银行英语专用词汇概述

1、靶account胺 number胺 帐目编号氨deposit瓣or 存户吧pay-in 爸slip 存款岸单绊a depos唉it form皑 存款单瓣a bandi叭ng mach哀ine 自动存霸取机笆to depo碍sit 存款般deposit懊 receip皑t 存款收据伴private稗 deposi隘ts 私人存款柏伴certifi懊cate of碍 deposi翱t 存单把deposit哀 book, 靶passboo跋k 存折叭credit 八card 信用蔼卡吧princip半al 本金般overdra岸ft, ove叭rdraw 透俺支爱to coun把ter sig懊n

2、双签拜to endo罢rse 背书背endorse碍r 背书人胺to cash八 兑现跋to hono皑r a che奥que 兑付吧to dish皑onor a 邦cheque 霸拒付般to susp挨end pay疤ment 止付爸叭cheque,瓣check 支拜票笆cheque 凹book 支票邦本邦order c啊heque 记疤名支票靶bearer 案cheque 坝不记名支票暗crossed啊 cheque碍 横线支票按blank c靶heque 空巴白支票澳rubber 啊cheque 把空头支票邦cheque 隘stub, c案ounterf熬oil 票根疤cash ch捌e

3、que 现金埃支票爸travele般rs che懊que 旅行支袄票吧cheque 哀for tra懊nsfer 转澳帐支票按outstan昂ding ch鞍eque 未付蔼支票疤cancele背d chequ把e 已付支票叭forged 蔼cheque 坝伪支票百Bandar霸s note 奥庄票，银票拌banker 八银行家 半preside奥nt 行长翱savings袄 bank 储挨蓄银行背Chase B肮ank 大通银耙行班Nationa疤l City 靶Bank of啊 New Yo哎rk 花旗银行昂傲Hongkon澳g Shang败hai Ban瓣king Co摆rporati艾

4、on 汇丰银行耙扒Charter唉ed Bank罢 of Ind扳ia, Aus澳tralia 袄and Chi熬na 麦加利银瓣行八Banque 板de IIn扳doChine搬 东方汇理银行靶搬central扮 bank, 白nationa挨l bank,袄 banker佰s bank傲 中央银行啊bank of袄 issue,把 bank o隘f circu背lation 氨发行币银行柏commerc凹ial ban叭k 商业银行，扳储蓄信贷银行叭member 扒bank, c哀redit b绊ank 储蓄信百贷银行半discoun霸t bank 巴贴现银行按exchang办e bank

5、 疤汇兑银行爱request俺ing ban摆k 委托开证银吧行 佰issuing版 bank, 翱opening啊 bank 开摆证银行氨advisin坝g bank,板 notify俺ing ban爸k 通知银行哎negotia斑tion ba隘nk 议付银行瓣拔confirm扳ing ban扳k 保兑银行癌paying 扮bank 付款矮银行败associa爱te bank伴er of c挨ollecti斑on 代收银行颁岸consign白ed bank巴er of c瓣ollecti矮on 委托银行癌罢clearin懊g bank 办清算银行把local b澳ank 本地银背行扒dom

6、esti埃c bank 靶国内银行胺oversea澳s bank 癌国外银行版unincor板porated翱 bank 钱巴庄爸branch 矮bank 银行摆分行昂trustee矮 saving扳s bank 翱信托储蓄银行捌trust c绊ompany 半信托公司皑financi拔al trus背t 金融信托公柏司吧unit tr唉ust 信托投半资公司翱trust i凹nstitut安ion 银行的霸信托部笆credit 办departm翱ent 银行的扳信用部安commerc扮ial cre斑dit com凹pany(di败scount 盎company败) 商业信贷公耙司（贴现公司

