2021年黑龙江省绥化市公共英语五级(笔试)真题(含答案)

2021年黑龙江省绥化市公共英语五级(笔试)真题(含答案)学校:________班级:________姓名:________考号:________

一、1.ListeningComprehension(15题)1.MDistheabsoluteheadofthecompany．

A.RightB.Wrong

2.What/Whoshouldstudentscontactiftheywanttogetasummerjob?

A.TheStucentUnion.

B.TheStudentEmploymentOffice.

C.TheWorkers'Union.

D.TheStudentPart-timeJobOffice.

3.Peoplelikethechangesintheorganizationofthecompany.

A.TrueB.Fasle

4.HowhigharethemountainsinNorweija?

A.Twothousandfeet.

B.Twelvethousandfeet.

C.Twentythousandfeet.

D.Twenty-twothousandfeet.

5.What'sthethirdmethodmentionedheretogivethelistenertimetothink?

6.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

听力原文：Whenyoucloseyoureyesandtrytothinkoftheshapeofyourownbody,whatyouimagine(or,rather,whatyoufeel)isquitedifferentfromwhatyouseewhenyouopenyoureyesandlookinthemirror.Theimageyoufeelismuchvaguerthantheoneyousee.Andifyouliestill,itisquitehardtoimagineyourselfashavinganyparticularsizeorshape.

Whenyoumove,whenyoufeeltheweightofyourarmsandlegsandthenaturalresistanceoftheobjectsaroundyou,the"feltimage"ofyourselfstartstobecomeclearer.Itisalmostasifitwerecreatedbyyourownactionsandthesensationstheycause.Theimageyoumakeforyourselfhasratherstrangeproportions:certainpartsfeelmuchlargerthantheylook.Ifyoupokeyourtongueintoaholeinoneofyourteeth,itfeelsenormous;youareoftensurprisedbyhowsmallitlookswhenyouinspectitinthemirror.

Butalthoughthe"feltimage"maynothavetheexactshapeyouseeinthemirror,itismuchmoreimportant.Itistheimagethroughwhichyourecognizeyourphysicalexistenceintheworld.Inspiteofitsstrangeproportions,itisallonepiece,andsinceithasaconsistentrightandleftandtopandbottom,itallowsyoutolocatenewsensationswhentheyoccur.Itallowsyoutofindyournoseinthedark,scratchitchesandpointtoapain.

Ifthefeltimageisdamagedforanyreason—ifitiscutinhalforlost,asitoftenisaftercertainstrokeswhichwipeoutrecognitionofoneentireside—thesetasksbecomealmostimpossible.Whatismore,itbecomeshardtomakesenseofone'sownvisualappearance.Ifonehalfofthefeltimageiswipedoutorinjured,thepatientstopsrecognizingtheaffectedpartofhisbody.Itishardforhimtofindthelocationofsensationonthatside,and,althoughhefeels:thedoctor'stouch,helocatesitasbeingontheundamagedside.

Heloseshisabilitytoaccepttheaffectedsideaspartofhisbodyevenwhenhecanseeit.Ifyouthrowhimapairofglovesandaskhimtoputthemon,hewillonlygloveonehandandleavetheotherbare.Andyethehadtousethelefthandinordertoglovetheright.Thefactthathecanseetheunglovedhanddoesn'tseemtohelphim,andthereisnoreasonwhyitshould.Hecannolongerreconcilewhatheseeswithwhathefeels:theunglovedobjectlyingontheleftmaylooklikeahand,but,sincethereisnofeltimagecorrespondingtoit,whyshouldheclaimtheobjectasthis?

Mirrorimagesisoftendifferentfromthe"feltimages".

A.TrueB.Fasle

7.Chainsdon'tproducetheirowncoursebookmaterial.

A.TrueB.Fasle

8.PartB

Directions:Youwillhear3conversationsortalksandyoumustanswerthequestionsbychoosingA,B,CorD.YouwillheartherecordingONLYONCE.

听力原文：Asyouallknow,logstructuresaregainingpopularity.Theyarenolongerjustthesimplecountryhomeswhichwethinkofasthetraditionallogcabin.Someupscalehomesnowincorporatenaturalroundlogsinsealingbeamsandwalls.Peopleseemtothinkthattheroundedlogsgivetheirhomesacozywarmatmosphere.Andevenpeoplewhowanttobuildatraditionallogcabinontheirowncanbuyakitwithprecutlogsthatfittogetherlikepiecesofjigsawpuzzle.Beforeshowingyousomeslidesofmodernloghouses,I'dliketointroducealittlehistoricalbackgroundonthesubject.

