2021年云南省保山市公共英语五级(笔试)知识点汇总（含答案）

2021年云南省保山市公共英语五级(笔试)知识点汇总（含答案）学校:________班级:________姓名:________考号:________

一、1.ListeningComprehension(15题)1.WhatjobdidDr.Hubercomparephysicsto?

2.Accordingtothespeaker,howdosomepesticidesgetintoponds?

A.Theyareappliedtoaquaticweedsbyfishfarming.

B.Amphibiansreleasethemfromtheirskin.

C.Irresponsibledisposeoftheminponds.

D.Theyarewashedintopondsbytherain.

3.Afterdeliveringthenewinformation,whyshouldthespeakeralsogivehisaudiencesometime?

4.What'stheessentialpointweshouldrealizeaboutspeechandwriting?

5.Accordingtothespeaker,whydopesticidesposeathreattoamphibians?

A.Pesticidescancauseanamphibian'sskintodryout.

B.Pesticideskilltheinsectsthatamphibiansdependonforfood.

C.Dissolvedpesticidescaneasilyenteramphibian'sbodies.

D.Amphibiansmayeatplantsthathavebeentreatedwithpesticides.

6.Wherecan'tchilipeppergrowaccordingtothetalk?

7.听力原文：Farmersusuallyuseplowstopreparetheirfieldsforplantingcrops．Plowscutintotheground，andliftupweeds，andotherunwantedplants．However，plowingisblamedforcausingseveredamagetotopsoilbyremovingtheplantsthatprotectsoilfrombeingblownorwashedaway．ManyfarmersinSouthAsiaarenowtryingaprocesscalledLowTillFarming．LowTillFarminglimitstheuseofplows．Inthismethodoffarming，seedsandfertilizerareputintothesoilthroughsmallcutsmadeinthesurfaceoftheground．LowTillAgricultureleavesmuchorallthesoilandremainsofplantsontheground．Theyserveasanaturalfertilizerandhelpsupporttherootsoffuturecrops．Theytakeinrainandallowittoflowintothesoilinsteadofrunningoff．IthasbeenprovedthatLowTillFarmingincreasesharvestsandreduceswateruse，andthismethodreducestheneedforchemicalproductsbecausetherearefewerunwantedplants．ScientistssayLowTillFanningisbecomingpopularinSouthAsia，whichisfacingaseverewatershortage．TheysaytheareawillbecomedependentonimportedfoodunlesswaterissavedthroughmethodslikeLowTillFarming．Currently，morethan150millionpeopleinSouthAsiadependonlocalriceandwheatcrops．Farmersgrowriceduringwetweather．Duringthedryseasontheygrowwheatinthesamefields．FarmersareusingtheLowTillFarmingmethodtoplantwheatafterharvestingrice．ScientistssayLowTillAgricultureisoneofthebestexamplesintheworldoftechnologiesworkingforbothpeoplearidtheenvironment．

Whatisthemainproblemcausedbytheusualwayofplowing?

A.Thecrop'sbloomingperiodisdelayed.

B.Therootsofcropsarecutoff.

C.Thetopsoilisseriouslydamaged.

D.Thegrowthofweedsisaccelerated.

8.Whatdoesthetalkmainlyconcern?

9.Whatarethestudentsdoingwhenthemanarrivesinclass?

A.Takinganexamination.

B.Drawinggraphs.

C.Givingpresentations.

D.Havingaclassofdiscussion.

