银行英语口语培训《帐户服务》精品

Banking EnglishBanking EnglishFrequently-Handled Banking Businesses for Foreigners:Account Services： Opening Accounts（ Passbook, Debit Cards, Online banking）Handling Counterfeit Notes Loss-ReportingATM problemsBankcard Business： Cash Withdrawal with Foreign CardForeign Exchange： Foreign banknotes into RMB，cashing travelers checksFCY purchase （ 1） Foreign travelers or short-term visitors to China（ FCY purchase limit is within 500 US dollars） （ 2） expatriates working in ChinaOutward remittance（ overseas remittance, money transfer to other cities in China）Banking English营业部经常遇到的外籍人士办理的业务：营业部经常遇到的外籍人士办理的业务： 帐户服务：新开账户（存折、借记卡、网上银行）帐户服务：新开账户（存折、借记卡、网上银行） 假币处理假币处理 挂失处理挂失处理ATM机交易故障（吞卡处理等）机交易故障（吞卡处理等） 银行卡：外卡取现银行卡：外卡取现 外币兑换：外币兑换： 结汇：外币现钞兑换人民币，旅行支票兑付结汇：外币现钞兑换人民币，旅行支票兑付 购汇购汇 （ 1）来中国旅游、短期来华外籍人士购汇（）来中国旅游、短期来华外籍人士购汇（ 500美元限额）美元限额） （ 2）在华工作的外籍人士购汇）在华工作的外籍人士购汇 对外汇款（境外汇款、向外省市汇款）对外汇款（境外汇款、向外省市汇款）Banking EnglishAccounts Services 帐户服务帐户服务Different Accounts Opening Accounts (Passbook, Debit Cards)Closing accounts (cancel)freeze an account ?Deposits & WithdrawalsHandling Counterfeit NotesHandling Loss-Reporting (card, PIN, passbook)Accounts - 帐户类别帐户类别RMB a/c foreign currency a/c (FCY)foreign exchange a/c foreign cash a/c corporate account Personal accountBanking EnglishAccounts - 帐户类别帐户类别 活期活期乙种外币活期存款乙种外币活期存款 FCY deposits 外币包括：美元、欧元、日元、港币、英镑、外币包括：美元、欧元、日元、港币、英镑、加拿大元、澳大利亚元、瑞士法郎、新加坡元加拿大元、澳大利亚元、瑞士法郎、新加坡元和澳门元和澳门元 (仅限广东省仅限广东省 )。Banking EnglishAccounts - 帐户类别帐户类别 活期活期乙种外币活期存款乙种外币活期存款 FCY deposits 外币包括：美元、欧元、日元、港币、英镑、外币包括：美元、欧元、日元、港币、英镑、加拿大元、澳大利亚元、瑞士法郎、新加坡元加拿大元、澳大利亚元、瑞士法郎、新加坡元和澳门元和澳门元 (仅限广东省仅限广东省 )。 You can have different currencies in one passbook, such as RMB, US Dollar, Euro, Japanese Yen, Hongkong Dollar, Pound Sterling, Canadian Dollar, Swiss Franc, Australian Dollar, Singapore dollar and Macau Pataca. Banking EnglishBanking EnglishAbbr. Currency Name Pl.USD US dollar/ American dollar /Greenbacks/Bucks/Doughs/Bread-sGBP British pound,Pound sterlingPoundsHKD Hongkong dollar -sCHF Swiss Franc -sSGD Singapore dollar -sSEK Swedish Krona KronorDKK Danish Krone KronurNOK Norwegian Krone KronurBanking EnglishAbbr. Currency Name Pl.JPY Japanese yen -CAD Canadian dollar -sAUD Australian dollar -sEUR Euro -sMOP Macao Pataca -sPHP Philippine Peso -sTHB Thai Baht -sNZD New Zealand dollar -sKRW Korean WonBanking EnglishAustria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxemburg, Holland, Portuguese, Spain, Cyprus, Malta, Slovenia Accounts - 帐户类别帐户类别 活期活期Savings account, demand deposit, current account passbook for current account in RMB and FCY 比较：比较：p（国外）（国外） checking account （ checkbook）p（国外）（国外） savings account(Non-interest-bearing account)Banking EnglishPassbookpassbook = bankbook = account bookWe will issue you a passbook. You can deposit and withdraw against the passbook.All transaction items will be posted in the passbook.银行：银行： Let me help you update your passbook.客户：客户： Would you check the balance for me?银行：银行： Certainly. Oh, yes, the money is already there. Here is your updated passbook.Banking EnglishAccounts - 帐户类别帐户类别 活期活期RMB savings account Personal Settlement Account（办理和使用电子借记卡、开通电话银行、网上银行等电子渠道服务，代缴纳电话、手机、水电煤气等各种公用事业收费、 ATM取现、商户消费等）Banking EnglishAccounts - 帐户类别帐户类别 活期活期个人人民币活期储蓄存款账户Savings Account Personal Settlement Account个人人民币结算账户Linked with Debit Card 银行：银行： You can link savings account with credit card account, telephone banking account, internet-banking account You can enjoy agency payment service for telephone bills, water, gas, electricity bills.Banking EnglishBillWould you please settle the bill? 