7、）板蔼neighbo扳rhood s澳avings 肮bank, b扮ank of 斑deposit傲 街道储蓄所邦credit 阿union 合摆作银行澳credit 把bureau 拌商业兴信所拜self-se翱rvice b碍ank 无人银翱行吧land ba碍nk 土地银行拌百constru佰ction b扮ank 建设银叭行氨industr把ial and巴 commer吧cial ba办nk 工商银行颁敖bank of皑 commun伴ication蔼s 交通银行鞍mutual 爱savings艾 bank 互白助储蓄银行班post of罢fice sa俺vings b袄ank 邮

8、局储氨蓄银行跋mortgag俺e bank,傲 buildi拌ng soci哎ety 抵押银傲行澳industr邦ial ban半k 实业银行吧home lo百an bank翱 家宅贷款银行坝澳reserve隘 bank 准哎备银行疤charter昂ed bank扒 特许银行邦corresp板onding 搬bank 往来蔼银行氨merchan阿t bank,白 accept皑ing ban笆k 承兑银行败investm柏ent ban拔k 投资银行办import 霸and exp盎ort ban皑k (EXIM般BANK) 进岸出口银行罢joint v绊enture 岸bank 合资八银行百

9、money s胺hop, na爸tive ba安nk 钱庄邦credit 皑coopera隘tives 信坝用社哀clearin百g house佰 票据交换所疤public 背account八ing 公共会白计八busines昂s accou翱nting 商唉业会计傲cost ac佰countin拔g 成本会计奥depreci版ation a蔼ccounti版ng 折旧会计佰挨compute半rized a叭ccounti八ng 电脑化会百计跋general芭 ledger拔 总帐澳subsidi搬ary led柏ger 分户帐鞍安cash bo瓣ok 现金出纳吧帐爸cash ac背count

10、 现扳金帐斑journal皑, day-b案ook 日记帐拔，流水帐巴bad deb拔ts 坏帐摆investm安ent 投资瓣surplus袄 结余袄idle ca瓣pital 游班资拜economi败c cycle跋 经济周期按economi澳c boom 熬经济繁荣哀economi癌c reces埃sion 经济拜衰退拔economi熬c depre敖ssion 经袄济萧条坝economi埃c crisi板s 经济危机氨economi败c recov跋ery 经济复吧苏昂inflati跋on 通货膨胀八瓣deflati办on 通货收缩瓣爱devalua肮tion 货币摆贬值暗revalu

11、a稗tion 货币八增值拜interna疤tional 败balance白 of pay安ment 国际案收支捌favoura坝ble bal安ance 顺差拔懊adverse白 balanc氨e 逆差凹hard cu背rrency 氨硬通货 傲soft cu败rrency 柏软通货懊interna爱tional 哎monetar鞍y syste隘m 国际货币制安度瓣the pur摆chasing挨 power 肮of mone叭y 货币购买力澳唉money i皑n circu耙lation 疤货币流通量岸note is爱sue 纸币发敖行量啊nationa佰l budge皑t 国家预算耙na

12、tiona熬l gross唉 produc巴t 国民生产总八值半public 败bond 公债扒奥stock, 把share 股翱票巴debentu蔼re 债券爱treasur皑y bill 哀国库券癌debt ch肮ain 债务链笆伴direct 爱exchang岸e 直接（对角岸）套汇盎indirec唉t excha罢nge 间接（八三角）套汇罢cross r奥ate, ar爱bitrage坝 rate 套矮汇汇率班foreign邦 curren坝cy (exc坝hange) 氨reserve爸 外汇储备罢foreign熬 exchan败ge fluc办tuation搬 外汇波动阿fore

13、ign哎 exchan奥ge cris吧is 外汇危机癌鞍discoun绊t 贴现佰discoun芭t rate,背 bank r绊ate 贴现率霸八gold re霸serve 黄敖金储备案money (把financi艾al) mar疤ket 金融市柏场败stock e鞍xchange氨 股票交易所敖broker 澳经纪人芭commiss懊ion 佣金扒bookkee摆ping 簿记隘扮bookkee笆per 簿记员艾俺an appl阿ication搬 form 申吧请单爱bank st昂atement啊 对帐单澳letter 笆of cred澳it 信用证胺strong 芭room, v氨

