银行招聘考试综合知识(习题卷10)

试卷科目：银行招聘考试综合知识银行招聘考试综合知识(习题卷10)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages银行招聘考试综合知识第1部分：单项选择题，共177题，每题只有一个正确答案,多选或少选均不得分。[单选题]1.下面什么促销方法有利于搞好企业与外界的关系，在公众中树立良好的企业形象，但其促销效果难以把握?（）A)公共关系B)广告C)人员推广D)营业推广[单选题]2.下列不属于网页浏览器的是（）。A)InternetExplorerB)FirefoxC)FoxProD)Chrome[单选题]3.以一定单位的外国货币为标准来计算应付多少单位本国货币的标价方式是（）。A)直接标价法B)买入标价法C)间接标价法D)应收标价法[单选题]4.资料：Seekingtoendastalemateinnegotiationsoverhercountry?swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry?sexit.Mrs.May?slong-awaitedintervention,duringaspeechinFlorence,Italy,wasbeingwatchedcloselyincapitalsontheContinentandinLondon,wheremembersofhercabinethavebeenfiercelydividedoverBritain?stortuousdivorcefromthebloc.ThespeechaimedtoopenthewaytoseriousnegotiationsonwhatiscommonlyknownasBrexit,andtoabroaderandmoreproductivediscussionaboutBritain?srelationshipwiththebloc.However,whileofferingsomeconcessionsdesignedtodothat,Mrs.MaydidnotgiveanyfreshinsightintothetypeoftiessheultimatelywantsBritaintohavetothebloc-aquestionthatdivideshercabinetandherConservative,orTory,Party.TheEuropeanUnion?schiefnegotiators,MichelBarnier,issuedacautiousresponse,sayinginastatementthat,?WelookforwardtotheUnitedKingdom?snegotiatorsexplainingtheconcreteimplicationsofPrimeMinisterTheresaMay?sspeech.OurambitionistofindarapidagreementontheconditionsoftheUnitedKingdom?sorderlywithdrawal,aswellasonapossibletransitionperiod.?AlthoughBritainisscheduledtoexittheEuropeanUnionin2019,therehasbeenlittleprogressintalkssinceMarch,whenLondonformallyannounceditsintentiontoleave.BrusselsisinsistingthatBritainagreetothetermsofthedivorcebeforediscussingfuturetradeties,whiletheBritishwouldliketodobothsimultaneously.Inlightofthecontinuingstandoff,manybusinessworryabouta?cliffedge?scenario,inwhichBritainwouldcrashoutwithoutadeal,soMrs.Mayisunderpressuretofindawayoutoftheimpasses.SpeakinginFlorenceonFriday,Mrs.MaydidnotsaypreciselyhowmuchmoneyBritainwouldcontinuetocontributetotheEuropeanUnion.ButshemadeasignificantpromisethattheBritish-whoarebignetcontributorstothebloc-wouldnotleaveaholeintheunion?sbudgetin2019and2020.?Idonotwantourpartnerstofearthattheywillneedtopaymoreorreceivelessovertheremainderofthecurrentbudgetplanasaresultofourdecisiontoleave.?Mrs.Maysaid.Thatwouldprobablymeanpaymentsofaround20billioneuros,orabout$24billion,afterBritain?sdeparture.Itwouldalsoeffectivelymaintainthestatequoforthedurationofatwo-yeartransitionperiod,meaningthatBritainwouldallowthefreemovementofEuropeanworkersandacceptrulingsfromtheEuropeanCourtofJustice.Thisaloneisunlikelytobeenoughtosatisfythe27othermembernations,butMrs.Mayhintedthatshewouldbewillingtogofurtherand?honorcommitmentswehavemadeduringtheperiodofourmembership.?Inaddition,Mrs.MayproposedasecuritypartnershipwiththeEuropeanUnion,stressingBritain?simportanceasadefensepower,andalsoofferednewlegalsafeguardstoguaranteetherightsofEuropeanUnioncitizensinBritainafterBrexit.Overall,Mrs.MaysoughttostressthecommoninterestLondonshareswithcontinentalEuropeancapitalsinreachinganagreementandavoidingdisruptiontotrade,wrappingherodderindialoguethatwasmorepositive,andlessantagonistic,thanthatofsomepreviousinterventions.EuropeanUnionnegotiatorshaverefusedtotalkaboutpost-Brexittiesuntiltheyjudgethatthereis?sufficientprogress?ontheissuestheyconsiderapriority.thestatesofEuropeanUnioncitizensinBritainafteritleaves,theborderbetweenIrelandandNorthernIreland(whichisapartoftheUnitedKingdom)andBritain?sfinancialcommitmentstothebloc.Thereislittlesignyetthattheother27nationsarepreparedtograntBritainabespokeagreement,andofficialshavewarnedLondononnumerousoccasionsthattherewouldbeno?cherrypicking?ofthepartsofEuropeanUnionmembershipitlikes.Accordingtothepassage,whichoftheA)Britainhasagreedtodiscusstheconditionsoftheexitbeforediscussingthefuturetradeties.B)TheresaMayhasmappedouttheblueprintoftherelationsbetweenBritainandEU.C)EUmightnotbesatisfiedwithMay?sSpeech.D)BritainisfullypreparedtowithdrawfromEUinanorderlyway.[单选题]5.资料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank?spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.TheroadinTajikistanisjustthreemileslong,butitwillhelpcleartrafficcongestiononanimportanttradingroutenearthecapital,Dushanbe.A$100millionloantoPakistanisfor40milesofhighwayinPunjabProvincethatwouldcompletethelastsectionofnationalartery,theM-4,thebanksaid.Threeoftheprojectsarebeingfinancedwithotherinstitutions-theAsianDevelopmentBank,theWorldBank,andtheEuropeanbankforReconstructionandDevelopment-anapproachthatallowedthenewbanktobegintheprojectsquickly.Thebank?s$165millionloantoexpandelectricityinruralareasofBangladeshisitsonlystand-aloneproject.Byfinancingprojectswithlong-establishedinstitutions,theBeijing-basedbankwasabletomovequicklybecauseworkonmeetingenvironmentalstandardsandprocurementpolicieshadbeencompleted,staffmembersatthebanksaid.AlthoughthenewbankwasChina?sidea,itisintendedtooperateasaninternationalbankdedicatedtoimprovingthebasicstructuresandfacilitiesneededtostimulatedevelopmentacrossAsia,Mr.JinsaidatanewsconferenceonSaturday.UnliketheWorldBankandtheAsianDevelopmentBank,theAsianInfrastructureInvestmentBankplaceslessemphasisonthereductionofpoverty,hesaid.Thebank?wasbornwiththebirthmarkofChina,butitsupbringingisinternational,?Mr.Jinsaid.Referringtothethreeotherinstitutionsthatwillfinancetheprojects,hesaid,?wecanworkwonderfullytogether.?Thenewbankisbeingwatchedclosely.TheUnitedStatesrefusedtojoinwhenitwasofferedmembershipin2014.Japanhasalsonotsoughtmembershipinthebank.ButPresidentObama?sadministrationwasmostlyconcernedthatthebankwouldchallengethecurrentdevelopmentarchitecture,theBrettonWoodssystemestablishedundertheleadershipoftheUnitedStatesafterWorldWarⅡ.Inthepastyear,