境外承包工程《见索即付保函》基本知识.ppt

1、境外承包工程见索即付保函基本知识 张德纯 Tel: 0532-8389 0733 Fax: 0532-8389 0730 E-mail: ,2020/10/2,-张德纯-,2,一、定义 见索即付保函（也称独立、自治或首次索赔即付保函）是担保人一项不可撤销的承诺，根据申请人的指示发出，保证在保函确定的最高担保金额内，凭与保函规定条件相符的索赔文件，向受益人支付任何索赔金额。国际商会见索即付保函统一规则使用手册。保函是担保被担保人履约，而非担保赔偿因被担保人违约所给受益人带来的损失。,2020/10/2,-张德纯-,3,二、用途 （一）用于贸易项目 货款的收付 从属费用的收付 投标 预付款 履约

2、维修 租赁 补偿贸易,2020/10/2,-张德纯-,4,（二）用于工程项目 投标 履约 预付款 维修 关税保付等 （三）其它 海事 等等,2020/10/2,-张德纯-,5,三、特点 不可撤销性（避免使用“无条件”或类似字样，或具有“无条件”作用的条款） 独立性保函与基础合同的法律关系，保函与反担保的关系。,2020/10/2,-张德纯-,6,单据化条件（应避免非单据化条件），表面相符，无需证实违约。即对提交给担保人（反担保人）的任何单据或者由此而提交的一般和/或特别声明的格式、完整性、准确性、真实性、是否为伪造，或法律效力，以及任何当事方的善意、作为或疏漏的责任免于责任。该免责尤其适用于受

3、益人根据第20条（a）款所必须提交的用于支持其索赔的违约声明的准确性。同样也适用在反担保项下，担保人根据第20条（a）款所必须提交的声明。,2020/10/2,-张德纯-,7,担保履约。违约赔付，履约不赔，损失不赔。,2020/10/2,-张德纯-,8,四、分类 （一）按独立性和从属性分 1、独立性：担保人只能根据保函条款从形式上审核受益人的索赔是否与保函条款相符，而无义务调查被担保人是否真正违约的事实。一旦审核相符，担保人应不延误地支付保函项下的索赔金额，除非在付款前有被证实的欺诈存在，且由法院下达止付令。,2020/10/2,-张德纯-,9,除非保函另有特别规定，如“（XX名称及X日期的基

4、础合同中规定的条款（仲裁条款）同样适用于本保函且相应构成本保函不可分割的部分）”。出于同样原因，担保人不能期望根据基础合同的进度改变保函的金额，除非在保函中明确规定有关减额条款。即保函不依附于基础合同、裁决和判决等。,2020/10/2,-张德纯-,10,2、从属性：从属性保函是指发生索赔时，应调查并根据履行基础合同的真实情况，或依据仲裁庭的仲裁，或法院的判决结果来确定是否赔付，即从属性保函的赔付并不是依据索赔书赔付。（不遵从“458”规则）,2020/10/2,-张德纯-,11,（二）按用途分 投标 履约 预付款 维修（质保） 其它,2020/10/2,-张德纯-,12,（三）FIDIC（国

5、际咨询工程师联合会的法文缩写）项下 FIDIC适用于大型复杂高水平建设工程项目的管理。 FIDIC项下保函主要有： 1、投标保函 2、履约保函 3、预付款保函 4、维修保函,2020/10/2,-张德纯-,13,五、开立方式 （一）直开： 承包商与业主签订基础合同，合同规定承包商需向业主提供银行保函； 承包商向担保行提交开立保函申请； 担保行接受申请后，开立保函； 业主银行向业主通知保函。,2020/10/2,-张德纯-,14,被担保人 （承包商）,受益人 （业主）,担保银行,通知行,2020/10/2,-张德纯-,15,（二）转开 1、原因 2、要点,被担保人 （承包商）,受益人 （业主）,