14、ault 保险爸库暗equitab皑le tax 澳system 邦等价税则澳specime唉n signa艾ture 签字班式样拔banking柏 hours,邦 busine拜ss hour拌s 营业时间啊银行英语口语叭新开帐户般What ki般nd of a颁ccount 半did you般 have i捌n your 伴mind?芭你想开哪种帐户笆?佰Do you 白like to颁 open a懊 curren扳t accou疤nt?俺你想开一个活期唉存款帐户吗?坝A depos摆it or c扒urrent 艾account扮?定期还是活期?暗Please 按tell me拌 ho

15、w yo哎u would搬 like t熬o depos盎it your安 money.佰请告诉我你想存案何种户头?百Theres耙 a serv瓣ice cha艾rge for懊 the ch把ecking 岸account扳 but no邦 charge靶 for th懊e savin罢gs.安支票户头要收服柏务费，现金户头邦不收。胺Our min岸imum de阿posit f奥or a sa搬vings a败ccount 白is 100 爱dollars拜.巴我们储蓄存款的吧最低存款额是1按00美圆。按Five yu氨an is t岸he mini半mum ori稗ginal d埃ep

16、osit.稗最低起存款额是哀5元。凹You can叭 open a阿 saving班s accou盎nt at a百ny time胺 with a绊n initi俺al depo拜sit of 哀50 doll傲ars.案你可随时以50跋美圆的起存额开爸立储蓄帐户。扒Even on叭e yuan 巴is all 摆right.坝甚至一元也可以肮起存。爸Here is百 your p八asbook.斑 Please澳 bring 傲it back爸 when y搬ou depo伴sit or 拌withdra捌w money傲 any ti霸me you 鞍like. K罢eep it 拔wel

17、l an柏d infor昂m us wh摆enever 肮you los碍e it.扮这是你的存折，碍存取款时请带来佰。保管好存折，岸遗失请告诉我们捌。拜I shoul百d like 百to open氨 a curr扒ent acc懊ount.矮我想开一个活期拜存款帐户。矮I need 挨a check柏ing acc暗ount so伴 that I挨 can pa稗y my bi按ll.埃我需开个支票帐靶户，这样就能付艾帐。靶Wed li办ke to k百now how癌 we ope昂n a che把cking-s稗avings 败account懊.埃我们想知道如何白开一个支票储蓄绊帐户。

18、爱I have 艾a check搬ing acc碍ount he邦re.半我在这里有一个背支票存款帐户。拔I think斑 Id li艾ke a de百posit a柏ccount.熬我想要开个定期拌存款帐户。八Can I o爸pen a c扳urrent 笆account八 here?百我能否在这儿开爸个活期存款帐户昂？靶I want 扮to open板 a depo罢sit acc矮ount wi摆th you.搬我要开个储蓄帐背户。澳Id lik败e to op哎en a de佰posit a疤ccount 爱with yo爱u.艾我想在你们这儿版开个定期存款帐巴户。伴Could y蔼o

19、u tell鞍 me the拔 differ办ence be百tween a鞍 saving绊s accou案nt and 昂a check拌ing acc鞍ount?敖请告诉我储蓄存敖款与支票存款的奥区别好吗？扮Please 柏tell me盎 the pr癌ocedure肮 for op捌ening a爸 saving懊s accou暗nt.阿请告诉我开个储把蓄帐户需要什么邦手续。袄Will 10斑0 yuan 岸be enou唉gh for 稗a minim肮um depo碍sit?拜100元作最低蔼存款额够吗？熬Id lik鞍e to kn败ow whet按her a 2白00 yua

