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Application-oriented College English Course Book 2Unit sixA. Objectives of this unit a. Content1.The Debtor Generation: helping students form a right attitude towards credit card consumption.2.Surfing the Internet to find information about credit cards.3.The expressions for applying for a credit card.4. A project: finding out some information about popular credit cards and design one card with favorable terms and introducing it to your classmates.b. Key language points1. Compound adjectives and nouns.2. The difference between result from and result in.3. How to write parallel constructions.c. VocabularyBasic requirements: 49 new words. Intermediate requirements: 17 new words. Advanced requirements: 12 new words.d. Comprehensive skills1. Understanding a passage of about 1,000 words at the intermediate level of difficulty.2. Writing a 150-word summary of the passage.3. Surfing the Internet to collect information about credit cards.4. Using teamwork to complete the project of finding information about credit cards and design one card.e. Functions1. Expressing ones attitude towards credit cards. 2. Knowing how to use credit cards correctly.3. Learning to apply for a credit card.4. Designing a credit card and try to promote it in class.B. Procedures and Methods Eight teaching periods are needed to cover the present unit, among which four periods are for the module of Language Skills Development, three periods for the module of Language in Use and one mainly for the module of Enhancement of Language Abilities. I. Part 1 Language Skills Development 1. Period One and Period Two: l Step One: StarterA. First, look at the two cartoons below and discuss the given questions.B. Listen to a conversation and answer the given questions.This step shall take up 10-15 minutes.l Step Two: New words and expressionsGo over the new words and expressions in the text (refer to Students Book Pages 159-162) to prepare students for the text learning. The time for this step should not exceed 10 minutes.l Step Three: Text teachingStart teaching the text: The Debtor Generation. Before delving into the text, the instructor can ask a general question about the text such as “What do you think of the young generations credit debt? Does the credit debt ruin the young generations or help them to grow up? Why?”Then start the detailed study of the text and go through the text paragraph by paragraph. To help students understand the text, the instructor can explain the language points and ask students to answer the questions related to the text.This step shall not take up more than one and a half periods. Notes to Paras. 1-21. When they turn 18, they get calls from credit card companies. 他们一满18岁,就会接到信用卡公司的电话。turn link v. 达到(某一年龄或时间)e.g. He has turned forty. 他已年过四十。It has just turned twelve. 刚过十二点钟。2. A few years later, theyve got a load of debtsmany of them with thousands of dollars in student loans and credit card bills. 几年后,他们就会背负一大笔债务他们中很多人都会欠下几千美元的学生贷款和信用卡账单。a load of: 很多,大量e.g. Youre talking a load of rubbish. debt: n. 1) C 债务;欠款e.g. If I pay all my debts Ill have no money left. 2) U 负债情况e.g. We were poor, but we never got into debt. 3. Then they buy cars, furniture and nice new clothesmostly on credit. 接着,他们还会买汽车,买家具,买漂亮的新衣服,几乎全是刷卡消费。credit: n. U 赊购e.g. No credit is given at this shop. on credit: 借贷,赊账e.g. I bought a car on credit. 4. They dont remain innocent for long. 他们不会一直那样天真。innocent: a. 1)无知的,头脑简单的e.g. Dont be so innocent as to believe everything the politicians tell you. 2)清白的,无罪的e.g. A man is accounted innocent until he is proven guilty. 5. Many members of Generation D feel disillusioned when they make sacrifices to repay lenders who gave them credit before they had well-paying, full-time jobs. 当负债的一代还没有得到收入丰厚的全职工作,就要为偿还信用卡公司的债务而付出代价的时候,很多人就会醒悟过来。Generation D comes from the title The Debtor Generation and can be shortened as D Generation or Generation D (负债的一代). disillusioned: a.不再抱幻想的,大失所望的,幻想破灭的e.g. Disillusioned voters want an alternative to the two main parties. Shes disillusioned with life in general. dis- 否定、相反或相对 e.g. dishonest (不诚实的); disagreeable (令人不快的,讨厌的); disagreement (分歧,不一致,意见不合); disengage (放开;挣脱开,摆脱开)sacrifice: n. 1) C, U牺牲,舍弃e.g. Getting rich isnt worth the sacrifice of your principles. 