6、反担保行,担保行,2020/10/2,-张德纯-,16,3、流程： （1）承包商与业主签订基础合同，合同规定承包商需向业主提供银行保函； （2）承包商向其银行（反担保行）提交开立保函申请； （3）反担保行接受申请后，向业主银行（担保行）开立反担保保函，指示担保行按指定的格式向业主开立保函。同时，反担保行对担保行提供反担保； （4）担保行接受反担保行的指示，按指定的格式向业主开立保函。,2020/10/2,-张德纯-,17,（三）信开 （四）电开,2020/10/2,-张德纯-,18,六、要素 申请人 受益人 被担保人（申请人或申请人的子公司）,2020/10/2,-张德纯-,19,4、担保目的

7、（保函种类） （1）投标保函：担保被担保人在开标前不撤标、不改标，在中标后按时递交履约保函和/或预付款保函。否则，担保人应承担赔付责任。 （2）履约保函：担保被担保人按时、按质、按量履行基础合同的约定。否则，担保人应承担赔付责任。,2020/10/2,-张德纯-,20,（3）预付款保函：担保被担保人按时、按质、按量履行基础合同的约定。否则，担保人应履行退款（本金加利息）责任。 （4）维修保函：担保被担保人按时、按质、按量对工程进行维修。否则，担保人应承担赔付责任。,2020/10/2,-张德纯-,21,5、担保金额 投标保函：一般为标书金额的5%左右。 履约保函：一般为基础合同金额的15-20

8、%左右。 预付款保函：以实际收到的金额数，且一般不超过基础合同金额的15-20%左右。 维修保函：一般为基础合同金额的5%左右。,2020/10/2,-张德纯-,22,6.索赔条款 （1）直开时： 提交与第20条(a)款及保函条款相符的单据，及 必须在保函到期前在保函规定的地点提交索赔文件。,2020/10/2,-张德纯-,23,458第20条： a)在保函项下任何付款要求均应以书面做成（保函规定的其它单据也应是书面的），并应随附文字声明予以佐证（无论是书写在索赔书上还是单独出具一份或几份附于索赔书之后均可），该声明应陈述下列情况： （i)申请人未履行有关合同项下应尽义务；或者，当保函是投标保

9、函时，申请人违反有关招标条件；和 （ii)申请人违约的具体方面 b),2020/10/2,-张德纯-,24,原文： Article 20 a) Any demand for payment under the Guarantee shall be in writing and shall (in addition to such other documents as may be specified in the Guarantee) be supported by a written statement (whether in the demand itself or in a separa

10、te document or documents accompanying the demand and referred to in it) stating: （i) that the Principal is in breach of his obligation(s) under the underlying contract(s) or, in the case of a tender guarantee, the tender conditions; and （ii) the respect in which the Principal is in breach b),2020/10

11、/2,-张德纯-,25,下列描述已能够满足第20条a款中(i)和（ii）两个层次的要求： “申请人因基础合同未按时完工而违约。”受益人不应被要求再特别说明未完工的部分； “申请人因根据基础合同交付的工程存在缺陷而违约。”受益人不应被要求提供有关缺陷的技术细节； 在投标保函的情况下，“申请人因未按招标条件在到期前提交一份履约保函而违约。”或：“申请人因未按招标条件在到期前签定合同而违约。”,2020/10/2,-张德纯-,26,（2）转开时： 向反担保人提交索赔的担保人同在保函项下提交索赔的受益人一样只需提交与第20条（b）款相符的索赔，该条款规定： “反担保项下的任何索赔书都应有一书面声明佐证

12、，说明担保人已收到符合保函有关条款及本条款规定的索赔书。”,2020/10/2,-张德纯-,27,为此，担保人只需在索赔或另附的单据中声明：“我方已收到与我方保函条款及本条款规定相符的索赔。” 担保人不应被要求： 向反担保人提供在保函项下已向受益人实际付款的证据； 传递受益人的索赔、违约声明及其它任何所附单据（正本或复印件），以作为在反担保项下获得支付的前提条件； 提供任何证实的单据、项目或数据，或证实受益人在保函项下提交违约声明的准确性。,2020/10/2,-张德纯-,28,7、索赔地点 （1）直开：在保函失效前提交至在保函出具地的担保人。 （2）转开： a)受益人在保函失效前提交至在保函