10.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

听力原文：ForthoseofyouwhoareeitheralreadystudyingintheUnitedStatesorplanningtooneday,itmightbeinterestingtoknowsomethingabouttheforeignstudentpopulationintheUnitedStates.Fortheacademicyear1995/96therewasasumofapproximately344,000foreignstudentsstudyingintheUnitedStates.Thisfigureof344000mayseemlikeaverylargenumberuntilyoucompareitwiththetotalpopulationof241,000,000.Theforeignstudentpopulationhasbeengrowingforanumberofyearsandisstillgrowing,buttherateofincreasehasdroppedsharplyduringthe1990s.Duringthe1980s,thepopulationgrewquiterapidly.Forexample,between1985and1990,theaverageyearlyincreasewas12.5%.However,thepictureinthe1990sisquitedifferent.Therateofincreasehasdeclinedquitenoticeably.Infact,therateofincreasebetween1994/95and1995/96wasonly0.5%,orone-halfofonepercent.Althoughtheoverallrateofincreasehasdroppedtoonly0.5%,thenumberofstudentsfromsomepartsoftheworldisincreasingwhilethenumberofstudentsfromotherareasisdecreasing.Forexample,duringthissameperiod,thatisbetweentheacademicyears1994/95and1995/96,therewasadecreaseinthenumberofstudentsfromtheMiddleEast,whilethenumberofstudentsfromSouthandEastAsiaincreased.Thesechangesinthenumberofstudentscomingfromdifferentpartsoftheworldnodoubtreflectedchangingeconomicandpoliticalsituations.I'msureyouareawareofmanyofthesechanges,andperhapsyoucandiscussthematournextmeeting.Fortodaylet'sconfineourtalktofirst,adiscussionoftheoriginofthesestudents,or,inotherwords,wheretheycamefromsecond,thekindsofstudiestheypursue;and,finally,theacademiclevelstheyarefoundin.Ifwehavealittletimeleft,wemightquicklytalkaboutinwhichgeographicareasmostofthemgotoschool.

Let'sdiscusstheoriginsoftheforeignstudentpopulationintheUnitedStatesfortheacademicyear1995/96.Let'sdiscussitinorderfromthoseareassendingthemoststudentstothoseareassendingthefeweststudents.IfwelookatthefiguresprovidedbytheannualcensusofforeignstudentsintheUnitedStatesfortheyear1995/96,weseethatmostoftheforeignstudentsstudyingintheUnitedStatesduringthisyearwerefromSouthandEastAsia.Thisisaratherlargegeographicalareawhichincludessuchconu-triesasChina,Korea,Pakistan,India,Malaysia,andIndonesia.Thetotalnumberofstudentsfromthisarea,SouthandEastAsiawas156,830.Inotherwords,roughly2outofevery5foreignstudentscomefromSouthandEastAsia.Almost24000ofthistotalwerefromChina.Malaysiawasclosebehindwithjustalittleover23000students.ThenextlargestnumberofstudentscamefromtheMiddleEast.ThenumberofstudentsfromtheMiddleEastcametoaboutone-thirdthenumberfromSouthandEastAsia.ThefourthlargestnumbercamefromSouthAmerica.NextcameEurope,Africa,NorthAmerica,andOceania.Let'srecapitulatewhatwe'vesaid.ThelargestnumberofstudentsstudyingintheUnitedStatesduringtheacademicyear1995/96werefromSouthandEastAsia,followedbytheMiddleEast,SouthAmerica,Europe,Africa,NorthAmerica,andOceania.

Whatfieldsaretheselargenumbersofforeignstudentsstudyingin?Itprobablywon'tsurpriseyouthatthelargestnumberareinthefieldofengineering.Infact,21.7%ofthetotalnumberarestudyingengineering.Businessandmanagementisclosebehind,however,withatotalof18.9%.Thethirdmostpopularfieldw

11.Goodbookscanprovideuswithawiderangeofexperiences.

A.RightB.Wrong

12.Astrokevictimcanputglovesonbothhishands.

A.TrueB.Fasle

13.MDrefersto“adoctorofmedicine”．

A.RightB.Wrong

14.Ifaconsumerwantsaquicksettlementoftheproblem,whomisitbettertocomplainto?

A.Ashopassistant.

B.Thestoremanager.

C.Themanufacturer.

D.Apublicorganization.

15.Healthexpertssaythatallkindsofpeopleshoulddrinkatleastabout2litersofliquidseveryday.

A.TrueB.Fasle

二、2.UseofEnglish(10题)16.

【C4】

17.

【C19】

18.(37)

19.(49)

20.(46)

21.

【C10】

22.

【C12】

23.(48)

24.

【C18】

25.(40)

三、3.ReadingComprehension(15题)26.

Towhichofthefollowingistheauthorlikelytoagree?

A.Anowboom,onthehorizon.

B.Tightenthebelt,thesingleremedy.

C.Cautionallright,panicnot.

D.Themoreventures,themorechances.

27.

