商务英语学习完整ppt课件

.,1,Banking,baddebtbankaccountbankcardbankchargebankclerksbankerbankholidaybankloanbankmanagerbanknote,bankstatementbanktellerbanktransferblankchequebounce(cheque)cashdispensercashcardcashpointcentralbankchequecardcreditcard,.,2,Banking,crossedchequecurrentaccountdebit(n,v)depositaccountdirectdebitexternalforeignexchangecurrencyoverdrawnpayable,payeepayerpaying-inslipsavingsaccountserialnumberstandingordertransfer(n,v)travellerschequewithdrawal,.,3,Centralbank,Anationsprincipalmonetaryauthority,suchastheFederalReserveBank,whichregulatesthemoneysupplyandcredit,issuescurrency,andmanagestherateofexchange.,.,4,regulating,thesizeofanationsmoneysupplytheavailabilityandcostofcredittheforeignexchangevalueofitscurrencyissuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy,.,5,issuingnotestobeusedaslegaltendersupervisingtheoperationsofthecommercialbankingsystemimplementingmonetarypolicy,.,6,Centralbanksactasthefiscalagentofthegovernment,Byincreasingordecreasingthesupplyofmoneyandcredit,theyaffectinterestrates,therebyinfluencingtheeconomy.,.,7,picture,verbtoimaginesomethingbymakinganimageinyourmindTom,picturingthescene,smiled.Picturethescene-thecrowdsofpeopleandanimals,thenoise,thedirt.,.,8,shuttle,aplane,bus,ortrainthatmakesregularshortjourneysbetweentwoplacesHetooktheWashington-NewYorkshuttle.AshuttlebusoperatestoandfromthebeachofSanBenedetto.Theresashuttleservicefromthecitycentertotheairport.,.,9,enroute,onthewayenroutefrom/toaflightenroutefromTokyotoSydneyenroutefor(BrE)WestayedthereenrouteforLondon.Whydontwestopforlunchenroute?,.,10,cheque/check,aprintedformthatyouusetopayforsomethinginsteadofusingmoney,withtheamountinwordsandnumbers,thedate,thepersonbeingpaid,andthesignatureofyournameachequefor200paybychequecashthecheque(=exchangeditforcash)stopthecheque(=tellthebanknottopayit).bankcheque=bankerschequepersonalchequeblankcheque,.,11,fingertip,theendofyourfinger,thatisfurthestawayfromyourhandShetouchedhischeekgentlywithherfingertips.havesomethingatyour/theirfingertipstohaveknowledgeorinformationreadyandavailabletouseveryeasilyWehaveallthefactsandfiguresatourfingertips.tohis/herfingertipsBritishEnglishinallways;completelyShesBritishtoherfingertips.,.,12,financialposition,situationThecompanyisinabadfinancialpositionbecauseofoverproductionanddistributionproblems.,.,13,Netposition,Thevalueofthepositionsubtractingtheinitialcostofsettinguptheposition.Forexample,if100optionswherepurchasedfor$1eachandtheoptioniscurrentlytradingfor$9,thevalueofthenetpositionis$900-$100=$800,.,14,position,thesituationthatapersonororganizationisin,orthesituationconcerningaparticularsubjectThecompanyisinastrongfinancialposition,withmorethan$7millionincashandnoshort-termdebt.Theinvestmentwouldweakenthecompanyscompetitiveposition.Thenewlegislationputstheunionsinadifficultposition.Whatsthepresentpositionwithregardtoimportrestrictions?cashposition:theamountofcashthatacompanyhasavailableataparticulartimeThecompanyscashpositionfromtradingactivitiesappearstobehealthy.,.,15,Net,netamount:thefinalamountthatremainsafteralltheotheramountshavebeentakenawaynetprofit(aftertaxes,costsetc).netweight(theweightofsomethingwithoutitscontainer)Thecompanyreportedanetlossof$56millionlastyear.Vernonestimatesthecompanysnetworthatover$8billion.TheUnitedStatesisanetimporterofbeef.,.,16,net,netresult/effectthefinalresultoreffectofsomethingThenetresultwillbehighercoststotheconsumer.adverbHeearns$40,000net.jarsofcoffeeweighing450gramsnet.,.,17,accessverb,tofindinformation,especiallyonacomputerThesoftwareenableseachclienttoaccessdatafromotherdatabases.tobeabletousesomethingManycustomersnowaccesstheiraccountsusingtheinternet.,.,18,sterling,thesystemofmoneyinBritain,basedonthepoundSterlingwastradingat$1.6490,