13、出具地的担保人。 b)担保人（转开行）在反担保保函失效前提交至反担保保函出具地的反担保人。,2020/10/2,-张德纯-,29,8、索赔时间 （1）直开时： 受益人索赔 （2）转开时： a)受益人索赔 b)担保行（转开行）索赔时间较受益人索赔时间滞后15-20天左右。,2020/10/2,-张德纯-,30,9、索赔语句 要求付款 要求或付款，或展期,2020/10/2,-张德纯-,31,10、生效条款 （1）投标保函：开出时生效。 （2）履约保函：以基础合同生效日期和履约保函开立日期较晚者为保函生效日期。（有时，需要受益人在接受履约保函时退回投标保函）。,2020/10/2,-张德纯-,32

14、,（3）预付款保函：以保函指定账户收到预付款日为预付款保函生效日期，以实际收到的金额且不超过保函担保的最高金额为限。,2020/10/2,-张德纯-,33,担保人可以依据以下两种方法确定预付款保函生效条件是否已满足，且不超越担保人仅审核单据的责任： a)在预付款保函条款中规定预付款须支付到申请人在担保人处的账户上。或 b)规定申请人应向担保人提交一份其已收到预付款的声明，但对业主不利。,2020/10/2,-张德纯-,34,预付款保函生效条款参考格式： This Letter of Guarantee shall become effective from the date on which

15、the contractor actually receives the advance payment from you at its account no._ with THE EXPORT-IMPORT BANK OF CHINA QINGDAO BRANCH. The amounts under this Letter of Guarantee shall correspond to total payment actually received which not exceeding in total an amount of _ (say:_) by the contractor

16、at the above mentioned account from time to time under the Contract. However, the available amount under this Letter of Guarantee shall in no event exceed the amount actually received by the contractor at the above mentioned account.较“458”示范格式（国际商会第503号出版物）更为严谨。,2020/10/2,-张德纯-,35,（4）维修保函： a)从项目建设完工

17、日即项目监理工程师颁发工程移交证书之日起（自此日起项目进入检修期或调试期）。且 b)以维修保函指定账户收到基础合同规定的尾款日为生效日期，以实际收到的金额且不超过保函担保的最高金额为限。,2020/10/2,-张德纯-,36,11、减额条款 （1）由于保函与基础合同是相互独立的，所以，担保金额不可能根据申请人履行义务的情况而自动调整。 （2）减额条款必须在保函中予以规定。,2020/10/2,-张德纯-,37,（3）减额条款必须提供担保人可以衡量的一种减额方式，该方式不应要求担保人对基础合同的履行进行检验，因为这是影响保函独立性且易引起争议的方式。,2020/10/2,-张德纯-,38,“45

18、8”第8条为解决这一问题提供了答案：“保函中可规定金额递减条款，即在某一日期或某些日期，或向担保人提交符合保函规定意图的单据后，保函的担保金额按一定数额，或按可确定数额减少。”,2020/10/2,-张德纯-,39,（4）保函条款可规定按照工程进度，凭由工程监理或其它无利益关系的、信誉可靠的第三方签发的验收证明等文件递减保函的担保责任。递减方法： a)一次性递减（有利于承包商） b)按比例递减（比较公平）,2020/10/2,-张德纯-,40,（5）由谁提交证明文件 a)由受益人递交的利弊 b)由申请人递交的利弊,2020/10/2,-张德纯-,41,（6）履约保函项下的减额：在工程建设阶段已