2) C, U 祭献,祭祀e.g. It was common to make sacrifices to the gods to ensure a good harvest. repay: vt. 1)BFL 还(钱);偿还e.g. Ill repay you the money you lent me next week. 2) 报答,酬谢e.g. Id like to buy them something to repay all their kindness. repayable: a. 可偿还的;应偿还的;应回报的repayment: n. U归还借款,偿还债务well-paying: a. 高工资的,报酬优厚的Notes to Paras. 3-46. Previous generations tended to begin adulthood in reduced circumstancesmilk crates in the living room, Old Milwaukee in the fridge. 前几代刚成年的时候,往往生活窘迫客厅中摆放着牛奶箱,冰箱里放着老密尔沃基牌的啤酒。adulthood: n. U 成年-hood 状态;时期e.g. parenthood (做父母的身份); manhood (成年,成年时期); childhood (童年); neighborhood (街区,域区)reduced circumstances:(委婉表达从富到穷)生活窘迫7. They worked their way into material comfort while absorbing the lesson that buying is closely related to earning. 他们在为了舒适的物质生活而兢兢业业的奋斗中,学会了一个道理花钱与赚钱密切相关。Meaning: They obtained a comfortable material life by hard work. Meanwhile, they learned that if they want to buy, they have to earn first.work ones way into: 兢兢业业地达成 e.g. He works his way into being a successful contractor. absorb: vt. 1) 理解;吸取e.g. Clever children absorb knowledge easily. 2) 吸收(水、光、蒸汽等)e.g. Plants can absorb carbon dioxide and release oxygen. 8. In contrast, many in Generation D begin adulthood with material comfortshelves in the living room, Petes Wicked Ale in the refrigerator. 与此相反,负债的一代中很多人刚成年的时候往往享受着优越的物质生活客厅中摆着各种架子,冰箱里放着皮特牌淡啤酒。Meaning: On the contrary, many people of Debtor Generation grow up in comfortable conditionall kinds of shelves in the living room, top-grade beer in the refrigerator.in contrast:相反e.g. In contrast with their system, ours seems very old-fashioned. His white hair was in sharp contrast to his dark skin. 9. A little later, if theyre not careful, they have to throttle back on their credit-fueled lifestyle so they can pay the bills. 紧接着,如果他们稍不注意(开销),就不得不控制这种依赖信用卡消费的生活方式以便可以付清账单。Meaning: Later on, if theyre careless with their spending, they have to control their credit on which their life is dependent so that they will be able to repay their debts.throttle: vt. 1) 调节油门,减/加速e.g. I throttled back as we approached the runway. High tariffs throttle trade between countries. 2)使窒息,掐死e.g. He throttled the guard with his bare hands. throttle back: 控制,收敛 e.g. He hopes to throttle back on his emotions. Notes to Paras. 5-610. Thats especially true of the majority of high school graduates who go on to college or trade school, where people commonly get student loans and credit cards, even if they dont have jobs. 尤其对大多数高中毕业就上大学或职业学校的学生来说,情况更是如此。在大学或职业学校里,尽管学生没有工作,通常也可以申请学生贷款和信用卡。be true of: 合乎事实的;真的;真实的;确实的e.g. Possibly the same is true of social work. The same is true of all political parties. go on to sth.: 接着开始另一个项目e.g. Lets go on to the next item on the agenda. 11. But critics worry that corrosive social effects result from the habit of taking on debt before one has sufficient income to repay. 但是评论家们担心,这种个人还没有足够的收入来还款就背上债务的习惯会造成不良的社会影响。corrosive: a.逐步起破坏作用的,损害性的e.g. Fear of unemployment is having a corrosive effect on the countrys economy. result from: 由产生e.g. Her injuries resulted from a fall. cf. result in: 造成,导致e.g. The cyclone has resulted in many thousands of deaths. take on: 承担e.g. Dont take on more responsibility than you are expected. Notes to Paras. 7-812. Tuition and fees skyrocketed, the federal government increased student loan limits, and credit cards were marketed vigorously on campus. 学杂费暴涨,联邦政府也加强了对学生贷款的限制,信用卡在校园市场的推销如火如荼。tuition: n. 1) U学费e.g. When I started college, tuition was $350 a quarter. 2) U 讲授,教诲e.g. He received private tuition in English. skyrocket: vi.(指物价等)飞涨,猛涨e.g. The trade deficit has skyrocketed. vigorously: ad. 有力地e.g. They were arguing vigorously on the responsibility of the death of the four college students. 13. Subtler changes abounded. 更微妙的变化到处可见。Meaning: Delicate changes exist everywhere.abound: vi. 大量存在,有许多e.g. Grass abounds here all the year round. 14. The economy boomed, MTV broadcasted from exotic spring-break locales, Friends portrayed young adults living comfortably in roomy apartments in Manhattan. 经济蓬勃发展,在异国复活节假旅游胜地拍摄的MTV充斥荧屏,老友记描述了一群年轻人在曼哈顿宽敞公寓里的舒适生活。boom: vi. 迅速发展,繁荣e.g. By the 1980s, the computer industry was booming. exotic: a. 1) 异国情调的;奇异的e.g. The film retains much of the books exotic flavour. 2)异国的,外来的e.g. Pandas are exotic animals to America. portray: vt. 1)描述;描绘;描写e.g. The film vividly portrays life in the trenches. 