Chapter-4-国际结算业务...ppt

Chapter4国际结算业务 背对背跟单信用证代收行 收款行承兑交单或付款交单可转让跟单信用证通知行汇款 汇付拒付通知议付跟单信用证托收委托书跟单信用证开证行跟单托收不可撤销保兑跟单信用证议付行托收行 委托行 汇款行 汇出行汇入行电汇和票汇 2010年7月 1 ClassifytheabovetechnicaltermsinColumnAintothefollowingthreecategories Note Remittance汇款既是国际结算的一种方式 在信用证和托收业务中也是或不可缺的 Continue 6 10 16 17 2 4 5 7 9 11 13 14 1 3 8 10 12 15 Words Sentences 1 收款行receivingbankQ WhatisT T A T Tisactuallyaciphertelegramsentbytheremittingbanktothereceivingbank 电汇实际上是汇出行拍发给汇入行的加密电报 2 汇票draftQ WhatisD D A It sshortforDemandDraft 它是即期汇票的简称 它是用银行的即期汇票汇款的一种方式 Q WhencouldweapplyforD D A Beforeyourjourneytotheforeigncountry youcanapplyforD D whichmeansadomesticbankdrawsasightbillonthisforeigncorrespondentbank 去国外旅行前您可以申请票汇 也就是说国内银行会为您签发一张国外合作银行的即期汇票 3 金额figure您应该用数字和文字两种方式填写金额 Youshouldwritetheamountbothinwordsandfigures 4 退款refund您需要我们将退款存入您的账户吗 Wouldyoulikeustocredittherefundtoyouraccount 5 保证函 损害补偿保证书 LetterofIndemnity6 赔偿reimburse保证函规定如果收款人兑现即期汇票 将由您来偿付该笔款项 TheLetterofIndemnitystatesthatyouwillreimburseusifthebeneficiaryclaimedthemoney 7 付款交单D P documentsagainstpayment8 承兑交单D A documentsagainstacceptance9 跟单托收documentarycollection10 光票托收cleancollection汇票已经交银行按光票托收 Thedrafthasbeenhandedtothebankoncleancollction 11 国际结算internationalsettlement实现effect我来办理国际结算 我们公司想要在信用证下付汇 I mhereforaninternationalsettlement OurcompanywilleffectapaymentunderaL C 12 财政状况financeposition您可以调查一下我的客户PB公司的财务状况吗 Couldyoumakeaninvestigationofthefinancepositionofourcustomer PBcompany 很高兴地告知您 您的贸易伙伴是一家声誉很好的合资公司 没有任何不良记录 I mgladtoinformyouthatyourpartnerisajointventurewithgoodreputation andhasneveranybadrecord 13 担保人underwriter中国企业进行国际贸易时我们充当其担保人 WeactasanunderwriterforChineseenterpriseswhentheyhaveinternationaltrade 14 波动 涨落fluctuate汇率是指一种货币用另一种货币表示的价格 它总是根据供需情况在不断波动 Theexchangerateisthepriceofonecurrencyintermsofanother Itfluctuatesallthetime accordingtothesupplyanddemand ThepartiesconcernedinanL C 开证申请人applicant 开证行issuing openingbank 通知行advising notifyingbank 受益人beneficiary 保兑行confirmingbank 根据开证行的要求 在信用证上加具保兑的银行 保兑行在信用证加具保兑后 必须承担付款或议付的责任 议付行negotiatingbank 应信用证受益人的请求 依据信用证规定条款 审核无误后予以议付 然后将单据寄给开证行或指定银行 收回垫款的银行 转递行transmittingbank 将开证行开立的信用证原件转给受益人的银行 付款行payingbank 在收到开证行的信用证后 以自己的通知书格式照录后通知受益人 偿付行reimbursingbank 指接受开证行的委托 代开证行偿还议付垫款的银行 1 HowmanypartiesareinvolvedinthedocumentaryL Cbusiness 2 Whichdoyouthinkmostprobablyactsasaconfirmingbank issuingbankoradvisingbank Fourbasicparties anapplicant abeneficiary anissuingbank anadvisingbank Theadvisingbank Theissuingbankmayprobablyrequesttheadvisingbanktoadditsconfirmationtothecreditiftheapplicantgivessuchinstructions 3 Bywhomandtowhomwilltheadviceoftheletterofcreditbesent 4 Trytogivethecounterpartofeachofthelettersofcreditgiveninthetable Theadviceoftheletterofcreditwillbesentbytheadvisingbanktothebeneficiary Continue Back IrrevocableLetterofCredit UnconfirmedDocumentaryLetterofCredit PaymentDocumentaryLetterofCredit SightDocumentaryLetterofCredit CleanLetterofCredit Continue TransferableDocumentaryLetterofCredit Back to BackDocumentaryLetterofCredit StandbyLetterofCredit AnticipatoryLetterofCredit RedClauseCredit ReciprocalLetterofCredit RevolvingLetterofCredit Continue Task4Groupdiscussion TrytodescribetheprocedureofanL Cbusinessingroupsaccordingtothegivenflowchart Back FlowChartoftheProcedureforL CBusiness Back Task4Role Playing Role playaconversationinpairsaccordingtothesituationandtasksgivenbelow Back Situation Johnsonisayoungmerchant Hehastohavealetterofcreditasthemeansofpaymentaccordingtothesalescontractwiththeseller buthedoesnotknowhowtoapplyforanL CandwhatarerequiredfortheissuanceofanL C SohecomestoconsultMr Zhang anexperiencedclerkfromtheDepartmentofSettlement GuangdongBranchofBankofChina 2010年7月 1 Back Continue Tasksofeachrole SayhellotoMr Zhang Presentthesignedsalescontractandapplyforissuanceofanirrevocableconfirmednegotiationdocumentarycredit Givedetaileddescriptionofthetransactiontobesettled Promisetousedocumentsoftitletothegoods billoflading assecurityorcollateral GiveinstructionsfortheL C Johnson Detaileddescriptionofthetransaction Thetypeandquantityofthegoodspurchased Theunitpriceandtotalamountofthetransaction Theshipmentdateandthepriceterms InstructionsfortheL C Thenamedbeneficiary Thesuggestedadvisingbankandnegotiatingbank Theexpirydate Thelatestshipmentdate Thedocumentsrequired Thedraweeofthesightdraftunderthecredit Thetotalamountandthecurrency Continue Mr Zhang Exchangegreeting Readthesalescontractandaskaboutthedetailedinformationofthetransaction TellabouttherequirementsfortheapplicationfortheL C ValidID theinformationofthebankaccount thedocumentsoftitleassecurity Tellwhatshouldbedonebeforefillingintheapplicationform Signareimbursementcontractwiththebank Signasecurityagreementwiththebank ConfirmthefollowingitemsfortheL Cissuance Thenamedbeneficiary Thesuggestedadvisingbankandnegotiatingbank Theexpirydate Thelatestshipmentdate Thedocumentsrequired Thedraweeofthesightdraftunderthecredit Thetotalamountandthecurrency MoreInformation Back Thenecessarydocumentspresentedforpaymentbythebeneficiary要求受益人提示付款的单据 除提单 billoflading 以外 一般还有商业发票 commercialinvoice 原产地证明 ce