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FOREIGHLANGUAGETEACHINGANDRESEARCHPRESSAIRFORCEENGINEERINGUNIVERTISY,Themoneygame,SectionA,2,SpendorsaveThestudentsdilemma,Objectives,SpendorsaveThestudentsdilemma,1.Howtomanagemoneyasacollegestudent?,Createastrictbudgetandcommittostickingwithit;Prioritizeonesfinancesbyidentifyingtheareasinwhichoneneedtospendmoney;Remembertosave;Avoidcreditcards;,2.Whatdocollegestudentsspendtheirmoneyon?,Tuitionandfees;Textbooksorotherschoolsupplies;Foodanddrink;Transportationintheformofbusortraintickets;Electronics,suchaslaptopsandsmartphones;Entertainment;,Readthefollowingsurveyquestionsregardingspendinghabitsofcollegestudents.Thencheck()alltheresponsesthataretrueforyou.,1.Whatsthemainsourceofyourdailyexpenses?,FromparentsFromstudentloanorsubsidyFromscholarshipFrompart-timejobOther(specify)_,2.Howmuchareyourmonthlyexpenses?,500yuanorless501-800yuan801-1,000yuan1,001-1,500yuanOver1,500yuan,3.Doyouspendmoneybasedonyourbudget?,AlwaysSometimesNever,4.Whatcostsmostofyourmoneyasacollegestudent?,Food,clothingandothernecessitiesBooksEntertainmentsOther(specify)_,5.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?,SaveitSpendit,dominant,commercial,respective,participants,links,distinctive,dealersandbrokers,Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.,Themoneymarketconsistofcollectionofmarketseachtradingat_financialinstrument.ThereisnoformalorganizationsuchasTheNewYorkStockExchangefortheequitymarkets.Centralactivitytothemoneymarketarethe_whospecializingoneormoremoneymarketinstruments.,Tobecontinued,Dealersbuysecuritiesfortheown_andsellfromthesecurityinventerswhenthetrades_.Brokersdonotactuallybuyorsellsecurities,andtheyonlyaccentuatethe_transactionsatthebestpossibleprice.Theirprofitscomesfromcommissionschargedforthatservices.,position,takeplace,client,Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.,1.Whatdoesfinancialliteracyreferto?,Theabilitytounderstandfinancialmatters;Thesetofskillsandknowledge;Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.,2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?,Thefundingintendedtohelpstudentspayeducationexpensesincludingtuitionandfees,roomandboard,booksandsupplies,etc.foreducationatacollege,university,orprivateschool.,SpendorsaveThestudentsdilemma,savemore,interestrates,Accordingtothewriter,whydothemessageswegetfromourenvironmentseemtodefycommonsenseandcontradicteachother?(Para.1),spendmoney,creditcardoffers,Anotherfamiliarexample.(Para.2),Dontpayontime,Assoonaswepay,CreditCardBill,wegetdemanding,nastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediatelyoryoullbeintrouble!”,wegetanemailinacharmingtonetellingushowvaluableacustomerweareandencouragingustoresumespending.,Weareconfusedand_bytwocontradictorymessagesthatwegetfromourenvironment.Thegovernmenttellsusto_.Andcreditcardcompanyalsosentuscontradictorymessage:_?,PartI(Paras.1-_),2,spendandatthesametimetheytellsustosavemore,Arewefailingconsumersorvaluedcustomers,manipulated,Twosetsofmessages(Paras.3-5),Suspendyourdesires,Controlyourappetite,school,parents,traditionalvalues,inescapable,invade,satisfyyourdesires,buyitnow,Twosetsofmessages(Paras.3-5),Suspendyourdesires,Controlyourappetite,school,parents,traditionalvalues,inescapable,invade,satisfyyourdesires,buyitnow,WHY?,Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.,onTV,inmovies,onprintedmediaandroadsigns,instores,andonbusses,trainsandsubways.,Theonlytimeyoucanescapeadvertisingiswhenyoureinyourbedasleep!Bytheageof18,theaverageAmericanwillhaveseen600,000ads;bytheageof40,thetotalisalmostonemillion.,Whathappensaswetakeinthesecontradictorybutexplicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6),Everydaywegettwosetsofmessagesatoddswitheachother.The“_”messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The_urgeustospend.theessentialmessagefromadsisanyhow_already.Aspsychologicalandsocialconsequences,peopleget_withthetwocontradictorymessages.,PartII(Paras.3-_),6,permissiveadvertisements,cementedintoourconsciousness,upright,confused,Whyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7),Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8),Aneducatedconsumerandsaver,Balancespendingandsaving,Captainofyourownship,Successfulandproductivedirection,Whatconclusioncanyoudrawfromthetext?(Para.9),PartIIIParas.7-9,Studentsshouldlearnhowtobecomeasmartand_consumerandhowtosuccessfully_,whichwillhelpthemgainasuccessfulandproductionlife.,educated,managetheirfinances,Introduction(Paras.1-2),Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2),Introduction(Paras.1-2),Body:paradoxofthetwosetsofmessages(Paras.3-6),Body:paradoxofthetwosetsofmessages(Paras.3-6),Conclusion(Paras.7-9),Itisimportanttolearnhowtobalancespendingandsavingtomakeyourlifebetter.(Para.9),SpendorsavethestudentsdilemmaIthinkthatthemessageswegetfromourenvironmentseemtodefy_andcontradicteachother.Thegovernmenttellsustospendandalsoto_more.Banksofferhigherinterestratessowecanincreasesavingsandalsosendus_offerssowecanspendmore.Ifwedontpayourcreditcardbillontime,the,commonsense,save,creditcard,Tobecontinued,creditcardcompanywillwarnus.Assoonaswepay,thecompanywilltellushow_acustomerweareandencourageusto_.Wegettwosetsofmessagesat_eachother.Oneisthe“permissive”perspective-advertisingspermissivemessageis_;Theotheris“_”message.Whathappensaswetakeinthesecontradictorybutexplicitmessages?,Tobecontinued,valuable,resumespending,oddswith,upright,inescapable,Ononehand,wewantmorethingsbecausewewanttosatisfyour_.Ontheotherhand,wehopeto_ourdesires.Anyway,manyoftheskillsyouneedasasuccessfulstudentcanbeappliedtoyour_.Moneyworriesareextremely_and_.So,howcanyoubeasmartandeducatedconsumer?,materialappetite,postpone,finances,stressful,distracting,Tobecontinued,Consider_classesorschoolsfinancialaidofficeorseekinputinsettingupa_.Youcanalsofindinga_tohelpyoustayontrackandfind_intheadministration.Mostimportantly,dontletyourego_andurgentlygethelp.Asyoulearntobalancespendingandsaving,youwillhaveasuccessfuland_life.,financialliteracy,budget,partner,pleasure,getinyourway,productive,提到;谈到,(mention/referto),Althoughshedidntmentionanynames,everyoneknewwhoshewasreferringto.,referto,短语逆译,短语应用,尽管她没有提任何人的名字,但大家都知道她指的是谁。,意群提示,不缺少;不缺乏,(goaheadwith/project/noshortageof),Youmaygoaheadwiththeproject;thereisnoshortageoffunds.,noshortageof,短语逆译,短语应用,你们可以继续进行这个项目,资金并不缺乏。,意群提示,得到,获得(优势或愉快的感受),(derivefrom/satisfaction/introduction),Manystudentsderivedenormoussatisfactionfromtheintroductiontoartcourse.,derivesth.fromsth.,短语逆译,短语应用,许多学生从这门艺术入门课程中得到了巨大的满足。,意群提示,领会;理解;记住,Itwasaninterestingexhibition,buttherewastoomuchtotakeinallatonce.,takein,短语逆译,短语应用,这是一个有趣的展览,但要一下子记住所有的东西太多了。