2)为某人画像,画某人的像e.g. She is portrayed wearing her wedding gown. roomy: a. =spacious 宽敞的,宽大的e.g. Though more expensive, a roomy car can make you more comfortable. n. + -y rainy, windy, snowy, juicy, watery, glassy, grassy.15. Twenty-somethings expected to live well right out of college or trade school. 二十几岁的年轻人梦想着大学或职业学校一毕业就过上富足的生活。Twenty-something: 二十几岁的人thirty-something/forty-something 三十到三十九(四十到四十九)岁e.g. A fifty-something came to see you when you were out. 你不在时,有一位五十几岁的男子来找过你。Notes to Paras. 9-1016. In 1998, the average undergraduate had a balance of $1,879 on 3.5 credit cards. 1998年,平均每个本科生有3.5张信用卡,负有1879美元的结欠款。balance: n. 1) C (usu. sing) 结欠e.g. The balance of 500 will be paid within one week. 2) C (usu. sing) 差额e.g. I must check my bank balance, i.e. find out how much money I have in my account. balance of payments:国际收支差额balance of trade:贸易差额,进出口差额e.g. a balance-of-trade deficit (when a country spends more than it earns from exports) 17. Some worry that all this debt forces grads to forsake exciting but low-paying jobs in favor of dreary but well-paying jobs. 有人担心,这些债务将迫使毕业生放弃令人振奋但薪水不高的职业,而去从事沉闷乏味但收入丰厚的工作。grad = graduate grad: n. 1) C SEC大学毕业生(尤指获得学士学位的人)e.g. His girlfriend is a Harvard grad. 2) C毕业生e.g. a high-school graduate forsake: vt. 1) =give up 放弃,离开(尤指喜爱的事物)e.g. You must forsake your bad habits. 2) =abandon 离开(尤指不履行责任),遗弃,舍弃e.g. His gambling father forsook his family and went west for a living. 区别: forsake, abandon, desert, give up The sailors abandoned the sinking ship. He deserted his country and helped the enemy. He has forsaken his native Finland to live in Britain. In no case should you give up. 18. Patricia Somers, a University of Missouri researcher who interviewed 500 people for her research on student loans, tells of a Ph.D. candidate in English who was considering returning to her old jobdealing blackjackafter earning her doctorate. 密苏里大学研究员帕特里夏萨默斯,在做学生贷款项目研究时曾采访了500多人,她说有一个准英语博士生打算拿到博士学位后就重操旧业当21点扑克游戏的发牌员。tell of:描述,叙述e.g. The poem tells of the deeds of a famous warrior. doctorate: n. C 博士学位 e.g. Shes studying for her doctorate. Related terms:bachelors degree学士学位 (Bachelor of Arts文学学士 Bachelor of Science理学学士)masters degree硕士学位 (Master of Arts 文学硕士Master of Science理学硕士)doctors degree博士学位(通常叫Ph.D. 即Doctor of Philosophy)Notes to Paras. 12-1419. Even as young people spend more than they earn, theyre not postponing lifes milestonesmarriage, children and a house. 即使年轻人花的比赚的多,他们也不会推迟那些人生大事结婚、生子、买房。Meaning: Even though young people do not make as much money as they spend, theyre not putting off the important events in their life, such as getting married, having kids and buying houses.postpone: vt.延期,推迟e.g. The match was postponed to the following Saturday because of bad weather. milestone: n. C里程碑e.g. The heart transplant reached a significant milestone in the 1930s. 20. But studies show that deeds dont match words: People get married, have kids and buy houses when they want to, and debt has little to do with the timing. 但研究表明,他们的言行并不一致:他们想结婚的时候就结婚、想生子的时候就生子,想买房的时候就买房,债务对此并没有多大影响。Meaning: But studies show that they do not do what they say: People get married, have kids and buy houses as they wish and debt has little influence on their life planning.have something/little to do with: 与有(没有什么)关系e.g. Her diligence must have something to do with her success. The big fire has little to do with the weather. timing: n. U, C 时间选择(或安排);发生时刻(或时段)e.g. One of the secrets of cricket is good timing. Please check your flight timings carefully. 21. Some people make a loftier claim: that debt forces people to grow up. 有些人甚至自负地声称:债务会催人成长。lofty: a. 1) 傲慢的,高傲的e.g. She has such a lofty manner. 2)崇高的,高尚的e.g. lofty ambitions/principles 2. Period Three: l Step One: Post-reading interactionAfter the text teaching, the instructor can have the students listen to the recording of the whole text and see if they have any questions. Then go on with the interaction activity (if necessary).This step shall take not more than 18 minutes. l Step Two: Working with words and phrases Ask students to do Exercise 4 for the consolidation of text learning. While checking the answers, make explanations when necessary. This step shall take 10 minutes. l Step Three: DiscussionProceed to Exercises 5 to enhance students oral English. Divide students into groups of 4 to 6 for the discussion task. Some of the answers to the questions in this section are open-ended. And the answers provided are merely for the instructors reference. After group discussion, ask 3-5 students to report their answers to the whole class. This step shall take not more than 15 minutes. 