TheGTE'sexampleshowsthat______.

A.efficienttechnologyiscost-effective

B.manymeetingsinacompanyareunnecessary

C.manypositionslikethatofatypistcanbedoneawaywith

D.itdoesn'tcostmuchtoautomatethefacilitiesofacompany

28.

WhatisthebasisfortheAmericannotionofnationalgood?

A.Individualfreedom.

B.Personalproperty.

C.Nationalcooperation.

D.BothAandB.

29.(70)

30.Beforeabigexam,asoundnight'ssleepwilldoyoubetterthanporingovertextbooks.That,atleast,isthefolkwisdom.Andscience,intheform.ofbehavioralpsychology,supportsthatwisdom.Butsuchbehavioralstudiescannotdistinguishbetweentwocompetingtheoriesofwhysleepisgoodforthememory.Onesaysthatsleepiswhenpermanentmemoriesform.Theothersaysthattheyareactuallyformedduringtheday,butthen"edited"atnight,toflushawaywhatissuperfluous.

Totellthedifference,itisnecessarytolookintothebrainofasleepingperson,andthatishard.Butafteradecadeofpainstakingwork,ateamledbyPierreMaquetatLiegeUniversityinBelgiumhasmanagedtodoit.TheparticularstageofsleepinwhichtheBelgiangroupisinterestedisrapideyemovement(REM)sleep,whenbrainandbodyareactive,heartrateandbloodpressureincrease,theeyesmovebackandforthbehindtheeyelidsasifwatchingamovie,andbrainwavetracesresemblethoseofwakefulness.Itisduringthisperiodofsleepthatpeoplearemostlikelytoreliveeventsofthepreviousdayindreams.

Dr.MaquetusedanelectronicdevicecalledPETtostudythebrainsofpeopleastheypracticedataskduringtheday,andastheysleptduringthefollowingnight.Thetaskrequiredthemtopressabuttonasfastaspossible,inresponsetoalightcomingoninoneofsixpositions.Astheylearnthowtodothis,theirresponsetimesgotfaster.Whattheydidnotknowwasthattheappearanceofthelightssometimesfollowedapattern—whatisreferredtoas"artificialgrammar".Yetthereductionsinresponsetimeshowedthattheylearntfasterwhenthepatternwaspresentthanwhentherewasnot.

Whatismore,thosewithmoretolearn(i.e.the"grammar",aswellasthemechanicaltaskofpushingthebutton)havemoreactivebrains.The"editing"theorywouldnotpredictthat,sincethenumberofirrelevantstimuliwouldbethesameineachcase.Andtoeliminateanydoubtsthattheexperimentalsubjectswerelearningasopposedtounlearning,theirresponsetimeswhentheywokeupwereevenquickerthanwhentheywenttosleep.

Theteam,therefore,concludedthatthenerveconnectionsinvolvedinmemoryarereinforcedthroughreactivationduringREMsleep,particularlyifthebraindetectsaninherentstructureinthematerialbeinglearnt.Sonow,ontheeveofthatcrucialtest,mathsstudentscansleepsoundlyintheknowledgethatwhattheywillrememberthenextdayarethebasicrulesofalgebraandnottheincoherenttalkfromtheradionextdoor.

Researchersinbehavioralpsychologyaredividedwithregardto______.

A.howdreamsaremodifiedintheircourses

B.thedifferencebetweensleepandwakefulness

C.whysleepisofgreatbenefittomemory

D.thefunctionsofagoodnight'ssleep

31.(69)

32.PartA

Directions:ReadthefollowingtextsandanswerthequestionswhichaccompanythembychoosingA,B,CorD.MarkyouranswersonANSWERSHEET1.

Notlongago,amysteriousChristmascarddroppedthroughourmailslot.TheenvelopewasaddressedtoamannamedRaoul,who,Iwasrelativelycertain,didnotlivewithus.Theenvelopewasn'tsealed,soIopenedit.Theinsideofthecardwasblank.Ed,myhusband,explainedthatthecardwasbothfromandtothenewspaperdeliveryman.HisnamewasapparentlyRaoul,andRaoulwantedaholidaytip.Weweremeanttoputacheckinsidethecardandthendroptheenvelopeinthemail.Whenyourservicesarerenderedat4a.m.,youcan'tsimplyhangaround,likeahotelbellboyexpectingatip.Youhavetobedirect.

