(9.4)-URDG758见索即付保函统一规则中英对照

PAGEPAGE10URDG758The8ethemsfordGuaranteese1JulyForewordThisrevisionofICC'sUniformRulesforDemandGuarantees(URDG)isthefirstsincetherulesweredevelopedbyICCin1991.Theoriginalrules,URDG458,gainedbroadinternationalacceptanceinrecentyearsfollowingtheirincorporationbytheWorldBankinitsguaranteeformsandtheirendorsementbyleadingindustryassociations,suchasFIDIC.Thisfirstrevisionoftheruleswasmeticulouslypreparedoveraperiodoftwoandahalfyears,andistheresultofacollectiveeffortbyanumberofICCconstituentgroups.ItwasdevelopedasajointprojectbytwoICCcommissionstheBankingndthennlwdPractice‐thereforetakingintoaccountthelegitimateexpectationsofallrelevantsectors.ICCnationalcommitteescontributedsubstantiallytothefinalproduct:some52nationalcommitteessubmittedseveralhundredpagesofvaluablesuggestionsonsuccessivedrafts,anumberofwhichwereincorporatedintothefinaltext.TheICCTaskForceonGuarantees,whichconsistedof40membersfrom26countries,reviewedthevariousdraftsandaddedtheirownsuggestions.TheURDGDraftingGroup,ablychairedbyDrGeorgesAffaki,metonanumberofoccasions,carefullyreviewedallcommentssubmittedbynationalcommitteesandtheanddevelopedthefinaldraft.Thiscollectiveefforthasbornefruit;ithasproducedrulesthatreflectabroadconsensusamongbankers,usersandallmembersoftheguaranteecommunity.Infact,thepresentrevisionoftheURDGdoesnotmerelyupdatetheexistingrules.Itistheresultofanambitiousprojecttocreateanewsetofrulesforthetwentyfirstcenturythatsclearer,moreedmorecomprehensive.Assuch,8stobecomethestandardtextfordemandguaranteesworldwide.SecretaryGeneralInternationalChamberofCommerceJanuary2010IntroductionThewG8succeedG.Over7yearsfe(1992,8dtobothsuccessfulandreliable.Theywereusedbybanksandbusinessesacrosscontinentsandindustrysectors.URDG458wereendorsedbyinternationalorganizations,multilateralfinancialinstitutions,bankregulators,lawmakersandprofessionalfederations.IncontrasttothefailedUniformRulesforContractGuaranteesreflectedtherealityoftheinternationaldemandguaranteemarketandstruckthemostreasonablebalancebetweentheinterestsofallthepartiesinvolved.BychoosingtoinstructaguarantortoissueademandguaranteesubjecttoURDG,applicantsrenouncedtheirabilitytoobstructpaymentforreasonsderivedfromtheirrelationshipwiththebeneficiary.Inturn,beneficiariesedtostatenltermsttto,hretheeftheapplicant'sbreachintheperformanceoftheunderlyingrelationship.Finally,becauseademandguaranteeisanindependentundertaking,guarantorswereassuredthattheircommitmentwassubjecttoitsownterms.Theywereinsulatedfromtheperformancecontingenciesoftheunderlyingrelationship.Theirincrementaluse,backedbythesupportofICC,enabledURDG458tomakeacriticalcontributiontowardslevellingtheplayingfieldamongdemandguaranteeissuersandusersregardlessofthelegal,economicorsocialsysteminwhichtheyoperate.Yet,formedthefirstattemptbyICCtocodifyindependentguaranteepractice.Overtheyears,theapplicationoftheirprovisionsshedlightontheneedfordraftingadjustments,clarifications,expansionofscopeorclearcorrectionsoftheadoptedstandard.ViewsreportedtotheICCTaskForceonGuaranteesfromURDGusersworldwideprovidedthenecessarymaterialtolauncharevisionofthatboththelapseoftimeandtheevolutionofpracticemadenecessary.Therevisionwaslaunchedin2007andwasconductedundertheaegisofboththeICCBankingCommissionandtheCommissiononCommercialLawandPractice(CLP).TheICCTaskForceonGuarantees,thestandingexpertbodycreatedbyICCin2003tomonitorinternationalguaranteepractice,actedasaconsultativebodytoaDraftingGroupthatproducedfivecomprehensivedraftsduringthetwoandahalfyearrevisionprocess.EachdraftwassubmittedforreviewandcommentstoICCnationalcommittees.Over600setsofcommentswerereceivedfromatotalof52countriesandwerethoroughlyexamined.Thesecommentswereinstrumentalinshapingthenewrules.RegularprogressreportswerepresentedtomeetingsofeachoftheICCcommissionsconsideringtherulesandwerecomprehensivelydebated.ThismethodensuredthattherevisiontakesintoaccountviewsreceivedfromadcrossectorfconcernedTheresultingURDG758wereadoptedbytheICCExecutiveBoardon3December2009,followingendorsementbythemembersofthetwosponsoringcommissions.TheywillcomeintoforceonJuly1,.Thewrulesytoydercountereedreferenceinthetext.Theycanalsoapplyastradeusageorbyimplicationfromaconsistentcourseofgnthestothedercountereesodytheapplicablelaw.Thenewdonotmerelyupdatetheyaretheresultofanambitiousprocessthatseekstobringanewsetofrulesfordemandguaranteesintothe21stcentury,rulesthatareclearer,morepreciseandmorecomprehensive.ClearerURDG.ThenewURDG758aimforclarity.TheyadoptthedraftingstyleofICC'suniversallyacceptedUniformRulesforDocumentaryCredits(UCP600)bybringingtogetherthedefinitionsoftermsinonearticle.Theyalsobringamuchneededclarificationoftheprocessaccordingtowhichapresentationwillbecheckedforconformity.MorepreciseURDG.Anumberofthestandardscontainedinleftamarginforinterpretationthatvariedaccordingtotheparticularfactsofthecase.Thiswasparticularlytruefortheterms"reasonabletime"and"reasonablecare".Thenewexcludedallimprecisestandardswithanaimtofostercertaintyandpredictability.Examplesaretimedurationsfortheexaminationofademand,theextensionofaguaranteeinthecaseofforcemajeure,andthesuspensionoftheguaranteeinthecaseofanextendorpaydemand.MorecomprehensiveURDG.ImportantpracticeswereleftoutofThiswasparticularlythecasefortheadviceofaguarantee,amendments,standardsforexaminationofpresentations,partial,multipleandincompletedemands,linkageofdocuments,andtransferofguarantees.Inaddition,therewasonlyfragmentarytreatmentfcounter.Whatsetthetimefthefirsttocodifydemandguaranteepracticecannolongerbeaccepted17yearslater.ThenewURDG758nowcover allof thesepracticesand makeclear that provisions