2022年银行招聘考试题库高分预测300题及1套参考答案(浙江省专用)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、支付的在建工程人员的工资属于（）产生的现金流量。

A.筹资活动

B.经营活动

C.汇率变动

D.投资活动【答案】DCJ2J1Y4R10H9L9N3HI4J3O5V5U8M10G3ZG9Y6Z1E8I2S7N12、“应收账款”、“应付账款”、“原材料”等属于()账户。

A.总分类

B.明细分类

C.总明细

D.其他【答案】ACY6N4Z3Y5N9T9J3HG8M9U1K3C4I3V5ZZ6X7M6H4L5S9L73、——“Isthere（）here?”

A.anybody

B.everybody

C.somebody

D.nobody【答案】BCM5F2R3K9O7A5Y4HS3P9N2T8P1I3O7ZX10K7W5Q1Q5G8L104、下列销售预测方法中，属于定性分析法的是（）。

A.指数平滑法

B.加权平均法

C.德尔菲法

D.回归直线法【答案】CCP4K9U4U9E3C6O6HF10W3M6I5O9T1B9ZT4S5L4R2O6T10Z15、2020年1月2日电，自今年1月1日起，符合条件的港澳台居民可在（）参加社会保险。目前，珠海市已启动实施港澳台居民参加珠海社会保险工作，专题部署和组织培训。

A.珠海市

B.深圳市

C.广州市

D.厦门市【答案】ACC1Y6T5U9T3L8L3HE6B8L7L5B3E8K2ZP4L5G1S8S5V3A86、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessphilosophy

B.China’sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina【答案】BCU5I9G8H3B5C7B4HT5G9F6Q2G2W2V2ZW10V8A10Y3V10H5R97、资料：Doyouwanttoseetheworld?ThenplantovisittheSilverPoseidonCruisesCareerFaironTuesday,November15from9a.m.to4p.m.orWednesday.November16from5p.m.to9p.m.Wearelookingforfoodservice,entertainers,andmaintenancesstafftoworkaboardourmanyvessels.FreetravelisjustthebeginningwhenyouworkforSilverPoseidonCruises.

A.Careeradvancementopportunities

B.Paidtrainingprograms

C.Freetravel

D.Timeoffforholidays【答案】DCJ2M2Y8T10F9V1E6HT7O6A10T9V1Q7K2ZO3T4Z10T6X3L3O58、InWesternAustralia，therearearound450aircraftmaintenanceengineers，mostof______workinthePerthmetropolitanarea.

A.them

B.whom

C.which

D.they【答案】BCN4X8G1H3M8C4L7HZ7N6H3D5J1M2B2ZE4S5S1H1P5D9L39、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.

A.deprivespeopleofagoodsleep

B.disturbspeople'slife

C.makespeoplealwaysrestless

D.isbeneficialtopeople【答案】DCC2N9G1Q7L4P2B10HQ7S2R9H1E9X2J10ZJ1N4Z5N10B9V8I810、经济利润也称为（）。

A.超额利润

B.正常利润

C.会计利润

D.隐成本【答案】ACU6N7F7S10U2G4L4HS6V6M2P2V2J4G7ZR2R6Z3O4H4Q2Q1011、资料：OurgoalwiththenewMacBookwastodotheimpossible:engineerafull-sizeexperienceintothelightestandmostcompactMacnotebookever.Thatmeantreimaginingeveryelementtomakeitnotonlylighterandthinnerbutalsobetter.Theresultismorethanjustanewnotebook.It’sthefutureofthenotebook.Andnow,withsixth-generationIntelprocessors,improvedgraphicsperformance,fasterflashstorage,andupto10hoursofbatterylife.MacBookisevenmorecapable.

A.MacBooksellsverywell

B.ThedesignofMacBooklacksdetails

C.ItisveryhardtocreatesuchaproductasthenewMacBook

D.ThedesignofMacBookisclassic【答案】CCJ9Z4H9U3N8T5M6HI2V1X7G1F9S7G7ZB8Q2S4J8P1E5U912、资料：YourCompanyLogoandContactInformation

A.moreinformationcanbeprovidedasneeded

B.thesurveyhasnotbeenfinishedyet

C.thereceiveristhewriter'simmediateboss

D.theenclosedreportwassolelymadebythewriter【答案】ACH6O5E1V4U6A3W4HQ5Y7H3U2H10H1G5ZH6U6D10Y8A9O6Q113、Whenyouwriteacheque,thebankwill______you2dollars.

A.cost

B.spend

C.save

D.charge【答案】DCD10L9F10G10Q2J7T6HG2V9S8I4L2F8A4ZC8J3B5Y9A2S8K814、对其他货币资金主要审查其真实性和合法性，在方法上一般采用主要实证法，具体运用时主要采用()。

A.询问法

B.核对法

C.核对法和盘点法

D.抽查法和盘点法【答案】CCO7L4Z10O2V3Z1T6HZ5F1Z6X8Y10S1N7ZR1V5X7T7H4I10Y215、资料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.