SoIwroteaniceholidaygreetingtothismanwho,inmyimagination,firesTheNewYorkTimesfromhishikeaimedatourfrontdoor,causingmorenoisewithmerenewsprintthanmostpeoplemanagewithsophisticatedblackmarketfireworks.

Withastart,Irealizedthatperhapsthereasonforthe4a.m.—wake-upnoisewasnotordinaryrudenessbutcarefullyexecutedspite:IhadnottippedRaoulinChristmasespast.Ihonestlyhadn'trealizedIwassupposedto.Thiswasthefirsttimehe'dusedthecardtactic.SoIgotoutmycheckbook.Somewherealongtheline,holidaytippingwentfromanoptionalthank-youforayearofservicestoaMtectionracket(收取保护费的黑社会组织)

Severaldayslater,IwasbringingourgarbagebinsbackfromthecurbwhenInoticedanenvelopetapedtooneofthelids.TheoutsideoftheenvelopesaidMICKEY.Ithadtobeanothertiprequest,thistimefromourgarbagecollector.UnlikeRaoul,Mickeyhadn'tenclosedhisownChristmascardfromme.Inaway,Iappreciatedthedirectness."Iknowyoudon'tcarehowmerrymyChristmasis,andthat'sfine,"thegesturesaid."Iwant$30,orI'll'forget'toemptyyourgarbagebinsomehotsummerday."

Iputacheckintheenvelopeandtapeditbacktothebin.Thenextmorning,Ednoticedthattheenvelopewasgone,thoughthetrashhadn'tyetbeenpickedup:"SomeonestoleMickey'stip!"Edwasquitecertain.Hemademecallthebankandcancelthecheck.

ButEdhadbeenwrong.Twoweekslater,Mickeyleftaletterfromthebankonoursteps.TheletterinformedMickeythatthecheck,whichhehadtriedtocash,hadbeencancelled.ThefollowingTuesdaymorning,whenEdsawatruckoutside,heranoutwithhiswallet."AreyouMickey?"

Themanlookedathimwithscorn."Mickeyisthegarbageman.Iamtherecycling."NotonlyhadEdinsultedthismanbyhintingthathewasagarbageman,buthehadobviouslyneglectedtotiphim.Edranbackinsideformorefunds.Thenhenoticedthatthedriverofthetruckhadbeenwatchingthewholetransaction.Hepeeledoffanothertwentyandlookedaround,wavingbillsintheair."Anyoneelse?"

HadweconsultedthewebsiteoftheEmilyPostInstitute,thisembarrassingbreachofetiquette(礼节)couldhavebeenavoided.Under"trash/recyclingcollectors"intheinstitute'sHolidayTippingGuidelines,itsays,"$10to$30each."Youmayormaynotwishtoknowthatyourpetgroomer,hairdresser,mailmanandUPSguyallexpectaholidaytip.

Thenewspaperdeliverymanputablankcardinsidetheenvelopebecause______.

A.heforgottowriteafewwordsonit

B.hewantedthecoupletosenditback

C.heusedittoaskforaChristmastip

D.hewasafraidofaskingforatipinperson

33.ShortagesoffluvaccinearenothingnewinAmerica,butthisyear'sisawhopper.Untillastweek,itappearedthat100millionAmericanswouldhaveaccesstoflushotsthisfall.ThenBritishauthorities,concernedaboutquality-controlproblemsataproductionplantinLiverpool,barredallfurthershipmentsbytheChironCorp.Overnight,theU.S.vaccinesupplydwindledbynearlyhalfandfederalhealthofficialsfoundthemselvesmakinganunusualplea.Insteadofbeseechingusalltogetvaccinated,they'renowurgingmosthealthypeoplebetweentheagesof2and64notto."Thisreemphasizesthefragilityofourvaccinesupply,"saysDr.MartinMyersoftheNationalNetworkforImmunizationInformation,"andthelackofredundancyinoursystem."

