《国际结算CHLG》PPT课件

ChaptersevenL/G,IntroductiontoL/GContentsBasicpartiestoabankguaranteeProceduresTypesofguarantees,Letterofguarantee,是指担保人应某交易（贸易项下、合约关系、经济关系）的一方当事人之要求，而向交易的另一方担保该交易项下某种责任或义务的履行所做出的在一定期限内承担一定金额支付责任或经济赔偿责任的书面付款保证。作用：结算工具：独立的支付手段信用工具：履约的信用保证和支付的信用保证性质：独立性保函（IndependentL/G）从属性保函（AccessoryL/G）,IntroductiontoaL/G,申请人（Applicant）受益人（Beneficiary）担保人（Guarantor）通知行/转递行（Advising/TransmittingBank）转开行（ReissuingBank）保兑行（ConformingBank）反担保人/指示方（Counter-Guarantor/InstructingParty）,PartiestoaL/G,Basiccontents,Numberandissuingdate;Thenameandaddressofbasicparties;Thetypeandpurposeoftheguarantee;Thedescriptionofbackgroundofopeningtheguaranteeandtherelativereferencenumber;Thevalueandcurrencyoftheguarantee;Thedurationandexpirydateoftheguarantee;Obligationsandrightsofbasicparties;Theundertakingclause;Arbitrationclause,Additionalclauses,ThevalidityclauseThereductionofthevalueclauseTheautomaticextensionclauseInterestclauseNochangeoradditionclauseReturnclauseNon-negotiableclause,TheapplicantappliesfortheopeningofanL/G：applicationoragreement；evaluationofrelatedtransactionorproject；collateralorcounterguaranteeTheguarantorbankissuesaL/G：direct/indirectClaimsandpaymentsTheguarantorbankclaimsforreimbursementfromtheapplicantCancellationofaL/G,Procedures,Directguarantee,Applicant,Guarantor,Beneficiary,Transmittingbank,application,issue,notify,Claimsforpayment,Claimsforreimbursement,Underlyingcontract,1投标保函（TenderGuarantee/BidBond)在以招标方式成交的工程建造和物资采购等项目中，银行应招标方的要求出具的、保证投标人在招标有效期内不撤标、不改标、中标后在规定时间内签定合同或提交履约保函的书面文件。适用范围所有公开招标、议标时，业主要求投标人缴纳投标保证金，避免投标人在评标过程中改标、撤标，或中标后拒签合同而给自身造成损失，以制约对方行为。投标保函是现金保证金的一种良好的替代形式。利益：对投标人：减少缴纳现金保证金引起的资金占用对招标人：维护自身利益；避免收取、退回保证金程序的烦琐。保函金额多为投标报价的25；开立即生效，直至开标日后一段时间，若投标人中标，保函的有效期自动延长至提交履约保函为止。,Types,Bothbasedonbankcr