Mr.JinhasworkedtoreassureWashington,largelybyagreeingtochooseprojectsthathavealreadybeenapprovedbytheWorldBank,theAsianDevelopmentBankandtheEuropeanBank.Hehasalsoemphasizedthatthenewbankwillbemorestreamlinedandstrivetobe?lean,greenandclean.?BritainwasthemosteageroftheWesterndemocraciestojointhebank,anditbrokerankswiththeUnitedStatesandbecameamemberinthefallof2014.OthermembersoftheEuropeanUnion,includingFranceandGermany,rushedinafterBritain.ThewithdrawalofBritainfromtheEuropeanUnionisnotexpectedtoaffectitsrelationshipwiththebank,Mr.Jinsaid.?IbelievetheUnitedKingdomwillcontinuetoplayanimportantroleinthedevelopmentofthebank,?hesaidatthenewsconference.AskedifhebelievedthatBritain?sdecisionshowedthattheoldguardwascrumblingquickerthanheexpected,Mr.Jindiplomaticallyrepliedthathehaddetectednosuch..（缺失）Twodozencountrieshaveexpressedinterestinjoiningthebank,andtheysentobserverstothetwo-daymeeting,Mr.Jinsaid.ThenewmemberswouldcomefromEasternEurope,LatinAmerica,andcouldjoinasearlyas（缺失）year.Aboutthefourprojects,whichoneofthefollowingstatementsisfalse?（）A)TheprojectwillonlyimproveroadinTajikistanbythreemilesbutitwilldogreathelp.B)Localpeoplewelcometheprojects.C)TheAsianInfrastructureInvestmentBankcanstarttheprojectsquicklywiththefinanceofotherinstitutions.D)TheprojectinBangladeshisalsofinancedwithotherinstitutions.[单选题]6.遵义会议召开于（）。A)长征之前B)长征开始时C)长征途中D)长征结束后[单选题]7.资料：Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwheremanyhouseholdtasksaresharedtoagreaterorlesserextent,notionsofmalesuperiorityarehardtomaintain.Thepatternofsharingintasksandindecisionsmakesforequality,andthisinturnleadstofurthersharing.Insuchahome,thegrowingboyandgirllearntoacceptthatequalitymoreeasilythandidtheirparentsandtopreparemorefullyforparticipationinaworldcharacterizedbycooperationratherthanbythebattleofthesexes.Iftheprocessgoestoofarandman'sroleisregardedaslessimportant-andthathashappenedinsomecases-weareasbadlyofasbefore,onlyinreverse.ItistimetoreassesstheroleofthemanintheAmericanfamily.Wearegettingalittletiredofmomism,-butwedon'twanttoexchangeitforneo-popism.Whatweneed,rather,istherecognitionthatbringingupchildreninvolvesapartnershipofequals.Therearesignsthatpsychologists,socialworkers,andspecialistsonthefamilyarebecomingmoreawareofthepartmenplayandthattheyhavedecidedthatwomenshouldnotreceiveallthecredit-noralltheblame.Wehavealmostgivenupsayingthatawoman'splaceisthehome.Wearebeginning,however,toanalyzemen'splaceinthehomeandtoinsistthathedoeshaveaplaceinit.Noristhatplaceirrelevanttothehealthydevelopmentofthechild.Thefamilyisacooperativeenterpriseforwhichitisdifficulttolaydownrules,becauseeachfamilyneedstoworkoutitsownwaysforsolvingitsownproblems.Excessiveauthoritarianismhasunhappyconsequences,whetheritwearsskirtsortrousers,andtheidealofequalrightsandequalresponsibilitiesisconnectednotonlywithahealthydemocracy,butalsowithahealthyfamily.Whatdoestheword"credit"meaninparagraph3?