Logcabinswerefirstbuiltinthelate1600salongtheDelawareRiverValley.TheEuropeanimmigrantswhosettledtherebroughtcenturiesofoldtraditionsofworkingwithlogs.Andinthisheavilywoodedarealogswerethematerialinhand.Logcabinswerethemostpopularintheearly1800swiththesettlerswhoweremovingwest.Theyprovidedtheanswertothepioneer'sneedforasafeandsturdyhomethatanordinaryfamilycouldbuildquickly.Theyhaddirtfloorsandslidingboardsforwindows.ButthelogbuildingsthathaveprobablyhadmostinfluenceonmodemarchitectsarethoseofthemountainretreatsofwealthyNewYorkers.Thesecountryhouseswhichwerepopularintheearly1900stypifywhat'sknownastheAdoroundyxstyle.Nowlet'slookatthoseslides.

Whatisthespeakermainlydiscussing?

A.TraditionalEuropeanarchitecture.

B.Techniquesforbuildinglogcabins.

C.Thehistoryoflogstructures.

D.Howtobuildahomeyourself.

9.Whatistheconversationmainlyabout?

A.Givingupsmoking.

B.Keepingfit.

C.Doingexercises.

D.Eatingsweets.

10.ThechangesintheU.S.A.inthe1960sbeganwiththe______RightMovement.

11.听力原文：M：Cigarette?

W：No，thankyou．I'vegivenup，youknow．

M：Oh．

W：It'stendaysago．Haven'thadone．

M：Well．youdon'tmindifIhadone．

W：Well，allright，then…Ohmygoodness!That'saterriblecough．

M：No，no,it'snot．It'sonly…Ionlygetitfirstthinginthemorning．

W：That'sgoingtomakeyouveryunfit，youknow．

M：No，it'sallright．Itgoesinaminute．

W：Whydon'tyoutryandgiveup?

M：Oh，no．Ioughtto，butIcan't．Itrelaxesme，smoking．

W：Really?

M：Itdoes．

W：Well，haveyoueverthoughtofjustcuttingdown?

M：Oh，no，that'sallveywellbut…Iwouldn'tenjoyit．Idependabitonmysmoking．Imustsay．

W：Youshoulddoitgradually．Imean…well，ifyoutried…haveyouthoughtofjustgivinguponeday?

M：Yes，ohwell，yes，thatisquiteagoodidea．

W：Itis．

M：ButIthinkI'dlosecountorsomething．

W：Ohdear!Well，itmightbeallideaifyoustartedeatingsweets．

M：Ohno．Icouldn'tdothat．Icouldn'tpossibly…

W：Why?

M：Well．itmakesyoufat．

W：Well．doyouthinkthatmatters?Don'tyouthinkitisbettertobefatthantobeunhealthy?

M：No，Idon't．I'dratherbefat…Well，I'dratherbethinthanfat，certainly．

W：Ohdear．Well．Hey!I'vegotagoodidea!

M：What'sthat?

W：Whydon'tyougotoahypnotist?Mysisterdid!

M：Oh，look，youdon'tseemtorealizethatIlikesmoking．IfIgaveitup，ifIdidn'tsmokeatall，I'dprobablyendupattackingpeople!

W：Oh,don'tbesosilly!Ofcourseyouwouldn't!

Whendidthewomangiveupsmoking?

A.Tendaysago.

B.Justthismorning.

C.Aweekago.

D.Justyesterday.

12.Whatisthecharacteristicofspecialtygoods?

A.Theyaregoodsthatcanbeboughtataspecialprice.

B.Theyarespecialkindsofproducts.

C.Theyarecharacterizedintheirbrands.

D.Theyneedspecialeffortstoget.

13.WhatdidEuropeansthinkofpotatoes?

14.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

听力原文：Inyouruniversitywork,youwillbeexpectedtogiveoralpresentationsintheform.ofreportsorsimplyintheformsofanswerstoquestions.Thereareseveralthingsyoucandotomakeyouroralpresentationsclearandeasytounderstand.