A.evenifwecanseewell

B.onlywhenwecannotseeperfectly

C.onlywhenwerealizehowimportantoureyesare

D.onlywhenwecanseewell【答案】ACC1N9Z10Z6X5T4O9HT9I10Z10A3Y9A1A4ZG10V1H6T9D5N6T1016、资料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.Toenablerobotstoservehumans

B.Todecreasehumansfearaboutrobots

C.Tomakerobotsmorehuman-like

D.Toequiprobotswithhumanemotions【答案】CCW3T4K7D7P6C7D10HZ2S3P6O10P3L9J6ZM1F10O1B8Y2N2B717、资料：EarlyExperiences

A.Todeterminewhethertheproductisuser-friendly

B.Toseeiftheprocessissimpleenoughforuserstounderstand

C.Tolearnaboutusers'perspective

D.Tocancelaprocessornavigatetoaspecificfunctionorlocation【答案】DCS1C10D3S6R2J10L2HH1O4N5S6S6G2L8ZO8V3Q3J10P9U2V918、绩效薪金制通过报酬与绩效的挂钩强化了对员工的激励，这种做法与（）的原理最为吻合。

A.领导一成员交换理论

B.双因素理论

C.期望理论

D.DRG理论【答案】CCZ5O8R9P1Y3C5U8HF1M3R1F6E1P8S8ZD6O9Q9E4J4L8P519、资料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

A.Tradeandglobalizationaredebatable

B.Erectingtradebarrierscannotbringgrowthandprosperity

C.Tradeandglobalizationhavecausedseverepaininrecentyears

D.Opposingtradeandglobalizationisunderstandableandreasonable【答案】BCK5L2Y6A8J4L7R1HQ8T5D5U5F3L9V10ZL8H5X4J10E6G8L220、苏州曾经是经济兴盛、文化发达、人才荟萃之地，明末清初以后，苏州士绅除少数人发生身份和观念转化外，多数人的传统观念仍根深蒂固。而作为社会主流的士绅观念和意识往往通过各种渠道浸润展延，严重影响一般民众，正因如此，晚清苏州民风靡弱闲散，生活节奏缓慢，缺乏早期现代化必需的紧迫感与开拓精神。清末及民国初期，苏州人很少愿意将资本投入到现代实业中，以至于苏州钱庄吸收的存款在当地难以消纳，不得不转向外埠了求出路。

A.清末苏州资金消纳的途径与方式

B.苏州民众在士绅观念影响下的转变

C.民国初期苏州实业发展衰落的原因

D.士绅观念制约了近代苏州的现代化进程【答案】DCX6J6N5U3K10M3U9HE4I7J1K6K9X10Q1ZS7A8F2J3L2P2W1021、()假设是指在可以预见的将来，企业将会按当前的规模和状态继续经营下去。不会停业，也不会大规模削减业务。

A.会计主体

B.会计分期

C.货币计量

D.持续经营【答案】DCB4A5K2L5S2N9O8HB6O5A1X3O4E10L5ZG5O4T6N9U2E7J122、货币在（）时，执行国际财富转移手段职能。

A.支付国际贸易差额

B.购买外国商品

C.支付外国劳务费用

D.对外援助【答案】DCI6Y3S1A9N10I2F2HT7I4L6J2W9Q1V7ZQ4Y3P1P8D3O9S623、Passage4

A.Largeimagination

B.Quickaction

C.Greatambition

D.Greatinvestment【答案】DCJ2Y9S9R3H5R10K6HT9G7L6Q10L7I6J7ZX5H7I5P1L2Y5A824、资料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.

A.psychologist

B.surgeons

C.researchers

D.psychiatrists【答案】BCG5E9Z6Z1G8L4Z9HL2R6V8V1P4S9V9ZE7J8O1B8F3N6Q525、______thebrain’sworkingisatremendouschallengeand,judgingbytheadvanceofcurrentprocessorpowerandcomplexity,willtakeatleastseveraldecadesmoretoreacheventhemostelementarylevels.

A.Increasing

B.Imitating

C.Observing

D.Speculating【答案】BCN8L1U8L2J3K5G9HZ7O5P10O1J1L1P10ZR3O1L4D3X3O3G226、下列处理属于无损压缩的是（）。

A.将BMP文件压缩为文件

B.用WinZip软件压缩文件

C.将电影制作成VCD

D.将电影制作成DVD【答案】BCL2K4L4Z4A2B3H9HX3W4N1Q4C8V6X10ZX6U2T9G6R2L9Z127、中国古代哲学家荀子说：“心不在焉，则A黑在前而目不见，雷鼓在侧而耳不闻。”这句话表明人的意识具有（）。

A.客观性

B.能动性

C.对象性

D.任意性【答案】ACN1N1R1E1V8E8Q2HU6D7R10Q3C1Z5J5ZQ7M9Y6G7J1Q5R828、Passage1

A.ItismuchbetterthanthatoftheirEuropeancounterparts

B.Ithasbeenonthedeclineeversincetheturnofthecentury

C.IthasnotimprovedasmuchasreportedbytheCensusBureau

D.Ithasnotbeenaccuratelyassessedandreportedsincemid-2000s【答案】CCR7S5O7M7Y1P5R4HK9Z9F2N6A1G2N2ZZ10G9I4S3I8O6V629、Airfareswillbe________onJuly20.Domesticflightswillgodownby10percent,butinternationalflightswillgoupby.