,意群提示,(exhibition/toomuch/takein),(对形势)作出估计(判断),(takestockof/position),Wehadtotakestockofourpositionbeforewecoulddecidewhattodonext.,takestock(ofsth.),短语逆译,短语应用,我们在决定下一步做什么以前,必须对我们的处境作出判断。,意群提示,在(可能通向成功的)轨迹上,(run/accordingto/ontrack),Everythingisrunningaccordingtoourplan,sowerestillontrackfor10%growth.,短语逆译,短语应用,一切都在按照我们的计划进行,所以我们仍有可能达到10%的增长率。,意群提示,ontrack,这里还有一个大家熟悉的例子:如果我们不按时支付信用卡账单,我们会收到从信用卡公司发来类似这样的令人讨厌的催缴账单的电子邮件,原句译文,逆译练习,Heresanotherfamiliarexample:Ifwedontpayourcreditcardbillontime,wegetdemanding,nastyemailsfromthecreditcardcompanysayingsomethinglike,句型提炼,Heresanotherfamiliarexample:,句型提炼,应用提示,用于列举“人们熟知的事例”。,句型应用,(gourmet/besoldon/PekingDuck),典型例句,这里还有一个大家熟悉例子:“西方美食家已对北京烤鸭极有兴趣.”,意群提示,Hereisanotherfamiliarexample:“WesterngourmetsaresoldonPekingDuck.”,据计算,普通的美国人到18岁时,会看过60万个广告。,原句译文,逆译练习,Itsbeencalculatedthatbytheageof18,theaverageAmericanwillhaveseen600,000ads.,句型提炼,Itsbeencalculatedthat,句型提炼,应用提示,用于引出“有说服力的数据”。,句型应用,(calculate/population/double),典型例句,据计算,世界人口在本世纪末将要增加一倍。,意群提示,Itsbeencalculatedthattheworldspopulationwilldoublebytheendofthecentury.,学会了如何平衡支出和储蓄,你就会成为你自己的船长,驾驶着你的生活之帆,乘风破浪,驶向成功和富饶。,原句译文,逆译练习,Asyoulearntobalancespendingandsaving,youwillbecomethecaptainofyourownship,steeringyourlifeinasuccessfulandproductivedirectionthroughthechoppywaters.,句型提炼,Assb.learntodosth.,sb.willdosth.,句型提炼,应用提示,用于表达“某人学会某事就会有所收获”。,句型应用,(dive/appreciate/magnetism/toyourheartcontent),典型例句,学会了潜水就会见到海下的美丽景色,尽情领略大海的魅力。,意群提示,Asyoulearntodive,youwillseethebeautifulviewunderthesea,appreciatingthemagnetismoftheseatoyourheartcontent.,Offerdiscountprices;Sendgiveaways;AssociatewithnewtechnologieslikeInternetmarketing;Comparewithothermerchandises.,Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?,2.Doyouprefertospendorsave?Why?,IwillspendbecauselifeissoshortandIdontwanttobethriftyorspendmoneycarefully,whichwilldrivemecrazy.IonlyknowIshouldenjoymylifewhileImstillyoungandhealthy.Iwillsavebecausewiththeworseningeconomicsituationeverywhere,Idontknowwhatcouldhappentomeinthefuture.Toberesponsibleformyself,Ihavetosavesomemoneyforthefuture.,WhenIdonthavemuchpocketmoneywithme.WhenIwanttobuysomethinginexpensivebutIcantaffordit.WhenIdonthavemoneytohangoutwithmyfriendsandclassmates.WhenIseemanythingsIdontneedsurroundingme.,3.Howdoyouknowwhetheryoureoverspendingornot?,Howdoyouunderstandthefollowingquotes“金钱往往成为真正情义的障碍物。”and“Moneyisagoodsoldier,itcangivepeoplethecourageinstantly”?,AccordingtoZouTaofen(邹韬奋),Moneyoftenbecomesthehindranceforchasingtruefriendship.Thepersonwithwealthymayalwaysfeeljoyless,fortheythinkothersassociatewithheorsheisforthemoneyonly.,ButShakespearethoughtmoneyisveryimportant.Itmakespeoplefullofenergy.Weknowmoneymeansfood,clothing,books,etc.Familiesandpeopleneedittobuythingstheymusthave.Inthiswaysocietyexists,andtheworldprospers.,Tips,Whatarethesixstepsforsavingmoneymentionedinthepassage?,Youneedtosetambitiousgoalstoencourageyoutosavemoney;Formmanymoney-savinghabitswhilestayawayfromthosethatwastemoney;Economizeyourdailyexpense;Keepaneyeondiscountsinformation;Economizeyoursociallife.;Whilereducingtheexpenditures,youneedtobroadenyourwayearningmoney.,SpendorSaveTheStudentsDilemma,Learnacomparison/contrastessayTostartwith,ifyouhavetwoitemstocompareorcontrast,thefirststepistofigureouthowtheyaresimilarandhowtheyaredifferent.ifyouarecomparingorcontrastingtwoprofessors,youmightdosoonthesepoints:homeworkassignment,typeofexam,classorganization,gradingsystemandstyleofteaching.Thechartbelowillustrateshowyoucanlistyourpoints:,tobecontinued,tobecontinued,Learnacomparison/contrastessayThenextstepistostudyyourlistanddecidewhethertowriteaboutsimilaritiesordifferences,orboth.Itisusuallybesttoconcentrateononeortheother.Ifyouseethattherearemoresimilaritiesonthelist,youmightneedtoomitdifferences,orviceversa.Thewaytoorganizeyourpointsinyouressayiseitherpoint-by-pointorsubject-by-subject.Pleasetakealookatthechartbelowtoseehowyoucanorganizethedetailswiththispattern:,tobecontinued,tobecontinued,LetslookatParagraphs3Tryeverymeanstoconserveelectricity;Seldomeatatrestaurants.SubjectB:PeoplewholivelavishlyGoshoppinganytimetheywant;Neverconserveelectricity;Ofteneatatfancyrestaurants.,tobecontinued,Conclusion:Peoplealwayshavetheirownlifestyles;somearethriftierthanothers.,tobecontinued,Sample:Whileitisgoodtoenjoyspendingmoney,somepeoplemayprefersavingmoneyforthefuture.Theyaregroupedasthriftypeople,whilepeoplewhodontcareaboutsavingmoneycanbecallednon-thriftypeople.Itsalwaysinterestingtocomparethesetwogroupsofpeoplewholiveinentirelydifferentlifestyles.,tobecontinued,Sample:Thriftypeopletendtousetheirmoneyverycarefully.Theyoftensay,“Apennysavedisapennyearned.”So,theydontgoshoppingunlessthereisalargesaleonthethingstheyneed.Bydoingthis,theycanusuallysaveabout30percentofmoneytheyotherwisehavetospend.Similarly,theyoftenconserveelectricity.Forexample,theydontoftenuseairconditioninginsummer;instead,theyuseelectricfans.Finally,theydontofteneatoutatrestaurants.Theycalculatethatbycookingathometheycanprobablysavealargesumofmoneyeachmonth.,tobecontinued,Sample:Incontrast,non-thriftypeopleoftenspendmoneycarelesslyandlavishly.Theyneverwaitforasaleiftheywanttoshop.Theygoshoppinganywhereandanytimetheywant.Also,theyneverthinkaboutsavingelectricitytoreducetheirbill.Theyliketohavetheirairconditioningon24hoursadayinsummer.Moreover,theyofteneatoutandprefergoingtofancyrestaurants.Theynevercarewhethertheycansavemoneybyeatingathomeoronlybyorderingspecialsofferedatrestaurants.,tobecontinued,Sample:Inconclusion,peoplealwayshavetheirownlifestyles,andsomearethriftierthanothers.Themostimportantthingisthatpeopleshouldchoosealifestylethatismeaningfultothemandcanmakethemfeelhappy.,Writingpractice,Directions:Writeanessayofnolessthan150wordsononeofthefollowingtopics.Onetopichasanoutlineyoucanfollow.,Moretopics:TwodifferentteachingstylesMytwobestfriends,Youareexpectedtogiveaspeechonthetopic-MyUnderstandingofMoney.,Makeaspeechonthefollowingtopic.,PartI.Openingpartofthespeech1.Definitionofmoney;2.Functionofmoney;3.Attributeofmoney.,Tobecontinued,Youcanfollowtheoutlinegivenbelow.,Youcanfollowtheoutlinegivenbelow.,PartII.Yourattitudetowardsmoney1.Moneyisimportant;2.Moneyinnoteverything./Moneycantbuyeverything.PartIII.Howtotreatmoneyproperly.1.Wrongwaysoftreatingmoney;2.Howtotreatmoneyrightly.,Tobecontinued,Youmayadoptthefollowingexpressions.,Money,whateverformittakes,isessentialforbuyinggoodsandservices.Moneycanbuycertaincomfortsandoffersomesecurity,butitisnottheanswerforeverything.Wewillbedisappointedifwecount/relyonwealthorphysicalcomfortsaloneforhappiness.Richesarenotanendoflife,butaninstrumentoflife.,

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