《国际结算》双语试题库模拟试题二

1、国际结算双语试题库 模拟试题二一、填空 (120=20)(Directions: For this part, Please fill in the blanks in the sentence):1、Three financial instruments: bill of exchange, _, _2、Instruments characteristic: _, _, _, _, _.3、Three main international settlement methods: _, _, _.4、In international settlement, documents can be d

2、efined as _, and _.5. When someone is asking the Right of recourse, he must have two files, which are _ and _. 6. In collection, when the principal transfers his draft to remitting bank, he needs to give_endorsement, and when remitting bank transfers the draft to collecting bank, _endorsement is nee

3、ded7. Based on the types of payment, common L/C can be divided to_L/C, _L/C, _L/C , _L/C二、单项选择题(118=18 points) (Directions: For this part, Please choose the best answer for each question)1、In different sales contracts with the same goods, which price terms is the cheapest _?、EXW 、FOB 、CIF 、CFR2、In c

4、ommunication meshwork/networks, which one does not belong to U.S.A. _?、SWIFT 、CHIPS 、CHAPS 、FEDWIRE3、If A bank opens an account with B bank in B banks currency, this Account is the _account of A bank?、Nostro 、Vostro4、The maturity of one month after 31 Jan. is _?、Feb 27 、Feb 28 、Feb 30 、Feb 315、Where

5、 a check bears across its face an addition of the name of A bank, either with the two parallel transverse lines, how it can get paid _?、by cash in any bank 、by cash in A bank 、by bank payment from A bank 、by bank payment from drawee bank to the A bank6、There are three basic ways of remittance for a

6、bank to transfer funds for its client from the home country to abroadWhich one is the safest _?、T/T 、M/T 、D/D7、Which clause is the restrictive endorsement _?、pay to the order of xx 、pay to xx only 、pay to xx on delivery of shipping documents 、pay to xx for collection8、Which terms for delivering docu

7、ments is quickest to get his proceeds _? 、DA 、DP 、DP at XX days after sight 、T/R9、In a L/C _undertakes the same payment responsibility as issuing bank?、Paying Bank 、Negotiating Bank 、Confirming Bank 、Reimbursing Bank.10、Which L/C needs a tenor draft _? 、Sight Payment L/C 、Deferred Payment L/C 、Accep

8、tance L/C 、Negotiation L/C11、No draft is required in _、Sight Payment L/C 、Deferred Payment L/C 、Acceptance L/C 、Negotiation L/C12、Which kind of B/L is not negotiable _? 、marked with “unto a specified person” 、marked with “unto order” 、marked with “unto bearer” 、marked with “unto the order of consign

9、or”13、Which of Multimodal transport document is not negotiable _?、overlandoverland 、overlandmarine、overlandmarineoverland 、overlandair transportationoverland14、In a commercial invoice _ (percentage) more or less of quantity is allowed?、3% 、5% 、8% 、10%15、The lowest insurance ration is _.、FOB+10% 、CFR

10、+10% 、CIF +10% 、FAS+10%16、In the following L/G, which one is not applied by importer _?、Retention Money Guarantee 、Payment Guarantee 、Deferred Payment Guarantee 、Leasing Guarantee17、The Tender Guarantee covers the _percent for the bid security、1-5% 、5-10% 、10-15% 、90-95%18、The effect of a blank endo

11、rsement is to make the B/ L payable to the _.、specified person 、order of a specified person 、bearer 、named person三、判断题(110=10)(directions: Make choice of whether the following sentences are true or false, marking if it is true and marking if it is false.)1. A bill shows: pay to ABC Co. providing the

12、 goods in compliance with contract the sum of one thousand US dollar. It is acceptable2. A bill shows: Pay to ABC Co. the sum of ten thousand US dollars on condition that shipment of goods has been made. It is unacceptable.3. A bill shows: Pay from our No. 2 account to ABC Co. the sum of one thousan

13、d US dollars. It is unacceptable.4. A bill shows: After customs clearance pay to the order of ABC Co. the sum of twenty thousand US dollars. It is acceptable.5. A bill shows: At sight pay to the order of Bank of China the sum of forty thousand US dollars drawn under L/C No. 13234 issued by XYZ Bank

14、New York dated on 15 August 200X. It is acceptable.6. A bill shows: Pay to the order of ABC Co. the sum of one thousand Pounds plus interest. It is unacceptable.7. A tenor draft has to be presented for acceptance first8. In collection instruction, the payer is asked to pay for the collection, if the

15、 payer refuse to pay, the bank has to charge the payer finally9. If the beneficiary deliver the documents in compliant with the credit, but the applicant bankrupted several days ago, the issuing bank can refuse to payment.10. In L/G, the guarantee bank only undertakes the accessory obligation.四、名词解释

16、(54=20) (Direction: please give out the English and Chinese definition of the following terms, 2for Chinese definition, and 3 for English definition)1. Promissory note 2. Collection 3. L/C 4. L/G五、实务题 (110=10)The above bill was accepted on 12 August by B bank ,HongKong.(1)Payment in due course for s

17、uch bill means the sum of_paid by_at after maturity, i.e._to the holder, i.e._in good faith and without notice that_title to bill is defective.(2)If C Co. presented the bill on 8 Oct. for payment, B Bank，HongKong Paid it accordingly，it 口 is/ 口 isnt payment in due course(3)If C Co. lost the bill whic