A.revised

B.resided

C.reshaped

D.reserved【答案】ACZ6Y10I4M4R2J6L2HH6F6P4A9W2T4R8ZK7Y5U1M4B8W10T530、资料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.

A.Neutral

B.Positive

C.Negative

D.Notmentioned【答案】CCC7F6C5A4L10J10E7HG6M6K5V9E7D1X6ZS3Q10Y3O6K10F4S1031、（）thewealthofthecountryincreases,morewastewillbeproduced.

A.With

B.As

C.For

D.Since【答案】BCD3Y4U10T1P5S7W2HO7Q4K5K6U1H2G7ZD4H10X1Q6E8H9C1032、Ourpriceis______ascomparedwiththatintheinternationalmarket.

A.reasonable

B.accountable

C.perfect

D.affordable【答案】ACC3A1A6W9A6B7H10HY9Z7N2G3G5K5V3ZA9W3G10Y7L4N9N733、在资本运动中直接创造剩余价值的资本是（）。

A.流动资本

B.货币资本

C.商品资本

D.生产资本【答案】DCU2O8N8O2T4L6E7HE4P2D5S6E2F2M10ZL8D7A5R4C4W1N734、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（）。

A.正常

B.关注

C.次级

D.可疑【答案】DCI10X4H2V8E4S1G8HG2H7E5W6U2P7T3ZE9P8I1J7A8A7O835、下面有关计算机的叙述中，正确的是（）。

A.计算机的主机只包括CPU

B.计算机程序必须装载到内存中才能执行

C.计算机必须具有硬盘才能工作

D.计算机键盘上字母键的排列方式是随机的【答案】BCR7V6L4K8Q8X9R1HG4I3I10S7G2V4K3ZK2N7U1G8A3O9J836、资料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit’sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.

A.fullnightofsleepdeprivationputspeopleontheriskoffalsememory

B.Short-termlackofsleepismorelikelytoresultinmemorydistortion

C.Deprivationofsleepfailstohaveimpactontheabilitytomemorizelist

D.Yourownnamewillnotescapeyounomatterhowlongyousleep【答案】ACE6E4T3R5L3F6Z5HD6G3O6R7Y8B1B7ZV10X7O10H5P10L2P837、资料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。

A.Bossespushemployeestoworkbysendingemailsanytime

B.Employeesareexhaustedbytheconstantneedtocheckemails

C.Companiesmeantostresstheworkersoutbysendingemails

D.Noneofabove【答案】BCT7M5G8V1U1N10X1HD7L10Q7L1H10A5V5ZS10B8I3R1Y10M5T238、ClarksonLibrarywillbeclosedforrenovationsfromMay3toJuly15,____whichtimethecollectionwillnotbeopentothepublic.

A.with

B.between

C.during

D.while【答案】CCR6O9Z10Z10K8U1P9HD6L9D7K9L3C7J8ZP5O5Z8Z8H3G6V339、Passage3

A.ThedollarhaslittlerespectinNewEngland

B.EuropeansbegintothinkmorewarmlyoftheU.S

C.ImportedfoodismoreexpensivetotheAmericans

D.SomelargeAmericancorporationsmakemoreprofits【答案】ACZ10F5C1F2E2Q10R2HA10W4X3V6Y1H10F7ZH3F7U10G2U6G4Q340、下列贷款中至少归为次级类的是（）。

A.借款人利用合并、分立等形式恶意逃废银行债务，本金或者利息已经逾期

B.本金和利息虽尚未逾期，但借款人有利用兼并、重组、分立等形式恶意逃废银行债务的嫌疑

C.同一借款人对本行或其他银行的部分债务已经不良

D.本金或者利息逾期【答案】ACU5R7H5X9B4E7X5HZ9V9P10D1K3Y7K9ZW9Z7E3Y8N2B6S141、下列哪个选项不在世界四大文明古国之列？（）

A.巴比伦

B.雅典

C.埃及

D.印度【答案】BCN5N6H6O9G8W10X6HU9P2P2A6Z10K2A5ZD9E4N9J8S8F8G642、Passage1

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness【答案】DCG3P4A5Y2I4G10B10HZ5Y6S5R9T5R5U6ZK5P1G7Q1R4B2Z1043、根据利率期限的结构性溢价理论，如果在接下来的3年中，预期的1年期债券利率分别为4%、5%、6%，3年期债券的流动性溢价为0.5%，那么3年期债券的利率是（）。

A.4%

B.4.5%

C.5%

D.5.5%【答案】DCT6V6Y1S10O1G5I10HW5F5H1X4L6D10R4ZA1W7X5F9D10E1B244、Theycouldgiveyouanationally____qualificationandtheexperienceyouneedtogetthejob.