20、n班 deposi埃t will 瓣be enou艾gh for 芭opening爱 a chec奥king ac翱count.稗我想知道开一个昂支票帐户200斑元存款是否够。肮Could y奥ou tell鞍 me how颁 to ope挨rate th巴is acco哀unt?巴请告诉我如何经隘管这个帐户好吗凹？俺Is ther埃e any m矮inimum 般for the蔼 first 斑deposit霸?版第一次储蓄有最靶低限额吗？爱How muc碍h does 啊each ac叭count c啊ost?拌每个帐户要花多肮少钱？佰Useful 氨Phrases胺current澳 de

21、posi吧t, curr稗ent acc扳ount 活期板存款巴fixed d岸eposit,凹 fixed 俺account隘 定期存款跋fixed d胺eposit 扳by inst癌allment绊s 零存整取爸joint a俺ccount 胺联名存款帐户办to open百 an acc癌ount 开户颁头伴银行英语口语稗存款疤How muc板h do yo袄u want 哀to depo胺sit wit肮h us?安你想在我们这存案多少？扳How muc凹h do yo矮u wish 稗to pay 敖into yo捌ur acco拔unt?拌你希望在你的户霸头上存多少？唉How mu

22、c版h money拔 do you百 plan t罢o keep 扮in your拌 accoun埃t on a 绊regular爸 basis?耙你计划在你的户凹头上定期存放多安少钱？扳How muc癌h cash 啊do you 艾plan to跋 deposi啊t in yo版ur acco碍unt?百你有多少钱要存捌入呢？败I think邦 you ma挨y depos氨it your鞍 money 般with th扮e bank,艾 or lea班ve it h瓣ere for敖 tempor八ary saf佰e-keepi岸ng.敖我认为你可把钱把存入银行，或留傲在银行暂保管起啊来

23、。肮Would y敖ou plea爱se fill败 in the暗 deposi鞍ting fo唉rm, giv疤ing the扳 sum of鞍 money 疤youre 稗to depo捌sit as 昂well as办 your n板ame, ad唉dress a扒nd prof邦essiona扳l unit?熬请填张存款单，爱写明要存的数额佰以及你的姓名，拜地址和工作的单斑位，好吗？拔I want 按to depo扮sit 300癌 yuan i傲n my ac碍count.袄我想在我的户头摆上存300元。跋I want 板to depo鞍sit the安se cheq叭ues in

24、 背my acco佰unt.埃我想把这些支票澳存在我的户头上挨。百Id lik颁e to pa矮y 200 y坝uan int阿o my de白posit a靶ccount.哎我想在在我的定般期存款户头上存背200元。肮I want 按to depo哎sit my 拔paychec肮k.百我想存入我的工柏资支票。搬Id lik奥e to kn捌ow whet绊her I c笆an cash跋 a cheq氨ue here八.柏我想知道我能否唉在这兑换支票。佰Will yo盎u pleas暗e cash 稗this tr案aveler疤s chequ埃e?捌请兑现这张旅行艾支票好吗？爱Id li

25、k暗e to ca岸sh this吧 money 凹order.佰我想兑现这张汇按款单。挨I want 碍to cash叭 the ba拌lance o按f a tra半velers碍 letter皑 of cre罢dit.板我要把旅行信用扳证的结余兑现。白Will yo艾u pleas哎e tell 扳me whet靶her you安 charge耙 for ch叭eques?疤请告诉我兑换支懊票收手续费吗？凹Could y般ou tell癌 me how昂 much t按he chec挨ks cost胺?岸请告诉我这些支鞍票要花多少钱？胺What if傲 I over半draw?班如果透支

26、了怎么俺办？俺Please 芭sign yo懊ur name摆 on the矮 bottom哎 line i蔼f you w澳ant to 矮cash th霸e check盎.败如果想兑支票，暗请在底线上签名吧。伴Please 挨write y翱our acc隘ount nu班mber on扒 the ba癌ck of t氨he chec白k.艾请在支票背面写把上你的帐号。袄We hono安red the芭 check 版as the 稗overdra办ft was 艾only 5 唉yuan.爱我们承兑这张支暗票的透支额只有傲5元。翱Please 巴endorse柏 the ch瓣eque.

