金融英语测试题自测-打印版

金融英测试自测印版

第一章1、equity股本2、financialsystem3、portfolio（投组合45wayforInteltoraisefundsbuildasemi-conductorfactoryissellstockinthecompany.Stockrepresentsownershipinafirmandthereforeaclaimtotheprofitsthefirmmakes.example,ifIntelsellsatotal1000000sharesstocks,thensharerepresentsownershipof1/1000000ofthebusinessmutualfundaninstitutionthatsells

sharesthetheproceedstobuyaselection,orportfolio,ofvarioustypesstocks,bonds,bothstocksandbonds.shareholderofthemutualfundacceptsalltherisksandreturnstheportfolio.thevalueoftheportfoliorises,theshareholderbenefits,portfoliofalls,shareholdersufferstheloss.第二章1、commoditymoney2money3note4、TreasuryBill

5supplyMostcountriestodayhavean“independent”centralbank,thatis,whichoperatesunderrulesdesignedtopreventpoliticalinterference.ExamplesincludetheEuropeanCentraltheFederalReserve,theReserveBankofAustralia,theReserveofIndia,theBankofEngland,BankCanada,etc.Somecentralbankspubliclyowned,othersare,theory,privatelyowned.Inpractice,thereislittledifferencebetweenandprivatesinceinthelatteralmostallprofitofthebankarepaidthegovernmenteitherasataxoratransfertothegovernment.Centralbanksimplementacountry’smonetarypolicy.themostbasiclevel,thisinvolvesestablishingwhatformofcurrencythecountryhave,whetherfiatcurrency,gold-backedcurrency(disallowedcountrieswithmembership

oftheIMFcurrencyboardacurrencyunion.Whencountryhasownnationalcurrency,thisinvolvesissueofsomeformofstandardizedcurrency,whichisessentiallyaformofpromissorynote:apromisetoexchangenotefor“moneyundercertaincircumstances.第三章InterestrateInflationmonetarypolicyFederalReserveDiscountloanSeriousdisagreementsexistedoverthebank

agovernmentinstitution.Becauseoftheheateddebatestheseacompromisewasstruck.AmericanCongresswroteanelaboratesystemofchecksandbalancesintoFederalReserveof1913,whichcreatedtheFederalReserveSystemitsFederalBanks.Allnationalbanks(commercialbankscharteredtheOfficetheComptrolleroftheCurrency)aretomembersoftheFederalReserveSystem.Commercialbankscharteredbythestatesarenotrequiredtomembers,buttheycantojoin.aroundonethirdthecommercialbankstheUnitedStatedmembersoftheFederalReserveSystem,havingdeclinedfromapeakfigureof49%in1947.

第四章ExchangerateConsolidationpaymentandsettlementsystemChinaBankingRegulatoryCommissiondepositinsurance在国务的领下，中人民行依独立实施货币策、行人行能、展人业务，决策不地方府、各政府门、共组织者任何人的响Facedwiththecomplicatedandsevereeconomicsituationbothathomeandabroad,insituation,PBC,

undertheleadershipoftheCPCCentralCommitteetheStateCouncil,studiedandimplementedthescientificdevelopmentapproach,earnestlyfulfilleditsresponsibilitiesasthecentralbank,respondedpromptlytotheintenseimpactthefinancialcrisis,pressedaheadwithdevelopingthecoordinationmechanismforfinancialregulation,strengthenedmonitoringandassessmentofspeededthedesigningofthedepositinsurancesystem,thecentralbankassetpromotedhealthydevelopmentofwealthmanagementproducts,andeffectivelymaintainedfinancialstabilitysafety.第五章P/EratioStockexchangeP/Bratio

ListH-sharesThroughaforementionedfourbankscapitalsupplymechanism,standardizedinformationdisclosure,andstrengthenedrestrictionstheperformanceseniormanagement.So,marketanincreasinglyinestablishingefficientoperationmechanismofmodernfinancialenterprises.Inaddition,theconsecutivelistingofBOCandICBCtheAsharemarketalsoenhancedtheinvestmentvaluethemarket.In2006,relevantauthoritiesconductedfurtherfeasibilitystudiesontheshareholdingreformschemeofABC,taking

intotheconsiderationofbuildingnewsocialistmakingmasterplanforruralareafinancialreforms.FinancialadministrationauthoritiestakenmeasuresurgeABCmanageitscreditrisks.第六章clientcreditriskmanagementtrustfundgrantIBRDraisesmostofitsfundsontheworld’sfinancialmarketshasbecomeonemostestablishedborrowersissuingitsfirst1947.incomethatIBRDhasgeneratedovertheyearshas

alloweditfunddevelopmentactivitiesandensurefinancialstrength,enablesitborrowlowcostofferclientsgoodborrowingterms.IDA’slong-term,payprogramsthatbuildthepolicies,institutions,infrastructureandhumancapitalneededforequitableandenvironmentallysustainabledevelopment.IDA’sgoaltoreduceinequalitiesacrossandwithinbyallowingpeopletoparticipateinthemainstreameconomy,reducingpovertyandpromotingmoreequalaccesstotheopportunitiescreatedbyeconomicgrowth.

第七章quotaoutstandingloanexchangeratefiscalyearbalanceofpaymentMoregenerally,IFMresponsibleensuringthestabilityofmonetaryandfinancialsystem—thesystemofinternationalpaymentsandexchangeratesamongnationalcurrenciesthatenablestradetotakeThetoeconomicandpreventcrises,tohelpresolvecriseswhendoandtogrowthandalleviatepoverty.Itemploysthreemainfunctions—surveillance,technicalassistance,andmeettheseobjectives.

SurveillanceistheregulardialogandpolicyadvicetheIMFofficestoeachofmembers.onceeachyear,Fundconductsin-depthappraisalsofeachmembercountryeconomicsituation.Itdiscusseswiththecountry’sauthoritiesthepoliciesthatarestableratesandagrowingandprosperouseconomy.MembershavetheoptiontopublishtheFund’sassessment,andtheoverwhelmingmajorityofcountriesoptformakingextensiveinformationbilateralsurveillanceacailabletothepublic.第八章timedeposit

demanddepositcheckabledepositrepurchaseagreementEurodollarTodefinemoneymerelyascurrencymuchtoochecksareacceptedaspaymentforpurchases,andcheckingaccountdepositsareconsideredmoneyaswell.Anevendefinitionmoneyoftenneededbecauseitems,suchsavingsasmoneyiftheycanbequicklyandeasilyconvertedintocheckingdeposits.回购协，金机构或公司银行买国库券，并意在来某个间以定的格，包利息，卖回银行。

第九章exchangeratequotationdirtyfloatfixedexchangefloatingexchangeabasketcurrenciesIfthehomecurrencybecomesstrongandbecomemoredirecttheexchangeratenumberdecreases,indicatesthatthehomecurrencyisappreciating.Conversely,iftheforeigncurrencybecomesstrong,exchangeratenumberincreases,indicatesthathomecurrencydepreciating.

固定外率经用来稳货币价值这有利于促进个国之间的易与，其有利对外贸在GDP中所份额大的小经济发展。第十章optimalcurrencyareaclientanchorcurrencyboarddollarization最优货区往大于一国家范畴列如，创建欧的部依据就欧洲国家身不具备最优币区条，欧洲为一整体却够成为优货区。

最优货区往大于一国家范畴列如，创建欧的部依据就欧洲国家身不具备最优币区条，欧洲为一整体却够成为优货区。第十一draftremittanceD/PD/A

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