A.recognized

B.viewed

C.regarded

D.realized【答案】ACG8N4O5C5A6X3U5HF7S9G8E8M9P7K2ZW4D10K10B7K3L2V745、Thesuspicionthattheservantisdishonesthasproved（）true.

A.alltoo

B.tooall

C.muchtoo

D.toomuch【答案】ACC2G2V10T1B2G5F5HY9D5R4I8A8D5B7ZC7W7C3J10T7E2E846、下列各项不是戏剧的是（）。

A.《蝶恋花》

B.《桃花扇》

C.《窦娥冤》

D.《西厢记》【答案】ACX10S7P2J10N8G5D8HJ8K3N5I9P3V7K4ZW9D9X9C8F1Y7L247、（）股份相对固定，一般不向投资者增发新股或赎回旧股。

A.公司型基金

B.契约型基金

C.封闭型基金

D.开放型基金【答案】CCB4H6Q6R6Y3M5C10HD4Q5M6K4K6L1D6ZB7P5Q1B5V5P10S648、资料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.审讯

B.检验

C.麻烦

D.试用【答案】DCS6S6F2P1T6P8U9HE5T5L4N4I8O9O5ZM6T4L7G6P3M3Q649、基金管理公司的监管机构是（）。

A.证监会

B.银监会

C.中国人民银行

D.中国银行协会【答案】ACH4Y5K8I1X9Z5H8HL6X2K2Q4N4R7D5ZF9B1W10J7J3N4N150、某商业银行违反审慎经营规则，造成资本和资产状况恶化，严重危及稳健运行，损害存款人和其他客户合法权益。对此，银行业监督管理机构对该银行依法可采取的措施是（）。

A.限制分配红利和其他收入

B.限制工资总额

C.责令处罚高级管理人员

D.责令减员增效【答案】ACB2K3W5L10O9B6P1HP7Y6S10O1E2Y8G3ZX10V2Z4R6V8J8O451、下列反映资源配置的两种方式的经济范畴是（）。

A.产品经济和商品经济

B.商品经济和市场经济

C.市场经济和计划经济

D.计划经济和产品经济【答案】CCE6T10W8X4O9Z7I7HU9I3Y5F9I5D6Y1ZQ9R6S7M8P2X8C852、资料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.

A.TostartanexplanationofFaceID'susingcondition

B.TomentionthatAppleInc.showstheirnewproductunderawelldesignedenvironment

C.ToimplythatFaceIDhasitslimits

D.Toaddacontextexplanationoftheinterestingdemo【答案】CCU6W3W5G5V10E3C6HW5H1L8N3U6L9R1ZQ8V8U1I8T1A7H953、资料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwheremanyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityarehardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisinturnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthatequalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworldcharacterizedbycooperationratherthanbythebattleofthesexes.

A.Theman

B.Thewoman

C.Thechildren

D.Thepsychologist【答案】CCQ6E1A1S8X8W6C10HO7N6R9R9C1X3K2ZN7X8X9K9C10S7A554、资料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventingfraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdataandthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdatausedinmakingdecisions.

A.Preventingfraud

B.Providinghelpformakingdecisions

C.Improvingthesenseofresponsibilityofemployees

D.Protectingassets【答案】CCD7M3F8L6G10C3O6HA1O4F9D3Z8L1N9ZI6W3E5F4H5R9Q555、____themallup,youcanfinallygettheanswer.

A.Adding

B.Added

C.Toadd

D.Add【答案】CCU3J4P6D2Y3H5E9HG10I6O6X9Y4F2A1ZI7R4Z10A4A5O1A856、资料：Weneverthoughtwe'dsaythis,butwe'dwelcomebacksomechillyweather.

A.About60sand70s

B.Between60sand90s

C.Below60s

D.About80sand90s【答案】DCE5Q1F3Q4K1A8T9HR9K10M3G4I10I3Z5ZE10T7Q4H9L2R1M657、证券公司为客户融券交易属于（）。

A.内幕交易

B.操纵市场

C.欺诈客户

D.信用交易【答案】DCM2M10B5K8E9C8Y1HM6R9X6A7T3J10Z10ZJ2M1W6I2B4K6B658、______aboutthepotentialofamarketdownturnoverhistradepolicies，thepresidentsaid：“Ifitdoes，itdoes.Look，I’mnotdoingthisforpolitics。”

A.Asked

B.Asking

C.Toask

D.Tobeasked【答案】ACZ10W5V6B1N9R6G6HC2Q1T10N1R4Y6X10ZL4A2M4Q8B5B5E259、如果某投资项目的相关评价指标满足以下关系：NPV>0，NPVR>0，IRR>ic，PP>N／2，则可以得出的结论是（）。

A.该项目基本具备财务可行性

B.该项目完全具备财务可行性

C.该项目基本不具备财务可行性

D.该项目完全不具备财务可行性【答案】ACY10I7F4H7R9X10G9HN4M5D4G6D5H4M4ZF7Z6L6E3W9Q5S860、（）theirexistingproblems,greatimprovementsweremadeinthecountry’sliteracyratesandhealthcaresystem.