请付账请付账 . 银行：银行： How would you like your money? 客户：客户： Can I have it all in one-hundred-dollar bills? foreign bill for collection 外币票据托收Clean bill 光票Banking EnglishAccounts - 帐户类别帐户类别 Fund account Margin account Payroll account Reserve account Structured deposit Foreign Currency Linked Principal-Protected Structured Deposit Interest Rate Linked Principal Protected Structured DepositBanking EnglishAccounts - 帐户类别帐户类别 - 对公帐户种类对公帐户种类 basic deposit account general deposit account temporary deposit account special deposit accountBanking EnglishAccounts - 帐户类别帐户类别 - 对公帐户种类对公帐户种类 basic deposit account 基本存款帐户基本存款帐户 general deposit account 一般存款帐户一般存款帐户 temporary deposit account 临时存款帐户临时存款帐户 special deposit account 专用存款帐户专用存款帐户Banking EnglishAccount - 帐户类别帐户类别 定期定期 time deposit = fixed deposit account = term deposit 定期存款的形式定期存款的形式 All-in-One Passbook for time deposit in RMB and FCY CD account (certificate of deposit) Courtesy CD 客户：客户： Can I cash the certificate before the maturity date?Banking EnglishCertificatecertificate of deposit income certificate tax completion certificate Employment contract 比较：比较：SlipreceiptBanking EnglishAccount - 帐户类别帐户类别 定期储蓄存款的品种：定期储蓄存款的品种： Time Deposit of Lump-sum Deposit and Withdrawal 起存：人民币存款起存：人民币存款 RMB50元，乙种外币存款为不低于元，乙种外币存款为不低于RMB500元的等值外币元的等值外币 Call/ notice deposit account 起存：起存： RMB50， 000元或美元元或美元 1， 000元元 客户：客户： Is there any minimum sum for 7-day call deposit? 银行：银行： Yes. The minimum sum is 500,000 US dollars.Banking EnglishAccount - 帐户类别帐户类别 定期储蓄存款的品种：定期储蓄存款的品种： Time or current optional deposit：起存：起存： RMB50元（仅元（仅 RMB存款）存款） Principal-receiving and Interest Withdrawing Time Deposit ：起存：起存： RMB5， 000元（仅元（仅 RMB存款）存款） Time Deposit of Small Savings for Lump-sum Withdrawal ：起存：每月起存：每月 5元起存（仅元起存（仅 RMB存款）存款） Educational Deposit：起存：起存： 50元，最高为元，最高为 20， 000元（仅元（仅 RMB存存款）款）Banking EnglishAccounts - 客户开立活期的需求：Client: 我能在你们银行开立一个随时可以存取款的户头吗 ?Teller: 当然可以。您可以开立一个活期帐户。Banking EnglishAccounts - 客户开立活期的需求：Client: Can I open an account here so I can deposit and withdraw any time I want?Teller: Certainly. You can open a current account with our bank. Banking EnglishOpening Accounts 新开户新开户告知客户若需要开立借记卡户，必须本人办理告知客户若需要开立借记卡户，必须本人办理Opening a debit account must be handled by the account holder himself. 若办理非预制卡，需提醒客户若办理非预制卡，需提醒客户 7天后本人携带天后本人携带证件领卡，不可代办。证件领卡，不可代办。If you dont want to have a ready-made debit card, you need to come to our bank again seven days from now to collect the new card yourself with our valid passport. Banking EnglishAccounts - 帐户类别帐户类别 活期活期 The customer may deposit or withdraw funds freely at any business outlets of Bank of China against a six-digit password. 请为您的帐户设置六位数字的密码。并两次输入密码。Banking EnglishBanking EnglishPasswordSecret codeWithdraw by password 凭密码取款凭密码取款I want to draw money against PIN number.What is the exchange rate for USD against RMB? PIN: personal identification number 密码密码Please enter a six-digit PIN number twice.Key in, inputAccounts - 帐户类别帐户类别 活期活期 预留密码方可通存通兑The customer may deposit or withdraw funds freely at any business outlets of Bank of China against a six-