Thefundamentalpointtorealizeisthatspeechandwritingaredifferent.Ifyouwanttobebestunderstood,youcan'tsimplyreadyourwrittenreportaloud.Thebiggestdifferencebetweenspokenandwrittenlanguageisthatreaderscanlookbackovertheprintedwordswhentheydon'tunderstand.Inspokenlanguage,however,listenerscan'tgobackandcheckthewords.Theycanrelyonlyonmemory.Sothefirstprincipletokeepinmindwhenyou'replanningtospeakinpublicisthatyouhavetohelpthelistener'smemory.Thismeansthatanoralreportcan'tdeliverinformationasrapidlyasawrittenreport.Thatis,youcan'thaveasmanypiecesofnewinformationpackedintothesamenumberofwords,becausetheywillcomeattoofastarateforthelistenertounderstand.

Inanoralreport,therateofdeliveryhastobeslower.Oneofthebestwaystohelpyouraudienceissimplytospeakslowly.Manypeoplespeaktoofastwhentheyspeaktoagroup.Thisisamistake,especiallyifyouhaveaforeignaccent,becauseitmakeslisteningmoredifficult.Beyondthesimpletechniqueofspeakingmoreslowlywhenyouspeakbeforeagroup,therearewaysoforganizingyourpresentationthatcanhelpthelistenerbeclearandunderstandyourmainpoints.

Theorganizationofyourtalkshouldallowenoughtimeforthelistenertothinkbothbeforeandaftereachnewidea.Thepurposeofthetimebeforethenewinformationistogivetheaudienceachancetounderstandthebackgroundclearly.Knowledgeofthebackground,orsettingoftheinformation,makesitmucheasiertoanticipatewhatkindofinformationiscomingnext.Ifthenewinformationoccurstooearly,withoutenoughbackground,thelistenersshouldnotbepreparedwithenoughbackgroundtobeabletopredictwhat'scoming.

I'vebeendescribingthetimeforthinkingbeforethenewinformation.It'salsoimportanttoprovidetimeforthinkingafterthenewinformation.Thisthinkingtimeallowslistenerstofittheideaintotheirgeneralknowledgeofthesubject.Thinkingtimegivesthelistenerachancetomakesurethattheideawasunderstoodbeforegoingontothenextnewidea.

Therearethreegeneralwaystogivethelistenertimeforthinkingandtimeafterapointofnewinformation.Onewayissimplytopause.Amomentofsilencegivesthelistenertimetotakeinthenewinformation,butthereareotherways.Asecondmethodistouseaparaphrase.Thatis,yousaythesamething,butindifferentwords.Thisparaphrase,orrepetitionoftheidea,helpsthelistenerstofixthethoughtintheirmemory.Athirdwaytogivethelistenertimetothinkistousewordsthatdon'tmeanmuch.Thesearewordsthatconveynoinformation,butjustfillintime.Forinstance,youmightsaysomethinglike"asI'vebeensaying"or"andsoforth"and"andsoon".Thatkindofexpressiondoesn'treallysayanything.It'sjustmadeofwhatwecall"fillerwords".Thewordshavenorealmeaning,buttheydoperform.ausefulfunction,sincetheyallowthelistenertimetothink.

Insummary,then,weknowthatorallanguageshoulddeliverinformationataslowerratethanyoucanuseinwrittenlanguage.Newinformationshouldbe:presentedmoregradually.Thinkingtimeshouldbeprovidedbothbeforeandaftereachimportantnewitem.Th

15.Wherecan'tchilipeppergrowaccordingtothetalk?

二、2.UseofEnglish(10题)16.(39)

17.

【C4】

18.RecentsurveysshowthatJapaneseyouthhavebecomea"MeGeneration"thatrejectstraditionalvalues.

"Around1980manyJapanese,【C1】______youngpeopleabandonedthevaluesofeconomicsuccessandbegan【C2】______fornewsetsofvaluesto【C3】______themhappiness,"writessociologistYasuhiroinComparativeCivilizationsReview.Japaneseyouthareplacingmoreimportanceontheindividual'spursuitof【C4】______andlessonthevaluesofwork,family,andsociety.

Japanesestudentsseemtobelosingpatiencewithwork,【C5】______theircounterpartsintheUnitedStatesandKorea.Ina1993【C6】______ofcollegestudentsinthethreecountries,only10%oftheJapaneseregarded【C7】______asaprimaryvaluecomparedwith47%ofKoreanstudentsand27%ofAmericanstudents.Agreater【C8】______ofJapaneseaged18—24alsopreferredeasyjobs【C9】______heavyresponsibility.