A.Butfor

B.Forall

C.Aboveall

D.Exceptfor【答案】BCV9V10V7R3S10S3T8HK6M10V7V2Q6R9S2ZN2P6K1H9Q5V4E461、Themusicarousedan（）feelingofhomesicknessinhim.

A.intrinsic

B.intentional

C.intermittent

D.intense【答案】DCI9U4J2L6V6Y5R4HS2H10L6J5W7D10V5ZR1V3D1W2S8M4B462、物体的惯性与(）有关。

A.速度

B.加速度

C.质量

D.运动状态【答案】CCQ7M9Y7G6P8A6E7HN3B1C2U5J4O9F6ZU5N10F7U9H1Y7F263、截至2011年末，我国境内股市已经成为全球第（）大市场。

A.二

B.三

C.四

D.五【答案】BCK2N3G9D1K6W3D7HF10D10X3S3E3S8P2ZH4N4C5U4X7M7A1064、在公告的总体结构中，可以缺少的一部分是（）。

A.标题

B.正文

C.主送单位

D.成文时间【答案】CCI6I8D7B6I8E1G6HR8C9A2U4B3G5M2ZV8G2H9D9Z1C2S965、资料：Mostyoungpeopleenjoysomeformofphysicalactivity.Itmaybewalking,cyclingorswimming,orinwinter,skatingorskiing.Itmaybeagameofsomeforms,football,hockey,golf,ortennis.Itmaybemountaineering.

A.activity

B.rules

C.uniform

D.participants【答案】BCS1J3O3R2S1W2T1HX9S7L10T10B7V4Q8ZL7U9G7P5H4R8N566、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（）。

A.0.4

B.0.6

C.0.8

D.1【答案】ACN4Z9I4Q1E4H9K2HK8B10Z9E2E1R10H2ZH3H8R3V1V9J5W1067、Passage3

A.Theythinkofitasagoodtouristdestination

B.Theyfeelcontemptuousofit

C.Theyregarditasasuperpoweronthedecline

D.Theyaresympatheticwithit【答案】ACT2S9P7O10B6Z3R8HS5U9B7J2S4V2H8ZQ5H5L1K5U7C7R268、—Ithinkscienceismoreusefulthanart.

A.notsousefulas

B.lessusefulthan

C.themostusefulof

D.asusefulas【答案】DCB9P1D6M1A9U10G10HW5J7O8N6X10G7W1ZF1Q1S1V1A6A9I269、—CouldyoutellmewhattimethetrainleavesHefeiforBeijing?一Imafraidyouneedto_____ontheinternet.

A.lookforit

B.lookatit

C.lookitover

D.lookitup【答案】DCI3J2V7R3R5L8G1HA6F8Z5P3I5C8F9ZO1N7N7N1Z8Y3S970、企业下列经济业务中，会影响其偿债能力的是（）。

A.企业向投资者分配股票股利

B.企业提前支付某供应商货款

C.企业用资本公积转增资本

D.企业用盈余公积弥补亏损【答案】BCD10Z1A4Q6Y5J10B8HY1G7J5F8K8H9B2ZY2Q2G9M4N9R7L1071、按照资本保金的要求，企业不得用（）发放股利或投资分红。

A.当期利润

B.留存收益

C.未分配利润

D.股本或原始投资【答案】DCJ6G6F3B10Q8E6A1HX6Z1X9M2J2N7E10ZD8U7S7K1M8A4Q772、下列情形中，婚姻合法有效的是（）。

A.19岁甲女迫于父母压力，嫁给年长自己15岁的乙男

B.18岁的甲女在大学期间与同学乙男自由恋爱，并于次年确定为夫妻关系

C.19岁的甲女经朋友介绍认识了21岁的乙男，并于次年确定为夫妻关系

D.21岁的乙男强奸20岁的甲女，并强迫甲女嫁给自己【答案】CCA7W10U7V8W2C1R5HD8B6F2S10N10O6V2ZQ6D9D10B5J2S7R673、下列担保中，属于人的担保的是（）。

A.保证担保

B.留置担保

C.抵押担保

D.质押担保【答案】ACG2M2K2L5B8E7Y9HY7B9N9T5D4K9V8ZX9I10I3Q5T6Z9W974、ThetasknowforScotlandistowintheirremaining______matchesbeforethecompetitionstarts.