governingguaranteesapplyequallytocounterBalancednewendorseandbuildonthebalancedapproachthatcharacterizedURDG458.Forexample:Theysdtotnnfacomplyingdtthedfortheguarantortoseektheapplicant'sapproval.ThenewURDGalsocorrectanunfairsituationthatwouldhaveleftthebeneficiarywithoutrecoursetotheguaranteeinthecaseofforcemajeureifitsexpirycoincidedwiththeinterruptionoftheguarantor'sbusiness.Thestrolesdnstrongerdclearerterms,more,tnowexpressedinexclusivelydocumentaryterms.ThenewURDGexpecttheguarantortoactdiligently.For,arsdtorejectancomplyingdnfivesssendingarejectionnoticethatlistsallofthediscrepancies;otherwise,theguarantorwillbeprecludedfromclaimingthatthedscomplyingdlecompelledto.yddocumentarycreditpracticeundertheUCP,thepreclusionsanctionisnecessarytodisciplineunfairpracticesthatworktothedetrimentofthebeneficiary.Thesrighttoedftheefthekeystagesntheeftheeacknowledgedinthenewrules.However,thisinformationshouldnotbeaprerequisiteforpaymentwhenacomplyingdemandispresented.InnovativeURDG.ThenewURDG758featureanumberofinnovationsdictatedbythedevelopmentofpracticeandtheneedtoavoiddisputes.Anexampleisthenewrulethatproposesasubstitutionofcurrencieswhenpaymentinthecurrencyspecifiedintheguaranteebecomesimpossible.Anotherexampleisthenewterminationmechanismforguaranteesthatstateneitheranexpirydatenoranexpiry.Thissolutionsdtoreducetherfndsthatseverelyapplicantsandareincompatiblewiththebanks'capitalrequirements.TheGuide.Therationale,preparatoryworkandinterpretationofeacharticleofthenewcanbefoundinaseparatelyreleasedGuidetotherules(ICCPublicationNo.702).ThenewURDG758package.Thenewrulesareaccompaniedbyamodelguaranteeandcountereformfeaturedtthedfthis.Theyedtoeoindispensablecompaniontothenewandtheirusers.ExperienceshowsthatacomprehensivereadtoeethatcombineshtherulesdmodelformssmoreetosthanthepreviouslyseparateICCpublicationsNos.458and503.Itshouldalsobeconducivetomoreharmonizedapractice.IndraftingthenewURDG758modelguaranteeform,aunitaryapproachwaspreferredtoonethatwouldhaveconsistedofmultipleformslinkedtothepurposeofeachguarantee.Tender,performance,advancepayment,retentionmoney,warrantyandothertypesofdemandguaranteessharethesamenatureandhavesimilarfeatures.ThiswasevidencedbythefivenearlyidenticalbasicmodelguaranteeformsinICCpublicationNo.503thataccompaniedOfcourse,usershavetheoptionofenrichingtheunitarymodelformwithoneormoreoftheclausesproposedattheendofthispublicationsuchasthereductionofamountclauseforadvancepaymentguaranteesorevendraftinganyotherclauseoutright.Afinalmessage:theneedforcleardrafting.Cleardraftingisthelinchpinofasuccessfulinternationaldemandguaranteepractice.Thishasproventobethecaseovertimeandacrossculturesandindustrysectors.UsingthenewURDG758modelguaranteeformlevelstheplayingfieldandavoidsmisunderstandings.Assuch,itwillhopefullysignificantlycurbtheworryingtendencythatafewcourtseshownnrecentyearstorcharacterizedsssuretyshipsrthereverse.Whilesometimeswarrantedbytheambiguoustermsusedbytheparties,suchinterferencehasconsiderablydestabilizedtheinternationalguaranteemarketbyaddingaparticularlyprejudicialelementofuncertainty.SucharegrettablesituationcanberemediedbyaconsistentuseofURDG758andtheirgmodelformnytypefdercountere,,yindependentundertaking.Acknowledgments.IwouldliketoexpressmydeepappreciationtothemembersoftheICCTaskForceonGuarantees*,thecommitteesandmembersofboththeBankingCommissionandtheirguidance,supportandconstructiveparticipationintherevision.TheGuaranteesDepartmentofRZBwasveryhelpfulinprocessingthehundredsofnationalcommentsreceivedthroughouttherevisionprocessandcompilingthemfortheDraftingGroup'sreview.ItwasmyprivilegetochairtheDraftingGroupthatundertooktherevision.ThemembersoftheDraftingGrouparelistedbelowinalphabeticalorder:RogerCarouge(Germany),SirRoyGoode(UnitedKingdom),DrAndreaHauptmann(Austria),GlennRansier(UnitedStates),PradeepTaneja(Bahrain),andFaridehTazhibi(IslamicRepublicofIran).Rarelyhasachairmanbeenblessedwithagroupwhosemembersaresoexperiencedandenthusiasticaboutthesubjectathand,animatedbyteamspirit,complementaryintheirregionalandsectoraledetoeheetheechallengesfafasttrackrevisionprocess.TheresultisthenewURDG758,whichweproudlyoffertotheworld.Dr.GeorgesAffakiVic,ICBankingBNPParibasJanuary2010目 录Article1 ApplicationofURDG本规则的适用范围 8Article2 Definitions 定义 8Article3 Interpretation 解释 11Article4 Issueandeffectiveness 开立和生效 12Article5 Independencefedcountere保函和反担保函的独立性 Article6 Documentsv.goods,servicesorperformance 单据和货物、服务或者履约行为 13Article7 nyconditions 非单据条件 Article8 Contentofinstructionsandguarantees指示和保函的内容 14Article9 Applicationnottakenup拒绝接受申请 15Article10 Advisingofguaranteeoramendment 保函或者保函修改的通知 15Article11 Amendments 修改 16Article12 Extentofguarantor'sliabilityunderguarantee保函项下担保人责任的范围 17Article13 Variationofamountofguarantee保函金额的变动 17Article14 Presentation 交单 17Article15 Requirementsfordemand 对索偿要求的要求 19Article16 Informationaboutdemand 关于索偿要求的告知 19Article17Partialdemandandmultipledemands;amountofdemands部分索偿要求和多次索偿要求，索偿要求的金额 Article18 Separatenessofeachdemand 每一次索偿要求的独立性 21Article19 Examination 审核 21Article20 Timeforexaminationofdemand;payment 审核索偿要求的时间，付款 22Article21 Currencyofpayment 支付的货币 22Article22 Transmissionofcopiesofcomplyingdemand 相符索偿要求副本的传递 23Article23 Extendorpay展期或付款 23Article4 ncomplying,rde 非相符索偿要求，放弃决定和通知 Article25 Reductionandtermination 减额与终止 26Article26 Forcemajeure 不可抗力 27Article27 Disclaimeroneffectivenessofdocuments 关于单据有效性的免责 28Article28 Disclaimerontransmissionandtranslation 关于传递和翻译的免责 29Article29 Disclaimerforactsofanotherparty 关于其他当事方行为的免责 29Article30 Limitsonexemptionfromliability 责任豁免的限度 30Article31 Indemnityforforeignlawsandusages外国法律和惯例的补偿 30Article32 Liabilityforcharges关于费用的责任 30Article33 Transferofguaranteeandassignmentofproceeds保函的转让和款项让渡 30Article34 Governinglaw管辖法律 32Article35 Jurisdiction司法管辖权 32Article 1 Application ofURDG 本规则的适用范围TheUniformRulesforDemandGuarantees("URDG")applytoanydemandguaranteeorcounterethatystssubjecttothem.Theyegnlstothedercounteretsofarsthedercountermodifiesorexcludesthem.《见索即付保函统一规则》（以下简称“本规则”）适用于任何在其文本中清楚地表示受本规则约束的见索即付保函或者反担保函。 除非见索即付保函或者反担保函修改或者排除本规则的条文否则本规则对见索即付保函或者反担保函的所有当事各方均具有约束力。Where,ttherequestfacounter,adesdsubjecttothethecountereshalloesubjecttothesthecounterestheHowever, a demand guarantee does not become subject to the URDGmerely becausethecounteressubjecttothe当按照反担保人的要求，见索即付保函是适用于本规则所开立的，那么反担保函也将同样适用于本规则，除非反担保函排除了本规则。