19、经或即将完成时，凭项目监理工程师颁发的工程移交证书可以将保函金额递减为零，或递减至可以担保承包商履行维修期间的义务的金额（一般为5%左右，即维修保函的担保金额）。,2020/10/2,-张德纯-,42,12、失效条款 保函规定提交索赔的失效时间应为一列明的日历日（“失效日期”），或向担保人提交为失效之目的所规定的单据（“失效事件”）之时。如保函对失效日期和失效事件均有规定，无论保函或其任何修改书退回与否，保函将于失效日期或失效事件（两者以先到者为准）出现时失效。,2020/10/2,-张德纯-,43,失效事件有如下例： 投标保函一般在履约保函签发之日失效； 履约保函一般在受益人签发发货证明时，

20、或监理工程师签发移交证书时失效； 关税保函一般在签发免税进口货物再出口证明时失效。,2020/10/2,-张德纯-,44,保函失效的四种情况： （1）在保函到期日后失效，担保金额为零。 （2）收到交接证明（证书）日期和保函到期日两者之间较早者失效，担保金额为零。 （3）保函项下应付金额为零时，保函失效。 （4）受益人（转开时的担保银行）和担保银行（转开时的反担保银行）均同意撤销保函时，担保金额为零。,2020/10/2,-张德纯-,45,13、到期日 投标保函：效期为开标日后一个月左右（可根据评标情况而展期）。 履约保函：效期为基础合同规定的项目完工日后15-20天左右，或担保责任余额为零时。

21、 预付款保函：与履约保函相同。 维修保函：需求为基础合同规定的最终维修日后15-20天左右。,2020/10/2,-张德纯-,46,14、适用法律或惯例 （1）适用法律： a)一般应当明示（如依据“458”开立，则可不明示）。 b) FIDIC项下：一般要求适用受益人所在国或地区的法律。 c) 其它：可适用中立第三国或地区的法律。,2020/10/2,-张德纯-,47,d) 按“458”规则开立的保函，除非保函或反担保另有规定，适用担保人或指示方（即反担保人，如转开时）营业所在地国家或地区的法律，并由担保人或指示方（同上）营业所在地国家或地区有管辖权的法院解决。 e) 申请人承担外国法律和惯例

22、强制要求担保人（反担保中为指示方）承担的所有义务。,2020/10/2,-张德纯-,48,（2）适用惯例：应当明示 a) 合约保函统一规则（国际商会第325号出版物，1978年） b) 见索即付保函统一规则（国际商会第458号出版物，1992年） c) 国际备用信用证惯例（ISP98）(国际商会第590号出版物，1998年),2020/10/2,-张德纯-,49,15、权益的转让（Transfer） （1）新受益人 a)保函权益的转让应相对于基础合同的转让。新受益人应是经转让后的基础合同的当事人。 b)保函权益被转让后，担保人仅对新受益人承担相应责任，即只有新受益人有权向担保人索赔，而不对原受

23、益人的索赔承担责任。,2020/10/2,-张德纯-,50,（2）不可抗辩 保函权益转让后，新受益人的权利和义务由适用法律进行规范。 但是，保函权益转让通常被认为是放弃了对原受益人可能享有的抗辩权。例如，在转让后发现原受益人有欺诈行为，不能用于对抗善意行事的新受益人。有关保函金额也不能因原受益人的结欠金额而抵消，有关原受益人同意开立保函的意愿和能力方面的瑕疵也不在考虑范围之内。,2020/10/2,-张德纯-,51,（3）保函权益的转让必须获得担保人的同意，无论如何不能出具可自由转让的保函。如为可自由转让的保函，则鉴于保函的独立性，这类保函实际变成了可自由流通的准票据，通常可不经通知出具人或原

24、受益人即可流通，使担保人的担保责任与保函项下的支付分割开来（即与是否履约无关），且往往会被不法分子利用。,2020/10/2,-张德纯-,52,16、款项的让渡（Assignment） （1）受益人没变。只有保函出具时的受益人有权索赔。 （2）如果受益人通知了款项让渡，担保人应在赔付时将款项付给受让渡人而非受益人。 （3）担保人向受让人的支付义务以及确定有关让渡是否有效，应取决于适用的法律，而不是URDG。,2020/10/2,-张德纯-,53,（4）可能的抗辩 a) 款项让渡的受让人不是保函的当事人，不能向担保人索赔。 b) 款项让渡的受让人的地位并不优于受益人。因此，担保人对受益人可能提出