27、巴请背签这张支票傲。伴The tra般velers哎 checks吧 cost 1靶.5% of 跋the tot靶al amou皑nt of p稗urchase把.奥旅行支票手续费挨是购买总额的1捌.5%。扳Heres 稗the che奥que boo瓣k. When傲 you se胺nd a ch吧eque by叭 post b般e caref蔼ul to c啊ross it啊, but i疤f you w办ish to 爱cash a 拌cheque 哎yoursel肮f, you 吧must le佰ave it 案open.澳这是一本支票簿疤，你邮寄支票时扒，注意要在支票疤上打叉线。但

28、是笆如果你本人想开矮张兑现支票，就懊不可打叉线。邦Each ch凹eque yo佰u write疤 will c挨ost 2 d摆ollars.奥你每开一张支票绊将花2美圆。捌Useful 吧Words a翱nd Phra傲ses唉account靶 number俺 帐目编号哀deposit稗or 存户皑pay-in 佰slip 存款捌单奥a depos拜it form背 存款单靶a bandi岸ng mach哎ine 自动存邦取机把to depo颁sit 存款拔deposit拜 receip背t 存款收据俺private摆 deposi凹ts 私人存款拜certifi暗cate of芭 dep

29、osi叭t 存单板deposit哀 book, 笆passboo板k 存折半credit 奥card 信用埃卡安princip八al 本金唉overdra澳ft, ove凹rdraw 透熬支澳to coun澳ter sig佰n 双签耙to endo办rse 背书白endorse巴r 背书人熬to cash哀 兑现奥to hono搬r a che癌que 兑付吧to dish蔼onor a 半cheque 耙拒付昂to susp巴end pay熬ment 止付版cheque,百check 支搬票拌cheque 拌book 支票拔本癌order c巴heque 记袄名支票扒bearer 翱cheq

30、ue 佰不记名支票白crossed八 cheque暗 横线支票岸blank c拌heque 空扳白支票拌rubber 版cheque 岸空头支票奥cheque 扒stub, c白ounterf拔oil 票根傲cash ch澳eque 现金岸支票般travele阿rs che搬que 旅行支扒票敖cheque 耙for tra埃nsfer 转班帐支票哎outstan八ding ch版eque 未付板支票拔cancele背d chequ安e 已付支票把forged 背cheque 凹伪支票瓣Bandar版s note 疤庄票，银票安银行英语口语癌取款、结余案Id lik唉e to kn背ow if

31、 I澳 can dr坝aw on m艾y accou翱nt for 阿payment按 of thi奥ngs I b白uy in 癌Tianjin俺.安我想知道一下我白是否能提取存款疤来支付天津购物百的费用。拌I want 霸to with安draw 20佰0 dolla阿rs from办 my dep盎osit ac伴count.叭我要从我的定期凹存款中支取20背0美圆。跋I want 熬to clos捌e my ac巴count w百ith you班.佰我想结束在你们稗这儿的帐户。靶Id lik拌e to dr佰aw 100 捌yuan ag盎ainst t熬his let把ter of

32、蔼credit.胺我想从这份信用伴证上提款100俺元。氨May I d碍raw mon跋ey agai办nst the盎 letter瓣 of cre懊dit her耙e?埃我可以在这儿用版这份信用证取钱叭吗？凹Could y扮ou tell罢 me my 暗balance吧?扮能否把存款结余伴金额告诉我？搬Please 瓣let me 柏know my柏 balanc吧e.靶请告诉我结余金巴额。百I think百 you ca邦n draw 傲on this耙 accoun扳t by ch胺eque in扒 paymen背t of go八ods.翱我以为你可用支版票提款支付购物哎费用。板Yo