3. Period Four: l Step One: Practice: interpreting and translationAfter a brief revision of the whole text, ask students to do Exercises 6 together with their partner. Do this exercise to improve their interpreting skills as well as strengthen their text learning. Give them a few minutes to interpret the conversation into English before showing them the reference answer to help them improve their interpretation work. If time permits, have a few pairs to role-play the conversation in front of the class. When doing Part A of Exercises 7, remind them to pay special attention to the italicized parts of the sentences. As for Part B of Exercises 7, ask them to compare their translation with the reference answers to improve their translation skills. This step shall take not more than 20 minutes. l Step Two: Practice: writing When doing part A of Exercises 8, the summary writing may be assigned as homework after going through the outline quickly in class. When doing Part B of Exercises 8, illustrate the basic sentence writing techniques: how to write parallel constructions in writing. The specific tips on how to write parallel constructions in writing are provided along with the reference answer. In correcting the sentences the instructor can refer to these tips, which, in fact, throw light on the causes of the errors. If time permits, ask students to finish the exercises after finishing the explanations, or assign it as homework. This step shall take not more than 15 minutes. l Step Three: Surfing the InternetThe Internet-based task shall be assigned as homework. Yet it is important to go through the instructions of Exercises 9 and make sure the students know the purpose of the task: to train the students to give an oral presentation by summarizing the information he or she has collected, and to help them to have a general understanding of credit cards. This is a preparation for the study of “Applying for a Credit Card” in Module Two. For their homework, the instructor may ask the students to read the related information first, and then try to summarize the information, and finally write up a speech introducing the credit card in general. The instructor may check the students homework by asking some of them to give their speeches in class.This step shall take not more than 5 minutes. II. Part 2 Language in Use1. Period Five: l Step One: Homework check Check the homework assigned last period. Ask one or two students to read the summary and show the class the reference answer afterwards. As for the Internet task, have several students to give the oral presentation in front of the class. And ask the students to hand in their homework after class. This step shall take not more than 10 minutes. l Step Two: Dialogue: applying for a credit cardFirst ask the students to listen to the dialogue and fill in the blanks. Then read it aloud.Third, have them practice the dialogue in pairs. Fourth, ask a few pairs to act out the dialogue. Finally go through the notes to the dialogue highlighting the practical information related to the subject. This step shall take around 20 minutes. Notes to the dialogue 1. I want to have a Peony Card from your bank, but I dont know what kind of card is best for me. 我想在贵行办一张牡丹卡,但我不知道哪一种卡最适合我。Peony Card was issued by ICBC in February 1989. The idea comes from ICBC Guangdong Branchs “Red Cotton Card” in 1987. Peony, the symbol of peace, happiness and prosperity, is used as the name of this credit card to express its sincere good wishes to card users. 2. Well, we have a big Peony Card family, including Peony Money Link Card, Peony Credit Card, Peony International Debit Card, etc. 噢,我行的牡丹卡是个大家族,包括牡丹灵通卡、牡丹信用卡、牡丹国际借记卡等等。Peony Money Link Card is a debit card released by ICBC. With Peony Money Link Card, customers can transact money deposit and drawing, personal settlement, E-banking, investment and financing, self-help bill payment, and many other services.Peo

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