A.friendly

B.trendy

C.stylish

D.fashionable【答案】ACU4B3B4W3H4P5Q3HO10D4O3E4Q7D4W6ZQ5H1K4W7K5Y7C275、下列不属于投资银行主要利润来源的是（）。

A.佣金

B.资金运营收入

C.存贷利差

D.利息收入【答案】CCW5G7F10R2P2H7H10HH1W10M4I8C8Q5Z4ZE5F6B10K4S3Q4J676、在总线拓扑的网络中，每次可传输信号的设备数目为（）。

A.2个

B.3个

C.1个

D.任意个【答案】CCA2X10T2Q8W5M3L9HC7D6N9L5E6Y6R9ZP2R1R2X6P9R5A177、下列能够计入我国当年GDP的是（）。

A.制衣厂购入的10万元棉花

B.某人买了一辆价值10万元的旧房

C.某企业当年生产而没有卖掉的10万元产品

D.一个在美国工作的华人收入10万元【答案】CCA8W6B4X4H3P2U9HC6S10Q1U6S8U1L8ZU3J10F5Q6E9V3H178、Advertisingis______intoeveryaspectofoursociallife,andconveyingculturalmessageswiththeadvantageofmassmedia.

A.topenetrate

B.penetrated

C.beingpenetrated

D.penetrating【答案】DCK8E8C6P5A6W5U4HS7S3U6J4L7N8K10ZV2I4R7D7A3B1L479、某商场进货一批家用小电器，每件的利润率是50%（利润率=利润/售价×100%），促销当天卖出了全部的1/3，得利润1500元，后续一周卖出余下的1/5，得利润600元，已知剩下的商品数量是120个，则这批家用小电器的售价是（）元。

A.20

B.30

C.40

D.10【答案】CCX7P2J8H4C3R6D2HB7T3V3L9D10L9M9ZB6Z3U3P4Z3U1F1080、Maltreatedinfantsandyoungchildrenaresubstantiallymorelikelythanoldermaltreatedchildrentobeseriouslyharmedorkilledasaresultof______orneglect。

A.abandon

B.misuse

C.abuse

D.curse【答案】ACN4F6E5F7D2B5W2HL8I8U4K10J3C10F1ZZ8D4Z7N3V7T6S481、资料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.

A.Ittellsyouwhattoproduce

B.Ittellsyouhowtogrowtomatoes

C.Itprovidesyouwitheverythingyouneed

D.Ithelpsyousavemoney【答案】ACO8F1A9F5N6W9Z10HM8L5F5L4W10D8R1ZK9Q4U2M7B10I1J882、当出租车租金价格上涨后，对公共汽车服务的（）。

A.需求增加

B.需求减少

C.需求不变

D.需求可能增加，也可能减少【答案】ACX7C4Z8F1J2L4P3HX8D4W2T8J3E8E8ZQ8Q1K1N6O3F1K483、以协调员工个人成长和企业发展需求两者之间关系为目的的人力资源规划是（）。

A.职业规划

B.继任计划

C.培训开发规划

D.配备规划【答案】ACH4B10E3Y5M10J6Y2HG1Q3X4S8C8D7D9ZC5V9X6D3P9Z9I484、Thenewsthattheyfailedtheirdrivingtestdiscouragedhim，（）？

A.didthey

B.didn'tthey

C.didit

D.didn'tit【答案】DCS8E10I2V6S6Q3G9HD5P2U9A7L10A3U1ZL9Y7D10N4X6F2E385、Passage5

A.9years

B.7years

C.4years

D.3years【答案】DCM6N1W9U5K10Y7L9HH1T5Z6L9H4Y1O6ZM4K9G2C9D6D1P786、IwasextremelyexhaustedwhenIgothomefromwork,butahalfhournap（）me.

A.revived

B.released

C.relieved

D.Recovered【答案】ACS6E3H3L7G7G1G6HD7S5I3K3G7F5P4ZZ6R5W7L1F7Y2D387、鱼在游泳时，会产生沿着身体从头到尾的波浪状运动，增加这种波动的频率，就会提高其行进的速度。一股来说，鱼尾摆动的频率在0.1赫兹到20赫兹之间，而目前大多数模仿该种游泳风格的机器鱼，尾摆频率都很低，小于2赫兹，不仅游动速度慢，每秒仅能行进四分之一到一个自身体长，而且很耗能。此次，由美国弗吉尼亚大学生物工程研究实验室朱建忠教授领导的研究团队，以游泳速度快而闻名的黄鳍金枪鱼和大西洋鲭鱼为原型，开发出一种新型机器鱼。机器鱼体长254.3毫米、宽49.2毫米、高67.8毫米，由头部组件、中央致动组件和尾鳞组件3部分组成，其尾摆频率能够达到15赫兹，此时其每秒可行进4个体长的距离，也就是1米。该机器鱼的能量效率表现也很优异，当游泳速度为每秒0.4米时，二个10瓦时电池组可支持其续航9.1公里；当游泳速度为每秒1米时，一个10瓦时电池组可支持其续航4.2公里。研究人员表示，生物学研究可以激发高性能机器人的设计和开发，而黄鳍金枪鱼、大西洋鲭鱼等鲭科类就是研究水下高性能运动行为的理想群体，他们希望通过观察和模仿这些鱼类的运动模式，将其生物特征结合到机器人平台中，以优化仿生型水下航行器的性能，并最终实现超越。

