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The first Australian bank was established in Sydney in 1817. The banking system now includes the Reserve Bank of Australia, established in 1911, which handles the functions of central banking, including note issuance; the components of the Commonwealth Banking Group, including the Commonwealth Development Bank and the Commonwealth Savings Bank; and three other major banks: the Australia and New Zealand Banking Group, Westpac Banking Corporation, and the National Australia Bank. A number of privately owned or state-owned banks operate, as well as many foreign banks. The Australian Stock Exchange conducts trading in six cities: Adelaide, Brisbane, Hobart, Melbourne, Perth, and Sydney.HForeign Trade Under Australian tariff policy, protection is afforded essential Australian industries, and preferential treatment is granted to imports from certain Commonwealth countries. Customs duty is levied also for revenue purposes. Some modification of the preferential-treatment policy has been made by Australia, as a member of the World Trade Organization (WTO). In the mid-1990s, the value of goods imported exceeded the value of exports.Japan and the United States are Australias major trade partners. Other leading Australian export markets are South Korea, Singapore, New Zealand, Taiwan, Hong Kong, and the United Kingdom. In addition, new markets are being developed in Asia for Australian wheat and other surplus commodities. Besides the United States and Japan, major suppliers of imports are the United Kingdom, Germany, New Zealand, Taiwan, China, and France. Principal exports included metal ores, coal, gold, nonferrous metals, meat and meat products, textile fibers (mainly wool), petroleum and petroleum products, and cereals. Leading imports were road vehicles and other transportation equipment, machinery, office equipment, petroleum and petroleum products, and textiles. In 1995 imports were valued at $61.3 billion, exports at $53.1 billion. Australia is also an important exporter of agricultural and medical research services, especially to the wider Asian region.ITransportation Each Australian colony established its own rail network prior to becoming a state within the federation; as a result, the gauge varies from one state to another. A general program for standardization of railroad gauges throughout Australia is in progress. Railroad lines total about 14,288 km (8878 mi) of track, almost all of it owned and operated by both the federal and state governments.Australia has about 913,000 km (about 567,000 mi) of roads. About one-third are paved, including about 16,000 km (about 9900 mi) of state highway. The capital cities are connected by inexpensive bus services. Some 604 motor vehicles are registered for every 1000 people. A comprehensive network of airline service links major cities and even remote settlements. Domestic lines carry nearly 18 million passengers yearly. Because of the long distances between cities and the countrys ideal flying conditions, Australians are especially accustomed to air travel. Qantas Airways, Ltd., the countrys largest airline company, provides service to domestic and international locations. International airports are located near each of the mainland capitals and near Cairns and Townsville. Coastal and transoceanic shipping is vital to the Australian economy. Major ports include Melbourne, Sydney, and Fremantle, in Western Australia.J.CommunicationsAustralia maintains contact with the rest of the world by such means as satellite, submarine telegraph cable, radio-telephone, and phototelegraph services. Since 1975 the Australian Telecommunications Commission has been responsible for telecommunications services within Australia; the Australian Postal Commission manages the postal services. In 1996 there were 519 telephone mainlines for every 1000 people. Government and commercial radio and television systems operate concurrently. The Australian Broadcasting Corporation (ABC) is a statutory authority operating 108 medium-wave and 358 FM radio stations. Commercial stations number 149; unlike the national stations, these carry advertising. Television programs are transmitted within range of 99 percent of the population by the ABCs national television network and by some 45 commercial stations. Australia has about 530 newspapers, some 69 of which are dailies with a combined daily circulation of 4.6 million. The Australian is the national general newspaper; among the other large-circulation metropolitan dailies are the Sydney Morning Herald;The Age and Herald-Sun News Pictorial (both published in Melbourne); Courier-Mail (Brisbane); Advertiser (Adelaide); and West Australian (Perth).K.LaborUnder the Australian constitution, industrial controls on labor are divided between the commonwealth and the states. Federal power is confined to disputes extending beyond the limits of any one state, and it is exercised through the Commonwealth Court of Conciliation and through arbitration and conciliation commissioners. Compulsory arbitration has been established at a federal and state level. Arbitration and conciliation courts or boards have the power to make awards binding on employer and employee. The trade union movement, with more than 3 million members, is strongly organized at local, state, and federal levels and is an economic and political power. About 53 percent of all Australian wage and salary workers belong to trade unions. Workers receive unemployment and sickness benefits, compensation for job-incurred injuries, basic wages and marginal awards, and general social and health benefits. A basic or minimum wage was established by law in 1907. Between 1921 and 1953 the basic wag
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