但是，仅仅因为反担保函适用于本规则，并不能说明见索即付保函也同样适用于本规则。Where,attherequestorwiththeagreementoftheinstructingparty,ademandguaranteeorcounteresdsubjecttothethegysdtoedtherightsandobligationsexpresslyascribedtoitintheserules.当按照指示方的要求或者同意，见索即付保函或者反担保函是适用于本规则所开立的，那么指示方将被视为已经接受了本规则对其所清楚描述的权利和义务。Whereadercounterednrr1July0statesthattssubjecttothestatingwhetherthe1992versionorthe2010revisionistoapplyorindicatingthen,thedercountereshallesubjecttotheGrevision.在2010年7月1日当天或者之后开立的见索即付保函或者反担保函声明其适用于 但是没有说明是适用于 1992年版还是 2010年版或者注明出版编号的情况下，该见索即付保函或者反担保函将被认为是适用 年版的。Article 2 Definitions 定义Intheserules:advisingpartymeansthepartythatadvisestheguaranteeattherequestoftheguarantor;“通知方”，系指按照担保人的要求通知保函的一方；applicant meansthe partyindicated inthe guaranteeashavingits obligation underthe relationshipsupportedbytheguarantee.Theapplicantmayormaynotbetheinstructingparty;“申请人”，系指在保函中注明的其所担保的基础关系中承担义务的一方。申请人可能是指示方，也可能不是；applicationmeanstherequestfortheissueoftheguarantee;“申请”，系指开立保函的要求；authenticated,whenappliedtoanelectronicdocument,meansthatthepartytowhomthatdocumentispresentedisabletoverifytheapparentidentityofthesenderandwhetherthedatareceivedhaveremainedcompleteandunaltered;“已证实”，在要求电子单据时，系指收到单据的一方能够核实发送者的身份以及收到的内容是否保持完整和未被变更；beneficiarymeansthepartyinwhosefavouraguaranteeisissued;“受益人”系指享受保函担保收益的一方；businessdaymeansadayonwhichtheplaceofbusinesswhereanactofakindsubjecttotheserulesistobeperformedisregularlyopenfortheperformanceofsuchanact;“营业日”系指在履行本规则所约束行为的地点为了履行该行为而通常开业的一天；chargesmeananycommissions,fees,costsorexpensesduetoanypartyactingunderaguaranteegovernedbytheserules;complyingdemandmeansademandthatmeetstherequirementsofacomplyingpresentation;“相符索偿要求”，系指满足相符交单需求的索偿要求；complying presentation underaguaranteemeansapresentationthatisinaccordancewith,first,thetermsandconditionsofthatguarantee,second,theserulessofarasconsistentwiththosetermsandconditionsand,third,intheabsenceofarelevantprovisionintheguaranteeortheserules,internationalstandarddemandguaranteepractice;“相符交单”在保函项下系指：第一，与保函的条款和条件；第二，与本规则的条款和条件；第三，对于保函或者本规则没有规定的有关条件与国际标准见索即付保函实务相一致的交单；counteremeansysigned,rdr,thatsnythecounterrtorytoetheeythatryfaercounter,dthatsfortnthenfacomplyingdthecounterednfavourfthat“反担保函”，系指任何已签署的承诺，无论其名称或者描述如何，该承诺由反担保人向需要获得其他人开出的保函或者另一反担保函的一方做出的，并且保证根据反担保函规定的受益方相符索偿要求的交单提供付款；counterr meansthey gacounter,r nfavourfarrcounter,dsaygforsn“反担保人”，系指不论是为了担保人还是其他反担保人，也包括为了自己而开立反担保函的一方；demandmeansasigneddocumentbythebeneficiarydemandingpaymentunderaguarantee;“索偿要求”，系指受益人签署的用于索要保函项下金额的一份单据；demandguaranteeorguaranteemeansanysignedundertaking,howevernamedordescribed,providingforpaymentonpresentationofacomplyingdemand;“见索即付保函”或者“保函”，系指任何已签署的承诺，无论其名称或者描述如何，该承诺保证根据相符索偿要求的交单提供付款；documentmeansasignedorunsignedrecordofinformation,inpaperorinelectronicform,thatiscapableofbeingreproducedintangibleformbythepersontowhomitispresented.Undertheserules,adocumentincludesademandandasupportingstatement;“单据”，系指一份已签署或者未签署的信息纪录， 使用纸质形式或者能够被接收人复制为有形形的电子格式。