Whyissuchabasichealthservicesoeasilyknockedout?Mainlybecauseprivatecompanieshavehadlittleincentivetopursueit.Tocreateasingledoseoffluvaccine,amanufacturerhastogrowlivevirusina2-week-oldfertilizedchickenegg,thencracktheegg,harvestthevirusandextracttheproteinsusedtoprovokeanimmunere-sponse.Profitmarginsarenarrow,demandisfickleand,becauseeachyear'sfluvirusisdifferent,anyleftovervaccinegoestowaste.Asaresult,theUnitedStatesnowhasonlytwomajorsuppliers(ChironandAventisPasteur)—andwhenoneofthemrunsintotrouble,thereisn'tmuchtheothercandoaboutit."Avaccinemakercan'tjustcallupandorder40millionmorefertilizedeggs,"saysManonCox,ofConnecticut-basedProteinSciencesCorp."There'sawholeindustrythat'sscheduledtoproduceacertainnumberofeggsatacertaintime."

Sleekertechnologiesarenowintheworks,andexpertsarehopingthatthisyear'sfiascowillspeedthepaceofinnovation.Themainchallengeistoshiftproductionfromeggsintocellcultures—amediumalreadyusedtomakemostothervaccines.Fluvaccinesareharderthanmosttoproducethisway,butseveralbiotechcompaniesarenowpursuingthisstrategy,andoneculture-basedproduct(SolvayPharmaceuticals'Invivac)hasbeenclearedformarketinginEurope.

ForAmericans,theimmediatechallengeistomakethemostofalimitedsupply.Thegovernmentestimatesthat95millionpeoplestillqualifyforshotsunderthevoluntaryrestrictionsannouncedlastweek.That'snearlytwicethenumberofdosesthatclinicswillhaveonhand,butonly60millionAmericansseekoutshotsinanormalyear.Infact,manyexpertsarehopingtheshortagewillserveasanawarenesscampaign—encouragingthepeoplewhoreallyneedaflushottogetone.

Shortagesoffluevaccineshowthat______.

A.Americareliestoomuchonforeignsuppliers

B.thedemandoffluevaccinesishighthisyear

C.qualityproblemisaseriousprobleminfluvaccineproduction

D.thesupplyoffluvaccinesisratherweakandAmericahasnoback-upmeasurestomakeitup

34.

Today'scorporateexecutiveofficersresembletheindustrialistsandagriculturistsinthepastintheirrealizationof______.

A.theessentialrolesoftheworkersinturningoutmoreproducts

B.theimportanceofinformationtoacompany'sdevelopment

C.theimportanceoftechnologyleadingtohighemployeeproductivity

D.thenecessityofprovidingemployeeswithacomfortableenvironment

35.(75)

36.

Thevalueofcompetitionworksagainstthespiritofnationalcooperationinthat______.

A.itmakespeoplenotbelieveinthegovernment

B.itcausespeopletosuspectbutnottotrusteachother

C.itmakespeopleevenunabletocooperatewellonlocallevels

D.itencouragespeopletogainsuccessthroughindividualhardwork

37.PartB

Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66～70,choosethemostsuitableparagraphfromthelistA～Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Fromhervantagepointshewatchedthemaindoorsswingopenandthefirstarrivalspourin.Thosewhohadbeenattheheadofthelinepausedmomentarilyonentry,lookedaroundcuriously,thenquicklymovedforwardasothersbehindpressedin.Withinmomentsthecentralpublicareaofthebigbranchbankwasfilledwithachattering,noisycrowd.Thebuilding,relativelyquietlessthanaminuteearlier,hadbecomeaBabel.Edwinasawatallheavysetblackmanwavesomedollarbillsandannounceloudly,"Iwanttoputmymoneyinthebank."

66.______

Itseemedasifthereportabouteveryonehavingcometoopenanaccounthadbeenaccurateafterall.

Edwinacouldseethebigmanleaningbackexpansively,stillholdinghisdollarbills.Hisvoicecutacrossthenoiseofotherconversationsandsheheardhimproclaim,"I'minnohurry.There'ssomethingI'dlikeyoutoexplain."

Twootherdeskswerequicklymannedbyotherclerks.Withequalspeed,longwidelinesofpeopleformedinfrontofthem.