（）A)FaithB)ComplaintC)AccountD)Reputation[单选题]8.在开放经济中，国内总需求的增加将引起（）。A)国内生产总值增加，贸易收支状况改善B)国内生产总值增加，贸易收支状况恶化C)国内生产总值增加，贸易收支状况不变D)国内生产总值减少，贸易收支状况改善[单选题]9.长期保存或永久保存的重要文件，书写不能使用（）。A)蓝黑墨水B)碳素墨水C)纯蓝墨水D)黑色墨汁[单选题]10.下列属于大额交易的是（）。A)当日累计支取人民币18万元B)一笔25万元人民币的现金汇款C)个人银行账户之间当日累计45万元人民币的款项划转D)单位银行账户之间一笔150万元人民币的转账[单选题]11.?豆蔻?指女子（）岁。A)20B)13C)15D)16[单选题]12.假如在某个发展中国家名义利率为8％，通货膨胀率为l7％，则实际利率为（）。A)25％B)1．36％C)-9％D)9％[单选题]13.资料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.Anumberofeducatorswithinclusionclassroomsarerealizingthebenefitsofcollaborativelearningandspecialneedsstudentsbeingplacedinsmallgroupenvironmentswithregulareducationclassmates.Collaborativelearningallowsstudentstoconversewithoneanotherandbrainstormtogetherinordertofindsolutionstoproblemsortocompleteanassignment.Thistypeoflearningallowsstudentsofvaryingabilitylevelstolendtheirindividualstrengthstothegroupasawhole,therebyencouraginganappreciationofdiverseideasandapproachestoproblemsolving.Teacherscanchoosetoimplementseveraldifferenttypesofcollaborativelearningstrategies,dependingontheneedsofstudentsandthefocusofspecificassignments.Examplesofsmall-groupcollaborativelearningmethodsare:1）TheThink-Pair-Sharestrategy,whichinvolveseachstudentinthegrouptakingoneminutetoformulatearesponsetotheteacher'squestion,thensharingindividualfindingswithapartner.Aftercollaboratinginpairs,studentscanthenshareinputwithslightlylargergroupsorwiththeentireclass.2）TheSimpleJigsawstrategy,whichinvolvesfour-personteamssplittingateacher-assignedtaskintoequalparts.Eachstudentinthegroupactsasan"expert"ononesectionoftheassignmentandmeetswithcorresponding"experts"inothergroupsfordiscussionandtaskmastering.Studentsthenreturntotheirinitialteamstosharetheirknowledgeofthetaskwithothermembers.3）TheThree-StepInterviewstrategy,throughwhichstudentsinitiallybreakintopairsandtaketurnsinterviewingoneanotheraboutanassignment.Eachpairofstudentsthencombinewithanotherpairinordertoenhancethediscussion.4）TheNumberedHeadsTogetherstrategy,whereeachteammemberisassignedanumber,theninstructedtocollaborateonaquestion.Theteacherthencallsanumberrandomly,andthestudentineachgroupwhohasthatnumberactsasspokespersoninansweringthequestion.Eachstudentmustbepreparedforthepossibilityofhavinghisorhernumberchosen.Thebenefitsofcollaborativelearningandspecialneedsstudentshavingtheopportunitytoengageinsmallgrouptaskscanproducepositiveresultsinregardtoclassroomorganizationandmanagement.Teacherswhoresearchtipsoncollaborativelearningandimplementthepracticewithstudentsarelikelytohaveasuccessfulinclusionclassroom.Whatisthemostdistinctfeatureyouthinkbytheterm?inclusionclassroom??（）A)ItisdesiredforstudentswithspecialneedsB)ItistutoredbyregularteachersformainstreamstudentsC)ItisplannedforcollaborativelearningbymainstreamstudentsD)Ithasstudentswithspecialneedsandregulareducationclassmates[单选题]14.Thefirecausedalotof________tothebuildingandfactorymachinery.A)damageB)harmC)injuryD)wound[单选题]15.