常见银行英文单词

1、.accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspe

2、ndpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票traveler'scheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票bandar'snote庄票，银票banker银行家president行长sa

3、vingsbank储蓄银行chasebank大通银行nationalcitybankofnewyork花旗银行hongkongshanghaibankingcorporation汇丰银行charteredbankofindia,australiaandchina麦加利银行banquedei'indochine东方汇理银行centralbank,nationalbank,banker'sbank中央银行bankofissue,bankofcirculation发行币银行commercialbank商业银行，储蓄信贷银行memberbank,creditbank储蓄信贷银行di

4、scountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱

5、庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-servicebank无人银行landbank土地银行construc

6、tionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互助储蓄银行postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行investmentbank投资银行importandexpor

7、tbank(eximbank)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计businessaccounting商业会计costaccounting成本会计depreciationaccounting折旧会计computerizedaccounting电脑化会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐cashaccount现金帐journal,day-book日记帐，流水帐ba

8、ddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softc

9、urrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算nationalgrossproduct国民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接（对角）套汇indirectexchange间接（三角）套汇crossrate,arbitragerate套汇汇率foreigncur

10、rency(exchange)reserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitab

11、letaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语新开帐户whatkindofaccountdidyouhaveinyourmind你想开哪种帐户doyouliketoopenacurrentaccount你想开一个活期存款帐户吗adepositorcurrentaccount定期还是活期pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头there'saservicechargeforthecheckingaccountbutn

12、ochargeforthesavings.支票户头要收服务费，现金户头不收。ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。evenoneyuanisallright.甚至一元也可以起存。hereisyourpasbook.pleasebringit

13、backwhenyoudepositorwithdrawmoneyanytimeyoulike.keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。ineedacheckingaccountsothaticanpaymybill.我需开个支票帐户，这样就能付帐。we'dliketoknowhowweopenachecking-savingsaccount.我们想知道如何开一个支票储蓄帐户。ihaveachecki

14、ngaccounthere.我在这里有一个支票存款帐户。ithinki'dlikeadepositaccount.我想要开个定期存款帐户。caniopenacurrentaccounthere我能否在这儿开个活期存款帐户.iwanttoopenadepositaccountwithyou.我要开个储蓄帐户。i'dliketoopenadepositaccountwithyou.我想在你们这儿开个定期存款帐户。couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount请告诉我储蓄存款与支票存款的区别

15、好吗.pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。will100yuanbeenoughforaminimumdeposit100元作最低存款额够吗.i'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道开一个支票帐户200元存款是否够。couldyoutellmehowtooperatethisaccount请告诉我如何经管这个帐户好吗.isthereanyminimumforthefirst

16、deposit第一次储蓄有最低限额吗.howmuchdoeseachaccountcost每个帐户要花多少钱.usefulphrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款fixeddepositbyinstallments零存整取jointaccount联名存款帐户toopenanaccount开户头银行英语口语存款howmuchdoyouwanttodepositwithus你想在我们这存多少.howmuchdoyouwishtopayintoyouraccount你希望在你的户头上存多少.howmuc

17、hmoneydoyouplantokeepinyouraccountonaregularbasis你计划在你的户头上定期存放多少钱.howmuchcashdoyouplantodepositinyouraccount你有多少钱要存入呢.ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。wouldyoupleasefillinthedepositingform,givingthesumofmoneyyou'retodepositaswe

18、llasyourname,addressandprofessionalunit请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗.iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。iwanttodepositthesechequesinmyaccount.我想把这些支票存在我的户头上。i'dliketopay200yuanintomydepositaccount.我想在在我的定期存款户头上存200元。iwanttodepositmypaycheck.我想存入我的工资支票。i'dliketoknowwhetherica

19、ncashachequehere.我想知道我能否在这兑换支票。willyoupleasecashthistraveler'scheque请兑现这张旅行支票好吗.i'dliketocashthismoneyorder.我想兑现这张汇款单。iwanttocashthebalanceofatraveler'sletterofcredit.我要把旅行信用证的结余兑现。willyoupleasetellmewhetheryouchargeforcheques请告诉我兑换支票收手续费吗.couldyoutellmehowmuchthecheckscost请告诉我这些支票要花多

20、少钱.whatifioverdraw如果透支了怎么办.pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兑支票，请在底线上签名。pleasewriteyouraccountnumberonthebackofthecheck.请在支票背面写上你的帐号。wehonoredthecheckastheoverdraftwasonly5yuan.我们承兑这张支票的透支额只有5元。pleaseendorsethecheque.请背签这张支票。thetraveler'scheckscost1.5%ofthetotalamount

21、ofpurchase.旅行支票手续费是购买总额的1.5%。here'sthechequebook.whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。eachchequeyouwritewillcost2dollars.你每开一张支票将花2美圆。usefulwordsandphrasesaccountnumber帐目编号depositor存户pay-i

22、nslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequeboo

23、k支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票traveler'scheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票bandar'snote庄票，银票银行英语口语取款、结余i'dliketoknowificandrawonmyaccountforpay

