国际结算实验-汇款实验参考答案

1、【精品文档】如有侵权，请联系网站删除，仅供学习与交流国际结算实验-汇款实验参考答案.精品文档.2.2.3 实验素材 一、汇款申请书2003年3月8日，CHINA NAT. METALS & MINERALS I/E CORP.向中国农业银行广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。汇出汇款申请书(代支款凭证)APPLICATION FOR OUTWARDREMITTANCE致：中国农业银行 广州 分行TO:THE AGRICULTURAL BANK OF CHINA 日期 DATE: 2003年3月8日兹委托贵行办理下列汇款。I/We hereby request yo

2、u to effect the following remittance.X电汇 信汇 票汇 付款地点T/T M/T D/D Drawn on:银行编号（查询时请引述）Ref No. TT96785收款人Beneficiarys nameUnited Trading CompanyHong Kong币别及金额Curr.& Amt.HK Dollars 20,000.00及地址& address70 Wing Tai Road, Chai Wan Hong Kong账号A/C No.0709166060322-8银行填写栏BANK USE ONLY收款银行Beneficiarys BankPO

3、SANG BANK LTD.汇率(Rate)及地址& addressHONG KONG等值人民币Equivalent in ￥汇款人By order ofCHINA NAT. METALS & MINERALS I/E CORP.手续费(Commission)附言Details of PaymentCOMM. UNDER S/C NO. CT0011-01邮电费(Postage & Cable)其它费用(Other Charges)合计国外银行的一切费用由我方/收款人负担（如无说明由收款人负担）。汇款全过程均以电传形式通知。All foreign banks charges are to be

4、 borne by us/payee(if not specified, all charges are to be borne by payee). All parties in the channel are advised by telex.请付敝账(debit my/our account)，账号(a/c No.)兹附支票(enclose my/our cheque)，号码为(No.)付款行(Drawn on)X现金支付(I/We pay cash herewith)。 联系电话(TEL) 83738789 申请人签章 张 青 Applicants Stamp&Signature_经办

5、:： 会计： 复核： 记账：汇款方式电汇汇款人公司名称CHINA NAT. METALS & MINERALS I/E CORP.收款人公司名称、地址United Trading Company , Hong Kong汇款金额HKD 20,000.00款项用途COMM. UNDER S/C NO. CT0011-01银行费用由哪方支付?国外银行的一切费用由收款人负担汇款当日港币现钞价为105.53/91，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行？20,000.00*1.0987银行在哪些情况下可免责？参看P29页汇款申请书背面条款在我国现行外汇管理规定下，汇款人办理汇款业

6、务时应注意哪些事项？参看P27页汇出行处理环节二、电汇中的汇款电文（一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。1、电文一：汇出汇款FM: HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGTO: THE AGRICULTURAL BANK OF CHINA GUANGZHOU DATE: 8TH JUNETEST 2876A OUR REF TT200498 PLS PAY HKD34000. VALUE 8 JUNE TO ACCOUNT NO. 764583934-128 FAVOUR

7、PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOU MESSAGE COMM. UNDER S/C NO. 87364 ORDER COVER WE HAVE CREDITED YOUR ACCOUNT WITH US. 2、电文二：汇入汇款PCBCCNBJBOFAUS3N MT100 CUSTOMER TRANSFERTRANS. REF :20: 180TT09266VAL/CUR/AMOUNT :32A: 990712 USD31,681.00ORDERING CUSTOMER :50: United Prosperi

8、ty Enterprise, Inc, Tortol; British Virgin IslandsORDERING BANK :52: Midland Bank Ltd., LondonACCOUNT WITH :57A: BK OF CHINABENEFICIARY :59: Huayu Engine Manufacturing Co. Ltd.DETAILS OF PMT :70: Contract GH680-23DETAILS OF CHARGES :71A: BENBANK TO BANK INF :72: REIBURSE WITH BK OF NKY NY 3、电文三：汇入汇款

9、FM: BANK OF AMERICA, NEW YORKTO: INDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCHDATE: 14TH , OCTTEST 87593 OUR REF TT10908-04 PLS PAY USD38000. VALUE 14, OCT. TO GUANGDONG CEREALS OIL N FOODSTUFFS I/E GROUP CORP. VIA A/C NO. 310910079 BEING PROCEEDS UNDER S/C NO. CT89768 ORDER WIN FOOD CO.