本规则中，单据包括索偿要求和支持声明；expirymeanstheexpirydateortheexpiryeventor,ifbotharespecified,theearlierofthetwo;“到期”，系指到期日或者到期事件，如果二者都有，那么系指较早的一个；expirydatemeansthedatespecifiedintheguaranteeonorbeforewhichapresentationmaybemade;“到期日”，系指保函中规定的可以在当天或者之前做出交单的日期；expiryeventmeansaneventwhichunderthetermsoftheguaranteeresultsinitsexpiry,whetherimmediatelyorwithinaspecifiedtimeaftertheeventoccurs,forwhichpurposetheeventisdeemedtooccuronly:“到期事件”系指保函中规定的导致保函到期的某一事件， 不论是立即还是在事件发生之后的特时间内到期，只有在下列情况下该事件才被视为已发生：whenadocumentspecifiedintheguaranteeasindicatingtheoccurrenceoftheeventispresentedtotheguarantor,or当保函规定的注明了事件发生的单据被提交给担保人时，或者if nosuchdocument isspecifiedinthe guarantee,when theoccurrenceof theevent determinablefromtheguarantor'sownrecords.如果保函没有规定类似的单据，事件何时发生则根据担保人自己的纪录来确定。guarantee,seedemandguarantee;“保函”，见“见索即付保函”；guarantormeansthepartyissuingaguarantee,andincludesapartyactingforitsownaccount;“担保人”，系指开立保函的一方，亦包括为自己开立保函的一方；guarantor'sownrecordsmeansrecordsoftheguarantorshowingamountscreditedtoordebitedfromaccountsheldwiththeguarantor,providedtherecordofthosecreditsordebitsenablestheguarantortoidentifytheguaranteetowhichtheyrelate;“担保人自己的纪录”系指担保人对自己持有的账户贷记或者借记金额的纪录， 只要这一贷记或借记的纪录能够让担保人识别与之相关的保函；gymeansthe,rthanthecounter,osstoeaercounteredsresponsibleforgther,nthecasefacounter,thecounter.Thegymayrmaytethe“指示方”系指反担保人之外做出开立保函或者反担保函指示的一方， 并且有责任补偿担保人或反担保人（如果是反担保函）。指示方可能是申请人，也肯能不是。presentationmeansthedeliveryofadocumentunderaguaranteetotheguarantororthedocumentsodelivered.Itincludesapresentationotherthanforademand,forexample,apresentationforthepurposeoftriggeringtheexpiryoftheguaranteeoravariationofitsamount;“交单”，系指向担保人提交保函项下单据的行为或者指按此方式交付的单据。 包括提交索偿要求外的交单，例如，为了出发保函的到期或者保函金额的变化所做的交单；presentermeansapersonwhomakesapresentationasoronbehalfofthebeneficiaryortheapplicant,asthecasemaybe;“交单人”，系指作为或者代表受益人或申请人做出交单的人，根据具体情况而定；signe,ndtoa,aeracounter,meansthatnlfthesameissignedbyoronbehalfofitsissuer,whetherbyanelectronicsignaturethatcanbeauthenticatedytheytomthat,ercounteresdryfacsimilesignature,perforatedsignature,stamp,symbolorothermechanicalmethod;“已签署的”在申请出具单据、保函时，系指在正本（或同于正本的形式）上已经由出具人或者出具人的签字，不论是可以被收到的单据、保函或者反担保函的一方证实的电子签名还是手写、 摹样签字打孔签字、印戳、符号或者其他机械方式；supportingstatementmeansthestatementreferredtoineitherarticle15(a)orarticle15(b);“支持声明”，系指本规则第十五条 a款或b款所提及的声明；underlyingrelationshipmeansthecontract,tenderconditionsorotherrelationshipbetweentheapplicantandthebeneficiaryonwhichtheguaranteeisbased.“基础关系”，系指作为保函基础的申请人和受益人之间的合同、投标条件或者其他关系。Article3Interpretation解释Intheserules:就本规则而言：Branchesofaguarantorindifferentcountriesareconsideredtobeseparateentities.担保人在不同国家的分支机构视为不同的实体。Exceptethecontexterequires,aesacounteredtto,arsacounter,daystheyefavouracounteres除非在文本中另有要求，保函包括反担保函，以及任何与之相关的修改；担保人包括反担保人；受益人包括享受反担保利益的一方。Anyrequirementforpresentationofoneormoreoriginalsorcopiesofanelectronicdocumentissatisfiedbythepresentationofoneelectronicdocument.对于任何要求提交一份或多份正本或副本电子单据的要求，提交一份电子单据即满足要求。