外文原文及译文

1、外文参考文献(译文第三方支付井喷发展根据艾瑞数据显示，2010年中国第三方网上支付行业整体交易规模将达到10105亿元，突破万亿元大关，同比2009年增长100.1%，实现全年翻番。在2008至2010年短短的3年间，第三方网上支付交易规模翻了近4翻，增速惊人。艾瑞预计，2011年中国第三方网上支付交易规模将达到1.72万亿元，至2014年，整体市场将有望突破4万亿元大关。而据易观国际数据显示，第三方支付市场中，排名前五的支付宝、财付通、快钱、Chinapay、易宝支付占据近90%市场，第三方支付市场依然保持较高的市场集中度。进入2011年，随着支付宝、财付通以及易宝支付在去年招聘的人员规模、

2、业务类型以及风险投资商推动行业的并购、整合上来看，电子支付行业集中度将会进一步提高。第三方支付将进入井喷发展期，迎来扩张年。市场集中度愈益提高进入2011年，中国电子支付行业将步入发展的快车道，这体现在：首先，进入2011年，支付牌照将会发放，行业已经获取了一个健康的外围发展环境；其次，受电子商务市场繁荣的影响、传统行业加快互联网化转型；再次，国内电子支付企业巨头在2010年储备的人才效益开始显现。目前，国内支付行业主要有两类企业，一类是以支付宝为首的互联网型支付企业，以在线支付为主，捆绑大型电子商务网站；另一类则是以易宝支付为代表的金融型支付企业，侧重行业需求和开拓行业应用。业内人士表示，电

3、子支付行业新一轮的发展与扩张，必须依靠人才的支撑。而在2010年的支付宝、财付通、易宝支付的人才争夺战中，尤见支付行业的迅猛发展趋势。业内专家表示，当前，电子支付在国内属于朝阳产业，发展空间和潜力都很大，从近两年的第三方支付市场年增速近100%中可窥一斑。正因于此，不少电子支付公司开始谋划更大一轮的发展，对包括互联网、金融以及各个细分行业的优秀人才的需求量大幅飙升，支付企业在人才以及第三方支付市场占有率的争夺方面异常激烈。不仅如此，2010年，阿里巴巴集团表示，在未来5年内将向支付宝投资50亿元，而财付通背后亦有腾讯商业帝国，另一行业支付巨头易宝支付据其副总裁余晨表示，当前已有众多资本大鳄相当

4、看好易宝支付的第三方支付平台。对此，一位行业资深人士表示，当前，不论是以支付宝为代表的综合性支付巨擘，还是以易宝支付为象征的行业支付巨头，都在以占据市场份额而在各自领域发力，从其发展状况来看，此两类型的支付企业巨头在未来将极有可能更进一步甩开业内其他小企业，占据更高的市场份额。资料来源：外文参考文献(原文The development of third-party payment blowout According to iResearch data show that by 2010 China third-party online payment transactions industry

5、 as a whole will reach 1.0105 trillion yuan, breaking trillion yuan, an increase of 100.1% in 2009 to achieve annual double. In 2008 to 2010, the short 3 years, third-party online payment transaction size almost doubled 4 turn, the growth rate amazing. Ereli is expected in 2011, third-party online p

6、ayment transactions in China will reach 1.72 trillion yuan in 2014, the overall market is expected to exceed 4 trillion yuan mark. According to Analysys International data show that third-party payment market, the top five Alipay, TenPay, quick money, Chinapay, YeePay account for nearly 90% of the m

7、arket, third-party payment market is still to maintain a high market concentration degrees. Into 2011, with Alipay, TenPay and YeePay the scale of last year, staff recruitment, business type, and venture capitalists to promote the industry's merger and integration perspective, the electronic pay

8、ment industry concentration will be further improved. The development of third party payment will enter a blowout period, ushered in the expansion years.Increasingly improved market concentrationInto 2011, China's electronics payment industry will enter the fast lane, which is reflected in: Firs

9、t of all, into 2011, the payment of the license will be issued, the industry has gained a healthy external environment for development; followed by e-commerce boom the impact of the Internet to speed up transformation of traditional industries; again, the domestic electronics giants to pay the talen

10、t reserves in 2010, benefits began to appear. " At present, there are two types of payments industry enterprises, one is led Alipay Internet-based payment business, mainly in online payments, tied a large e-commerce website; and those are represented YeePay financial model payment business, foc

11、using on industry needs and develop industrial applications. Industry sources, the electronic payment industry, a new round of development and expansion, we must rely on the support personnel. In 2010, Alipay, TenPay, YeePay the talent war, with particularly rapid development of the payments industr

12、y trends. Industry experts said that the current, electronic payment is a sunrise industry in the country, development and potential are great, from the third-party payment market in the past two years nearly 100% annual growth rate can be see reflected. Because of this, a number of electronic payme

13、nt company began planning a larger round of development, including the Internet, financial, and various sub-sectors sharply higher demand for talented people to pay third-party payment companies in the talent and market share aspects of fierce competition. Moreover, in 2010, Alibaba Group, said that

14、 in the next 5 years will Alipay invest 50 billion, while TenPay Tencent business empire behind them, another industry giant, YeePay paid according to its vice president, said Yu Chen , the current number of capital has been very optimistic about YeePay predators third-party payment platform. In this regard, an industry veteran, said that at present, whether by Alipay payments represented by integrated giants, or to YeePay to pay for the symbol of the industry giants to gain market share in their respective fie