TheyoungerJapaneseareshowinglessconcernforfamilyvaluesastheypursueaninnerworldofprivatesatisfaction.Datacollected【C10】______theJapanesegovernmentin1993showsthatonly23%ofJapaneseyoutharethinkingaboutsupportingtheiragedparents,incontrast【C11】______63%ofyoungAmericans.Itappearsthatmanyyounger-generationJapaneseare【C12】______bothrespectfortheirparents【C13】______asenseofresponsibilitytothefamily.AuthorYoshizakiattributesthechange【C14】______Japaneseparents!over-indulgenceoftheirchildren,materialaffluence,andgrowing【C15】______forprivatematters.

Theshift【C16】______individualismamongJapaneseismostpronouncedamong【C17】______veryyoung.Accordingto1991data【C18】______theBunkaCenterofJapan,50%ofJapaneseyouthaged16—19canbelabeled"self-centered"comparedwith33%among【C19】______aged25-29.Toearntheself-centeredlabel,theyoungpeoplerespondedpositivelyto【C20】______ideasas"Iwouldliketomakedecisionswithoutconsideringtraditionalvalues"and"Idon'twanttodoanythingIcan'tenjoydoing."

【C1】

19.

【C7】

20.(46)

21.(36)

22.Impatiencecharacterizesyoungintellectualworkers.Theywanttomaketheirmark【C1】______.Soit'simportanttoget【C2】______totheminachallengingmannertheidea【C3】______bigachievementsrarelycomeeasilyandquickly.Pointoutthatthelittlesuccessesareessential.Showthatthey【C4】______turnbecomethefoundationon【C5】______reputationsarebuiltandfromwhichmoreimportanttaskscanbeaccomplished.

Avarietyofjobassignments,includingjoborprojectrotation,alsokeepajob【C6】______becomingdull.Whereasit'snaturalforsomeindividualstowanttomoveaheadimmediatelytomoredifficultassignments,【C7】______properguidancetheycancontinuetolearnandtogainversatilitybyworkingonanumberofjobsthatareessentially【C8】______thesamecomplexity.Thiswaytheygainbreadth,ifnotdepth.

Probablythegreatestoffensetoguard【C9】______whendealingwithyoungerspecialistsistorejectideasoutofhand.Youmustlisten--andlistenobjectively--totheirsuggestions.Avoid【C10】______overcritical.Youwanttonurtureaninquiringmindwithafreshapproach.You'llfrustrateitquicklyifyoureverttoooften【C11】______"We'vetriedthatbeforeanditwon't【C12】______here."

Onesurewaytodisenchant【C13】______collegegraduatesisflagrantlymisusingtheirtalents.Expectthemtodosomeroutinework,ofcourse.Butdon'tmaketheir【C14】______workjustonelongseriesoferrands.Thisincludessuchbreak-inassignments【C15】______performingroutinecalculations,diggingup【C16】______material,【C17】______operatingreproductionequipment.Onelargemanufacturingcompanyrecentlyinterviewedanumberof【C18】______engineerswhohadleftthem.Thecompanyfoundthattheoverwhelmingcomplaintwasthatthecompanynotonlydidnotofferworkthat【C19】______challengingbutalsoexpected【C20】______toolittlefromtheminthewayofperformance.

【C1】

23.(42)

24.

【C20】

25.

【C9】

三、3.ReadingComprehension(15题)26.(75)

27.ThehistoryofresponsestotheworkoftheartistSandroBotticelli(1444-1510)suggeststhatwidespreadappreciationbycriticsisarelativelyrecentphenomenon.Writingin1550,VasariexpressedanuneasewithBotticelli'swork,admittingthattheartistfittedawkwardlyintohisevolutionaryschemeofthehistoryofart.Overthenexttwocenturies,academicarthistoriansdefamedBotticelliinfavorofhisfellowsFlorentine.Michelangelo.Evenwhenanti-academicarthistoriansoftheearlynineteenthcenturyrejectedmanyofthestandardsofevaluationadoptedbytheirpredecessors,Botticelli'workremainedoutsideofacceptedtaste,pleasingneitheramateurobserversnorconnoisseurs.(Manyofhisbestpaintings,however,remainedhiddenawayinobscurechurchesandprivatehomes.)