25、的抗辩对受让人对款项让渡的权利也同样适用。 c) 无需经过担保人的同意。,2020/10/2,-张德纯-,54,七、其它注意事项 1、对开 （1）为公平起见，明确双方责任。 （2）避免因缺乏对对方的约束，使其不履行相关责任，导致被担保人违约。 2、保函条款应与基础合同（或标书）主要内容不矛盾。,2020/10/2,-张德纯-,55,3、“出具”不同于“生效”。 （1）出具：出具后立即对担保人产生约束力并不可撤销，但不一定立即生效。 （2）生效：须到保函中特别约定的日期或事件发生后，保函方才生效。保函生效后，受益人才能提出索赔。,2020/10/2,-张德纯-,56,4、“见索即付”不等于“见索

26、必付” 5、“无条件”：意味无论承包商是否违约，业主一旦提出要求，担保人必须立即付款，而不需业主提供任何违约情节。“无条件”对业主有利，但增大了承包商的风险。故在保函实务中应取消“无条件”字样。,2020/10/2,-张德纯-,57,6、欺诈 国际商会设立“458”第20条的考虑。 7、敞口 （1）效期敞口 （2）金额敞口,2020/10/2,-张德纯-,58,8、申请人赔偿担保人“因外国法律或惯例付诸实施而产生的所有义务和责任”（“458”第14条c款）。 9、应避免不要求提供任何违约声明，使保函或反担保成为仅凭索赔书付款的准本票。,2020/10/2,-张德纯-,59,10、应避免要求受益

27、人提交远期汇票，并由担保人或反担保人（转开时）对其承兑（票据流通转让），从而形成担保人不仅在保函项下要承担担保责任，而且还要承担票据法项下的相关责任。 11、以受益人退回保函，从而使保函失效的做法，对担保人和申请人的影响。,2020/10/2,-张德纯-,60,八、草拟见索即付保函及反担保的基本原则 1、做出正确选择 选择是开立独立性保函，还是从属性保函。 2、起草保函时始终围绕所做出的选择。 3、条款尽可能清晰 清晰的措辞是不需通过法律进行解释的。,2020/10/2,-张德纯-,61,九、实务案例 PERFORMANCE SECURITY TO: Name and Address of t

28、he Employer TENDER No. xxxxxx WHEREAS( the Name and Address of the Employer) (hereinafter called the Employer) has awarded the Contract for the construction of various works referred to in this tender as the xxxxxx (hereinafter called the Contract) to: (the Name and Address of contractor) (hereinaft

29、er called the Contractor). . . .,2020/10/2,-张德纯-,62,AND WHEREAS the Contractor is bound by the said Contract to submit to the Employer a Performance Security for a total amount of ten per cent (10%) of the Tender Sum, namely: USD (in figures ):XXXXXX USD (in words): XXXXXX,2020/10/2,-张德纯-,63,NOW WE

30、THE UNDERWRITERS, the legal representatives of ABC BANK LTD（业主银行）. (hereinafter called the Guarantor), and fully authorised to sign and incur obligations in the name of the Guarantor, hereby declare that the Guarantor will pay the Employer the full amount of the Security stated above.,2020/10/2,-张德纯

31、-,64,After the Contractor has been notified of the award of contract by the Employer, the Guarantor is engaged to pay the Employer any amount up to and inclusive of the aforementioned full amount upon written order from the Employer to indemnify the Employer for any liability or damage resulting fro

32、m the defects or shortcomings of the Contractor or the debts he may have incurred to any parties involved in the works under the Contract mentioned above, whether these defects or shortcomings or debts are actual or estimated or expected. The Guarantor shall deliver the money required by the Employe