Normally,threemembersofstaffwereampletohandlenewaccountbusiness,butobviouslyinadequatenow.EdwinacouldseeTottenhoeonthefarsideofthebankandcalledhimontheintercom.Sheinstructed,"Usemoredesksfornewaccountsandtakeallthestaffyoucansparetomanthem."

67.______

Tottenhoegrumbledinreply,"Yourealizewecan'tpossiblyprocessallthesepeopletoday,andhowevermanywedowilltieusupcompletely."

"I'vegotanidea,"Edwinasaid,"that'swhatsomeonehasinmind.Justhurrytheprocessingallyoucan."

68.______

First,anapplicationform.calledfordetailsofresidence,employment,socialsecurity,andfamilymatters.Aspecimensignaturewasobtained.Thenproofofidentitywasneeded.Afterthat,thenewaccountsclerkwouldtakealldocumentstoanofficerofthebankforapprovalandinitialing.Finally,asavingspassbookwasmadeoutoratemporarycheckbookissued.

Thereforethemostnewaccountsthatanybankemployeecouldopeninanhourwerefive,sothethreeclerkspresentlyworkingmighthandleasumofninetyinonebusinessday,iftheykeptgoingattopspeed,whichwasunlikely.

69.______

Stillthenoisewithinthebankincreased.Ithadbecomeanuproar.

Afurtherproblemwasthatthegrowingmassofarrivalsinthecentralpublicareaofthebankwaspreventingaccesstotellers'countersbyothercustomers.Edwinacouldseeafewofthemoutside,regardingthemillingscenewithconsternation.Whileshewatched,severalgaveupandwalkedaway.

Insidethebanksomeofthenewcomerswereengagingtellersinconversationandthetellers,havingnothingelsetodobecauseofthemelee,chattedback.Twoassistantmanagershadgonetothecentralfloorareaandweretryingtoconductthefloodofpeoplesoastoclearsomespaceatcounters.Theywerehavingsmallsuccess.

70.______

Shedecideditwastimeforherownintervention.

Edwinalefttheplatform.andafailed-offstaffareaand,withdifficulty,madeherwaythroughthemillingcrowdtothemainfrontdoor.

A.Yetsheknewhowevermuchtheyhurrieditwouldstilltaketentofifteenminutestoopenanysinglenewaccount.Italwaysdid.Thepaperwo

38.

WhatadvicemightMaquetgivetothosewhohaveacrucialtestthenextday?

A.Memorizinggrammarwithgreatefforts.

B.Studytextbookswithcloseattention.

C.Havetheirbrainimagesrecorded.

D.Enjoytheirsleepatnightsoundly.

39.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis—findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructrue,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts—they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

40.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Answerquestions71～80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,B,CorDandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

A=BOOK1B=BOOK2C=BOOK3D=BOOK4

Whichbook(s)say(s)that...

theclimateaffectsthefuturesustainableagriculturaldevelopment?71.______

environmentalcontrolisrelatedwiththenationalrevenues?72.______

theenvironmentalproblemsarenotcausedovernight?73.______

avarietyofspeciesareonthedecrease?74.______

agricultureisalsoafactorforfiledegradationofenvironment?75.______

pollutioncanbecontrolledbyincreasingtheproductioncostofpollutinggoods?76.______

pollutioncontrolneedsthesupportoftechnologyandtechniques?77.______

provideslessonsforagriculture,trade,landu~eandtaxpolicyfromaneconomicperspective?78.______

thedegradationofenvironmentcausesthechangeofclimate?79.______

theapproachestoresearchshouldbeadjustedtothechangingsituation?80.______

ABOOK1

Thebookoffersacomprehensiveperspectiveontheconsequencesandpossiblepolicysolutionsforclimaticchangeaswemoveintothetwenty-firstcentury.Itassessestheimpactofpotentialfeatureglobalclimatechangeonagricultureandtheneedtosustainagriculturalgrowthfortheeconomicdevelopment.

Thebookbeginsbyexaminingtheroleofinternationalresearchinstitutionsinovercomingenvironmentalconstraintsonsustainableagriculturalgrowthandeconomicdevelopment.Theauthorsthendiscusshowagriculturalresearchsystemsmayberestructuredtorespondtoglobalenvironmentalproblemssuchasclimatechangeandlossofgeneticdiversity.Thediscussionthenextendst