upfrom$1.6470.Hissalaryispaidinpoundssterling.,.,19,BACS,BanksAutomatedClearingSystemidealformakingregularautomatedpaymentstorepeatcustomershelpingthosemakingmorethan150monthlypaymentstomanagecashflowreducingthelikelihoodofhumanerror.,.,20,TheadvantagesofBACS,RegularautomatedpaymentsReducestimeandcostofadministeringbulkpaymentsHelpsmanagecashflowandimprovefinancialcontrolReducesriskofloss,latepaymentandtheftforcustomersAttheenterpriselevel,BACScanbeintegratedwithane-commerceb2bpurchasingsystemtoallowautomatedsettlementofaccountsbetweenorganizations.AstheBACSprocessiselectronic,itremovestheneedtowritecheques,whichcanbeacostlyprocess,subjecttohumanerror.Paymentscanbemademuchlaterinabusinessday,upto9pmandareclearedwithintwobusinessdaystoanybankaccount.,.,21,CHAPS,anelectronicbank-to-banksame-dayvaluepaymentmadewithintheUKineithersterlingoreuro.fast,secureandefficientandthemoneytransferredthesameday.irrevocable.oneofthelargestreal-timegrosssettlement(RTGS)systemsintheworld.forbusiness-to-businesspayments;totransferthepurchasepriceofahousebetweenthebankaccountsofthoseinvolved;byindividualsbuyingorsellingahigh-valueitem,suchasacar,whoneedasecure,urgent,same-dayguaranteedpayment.,.,22,standingorder,BritishEnglishanarrangementbywhichabankpaysafixedamountofmoneyfromyouraccounteverymonth,yearetcalsodirectdebitaninstructionyougiveyourbanktopaymoneydirectlyoutofyouraccountregularlytoaparticularpersonororganization,.,23,cost-effectiveness,bringingthebestpossibleprofitsoradvantagesforthelowestpossiblecostscosteffectivewayofdoingsomethingthemostcost-effectivewayofreducingcarbondioxideemissionsTheprocedureisquick,easytouseandcosteffective.,.,24,built-in,formingapartofsomethingthatcannotbeseparatedfromitabuilt-inmicrophoneinbuilt(BrE)aninbuiltquality,featureetcispartofthenatureofsomeoneorsomethingplantswithinbuiltresistancetodiseaseHistoryhasaninbuilttendencytorepeatitself.,.,25,kepttoaminimum,keepsomethingtosomethingtopreventanamount,degree,orlevelfrombecominghigherthanitshouldkeep/reducesomethingtoaminimumCostsmustbekepttoaminimum.Shehadreducedherconsumptionoffatandsugartoanabsoluteminimum.,.,26,designate,tochoosesomeoneorsomethingforaparticularjoborpurposeMrTimmerhasbeendesignatedtosucceedMrvanderKlugt.Thegovernmentdesignatedtheaircraftindustryasastrategicsector.bedesignatedsomethingdesignatesomethingas/forsomethingFundsweredesignatedforprojectsinlow-incomeareas.designatesomebodytodosomethingShehasbeendesignatedtotakeoverthepositionoftreasurer.,.,27,dovetail,tofittogetherperfectlyortomaketwoplans,ideasetcfittogetherperfectlydovetailwithMyvacationplansdovetailnicelywithJoyces.tojointwopiecesofwoodbymeansofdovetailjointsatypeofjointfasteningtwopiecesofwoodtogether,.,28,theSageGroup,NewCastle,UKoneoftheworldslargestprovidersofaccountingandpayrollsoftwareforsmallandmidsizedbusinesses,designsitssoftwaretosuitthespecificaccountinglawsandpracticesindifferentcountries.offeringsoftwareapplicationsforfinancialplanning,billing,contactmanagement,e-commerce,customerrelationshipmanagement(CRM),vidingavarietyofservicessuchasconsulting,support,maintenance,andtraining.,.,29,template,athinsheetofplasticormetalinaspecialshapeorpattern,usedtohelpcutothermaterialsinasimilarshape(technical)acomputerdocumentcontainingsomebasicinformationthatyouuseasamodelforwritingotherdocuments,suchasbusinessletters,envelopesetcwrittensomethingthatisusedasamodelforanotherthing,.,30,beneficiary,someonewhogetsadvantagesfromanactionorchangeTherichwerethemainbeneficiariesofthetaxcuts.someonewhoreceivesmoneyorpropertyfromsomeoneelsewhohasdiedHewasthechiefbeneficiaryofhisfatherswill.,.,31,Vocabulary1,Across1.DIRECTDEBITS6.NET9.WAGES10.ROUTINE12.COST18.FIT20.FOREIGNCURRENCY,.,32,Vocabulary1,Down1.DISTRIBUTION2.BANKING3