银行个人普通消费贷款合同英文翻译

Contract No 000000000000000 Personal Consumption Loans Loan Contract By RMB Borrower Lender Bank of XXXXX Ltd xxxxxxxx Branch Personal Consumption Loans Loan Contract A Contract Parties 1 Lender hereafter referred to as Bank Of xxxxxxx Bank of xxxxxxxx Ltd xxxxxxx Branch Person in Charge Add Postcode Tel Fax Customer Service Hot line 2 Borrower Name Sex ID Type and No Home Tel Mob Office Tel Registered Residence Add Add Current Residence Mail Add Postcode Employer and employer s address B Loan Purpose 1 Purpose to purchase the property located 2 At left side lists the Borrower s loan purpose has been in Year Month Day the down payment has been made by RMB Yuan C Loan Amount and Period 1 Loan Currency RMB 2 Loan Amount in number 0000000 00 in Chinese characters Million RMB 3 Loan Period Months since the lending day calculate The Lending Day fill in by Bank after lending D Loan Interest Rate 1 Contract Interest Rate APR The Lending Day period lending benchmark rate Float upwards Float downwards expected contract interest rate is 2 Contract Interest Rate Adjustment loan period within 1 year including 1 year for fixed interest rates loan term over 1 Years for a floating interest rate after the People Bank of China adjusts the benchmark interest rate excluding the year in next Jan 1st implement the new adjustment of contract interest rate 3 Overdue Interest Rates the contract interest rate float upwards 4 Penalty Interest Rates the contract interest rate float upwards E Account 1 Borrower Account Name Bank Name Bank of xxx Ltd xxxxxxx Branch Account No 2 Borrower Assigned Seller s Account Name Bank Name Account 3 Loan Issue Method Issue to borrower s account extracting and using by borrower Issue to borrower s account paying for seller account Directly paying for seller account F Repayment 1 Method of Repayment Due to expire one time repayment of principal and interest loan period does not exceed 1 years applicable Matching repayment of principal and interest each repayment of principal and interest equal to the total amount loan term more than one year application Matching repayment of principal each repayment of principal and interest equal to the total amount loan term more than one year application Other 2 Repayment Term total terms 3 Prepayment Compensation Prepayment Principle x Advance Term x 0 year G Other charges and charging standard W Compulsory Execution Notarization This contract whether for the compulsory execution notarization Yes on the date of this contract signed completed within days No X Special Agreement Y Borrower Confirmation The borrower hereby confirm has received and carefully read the name of Personal Consumption Loans Contract Terms and Conditions and in Appendix 1 of the contract and other related documents the Bank of xxxxxxxx has made fully explanation and description of terms and contents of this contract to the borrower and the borrower has reviewed and fully understand all the contents of this contract If the borrower has signed at the Z article that who confirmed fully agree and accept this contract including in Appendix 1 and others all of the terms and conditions have no doubt divergence or objection to all the provisions of this contract and the content and both parties have clear and accurately understanding the implications for the rights obligations and responsibilities in legal terms Z Signing Contract The Bank of xxxxxx confirm and completely agree and accept this contract Bank of xxxxx Ltd xxxxxx Branch the seal of Bank of xxxxx Ltd xxxxxxx Branch The responsible person authorized representative seal The Borrower confirm and completely agree and accept this contract Borrower Signature signature This contract is made by all parties on month day year signed at Bank of xxxx located address Appendix 1 Personal Consumption Loans Contract Terms and Conditions Personal Consumption Loans Contract Appendix 1 Personal Consumption Loans Contract Terms and Conditions The Personal Consumption Loans Contract Terms and Conditions is a part of Personal Consumption Loans Contract referred to as the contract these terms and conditions and the other provisions and attachments of this contract joinly constitute the legal documents specified rights and obligations in the contract between the xxxxxxxx bank and the borrower 1 Definition and Explanation Unless specified the terms and conditions of this Contract otherwise in this contract Consumption Contract means a contract is agreed by the retailer or and service provider referred to as the seller provide consumer goods or and services to borrowers its types including but not limited to the renovation contract consumer durable goods sales contracts and office supplies sales contract the borrower shall state specific in the loan application d in the Chinese Decree means the People s Republic of China Law administrative Law and regulations the judicial interpretation of the Supreme People Court and the financial regulator s regulations rules and orders Working Days means any day of the Bank of xxxxxxxx open for generally corporate banking services 2 Loan 2 1 According to the borrower s application the Bank of xxxx hereby agree to grant loans to the borrower loan for the purpose of the contract referred to in Article B by the borrower 2 2 the loan currency amount and period see this contract Article C The period of loan start counting since the loan lending date 2 3 unless the following conditions have all been satisfied except the Bank of xxxx decided to give up the conditions otherwise the Bank of xxxxxxxx has no duty but still right loans 1 this contract was signed by the borrower and the Bank of xxxxxx 2 the borrower has established and maintained the contract Article E 1 which listed the borrower s account details 3 the borrower has provided the consumer contract the first payment vouchers and related documents to the Bank of xxxxxxxx and which requested the other documents certificates and materials all these documents shall review no objection by the Bank of xxxxxxxx 4 Article M in this contract clearly listed under the Guarantee Term s guaranty documents that have been signed and accepted by the Bank of xxxxxxxx and has made the security documents required registration notification notarized insurance and other procedures 5 the borrower has paid all payable expired expenses which the contract agreed to bear by the borrower 6 the borrower has not occurred to any breach under this contract terms 7 In accordance with the requirements of the Chinese law and the other provisions of this contract shall meet the conditions 3 Rate of Interest 4 Reimbursement 4 1 To repay the loan principal and interest in time the borrower shall open and always maintain the borrower accounts The borrower must refund at 11 o clock the day before or the day before the full specified amount payment deposited in the borrower s account for bank of xxxxxxxx can deduct at any time If reimbursement day is not working days the repayment time will not postpone the borrower shall deposit the full amount in advance payment for the bank s credit system in xxxxxxxx should be reimbursement or the clasp closed at any time in the future The borrower hereby irrevocably authorized bank of xxxxxxxx on reimbursement day or the day after from the borrower s account directly deduct the borrower accounts payable on its own The borrower shall have the right to check the balance of its account 4 2 Except for a due debt servicing or otherwise agreed to the terms of payment of the loan the loan under this contract for each of the repayment period is a month the first monthly reimbursement for loan day is corresponding day the reimbursement day will be the same as the loan day for each month after If there is no corresponding day in a month it should be the last day of the month reimbursement during the month the last reimbursement loan time limit expires 4 3 Borrowers should be choose to repay the principal and interest payments in accordance with the contract F 1 5 Prepayment 5 1 The borrower for the return of all or part of the payment under this contract shall be made to bank of xxxxxxxx at least ten working days in advance a written application the written application to the bank of xxxxxxxx is irrevocable 6 Taxes and dues 7 Assurance 8 Guarantee and Warranty 9 Breach of contract and withhold pay off 10 Notification 11 Information Disclosure 12 Transfer 12 1 Without the consent of the bank in writing borrowers may not loan any rights and obligations under this contract to a third party shall not set in its rights guarantee and or trust is established 13 Applicable law and dispute resolution The contract uses C