10、LTD. COVER CREDITED YOUR H.O. ACCOUNT 电文审核内容电文一电文二电文三汇出行HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGMidland Bank Ltd., LondonBANK OF AMERICA, NEW YORK汇入行THE AGRICULTURAL BANK OF CHINA GUANGZHOUPCBCCNBJINDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCH发电日期8TH JUNE990712 14TH , OCT密押

11、、汇款编号TEST 2876A OUR REF TT200498 180TT09266TEST 87593 OUR REF TT10908-04汇款金额、起息时间HKD34000,VALUE 8 JUNEUSD31,681.00USD38000. VALUE 14, OCT.收款人PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOUHuayu Engine Manufacturing Co. Ltd.GUANGDONG CEREALS OIL N FOODSTUFFS I/E GROUP CORP.附言COMM. UNDER

12、S/C NO. 87364Contract GH680-23BEING PROCEEDS UNDER S/C NO. CT89768汇款人United Prosperity Enterprise, Inc, Tortol; British Virgin IslandsWIN FOOD CO. LTD.头寸划拨WE HAVE CREDITED YOUR ACCOUNT WITH US.REIBURSE WITH BK OF NKY NYCREDITED YOUR H.O. ACCOUNT（二）中国农业银行广州市分行接受CHINA NAT. METALS & MINERALS I/E CORP.的

13、汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是PO SANG BANK LTD. , HONG KONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM: Agricultural Bank of China, GuangzhouTO: PO SANG BANK LTD. , HONG KONGDATE 8th, Mar., 2003TEST: _OUR REF NO._NO ANY CHARGES FOR USPAY HKD20,000.00 VALUE 8th, Mar. TO United Trading Company Hong KongFOR CREDITING

14、 ACCOUNT NO. 0709166060322-8 MESSAGE COMM. UNDER S/C NO. CT0011-01ORDER CHINA NAT. METALS & MINERALS I/E CORP.COVER Please debit our account with you.（三）中国农业银行广州市分行采用SWIFTM/T100汇款格式，将电报内容输入电脑发送至汇入行PO SANG BANK LTD., HONG KONG。TO: PO SANG BANK LTD. , HONG KONGFM: Agricultural Bank of China, Guangzhou

15、MT100 CUSTOMER TRANSFER:20 TRANS. REF NO. : _ :32A VAL/CUR/AMOUNT : 20030308 HKD20,000.00 :50 ORDERING CUSTOMER : CHINA NAT. METALS & MINERALS I/E CORP:52A ORDERING BANK : Agricultural Bank of China, Guangzhou:53A SENDERS CORRESPONDENT: _:54A RECEIVERS CORRESPONDENT: _:56 INTERMEDIARY BANK : _:57A A

16、CCOUNT WITH BANK : PO SANG BANK LTD., HONG KONG:59 BENEFICIARY : United Trading Company Hong Kong:70 DETAILS OF PAYMENT : COMM. UNDER S/C NO. CT0011-01:71A DETAILS OF CHARGES : Ben. :72 BANK TO BANK INFORMATION: Please debit our account with you.三、信汇中的委托书和支付授权书（一）汇出行Industrial and Commercial Bank of

17、 China, Shangdong根据业务内容，填写支付授权书。Date :15th Sept., 2002；Paying Bank: Hongkong and Shanghai Banking Corp. Ltd., Hong Kong; Ref No. MT28376;Amount: HKD30,000.00；Cover: Please debit our A/C with you；Message: Commission under S/C NO.FB9768；Payee: Win Food Company, Ltd., Hong Kong； Remitter: Shangdong Cer

18、eals Oil & Foodstuffs I&E Group Corp. Industrial and Commercial Bank of China ShangdongPAYMENT ORDER Date: 15th Sept., 2002 To Hongkong and Shanghai Banking Corp. Ltd., Hong KongNo. of payment orderTo be paid or credited toAmountMT28376Win Food Company, Ltd., Hong KongHKD30,000.00Amount in words:THI

19、RTY THOUSAND HK DOLLARSBy order of Shangdong Cereals Oil & Foodstuffs I&E Group Corp.Remarks Commission under S/C NO.FB9768X You are authorized to debit our account with you. We have credited your A/C with us. Funds remitted to you via Industrial and Commercial Bank of China （二）1999年3月18日，中国银行广州分行收到

20、中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。中国银行香港分行BANK OF CHINA, HONG KONG BRANCH下列汇款，请即解付，如有费用请内扣。 日期15, March, 1999 , Guangzhou我已贷记你行账户。 此致TO BANK OF CHINA, GUANGZHOU敬礼Please advise and effect the following payment less your charges if any. In cover, we have credited youraccount with us.信汇号码No. of Ma

21、il transfer收款人To be paid to金额AmountMT992568Ruiqi Garment Co. Ltd., Guangzhoua/c No. 34568-113HKD200,000.-大写金额Amount in Words: H.K. Dollars Two HundredThousand 附言: Being Proceeds under Message S/C No. 99CC03026汇款人By order of Universal Garment Imp. & Exp. Co.Hong Kong 中 国 银 行 香 港 分 行BANK OFCHINA, HONG

22、 KONG汇出行BANK OFCHINA, HONG KONG汇入行BANK OF CHINA, GUANGZHOU收款人Ruiqi Garment Co. Ltd., Guangzhou汇款人Universal Garment Imp. & Exp. Co., Hong Kong汇款货币及金额HKD200,000.款项用途Being Proceeds under S/C No. 99CC03026汇款头寸划拨指示we have credited your account with us.四、 票汇中的银行即期汇票中国银行纽约分行于2002年6月1日收到Wiletecc Co., Ltd.,

23、Hong Kong提交的汇票，按所给问题对汇票进行审核和处理。BANK OF CHINAThis draft is valid for one No.1256679 year from the date of Issue Amount USD20,000.00 Guangzhou, 15th, May, 2002Pay to the order of Wiletecc Co., Ltd.,New York the sum of U.S. Dollars Twenty Thousand OnlyTo Bank of China 410 Madison Avenue New York BANK O

24、F CHINA 110017 GUANGZHOU中国银行汇出行BANK OF CHINA, GUANGZHOU汇入行Bank of China, 410 Madison Avenue, New York 收款人Wiletecc Co., Ltd.,New York 汇款人汇款货币及金额U.S. D20,000.00汇票的付款期限At sight客户提出汇票遗失，出票行的处理客户提交担保书，汇出行补发汇票是否是中心汇票？是一张美元的中心汇票五、汇款中的退汇根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。（一）退汇电文一We return herewith your Draft

25、 No. C249/7681 for USD200,000.00 for credit to our account 786-723987-023 Anglo International Co. and regret to advise that we are unable to deposit the proceeds to the captioned account because the name of the payee differs from our records. It should read as Anglo International Co. Ltd.（二）退汇电文二 Ou

26、r Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd., referring to the captioned item, we are informed by the remitter that the above mentioned draft has gone ashtray in mail delivery. In this connection, we shall be much obliged if you will cancel the said draft

27、from your records and return the relative advice of drawing to us.（三）退汇通知书Your Remittance receipt No. TT56343for HKD65,000.00 dated Aug. 30, 2001payable to A/C No. 86754for A/C of BBB Co.with reference to the above, we return herewith the remittance receipt to you for the following reason(s): No acc

28、ountXAccount closed Name N A/C not matched Insufficient detail to identifyKindly acknowledge receipt by signing and returning to us the attached copy of this letter.业务及处理退汇电文一退汇电文二退汇通知书汇款基本情况Draft No. C249/7681 for USD200,000.00 for credit to our account 786-723987-023 Anglo International Co.Draft N

29、o. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd.Your Remittance receipt No. TT56343for HKD65,000.00 dated Aug. 30, 2001payable to A/C No. 86754for A/C of BBB Co.退汇理由we are unable to deposit the proceeds to the captioned account because the name of the payee differs fro

30、m our recordsdraft has gone ashtray in mail deliveryAccount closed退汇的银行汇入行汇出行汇入行银行的处理汇出行与汇款人取得联系，确认收款人名称cancel the said draft from your records and return the relative advice of drawing to us.办理退汇手续六、汇款的查询根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理。（一）电文一Re: Our P.O. Ref H783746 Dated Feb. 20, 2000The beneficiar

31、y claims non-receipt of the funds up todate, you are kindly requested to investigate this matter and revert by telex.（二（电文二 Re: Our P.O. Ref 8976224 Dated July 10, 2001Please furnish us with more information such as contract No., the name of the goods and the quantity, because the beneficiary are un

32、able to apply with the information given.（三）电文三 Re: Our P.O. Ref J67398 Dated Nov. 18, 2001Please let us learn the full address of the payee of your above payment order, as we have been unable to locate them and are holding your order pending.（四）电文四 Re: Our P.O. Ref 563765 Dated Jan. 7, 2000If the p

33、ayment has already been effected, please forward us the payees receipt.（五）查询书一 XXX BankTo:YYY BankOur DD/MT/TT No. TT200498 dated 8th June 2002 for USD505,000.in favour of Kim Hwa Textiles Co., 89 London St., Singapore We refer to the above remittance and request you to take note of the following it

34、em(s) marked“X”and act accordingly: We have received your letter/cable dated The name and address of the payee are amended to read as follow:X The remitter has informed us that the above remittance had not yet been received by the payee up todate.If the payment has already been effected, please forw

35、ard the payees receipt to us.X Kindly confirm to us by mail/cable/the date of payment of the remittance. The above DD has been return to us for cacellation. The above DD has been reported last and should be treated as cancelled, please confirm that you have placed stop payment on this DD. At the req

36、uest of the remitter please cancel the above remittance immediately, if unpaid and credit the amount to our account with you after deducting your charges if any, under advice to us. XXX Bank （六）查询书二XXX BankTo:YYY BankRe: Your TT999888 dated 990323 for USD8,900. Payable to Hing Long Magnetronic Co. L

37、td. We refer to the above mentioned item and would like to advise you as marked“X”below: The payment order is not properly signed, please confirm its regularity.X The amount in words and figures on the payment order differ, please confirm the correct amount. Payment was effected on_, a photocopy of the beneficiarys receipt is enclosed for your reference. The beneficiary cannot be located at the address gi