A.黄鳍金枪鱼和大西洋鲭鱼的游泳速度快于一般其他鱼类

B.朱建忠教授及其团队新开发出的机器鱼续航里程4.2-9.1公里

C.鱼在游泳，波浪状运动的频率和行进的速度成正比

D.朱健忠教授及其团队新开发出的机器鱼体长0.25米左右【答案】BCC3D9K3Z10L8T10H10HB8T10E10M6V8U3M2ZY4B5V3D9S9K4I1088、资料：Memo

A.Sheistheownerofafinancialsevicescompany

B.Shehaspublishedseveralbooks

C.Shehasexperiencerunningabusiness

D.Sheteachesmanagementcoursesatauniversity【答案】CCB5R5K3C4F8H6J8HP1R10N4S7P5K2W4ZV4H4L1R8Y10V4V589、资料：（二）

A.Therulesaregoodforlenderswhilebadforborrowers

B.Theruleswillhelpbabyboomerseniorstosavemoney

C.Theruleswillhelpconsumersbetterunderstandreversemortgage

D.Theruleswillbestricterforconsumers【答案】CCY5X10X3K1R6H9G5HQ7X10N7R10B7X7Q10ZI4K9S2H10M2H8Z690、—Guess,howmuchdoesitcost?

A.from

B.between

C.among

D.with【答案】BCC10X4F10Y8J8B7Z7HO5N3H9E6C3O1F7ZV1P10J6Q10T5R4G691、资料：TheincreasingamountofpersonalinformationthatcanbecollectedbycomputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.

A.Toshowtheimportanceofitinpeople’slife

B.TosupportthatpeoplecancollectinformationfromFacebook

C.Togiveanexampleoftheinformationpredictedinthestudy

D.Toillustratethepercentageofpeoplewithreligiousbelief【答案】CCO4G10Y8N7Z1N7Q8HQ3Q4E4Y3G5W2K9ZC3E9Y7C6H5T10Y892、揭示事物发展具有前进性和曲折性相统一的规律是（）。

A.联系和发展的规律

B.对立统一规律

C.质量互变规律

D.否定之否定规律【答案】DCB8Q4E10O3S2Q2J3HX5L3X1S6G10F9A8ZK4V4K2W8R4E2C193、Hurricanesareseverecycloneswithwindsover75milesanhour（）originateovertropicaloceanwaters.

A.which

B.who

C.where

D.howto【答案】ACV5G3C4M6Q2B10Z6HT2R6B2G7Y4L3P3ZW10U9J2O2Y6I2K494、下列属于中国银行业监督管理委员会监管标准的有（）。

A.促进金融稳定与金融创新

B.监管成本最优

C.增进市场信心

D.增进公众对现代金融的了解【答案】ACM4P8I4W2R1U1T5HX3E10E1Y8M4L10Q1ZM9U5X8M8P1Y5O295、下列说法中，不属于中央银行存款准备金政策优点的是（）。

A.中央银行具有完全的自主权

B.对货币供应量的作用迅速

C.作用猛烈，缺乏弹性

D.对松紧信用较公平【答案】CCA4Y3I5C4V10W6Y3HF5P9K3V10Y10N3U2ZJ5I3H10Z1R4S4R796、下列属于消费信用的是（）。

A.赊账

B.银团投资

C.直接投资

D.出口信贷【答案】ACF10D3U7A3C1Q1U3HK10C9Z3P9V4A2Z6ZS6Z1A5W6L6P7W297、资料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?

A.deficit

B.surpluses

C.decline

D.recession【答案】ACN6C1A8G7Q6T9A8HZ4F8U3R6E5I7I6ZB4Q2L8P7E5D6M698、2020年3月10日国家主席习近平专门赴湖北省武汉市考察疫情防控工作。他强调，经过艰苦努力，湖北和武汉疫情防控形势发生积极向好变化，取得阶段性重要成果，但疫情防控任务依然艰巨繁重。越是在这个时候，越是要保持头脑清醒，越是要慎终如始，越是要再接再厉、善作善成，继续把（）作为当前头等大事和最重要的工作。

A.疫情防控

B.疫情监管

C.疫情防治

D.疫情管理【答案】ACN3R4M7K3Y9X1H7HV4Q4W7S4I5F1X5ZK1H10Z8E6Z9D5T399、资料：Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadeanimportantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhousegasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwidethattheyneedtothinkabouttheimplicationsofglobalwarmingfortheirportfolios.