33、r immediately without delay and without the necessity of a previous notice or judicial or administrative procedures and without it being necessary to prove to the Guarantor the defects or shortcomings or debts of the Contractor.,2020/10/2,-张德纯-,65,The Security is valid for the entire Construction an

34、d Defects Liability Periods and any time extensions approved by the Employer, and until 30 days after the Contractor has received from the Engineer a Defects Liability Certificate for the whole of the Works, unless the Guarantor is advised in writing by the Employer before expiration of the said thi

35、rty (30) days of his intention to institute claims and the particulars thereof, in which event this Security shall remain in force until such claims are paid or settled.,2020/10/2,-张德纯-,66,The Time for Completion of the Works and the Defects Liability Period are respectively twenty four (24) months

36、and twelve (12) months .Accordingly the earliest expiry date of the Performance Security is 3rd December 2011. In the event the works are not completed within the aforesaid Time for Completion the Employer shall notify the Guarantor who hereby undertakes to extend the validity of the Performance Sec

37、urity to the date notified by the Employer,2020/10/2,-张德纯-,67,The Guarantor hereby waives the right to prior notice of any alteration of the terms of the Contract, extension of time, or other indulgence, which might be granted to the Contractor by the Employer,2020/10/2,-张德纯-,68,The Guarantor acknow

38、ledges and accepts the right of the Employer to transfer this Security to any person whom the rights of the Employer under the Contract may be lawfully assigned.,2020/10/2,-张德纯-,69,The Guarantor undertakes to furnish to the Employer from time to time as and when requested, reports as to its financia

39、l conditions。,2020/10/2,-张德纯-,70,For all matters that are not clearly provided for in this Security the law, which shall govern the Security, and in accordance with which the Security is to be construed, shall be the law of the Republic of ABC（受益人国家名称）. In the event of any dispute between the partie

40、s to this Security, the Guarantor agrees that the Courts of the Republic of ABC（受益人国家名称） shall have jurisdiction to determine the dispute, and the Guarantor shall submit to the jurisdiction of the relevant court of the Republic of ABC.,2020/10/2,-张德纯-,71,The Guarantor acknowledges and accepts that a

41、ny legal suit under this Security shall be instituted before the expiration of one (1) year from the date which the final payment under the Contract falls due, and this Security irrespective of the previously specified validity period shall be binding for the settlement of any award.,2020/10/2,-张德纯-

42、,72,十、“458”保函示范格式（国际商会第503号出版物） 1、 投标保函 BANKS NAME, AND ADDRESS OF ISSUING BRANCH OR OFFICE Beneficiary _ (name and address) _ Date _,2020/10/2,-张德纯-,73,TENDER GUARANTEE No._ We have been informed that _ (hereinafter called “the Principal”), responding to your invitation to tender No._ dated _ for t

43、he supply of _(description of goods and/or services), has submitted to you his offer No. _ dated _. Furthermore we understand that, according to your conditions, offers must be supported by a tender guarantee.,2020/10/2,-张德纯-,74,At the request of the Principal, we _ (name of bank)_ hereby irrevocabl

44、y undertake to pay you any sum or sums not exceeding in total an amount of _ (say:_) upon receipt by us of your first demand in writing and your written statement stating: i. that the Principal is in breach of his obligation(s) under the tender conditions; and ii.the respect in which the Principal i

45、s in breach.,2020/10/2,-张德纯-,75,Your demand for payment must also be accompanied by the following document(s): (specify document(s) if any, or delete) This guarantee shall expire on _ at the latest.,2020/10/2,-张德纯-,76,Consequently any demand for payment under it must be received by us at this office

46、 on or before that date. This guarantee to subject to the Uniform Rules for Demand Guarantees, ICC Publication No.458.,2020/10/2,-张德纯-,77,2、预付款保函 BANKS NAME, AND ADDRESS OF ISSUING BRANCH OR OFFICE Beneficiary _ (name and address) _ Date _,2020/10/2,-张德纯-,78,ADVANCE PAYMENT GUARANTEE No._ We have be