TheprimaryreasonforBotticelli'sunpopularityisnotdifficulttounderstand：mostobservers,upuntilthemid-nineteenthcentury,didnotconsiderhimtobenoteworthy,becausehiswork,forthemostpart.didnotseemtotheseobserverstoexhibitthetraditionalcharacteristicsofthefifteenth-centuryFlorentineart.Forexample.Botticellirarelyemployedthetechniqueofstrictperspectiveand,unlikeMichelangelo,neverusedchiaroscuro.

AnotherreasonforBotticelli'sunpopularitymayhavebeenthathisattitudetowardthestyle.ofclassicalartwasverydifferentfromthatofhiscontemporaries.Althoughhewasthoroughlyexposedtoclassicalart.heshowedlittleinterestinborrowingfromtheclassicalstyle.Indeed,itisparadoxicalthatapainteroflarge-scaleclassicalsubjectsadoptedastyle.thatwasonlyslightlysimilartothatofclassicalart.

Inanycase,whenviewersbegantoexaminemorecloselytherelationshipofBotticelli'sworktothetraditionofthefifteenthcenturyFlorentineart,hisreputationbegantogrow.AnalysesandassessmentsofBotticellimadebetween1850and1870bytheartistsofthePre-Raphaelitemovement,aswellasbythewriterPater(althoughhe.unfortunately,basedhisassessmentonanincorrectanalysisofBotticelli'spersonality),inspiredanewappreciationofBotticellithroughouttheEnglish-speakingworld.YetBotticelli'swork,especiallytheSistinefrescoes.didnotgenerateworldwideattentionuntilitwasfinallysubjectedto4comprehensiveandscrupulousanalysisbyHomein1908.Homerightlydemonstratedthatthefrescoessharedimportantfeatureswithpaintingsbyotherfifteenth-centuryFlorentines—featuressuchasskillfulrepresentationofanatomicalproportions,andofthehumanfigureinmotion.However,HomearguedthatBotticellididnottreatthesequalitiesasendsinthemselves—rather.thatheemphasizedcleardepletionofastory,auniqueachievementandonethatmadethetraditionalFlorentinequalities1esscentral.BecauseofHome'semphasiscrucialtoanystudyofart,thetwentiethcenturyhascometoappreciateBotticelli'sachievements.

Whichofthefollowingwouldbethebesttitleforthetext?

A.TheRoleofStandardArtAnalysesandAppraisals

B.SandroBotticelli：FromRejectiontoAppreciation

C.TheHistoryofCritics’ResponsestoArtWorks

D.BotticelliandFlorentine：AComparativeStudy

28.

Whatcanweinferfromthesecondparagraph?

A.Somefamiliesaretoopoortopaythefullamountofthetuition.

B.Theparentsdonotfavortheform.ofloans.

C.Payingthetuitionmakestheparentsfeelhumble.

D.Thosewhoareingreatneedmaynotgetwhattheyneed.

29.

Thearticleconcludesthat______.

A.thecreationofjobsforallisanimpossibility

B.oureffortsandresourcesintermsoftacklingunemploymentareinsufficient

C.peopleshouldbeginsupportingthemselvesbylearningapracticalskill

D.weshouldhelpthosewhosejobsareonlypart-time

30.

"Itwaslikeofferingtodropasafeonmyheadtocuremyheadache"inthelastbutoneparagraphmeansthat______.

A.dietechnician'sproposalwouldmaketilingsevenworse

B.thetechnician'sproposalcouldeventuallysolvetheproblem

C.filesstoredonhercomputerwerelikeasafe

D.erasingtheentiresystemwaslikecuringaheadache

31.PartA

Directions:ReadthefollowingtextsandanswerthequestionswhichaccompanythembychoosingA,B,CorD.MarkyouranswersonANSWERSHEET1.

Inathree-monthperiodlastyear,twoBrooklyniteshadtobecutoutoftheirapartmentsandcardedtohospitalonstretchersdesignedfortransportingsmallwhales.TheNationalAssociationtoAdvanceFatAcceptance(NAAFA)arguesthatitwasnottheircombined900kgbulkthatmadethemill.Obesity,accordingtoNAAFA,isnotbadforyou.And,evenifitwas,thereisnothingtobedoneaboutit,becausegenesdictateweight.Attemptingtoeatlessmerelyslowsmetabolism,havingpeopleaschubbyasever.