24、mentofthingsibuyintianjin.我想知道一下我是否能提取存款来支付天津购物的费用。iwanttowithdraw200dollarsfrommydepositaccount.我要从我的定期存款中支取200美圆。iwanttoclosemyaccountwithyou.我想结束在你们这儿的帐户。i'dliketodraw100yuanagainstthisletterofcredit.我想从这份信用证上提款100元。mayidrawmoneyagainsttheletterofcredithere我可以在这儿用这份信用证取钱吗.couldyoutellmemybal

25、ance能否把存款结余金额告诉我.pleaseletmeknowmybalance.请告诉我结余金额。ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以为你可用支票提款支付购物费用。yourbalanceatthebankis300yuan.你在本行的结余是300元。yourdepositisexhausted.你的存款支净了。yourletterofcreditisusedup.你的信用证用完了。pleasetellmehowyouwishtodrawyourmoney.请告诉我你希望怎样支款。fillourawithdrawal

26、form,please.请填写取款单。theletterofcreditisexhausted.信用证上的款子已提清。theletteratcounter6willpayyouagainstyournumberslip.六号柜台的出纳员将根据你的号码牌付给你钱。usefulwordsandphrasestocloseanaccount,toclearanaccount结清todrawmoney取款drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptinduplicate一式两份填这张收据teller,cas

27、hier出纳员银行英语口语兑换货币pleasetellmehowmuchyouwanttochange.请告诉我你要换多少。howmuchoftheremittancedoyouwanttoconvertintojapaneseyen你要把多少汇款换成日圆.whatkindofcurrencydoyouwant要哪种货币.what'sityouwishtochange你有什么要换的.whatkindofcurrencydoyouwanttochange要换哪种货币.inwhatdenominations要什么面值的.pleasetellmewhatnoteyouwant.请告诉我要什

28、么钞票。willseventensbeallright7张10元的可以吗.isitintraveler'scheques换旅行支票吗.i'dliketoknowhowishallgiveittoyou.我想知道如何付钱给你。howwouldyoulikeit你要什么面额的.wouldyoukindlysigntheexchangeform,givingyournameandaddress请在兑换单上签字，写出你的姓名和地址，好吗.canyouchangemesomemoney,please能否请你给我兑换一些钱.hereitis,somefrenchfrancs,swiss

29、francs,americandollarsandafewdutchguilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。wouldyoumindgivingmethesixpenceincoppers劳驾给我6便士的铜币。i'dliketoknowifyoucouldchangethismone

30、ybackintou.s.dollarsforme.我想知道能否把这笔兑回成美圆。couldyouchangethesefrenchfrancsforme能给我兑换这些法国法郎吗.canyougiveme100dollarsinswissfrancs能否给我100美圆的瑞士法郎.i'dliketoconvertthefullamountoftheremittanceintou.s.dollars.我想把全部汇款换成美圆。i'dlikesomecoinsforthisnote.我想把这张纸币换成硬币。i'dliketobreakthis50dollarnote.我想

31、把这张50美圆纸币换开。fivetwentiesandtensingles,please.请给我5张20元和10张一元的。ineed300dollarsin100-dollarcheques.我要300美圆票面为100美圆的支票。ihopeyou'llgivemetentraveler'schequesof100dollarseach.我希望给我10张面额为100美圆的旅行支票。infives,please.请给我5元票面的。couldyougivemesomesmallnotes给我一些小票好吗.usefulwordsandphrasescurrency,money货币m

32、oneychanging兑换货币anexchangeform兑换单banknote钞票noteoflargedenomination大票noteofsmalldenomination小票smallchange零钱subsidiarymoney辅币nickelpiece镍币plasticcurrencynotes塑料钞票convertiblemoney可兑换（黄金）纸币银行英语口语储蓄存款利息what'stheinterestrateforthesavingsaccount储蓄存款的利率是多少.doyoupayinterestonthisaccount这种存款付给利息吗.pleaset

33、ellmewhattheannualinterestrateis.请告诉我年利率是多少。interestispaidattherateof1%perannumatpresent.目前每年的利率是1%。itallowsyoutoearnalittleinterestonyourmoney.这可使你从存款中获得一点利息。theaccountcarriesinterestof4%.该存款有4%的利息。theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。theinterestrateforthesavingsaccountis4%.储蓄存款的利

34、率是4%。itvariesfromtimetotime.atpresentitis6%.（年息）每个时期都不同，现在是六厘。usefulwordsandphrasesinterestrate利率simpleinterest单利compoundinterest复利legalinterest法定利息primerate优待利率payableinterest应付利息lendingrate贷款利率usury高利贷thesubsidyrateforvalue-preservedsavings保值储蓄补贴率银行英语口语外汇率tellmethecurrentrateforrmb,please.请告诉我人民币的现价。what'syoursellingrateforrmbyuaninnotestoday你们今天人民币现钞的售价是多少.what'sthedollargoingfortoday美圆今天的售价是多少.ourbuyingra