房地产金融智慧树知到课后章节答案2023年下上海商学院

房地产金融智慧树知到课后章节答案2023年下上海商学院上海商学院

第一章测试

Featuresthatdistinguishfinancialdecisionsfromotherresourceallocationdecisionsare（）

A:thecostsandbenefitsoffinancialdecisionsnotspreadoutovertime.B:thecostsandbenefitsoffinancialdecisionsusuallyknownwithcertaintyinadvancebyeitherthedecisionmakersoranybodyelse.C:thecostsandbenefitsoffinancialdecisionsusuallynotknownwithcertaintyinadvancebyeitherthedecisionmakersoranybodyelse.D:thecostsandbenefitsoffinancialdecisionsspreadoutovertime.

答案:thecostsandbenefitsoffinancialdecisionsusuallynotknownwithcertaintyinadvancebyeitherthedecisionmakersoranybodyelse.;thecostsandbenefitsoffinancialdecisionsspreadoutovertime.

Thefirstdecisionanyfirmmustmakeiswhatbusinessesitwantstobein.（）

A:错B:对

答案:对

Ifusagedemandgrowsandspacesupplyremainsconstant,rentswilltendtoreduce.（）

A:对B:错

答案:错

Privatemarketsgenerallyaremoreliquidthanpublicmarkets.（）

A:错B:对

答案:错

Debtassetsaretypicallylessriskythanequityassets.（）

A:错B:对

答案:对

第二章测试

（）guaranteesapriceforacorporationssecuritiesandthensellsthemtothepublic.

A:theinvestmentbankB:themutualfundC:thecreditunionD:thecommercialbank

答案:theinvestmentbank

Dealersareagentsofinvestorswhomatchbuyerswithsellersofsecurities.（）

A:对B:错

答案:错

Theinterestrateonshort-terminstrumentscanbehigher,lower,orequaltotheinterestrateonlong-terminstruments.（）

A:对B:错

答案:对

Thegreaterthedefaultrisk,thelowertheinterestratetheissuermustpromisetoinvestorstogetthemtobuyit.（）

A:对B:错

答案:错

Ariseininterestratesisassociatedwithafallinbondprices,resultingincapitallossesonbondswhosetermstomaturityarelongerthantheholdingperiod.（）

A:对B:错

答案:对

第三章测试

Basiccomponentsweshouldbeawarewhenwesolvecompoundingproblemsare（）

A:Valueatsomespecifiedfutureperiod.B:Time.
C:Aninterestrate.
D:Aninitialdeposit,orpresentvalueofaninvestmentofmoney.

答案:Valueatsomespecifiedfutureperiod.;Time.
;Aninterestrate.
;Aninitialdeposit,orpresentvalueofaninvestmentofmoney.

Timevaluesimplymeansthatifaninvestorisofferedthechoicebetweenreceiving$1todayorreceiving$1inthefuture,theproperchoicewillalwaysbetoreceivethe$1today.（）

A:错B:对

答案:对

Weshouldconsiderthequestionaboutwhatpresentvalueorpriceshouldbepaidtodayforaparticularinvestment,assumingadesiredrateofinterestistobeearnedwithdiscounting.（）

A:对B:错

答案:对

Arisk-neutralinvestormightprefertheall-equityfirm.（）

A:错B:对

答案:错

Equilibriumassetpricingmodelscanhelpcontrolforriskinassessinginvestmentperformance.（）

A:对B:错

答案:对

第四章测试

Anyinterestinrealestatethatissubjecttosale,grant,orassignmentcanbemortgaged.（）

A:错B:对

答案:对

Thepropertythatiscoveredbythemortgageassecurityfortheloanincludes（）

A:fixturesB:easementsC:thelandD:anyexistingbuildingsontheland

答案:fixtures;easements;theland;anyexistingbuildingsontheland

Interestrateriskvarieswiththenatureoftheloanandthecreditworthinessofindividualborrowers.（）

A:对B:错

答案:错

Theuncertaintyaboutwhatinterestratetochargewhenaloanismadecanbereferredtoasprepaymentrisk.（）

A:错B:对

答案:错

AnARMprovidesforadjustmentsthatarelesstimelyforlendersthanaPLAM.（）

A:对B:错

答案:错

第五章测试

Whichbelongtomortgage-relatedsecurities?（）

A:Collateralizedmortgageobligations(CMOs).B:Mortgage-backedbonds(MBBs).
C:Mortgagepay-throughbonds(MPTBs).
D:Mortgagepass-throughsecurities(MPTs).


答案:Collateralizedmortgageobligations(CMOs).;Mortgage-backedbonds(MBBs).
;Mortgagepay-throughbonds(MPTBs).
;Mortgagepass-throughsecurities(MPTs).


Mortgage-backedbondsareusuallyunderwrittenbyinvestmentbankingcompanies,givenaninvestmentratingbyanindependentbond-ratingagency,andsoldthroughanunderwritingsyndicate.（）

A:对B:错

答案:对

Whichareinformationusuallyavailableonmortgagepools?（）

A:WeightedAverageMaturityB:StatedMaturityDateofPoolC:Pass-ThroughRates,Yields,andServicingFeeD:WeightedAverageCoupon

答案:WeightedAverageMaturity;StatedMaturityDateofPool;Pass-ThroughRates,Yields,andServicingFee;WeightedAverageCoupon

The（）isthecouponrateofinterestpromisedbytheissuerofapass-throughsecuritytotheinvestor.

A:internalrateofreturnB:servicingfeeC:yieldtomaturityD:pass-throughrate

答案:pass-throughrate

Inadditiontotherighttovotefordirectors,shareholdersusuallyhavethefollowingrights:（）

A:Therighttovoteonstockholdermattersofgreatimportance,.
B:Therighttoshareproportionallyindividends.
C:Therighttoshareproportionallyinassetsremainingafterliabilitieshavebeenpaidinaliquidation.
D:Thepreemptiveright.

答案:Therighttovoteonstockholdermattersofgreatimportance,.
;Therighttoshareproportionallyindividends.
;Therighttoshareproportionallyinassetsremainingafterliabilitieshavebeenpaidinaliquidation.
;Thepreemptiveright.

第六章测试

ThedifferencebetweenaninvestmentsmarketvalueanditscostiscalledthePI.（）

A:对B:错

答案:错

Thenetpresentvalueruleisthataninvestmentshouldbeacceptedifthenetpresentvalueispositiveandrejectedifitisnegative.（）

A:错B:对

答案:对

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