18、h was picked up by D who has forged C Cos endorsement and it for payment on 10 Oct.,B Bank，Hong Kong did not check endorsement and paid D accordingly，it 口 is/ 口 isnt payment in due course(4)If C Co. lost the bill which had been endorsed in blank, and then it was picked up by D who presented it for p

19、ayment. B Bank，Hong Kong without notice that D had picked up the bill, paid him on 10 Oct., it 口 is/ 口 isnt payment in due course(5)If B Bank，Hong Kong was called by telephone that C Colost the bill B Bank still paid it to D on 10 Oct., it 口 is/ 口 isnt payment in due course六、案例分析(22)The exporter A.C

20、O and importer B.CO make a deal of “Golden” dye(染料) and sign a sales contract of 5000 tons, and agree to choose L/C for settlement. Based on the following conditions, try to make out appropriate choices and explanations. If B. Co mistakes the “golden” dye for “gold” dye in the application form of a

21、L/C, and the bank issues a L/C accordingly. When A .co receive the advice from advising bank, but delivers 5000 tons of “Golden” dye in compliant with the sales contract without checking the L/C advices carefully and presents the whole set of documents to the advising bank, which is nominated as neg

22、otiation bank. In commercial invoice, the goods is listed as “gold” dye, after the advising bank checks the documents, will it pay for the exporter? Why? (3)What should the exporter do as the following step? Why?(3)If the A.CO delivers the “golden” dye actually but lists it as “Gold” dye in commerci

23、al invoice and B/L, when it presents the documents, will the advising bank make payment to exporter? Why?(4)If the A.CO misunderstands that B.CO changes the model of goods and wants “Gold” dye and deliver 5000 tons of it in accordance with the L/C, and B.CO is presented the documents by issuing bank

24、, but finds it is not in accordance with sales contract, can it refuse to pay for the goods? Why? (4)As the following question of question 4, if the B. CO get “Gold” dye after paying for the documents carelessly which does not in compliant with the sales contract, can it ask the issuing bank to retu

25、rn its money back? Why? (4)If the applicant fulfill the correct “Golden” dye in application form, but the issuing bank issues a wrong L/C for “Gold” dye, and A. CO delivers 5000 tons of “Gold” dye accordingly, but B. CO refuse to pay for the wrong documents, can the issuing bank ask the exporter A.

26、CO to return the money back? Why? (4) 国际结算模拟试题二标答：一、填空 (120=20)(Directions: For this part, Please fill in the blanks in the sentence):1、promissory note, check (cheque)2、Negotiability, Non-causative Nature, Requisite in Form, Presentment, Return-ability3、remittance, collection, letter of credit4、fina

27、ncial document, and commercial document.5. protest and notice of dishonor 6. blank endorsement, collection endorsement is needed7. Sight payment L/C,Deferred payment L/C, Acceptance L/C ,Negotiation L/C二、单项选择题(118=18 points) (Directions: For this part, Please choose the best answer for each question

28、)1-5 A C A B D 6-10 ABBCC 11-15 BADBC 16-18 A AC三、判断题(110=10)(directions: Make choice of whether the following sentences are true or false, marking if it is true and marking if it is false.)1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 四、名词解释(54=20) (Direction: please give out the English and Chinese definition of

29、 the following terms, 2for Chinese definition, and 3 for English definition)1. promissory note -A promissory note is an unconditional promise in writing made by one person(the Maker)to another (the Payee or the Holder)signed by the Maker engaging to pay on demand or at a fixed or determinable future

30、 time a sum certain in money to or to the order of a specified person or to bearer. (3)本票是一个人向另一个人签发的，保证即期或定期或在一个可以确定的将来时间，对某人或其指定人或持票来人支付一定金额的无条件书面承诺(2)2. collection -Collection is an arrangement whereby the goods are shipped and a relevant bill of exchange is drawn by the seller on the buyer, and/

31、or shipping documents are forwarded to the sellers bank with clear instructions for collection through one of its correspondent bank located in the domicile(付款地) of the buyer. (3)托收（collection）是委托收款的简称。是出口商或债权人开立金融票据或商业票据或两者兼有，委托托收行通过其联行或代理行向进口商或债务人收取货款或劳务费用的结算方式(2)3. L/C- letter of credit is an und

32、ertaking issued by a bank for the account of the buyer(the applicant)or for its own account, to pay the beneficiary the value of the draft and/or documents provided that the terms and conditions of the documentary credit are complied with. (3)所谓信用证是银行根据进口商的申请和要求，向出口商开立的，凭规定的单据，在一定的期限内，支付一定金额的书面保证文件。

33、(2)4. L/G-A bank guarantee is a written promise issued by a bank at the request of its customer, undertaking to make payment to the beneficiary within the limits of a stated sum of money in the event of default by the principal. (3)银行保函是银行根据申请人的请求，向受益人开立的、担保履行某项业务的、承担经济赔偿责任的书面承诺文件。 (2)五、实务题 (110=10)

34、 (1)HKD10,000.00， B Bank , HongKong， 9 Oct.，C Co.， C Cos(2)isnt(3)isnt(4)isnt(5)isnt六、案例分析(22)1. Answer: No，(1)in the list the goods description is not in compliant with the L/C advice, (2)2. Answer: He should contact importer and ask him amending the L/C as they arranged in the sales contract changing the goods description in L/C as “Golden” dye firstly with issuing bank, and secondly, ask the issuing bank transfer the amendment advices to the advising bank. (3)3. Answe