Whenusedwithadateordatestodeterminethestart,endordurationofanyperiod,theterms:当使用日期来确定任何期间的开始、结束或者持续时间时："from", "to","until","till" and"between",include;and“（from、“（to、“直到 为止（until，till和“在 之间（between包括提及的日期；"before"and"after"exclude,“在 之间（before）”和“在 之后（ after）”，不包括提及的日期thedateordatesmentioned.Theterm"within", whenusedinconnectionwithaperiodafteragivendateorevent,excludesthatdateorthedateofthateventbutincludesthelastdateofthatperiod.当“在 之内（within）”和一段特定日期或者特定事件之后的期间连用时，不包括该日期或改事件的发生日期，但是包括这一期间最后一天的日期。Termssuchs"firstclass","wellknown","qualified","independent", "official","competent"r"local"whenusedto describetheissuerofadocument allow anyissuerexceptthebeneficiaryortheapplicanttoissuethatdocument.当时用诸如“第一流的”、“著名的”、“合格的”、“独立的”、“正式的”、“有资格的”护着“本地的”等词语来描述单据的出单人时，除了受益人或申请人之外，允许任何人出具该单据。Article 4 Issue and effectiveness 开立和生效Aguaranteeisissuedwhenitleavesthecontroloftheguarantor.保函脱离担保人的控制即为开立。Aguaranteeisirrevocableonissueevenifitdoesnotstatethis.保函是不可撤销的，即使没有如此说明。Thebeneficiarymaypresentademandfromthetimeofissueoftheguaranteeorsuchlatertimeoreventastheguaranteeprovides.受益人可以自保函开立之时，或者在保函规定的开立之后的时间后者事件发生时提交索偿要求。Article 5 Independence ofguarantee and counter -guarantee 独立性Aguaranteeisbyitsnatureindependentoftheunderlyingrelationshipandtheapplication,andtheguarantorisinnowayconcernedwithorboundbysuchrelationship.Areferenceintheguaranteetotheunderlyingrelationshipforthepurposeofidentifyingitdoesnotchangetheindependentnatureoftheguarantee.Theundertakingofaguarantortopayundertheguaranteeisnotsubjecttoclaimsordefencesarisingfromanyrelationshipotherthanarelationshipbetweentheguarantorandthebeneficiary.就其性质而言，保函与基础关系和申请是独立的，担保人绝不需要关心这些关系或者受他们的约束。即使在保函中为了识别的目的而对基础关系有所援引，也不改变保函的独立性质。保函项下担保人的支付承诺不受因为担保人和受益人关系之外的任何关系而产生的请求或者抗辩的影响。Acounteresysetfthe,thegrelationship,thendyrcounteretohtrelates,dthecounterrsnyconcernedhrdysuchrelationship.Areferencenthecounteretotheunderlyingrelationshipforthepurposeofidentifyingitdoesnotchangetheindependentnatureofthecounter.Thegfacounterrtoyrthecounteressubjecttoclaimsordefencesarisingfromanyrelationshipotherthanarelationshipbetweenthecounterrdtherrrcounterrtomthecountereissued.就其性质而言，反担保函与保函、基础关系、申请和其他任何相关的反担保函是独立的，反担保人绝不需要关心这些关系或者受他们的约束。即使在反担保函中为了识别的目的而对基础关系有所援引，也不改变反担保函的独立性质。反担保函项下反担保人的支付承诺不受因为反担保人和担保人或者开立其他反担保函的反担保人关系之外的任何关系而产生的请求或者抗辩的影响。Article 6 Documents v.goods,services orperformance 约行为Guarantorsdealwithdocumentsandnotwithgoods,servicesorperformancetowhichthedocumentsmayrelate.担保人处理的是单据，而不是单据可能涉及的货物、服务或者履约行为。Article 7 Nondocumentary conditions 非单据条件Aguaranteeshouldnotcontainaconditionotherthanadateorthelapseofaperiodwithoutspecifyingadocumenttoindicatecompliancewiththatcondition.Iftheguaranteedoesnotspecifyanysuchdocumentandthefulfilmentoftheconditioncannotbedeterminedfromtheguarantor'sownrecordsorfromanindexspecifiedintheguarantee,thentheguarantorwilldeemsuchconditionasnotstatedandwilldisregarditexceptforthepurposeofdeterminingwhetherdatathatmayappearinadocumentspecifiedinandpresentedundertheguaranteedonotconflictwithdataintheguarantee.除了日期或者时间间隔外， 保函不应规定没有指定单据表明已经满足该项条件的条件。 