【情景英语口语100主题】022 banks 银行-(韦博分享).doc

【情景英语口语100主题】022 banks 银行-（韦博分享）【情景英语口语100主题】022 banks 银行-（韦博分享）【Beginner】step1：初级入门A: How do you use an ATM card, Billy?B: Its easy, grandpa. Insert your card into the machine here. Then wait a moment. OK. Now you enter your PIN. It should have four numbers.A: Oh yes. Ive got it written down here. Just a minute.B: You really shouldnt write it down. You should memorize it. You can change it to a more convenient number if you like.A: OK, Ive entered my PIN. There are several options on the screen. I guess I just choose which service I want, dont I ？B: Yes. Choose the service you need to use. If you choose to withdraw money, the machine will ask you how much you want.A: I can just enter the amount using the key, right?B: Thats right. Give the machine a moment to process you request. Then take your money.A: These machines arent very difficult to use. In fact, I quite like them. They are much faster than dealing with a bank clerk.【Intermediate】step2: 中级进阶A: Which services offered by your bank do you use most?B: I use several services. Of course, I deposit and withdraw money quite often. I often use my ATM card to take money out of my current account. I use my bank to exchange money from one currency to another. I often travel abroad, you see.A: Do you ever ask your bank for travellers cheques? They are much safer than carrying lots of cash around.B: I sometimes use travellers cheques, but sometimes I travel to countries where they are hard to exchange for cash.A: Do you use your bank to pay your utility bills? I use direct debit.B: Yes, I do. It saves me a lot of time. I also have standing orders for my subscriptions to magazines.A: Thats good idea. You dont need to worry about missing an issue of a magazine if you do that. I suppose you have a mortgage too.B: Yes. My bank offers very good terms and conditions on mortgages. Theres a lot of competition between banks nowadays. Each one is trying to offer better conditions and services than the others.A: I have a deposit account with my bank. There are some restrictions on withdrawing money, but the interest rate is much higher.B: I dont have one. I prefer to buy shares. My bank also provides a share trading service. Its cheap and easy to use.A: Th