47、en informed that _ (hereinafter called “the Principal”), has entered into contract No. _ dated _ with you, for the supply of (description of goods and/or services).,2020/10/2,-张德纯-,79,Furthermore we understand that, according to the conditions of the contract, an advance payment in the sum of _ is b

48、e made against an advance payment guarantee.,2020/10/2,-张德纯-,80,At the request of the Principal, we (name of bank)_ hereby irrevocably undertake to pay you any sum or sums not exceeding in total an amount of _ (say:_) upon receipt by us of your first demand in writing and your written statement stat

49、ing:,2020/10/2,-张德纯-,81,that the Principal is in breach of his obligation(s) under the underlying contract; and the respect in which the Principal is in breach.,2020/10/2,-张德纯-,82,Your demand for payment must also be accompanied by the following document(s): (specify document(s) if any, or delete),2

50、020/10/2,-张德纯-,83,It is condition for any claim and payment under this guarantee to be made that the advance payment referred to above must have been received by the Principal on his account number _ at (name and address of bank).,2020/10/2,-张德纯-,84,This guarantee shall expire on _ at the latest. Co

51、nsequently any demand for payment under it must be received by us at this office on or before that date.,2020/10/2,-张德纯-,85,This guarantee to subject to the Uniform Rules for Demand Guarantees, ICC Publication No.458.,2020/10/2,-张德纯-,86,3、履约保函 BANKS NAME, AND ADDRESS OF ISSUING BRANCH OR OFFICE Bene

52、ficiary _(name and address) _ Date _,2020/10/2,-张德纯-,87,PERFORMANCE GUARANTEE No._ We have been informed that _ (hereinafter called “the Principal”), has entered into contract No. _ dated _ with you, for the supply of (description of goods and/or services).,2020/10/2,-张德纯-,88,Furthermore we understa

53、nd that, according to the conditions of the contract, a performance guarantee is required.,2020/10/2,-张德纯-,89,At the request of the Principal, we (name of bank)_ hereby irrevocably undertake to pay you any sum or sums not exceeding in total an amount of _ (say:_) upon receipt by us of your first dem

54、and in writing and your written statement stating:,2020/10/2,-张德纯-,90,i. that the Principal is in breach of his obligation(s) under the underlying contract; and ii. the respect in which the Principal is in breach.,2020/10/2,-张德纯-,91,Your demand for payment must also be accompanied by the following d

55、ocument(s): (specify document(s) if any, or delete) This guarantee shall expire on _ at the latest.,2020/10/2,-张德纯-,92,Consequently any demand for payment under it must be received by us at this office on or before that date. This guarantee to subject to the Uniform Rules for Demand Guarantees, ICC

56、Publication No.458.,2020/10/2,-张德纯-,93,4、留置金保函 BANKS NAME, AND ADDRESS OF ISSUING BRANCH OR OFFICE Beneficiary _(name and address)_ Date _,2020/10/2,-张德纯-,94,RETENTION MONEY GUARANTEE No._ We have been informed that _ (hereinafter called “the Principal”),has entered into contract No. _ dated _ with

57、you, for the supply of (description of goods and/or services).,2020/10/2,-张德纯-,95,Furthermore we understand that, according to the conditions of the contract, retention money in the sum of _ covering the Principals warranty obligations will be released against a retention money guarantee.,2020/10/2,

58、-张德纯-,96,At the request of the Principal, we (name of bank)_ hereby irrevocably undertake to pay you any sum or sums not exceeding in total an amount of _ (say:_) upon receipt by us of your first demand in writing and your written statement stating:,2020/10/2,-张德纯-,97,i. that the Principal is in breach of his obligation(s) under the underlying contract; and ii. the respect in which the Principal is in breach.,2020/10/2,-张德纯-,98,Your demand for payment must also be accompanied by the following document(s): (specify docu