如果保函没有指定这种单据，并且该条件的满足不能够通过担保人自己的纪录或者保函里规定的索引来确定， 那担保人将视该条件未作规定并且不予理会， 除非为了确定可能出现在保函项下提交的单据上的内容与保函的其他内容是否冲突。Article 8 Content ofinstructions and guarantees 指示和保函的内容AllinstructionsfortheissueofguaranteesandguaranteesthemselvesshouldbeclearandpreciseandshouldavoidItisrecommendedthatallguaranteesspecify:所有开立保函的指示和保函自身的指示应该是清楚和简洁的， 应该避免过多的细节。推荐所有的保应规定：theapplicant;申请人thebeneficiary;受益人theguarantor;担保人areferencenumberorotherinformationidentifyingtheunderlyingrelationship;识别基础关系的参考号码或者其他信息areferencenumber orother information identifying the issuedguaranteeor,in thecaseof counter,thedcounter识别开立的保函或反担保函（如有）的参考号码或者其他信息theamountormaximumamountpayableandthecurrencyinwhichitispayable;可支付的金额或者最高金额和支付的货币theexpiryoftheguarantee;保函的到期anytermsfordemandingpayment;要去付款的条件whetherademandorotherdocumentshallbepresentedinpaperand/orelectronicform;索偿要求或其他单据应该用纸质形式还是电子形式提交thelanguageofanydocumentspecifiedintheguarantee;and保函规定的单据所使用的语言thepartyliableforthepaymentofanycharges.负责支付费用的人Article 9 Application not taken up 拒绝接受申请Where,atthetimeofreceiptoftheapplication,theguarantorisnotpreparedorisunabletoissuetheguarantee,theguarantorshouldwithoutdelaysoinformthepartythatgavetheguarantoritsinstructions.如果在收到申请是，担保人不准备或者不能够开立保函， 那么担保人应该毫不延迟地将此情况告知担保人做出指示的人。Article 10 Advising ofguarantee or amendment 保函或者保函修改的通知Aguaranteemaybeadvisedtoabeneficiarythroughanadvisingparty.Byadvisingaguarantee,whetherdirectlyorbyutilizingtheservicesofanotherparty("secondadvisingparty"),theadvisingpartysignifiestothebeneficiaryand,ifapplicable,tothesecondadvisingparty,thatithassatisfieditselfastotheapparentauthenticityoftheguaranteeandthattheadviceaccuratelyreflectsthetermsandconditionsoftheguaranteeasreceivedbytheadvisingparty.保函可以通过通知方通知给受益。无论是直接还是利用其他人（“第二通知方”）的服务，通知方向受益人或者第二通知方（如有）通知保函的行为表明其已经确认了其作为通知方所收保函的表面真实性，以及该通知准确地反映了所保留的条款和条件。Byadvisingaguarantee,thesecondadvisingpartysignifiestothebeneficiarythatithassatisfieditselfastotheapparentauthenticityoftheadviceithasreceivedandthattheadviceaccuratelyreflectsthetermsandconditionsoftheguaranteeasreceivedbythesecondadvisingparty.第二通知方向受益人通知保函的行为表明其已经确认了其作为第二通知方所收保函的表面真实性，以及该通知准确地反映了所收保函的条款和条件。Anadvisingpartyorasecondadvisingpartyadvisesaguaranteewithoutanyadditionalrepresentationoranyundertakingwhatsoevertothebeneficiary.通知方或者第二通知方通知保函的行为而并不意味着对受益人做出额外表示或承担任何承诺。Ifapartyisrequestedtoadviseaguaranteeoranamendmentbutisnotpreparedorisunabletodoso,itshouldwithoutdelaysoinformthepartyfromwhomitreceivedthatguarantee,amendmentoradvice.如果被要求通知保函或者保函修改的一方，不准备或者不能够通知，则应毫不延迟地告知从其处收到保函、保函修改或者通知的一方。Ifapartyisrequestedtoadviseaguarantee,andagreestodoso,butcannotsatisfyitselfastotheapparentauthenticityofthatguaranteeoradvice,itshallwithoutdelaysoinformthepartyfromwhomtheinstructionsappeartohavebeenreceived.Iftheadvisingpartyorsecondadvisingpartyelectsnonethelesstoadvisethatguarantee,itshallinformthebeneficiaryorsecondadvisingpartythatithasnotbeenabletosatisfyitselfastotheapparentauthenticityoftheguaranteeortheadvice.如果被要求通知保函的一方，同意通知但是