Accesstotheinternetonyourmobiledevicewillnotonlymakeyourlife

easier,itwillalsohelpyoumaintainapositivereputationforyourbusiness.Forexample»ifyou

areabletofollowupwithaclientbyemailimmediatelyafterameeting,youwillbeshowingthat

youareaccessible,timelyandprofessional.

Onceyoudecidewhichtypesoftechnologyarerightforyouandyourbusiness,you'llbeon

yourwaytobeingmoreorganizedandefficientthanever.

What'stheauthor'sattitudetowardsadvancedtechnology?

A.Negative

B.Critical

C.Positive

D.Neutral

37>Mostenvironmentalproblemsexistnowadaysmainlybecausetheefficientmeasures()

takeninthepast.

A.wasnot

B.werenot

C.werenotbeing

D.beingnot

38、通过观察持续数期的会计报表，比较各期的有关项目金额，分析有关指标的增减变动情

况，并在此基础上获知有关企业发展前景信息，这种会计报表分析方法被称为()。

A.趋势分析法

B.比较分析法

C.因素分析法

D.比率分析法

39、根据《民法典》的规定，以下属于非营利法人的是()。

A.基金会

B.有独立经费的机关

C.农村集体经济组织

D.承担行政职能的法定机构

40、假设某银行体系：(11原始存款总额为100万元；(2)法定准备金额为8%")现金漏损率

为10%乂4)超额准备金率为2%;(5)定期存款准备金率为4％;⑹定期存款总额为20万元。根

据上述材料，回答下列问题：

在考虑上述所有条件时，存款乘数公式为()。

A.K=l/(r+h)

B.K=l/(r+h+e)

C.K=l/(r+h+e+txS)

D.K=l/(r+h+ext+s)

41、科学发展观的基本要求是（)o

A.发展

B.以人为本

C.全面协调可持续

D.统筹兼顾

42、Trytomakeyourreportasaspossible:onlygiveusthefacts,andnotyouropinions.

A.subjective

B.objectionable

C.subjected

D.objective

43IwasextremelyexhaustedwhenIgothomefromwork,butahalfhournap()me.

A.revived

B.released

C.relieved

D.Recovered

44、资料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwhere

manyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityare

hardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisin

turnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthat

equalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworld

characterizedbycooperationratherthanbythebattleofthesexes.

Iftheprocessgoestoofarandman'sroleisregardedaslessimportant-andthathashappenedin

somecases-weareasbadlyofasbefore,onlyinreverse.Itistimetoreassesstheroleoftheman

intheAmericanfamily.Wearegettingalittletiredofmomismrbutwedon'twanttoexchangeit

forneo-popism.Whatweneed,rather,istherecognitionthatbringingupchildreninvokesa

partnershipofequals.

Therearesignsthatpsychologists,socialworkers,andspecialistsonthefamilyarebeccming

moreawareofthepartmenplayandthattheyhavedecidedthatwomenshouldnotreceiveall

thecredit-noralltheblame.Wehavealmostgivenupsayingthatawoman'splaceisthehome.

Wearebeginning,however,toanalyzemen'splaceinthehomeandtoinsistthathedoeshavea

placeinit.Noristhatplaceirrelevanttothehealthydevelopmentofthechild.

Thefamilyisacooperativeenterpriseforwhichitisdifficulttolaydownrules,becauseeach

familyneedstoworkoutitsownwaysforsolvingitsownproblems.

Excessiveauthoritarianismhasunhappyconsequences,whetheritwearsskirtsortrousers,and

theidealofequalrightsandequalresponsibilitiesisconnectednotonlywithahealthy

democracy,butalsowithahealthyfamily.

Fromthepassagewecaninferthat.

A.authoritarianismisimportant

B.neo-popismisunavoidable

C.momismisessential

D.cooperationisnecessary

45、Intel公司是美国占支配地位的计算机芯片制造商.当他们推出一种新产品时。定价总

是比同类产品的定价低，在销售的第一年他们可能获利很小，但他们很快就把产品打入了市

场，第二、三年会大量销售产品而获利。他们采用的是()策略。

A.速取定价

B.渐取定价

C.弹性定价

D.理解价值定价

46、对于财产清查结果的处理，国家会计制度和单位内部会计控制制度都有规定和要求，下

列各项中，未作明确规定的是()。

A.分析产生差异的原因和性质，提出处理建议

B.积极处理多余积压财产，清理往来款项

C.落实经济责任，表彰先进