33、ur ba岸lance a翱t the b安ank is 扮300 yua靶n.皑你在本行的结余哀是300元。袄Your de拔posit i罢s exhau蔼sted.百你的存款支净了邦。耙Your le白tter of跋 credit安 is use摆d up.摆你的信用证用完敖了。耙Please 按tell me爸 how yo瓣u wish 罢to draw跋 your m奥oney.疤请告诉我你希望八怎样支款。胺Fill ou笆r a wit捌hdrawal扳 form, 办please.请填写取款单。半The let霸ter of 昂credit 捌is exha把usted.吧信

34、用证上的款子扒已提清。蔼The let败ter at 白Counter伴 6 will般 pay yo扮u again拌st your昂 number傲 slip.罢六号柜台的出纳吧员将根据你的号奥码牌付给你钱。阿芭Useful 疤Words a案nd Phra隘ses败to clos百e an ac拔count, 巴to clea澳r an ac把count 结靶清奥to draw芭 money 瓣取款暗drawing佰-out sl癌ip 取款单板the num爸ber sli挨p 号码牌岸a withd啊rawal f安orm 取款单奥to fill稗 in the半 receip盎t

35、in du扳plicate埃 一式两份填这拜张收据办teller,傲 cashie瓣r 出纳员皑银行英语口语板兑换货币半Please 埃tell me盎 how mu挨ch you 颁want to伴 change昂.靶请告诉我你要换般多少。坝How muc败h of th邦e remit板tance d啊o you w拔ant to 扒convert翱 into J绊apanese碍 yen?隘你要把多少汇款澳换成日圆？岸What ki稗nd of c奥urrency斑 do you埃 want?要哪种货币？盎Whats 斑it you 碍wish to斑 change吧?靶你有什么要换的绊

36、？般What ki凹nd of c背urrency傲 do you扳 want t斑o chang盎e?要换哪种货币？把In what罢 denomi爱nations岸?要什么面值的？拜Please 敖tell me颁 what n懊ote you唉 want.半请告诉我要什么巴钞票。胺Will se伴ven ten傲s be al昂l right霸?懊7张10元的可矮以吗？碍Is it i笆n trave哎lers c岸heques?换旅行支票吗？斑Id lik碍e to kn斑ow how 背I shall搬 give i搬t to yo爸u.澳我想知道如何付隘钱给你。爱How wou班l

37、d you 傲like it背?熬你要什么面额的啊？坝Would y白ou kind颁ly sign靶 the ex阿change 碍form, g奥iving y凹our nam凹e and a爱ddress?白请在兑换单上签叭字，写出你的姓傲名和地址，好吗隘？扒Can you蔼 change昂 me som胺e money百, pleas邦e?班能否请你给我兑般换一些钱？办Here it伴 is, so拌me Fren俺ch fran笆cs, Swi按ss fran半cs, Ame癌rican d拔ollars 拔and a f白ew Dutc霸h guild唉ers.熬这些就是：一些耙法

38、国法郎，瑞士瓣法郎，美圆和一哀些荷兰盾。胺Would y熬ou plea笆se give笆 me sev哎en five捌-pound 矮notes, 岸four po捌und not叭es and 胺four te败n-shill靶ing not凹es, and矮 the re办st in s唉mall ch矮ange.叭请你给我7张5澳镑纸币，4张1拔镑纸币，4张1佰0先令纸币，剩白下的要零票。扮Would y摆ou mind跋 giving叭 me the办 six pe蔼nce in 懊coppers伴?霸劳驾给我6便士斑的铜币。罢Id lik耙e to kn唉ow if y胺ou c

39、oul半d chang挨e this 百money b爸ack int版o U.S. 傲dollars邦 for me办.隘我想知道能否把挨这笔兑回成美圆蔼。斑Could y扮ou chan俺ge thes班e Frenc跋h franc翱s for m翱e?拔能给我兑换这些白法国法郎吗？稗Can you柏 give m按e 100 d霸ollars 俺in Swis白s franc挨s?捌能否给我100扒美圆的瑞士法郎拔？板Id lik熬e to co胺nvert t斑he full霸 amount巴 of the柏 remitt霸ance in癌to U.S.哀 dollar笆s.昂我想把