ThisisthefatlashmovementthatcausesAmerica'sslimmingindustrysomuchpain.InhisbookBinFatLies(Ballantine,1996),GlennGaessersaysthatnostudyyethasconvincinglyshownthatweightisanindependentcauseofhealthproblems.Fatnessdoesnotkillpeople;thingslikehypertension,coronaryheartdiseasesandcancerdo.MichaelFumento,authorofTheFatoftheLand(Viking,1997),ananti-fatlashdiatribe,comparesDrGaesser'slogicwithsayingthattheguillotinedidnotkillLouisXVI:Rather,itwastheseveringofhisvertebrae,thecuttingofallthebloodvesselsinhisneck,and...thetraumacausedbyhisheaddroppingseveralfeetintoawickerbasket.

Beingfatkillsinseveralways.Itmakespeoplefarmorelikelytosufferfromheartdiseaseorhighbloodpressure.Evenmoderateobesityincreasesthechanceofcontractingdiabetes.Being40%overweightmakespeople30%～50%morelikelytodieofcancer,accordingtotheAmericanCancerSociety.Extremefatnessmakespatientssomuchlesslikelytosurvivesurgerythatmanydoctorsrefusetooperateuntiltheyslim.

Theideathatbeingoverweightiscausedbyobesitygenesisnotwhollyfalse:researchershavefoundanumberofgenesthatappeartomakesomepeoplebumoffenergyataslowerrate.Butgenesarenotdestiny.Thedifferencebetweensomeonewithageneticpredispositiontogainweightandsomeonewithoutappearstoberoughly40calories-oraspoonfulofmayonnaise—aday.

Analternativefatlashargument,advancedinbookssuchasDeanOnrush'sEatMore,WeightLess(HarperCollies,1993)andDateAtrens'sDon'tDiet(WilliamMorrow,1978),isthatfatnessisnotamatterofeatingtoomuch.TheynotethatasAmericans'weighthasballoonedoverthelastfewdecades,theirreportedcaloricintakehasplunged.Thissimplyexplainspeople'sownrecollectionofhowmuchtheyeatisextremelyunreliable.Andastheygrowfatter,peoplefeelguiltyandaremorelikelytofibabouthowmuchtheyeat.Allreputablestudiesshowthateatinglessandexercisingreduceweight.

Certainly,thebody'smetabolismslowsalittlewhenyouloseweight,becauseittakeslessenergytocarrylessbulkaround,andbecausedietingcanmakethebodyfearitisabouttostarve.Butasensiblelow-fatdietmakesweightlosspossible.Thefatlashmovementisdangerous,becauseslimmerswilloftenfindanyexcusetogiveup.Totellpeoplethatitishealthytobeobeseistoencouragethemtolivesickanddieyoung.

ThetwoBrooklynitesinthefirstparagraphwere______.

A.membersoftheNWA

B.typicalvictimsofoverweight

C.membersofthe"fatlash"movement

D.proofthatthefatlashmovementisgainingstrength

32.(73)

33.(74)

34.

Whydoestheauthormentiongeneticengineeringandcomputerscience?

A.Tocomparethemwiththenewmaterials.

B.Toshowthesignificanceofthenewmaterialsonthefutureworld.

C.Tocomparethenewmaterialswiththem.

D.Toexplainhispoint.

35.

______wasthereligiousandpoliticalcenterofoldTibet?

36.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis—findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructrue,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts—they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

37.

______stationscanincreasetofullpowerveryquickly?

38.(77)

39.

______istheoldestoneamongthefourinthetext?

40.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Answerquestions71～80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,B,CorDandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

A=BewitchedB=SavingPrivateRyanC=TeamAmerica:WorldPoliceD=Godfather

Whichmovie...

tellsthestoryaboutthelastgreatwar?71.______

illustrateshowviolencecandestroyahumansoul?72.______

describestheimageofAmericaasthedominatefigureintheworld?73.______

influencesmostmoviesconcerningthecriminalelementsnowadays?74.______

representsthetensionrelationbetweenAmericaandFrance?75.______

isconsideredasthetopfivemoviesallthetime?76.______

tellsthestoryaboutretrievingthelastoneoffourbrothersinthewar?77.______

describesthestoryofarealwitchwhowasaskedtoactthe