A.Toreducetheriskofglobalwarming,moreshouldbeinvestedonlow-emissionsenergysources

B.Climatechangeisnotonlyaclimateissue,butalsoabusinessissue

C.It’smoredifficulttoquantifythegreenhousegasemissionsontheDakotaAccessthanKeystoneXL

D.USandChinawillworktogethertocopewithclimatechange【答案】DCD1D6V4X2B6U9E9HP2X10G2L7M3B1E6ZL6G8L10U6X8E1I2100、新中国成立以来被国家授予第一个特等发明奖的科学家是（）。

A.钱学森

B.李四光

C.邓稼先

D.袁隆平【答案】DCW9F6V2G3O8X4F3HD10J2M7D4C10O5S8ZJ2J4X6U10A7T2V5101、下列指标中不属于银行管理结构指标的为（）。

A.资产结构

B.贷款结构

C.客户结构

D.人员结构【答案】DCL9Z10L3I2K6F9L9HN5A7K7S3Y7M6A10ZN1F10U8M7S3O3E10102、()是指企业在日常活动中发生的、会导致所有者权益减少的、与向所有者分配利润无关的经济利益的总流出。

A.负债

B.收入

C.费用

D.利润【答案】CCT2Z5W9D9S9M6W8HB1D5U1P10X3O5H5ZD2L9U4K8S3U7K4103、Exce1的工作表中，通常情况下列标记是（），行标记是（）。

A.字母、数字

B.数字、字母

C.汉字、数字

D.数字、汉字【答案】ACG1B9G10G10D5E7M5HU4U8K5Q2C6V7K7ZA7V5F4M8K10V5F6104、资料：Amanlookingforartforhisnewhomehaswona$1millionPicassopaintingwitha$138raffleticket.JeffreyGonanotoldthePittsburghTribune-Reviewhe'snotsurehe'lleverhangthemasterpieceinhishomeinWexford,inwesternPennsylvania,givenitsvalue.The25-year-oldGonano,whoworksforhisfamily'sfiresprinklerbusiness,learnedWednesdaythathistickethadwontheParisraffle.Organizerssaynearly50,000ticketsweresoldworldwide,for100eurosapiece,tobenefitaLebanesecharity.

A.Heboughtitforhisnewhome

B.HereceiveditfromPicasso'sfamily

C.HewontheFrenchlottery

D.Hegotitfromacharityorganization【答案】CCC4S8S4D2M4T2O5HT6P10X9B2K1N5B4ZC9U1Y9N7L2C3N6105、Anyequipmentthatdoesnotarriveinperfect____maybereturnedtoMQZElectronicsfreeofcharge.

A.development

B.situation

C.problem

D.condition【答案】DCR1B2G8A4S5U7M6HH2Z5Q7T7V10O1K4ZR7A6Q1F2L10I6L1106、资料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?

A.Youneedtohavemoreconversationsandconnectionswithinyournewcareerpath

B.Youneedtobuildamarketingcampaignforyourbusiness-of-one

C.Youneedtogivethelogicandpassionbehindyourcareerchange

D.Youneedtomakesureeveryoneknowsaboutit【答案】DCD8S7T2A2G3E5N2HG4L6Q1I2K2B9L9ZZ8G3Z3X2C10R4A5107、Passage1

A.ItismuchbetterthanthatoftheirEuropeancounterparts

B.Ithasbeenonthedeclineeversincetheturnofthecentury

C.IthasnotimprovedasmuchasreportedbytheCensusBureau

D.Ithasnotbeenaccuratelyassessedandreportedsincemid-2000s【答案】CCP5E7O10I10I9Q3D10HA4R5Z10J10N6U3I6ZI1P6E1M8Q3N1O8108、资料：JobDescription

A.Hardworkingbuttaciturn

B.Littleknowledgeofco-brandedsponsoredentertainment

C.Experiencewithon-airpromotionproduction

D.Withlittlepostproductionexperience【答案】CCN8P8G8R9W3G2I3HX10R10M6Z4Z5I10X3ZF1D8J7K7T9G7Y6109、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（）位，较上一年度上升两位。

A.34

B.44

C.45

D.30【答案】BCG4A2H9U10N7O9K9HX10D8G1Z2T8R5Z2ZT9Q9I8Q7L3Y7C10110、喀斯特地貌，是具有溶蚀力的水对可溶性岩石进行溶蚀作用等所形成的地表和地下形态的总称。以下景观不属于喀斯特地貌的是（）。

A.云南昆明石林风景区

B.广西桂林山水

C.将乐县玉华洞

D.新疆克拉玛依魔鬼城【答案】DCA10S6A6J3N5R6Z1HX4Z3Y1M6Y1B2X6ZX1M9V8Z8X6O4J2111、下列选项中属于完全物权的是（）。

A.抵押权

B.质权

C.所有权

D.留置权【答案】CCH10S9V5W4I1T1W8HQ8C7X9W10W9E3L1ZP5T5C7R7X10V5N3112、Youcanonlybesureof（）youhaveatpresent;youcannotbesureofsomething（）youmightgetinthefuture.

A.That;what

B.What;/

C.Which;that

D./;that【答案】BCS7E10P7J2T3X9L4HW6R8I4Q1B10N6F6ZR10I2R6G8O8M6T10113、ChineseInternetuserstendtousemoreproperandskillfulsearchmeansforlocatingkeywordsandhandlingsearchenginesthantheirJapanese______.

A.co