40、全部汇款按换成美圆。矮Id lik氨e some 蔼coins f稗or this哀 note.巴我想把这张纸币皑换成硬币。邦Id lik扳e to br扳eak thi胺s 50 do碍llar no败te.袄我想把这张50扒美圆纸币换开。坝Five tw隘enties 哎and ten案 single跋s, plea柏se.岸请给我5张20皑元和10张一元吧的。叭I need 癌300 dol跋lars in俺 100-do版llar ch佰eques.班我要300美圆百票面为100美昂圆的支票。熬I hope 摆youll 伴give me捌 ten tr坝aveler叭s chequ矮

41、es of 1版00 doll艾ars eac熬h.摆我希望给我10搬张面额为100岸美圆的旅行支票斑。皑In five暗s, plea唉se.唉请给我5元票面柏的。爸Could y巴ou give爸 me som唉e small搬 notes?芭给我一些小票好般吗？霸Useful 邦Words a板nd Phra暗ses蔼currenc绊y, mone霸y 货币盎money c把hanging埃 兑换货币皑an exch拔ange fo吧rm 兑换单拔bank no霸te 钞票啊note of肮 large 艾denomin伴ation 大暗票啊note of盎 small 爱denomin

42、碍ation 小瓣票拌small c按hange 零班钱跋subsidi柏ary mon佰ey 辅币埃nickel 胺piece 镍氨币唉plastic半 curren把cy note翱s 塑料钞票稗convert碍ible mo搬ney 可兑换百（黄金）纸币摆银行英语口语蔼储蓄存款利息败Whats 班the int俺erest r傲ate for靶 the sa笆vings a佰ccount?敖储蓄存款的利率奥是多少？坝Do you 霸pay int柏erest o皑n this 八account般?百这种存款付给利般息吗？哎Please 胺tell me肮 what t败he annu拌a

43、l inte案rest ra安te is.绊请告诉我年利率岸是多少。懊Interes挨t is pa艾id at t般he rate扒 of 1% 奥per ann颁um at p昂resent.扒目前每年的利率跋是1%。澳It allo颁ws you 碍to earn半 a litt瓣le inte罢rest on扳 your m氨oney.伴这可使你从存款胺中获得一点利息扒。瓣The acc癌ount ca板rries i奥nterest胺 of 4%.氨该存款有4%的扒利息。捌The int岸erest i艾s added八 to you俺r accou懊nt ever绊y year.背

44、每年的利息都加拌到你的存款中。碍The int哎erest r暗ate for挨 the sa翱vings a背ccount 板is 4%.扮储蓄存款的利率坝是4%。拔It vari般es from澳 time t靶o time.办 At pre敖sent it疤 is 6%.埃（年息）每个时挨期都不同，现在邦是六厘。伴Useful 翱Words a巴nd Phra奥ses芭interes般t rate 罢利率罢simple 按interes碍t 单利澳compoun袄d inter白est 复利邦legal i爱nterest挨 法定利息按prime r皑ate 优待利澳率岸payable安 intere霸st 应付利息翱lending氨 rate 贷安款利率按usury 高蔼利贷捌the sub懊sidy ra安te for 碍value-p绊reserve袄d savin邦gs 保值储蓄熬补贴率捌银行英语口语奥外汇率伴Tell me拌 the cu班rrent r氨ate for摆 RMB, p哀lease.鞍请告诉我人民币邦的现价。佰Whats 捌your se翱lling r芭ate for奥 RMB yu伴an in n伴otes to碍day?碍你们今天人民币搬现钞的售价是多翱少？靶Whats 疤the dol笆la