（）不能反映各科目的对应关系，不便于分析和检查经济业务的来龙去脉，不便于查对账目。A)记账凭证账务处理程序B)汇总记账凭证账务处理程序C)日记总账账务处理程序D)科目汇总表账务处理程序[单选题]16.以下各古代思想家中，提出?兼爱?、?非攻?等主张的是（）。A)孔子B)孟子C)墨子D)韩非子[单选题]17.我国的资产负债表采用（）结构。A)多步式B)单步式C)账户式D)报告式[单选题]18.1，4，16，49，121，（）。A)256B)225C)196D)169[单选题]19.Thesizeoftheaudience,______wehadexpected,waswelloveronethousand.A)whomB)asC)whoD)that[单选题]20.魅力型领导者的特征不包括（）。A)自信并且信任员工B)有理想化的愿景C)承诺为努力提供奖励D)对下属有高度的期望[单选题]21.中国人民政治协商会议是有广泛代表性的（）。A)行政决策组织B)咨询组织C)统一战线组织D)行政监察组织[单选题]22.对洋务派办洋务事业的指导思想最先作出完整表述的人是（）。A)冯桂芬B)曾国藩C)李鸿章D)张之洞[单选题]23.Sheneverforgavehimfor___hedidher.Neithercouldheridhimselfofthefeelingofguiltforhavingtreatedherthatway.A)wrongingB)awrongC)wrongD)thewrong[单选题]24.资料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare?consumptionpioneers?andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.Thefive-adoptergroupshavedifferentvalues.Innovatorsareventuresome-theytrynewideasatrisk.Earlyadoptersareguidedbyrespect-theyareopinionleadersintheircommunitiesandadoptnewideasearlybutcarefully.Theearlymajorityaredeliberate-althoughtheyrarelyareleaders，theyadoptnewideasbeforetheaverageperson.Thelatemajorityskeptical-theyadoptaninnovationonlyafteramajorityofpeoplehavetriedit.Finally，laggardsaretraditionbound-theyaresuspiciousofchangesandadopttheinnovationonlywhenithasbecomesomethingofatraditionitself.Whatisthisexcerptabout？A)TheconsumptionpioneersB)HowpeopleadoptthenewproductC)Thefive-adopterclassificationD)Thedifferentphasesofadoptingnewideas[单选题]25.现货市场与期货市场的主要区别是（）。A)金融工具期限不同B)金融工具交易阶段不同C)金融工具的交易市场不同D)金融工具的交割阶段不同[单选题]26.下列选项中，不合法的十六进制数是（）。A)H1023B)10111C)A120D)777[单选题]27.为了避免重复记账．习惯上对于将现金存入银行的业务，一般只编制（）。A)现金付款凭证B)银行存款收款凭证C)现金收款凭证D)银行存款付款凭证[单选题]28.()和通用性是计算机系统软件的两个重要特点。A)针对性B)可卸载性C)可扩充性D)基础性[单选题]29.Datedbacktothemiddleof16century,WalesinGreatBritonmadeaeducationalpolicythatfree,tax-supportedschoolsmustbeestablishedineverytown（）100householdsormore.A)havingB)tohaveC)tohavehadD)havinghad[单选题]30.Itwasno____thathiscarwasseennearthebankwhentherobberyhappenedA)coincidenceB)conventionC)certaintyD)complication[单选题]31.一家银行的利率敏感性缺口为负，当利率上升时，其利润会（）。A)上升B)下降C)不变D)不确定[单选题]32.见票即付的汇票，自出票日起（）内向付款人提示付款。A)10天B)20天C)1个月D)2个月[单选题]33.关于一般性货币政策工具，下列说法错误的是（）。A)调整法定准备金率对货币乘数的作用力度很强B)调整法定准备金率成效快C)与法定存款准备金率相比，再贴现政策的作用力度较弱D)公开市场业务是比较灵活的金融调控工具[单选题]34.当某种商品的Es>1时，表明()nA)供给完全无弹性B)供给弹性不充足C)供给弹性充足D)供给完全有弹性[单选题]35.对于热水瓶爆裂造成的烫伤，下列紧急处理正确的一项是（）。A)立即脱去被开水浸湿的衣裤或鞋袜B)立即用纱布包裹，冰块凉敷烫伤处C)立即用20℃左右的凉水冲洗D)擦干净烫伤皮肤，可用紫药水或红汞涂抹[单选题]36.下列科学家中属于美国科学家的是（）。A)西门子B)诺贝尔C)爱迪生D)马可尼[单选题]37.元曲是中华民族灿烂文化宝库中的一朵奇葩，它在思想内容和艺术成就上都体现了独有的特色，和唐诗宋词鼎足并举。以下关于元曲的说法不正确的有（）。A)元曲原本来自所谓的?蕃曲?、?胡乐?，首先在民间流传，被称为?街市小令?或?村坊小调?B)元曲中描写爱情的作品比历代诗词来得泼辣、大胆C)元曲有杂剧、散曲之分D)与律诗绝句和宋词相比，元曲的灵活性较差[单选题]38.管理和控制计算机系统软硬件资源的软件是（）。A)数据库B)应用软件C)软件包D)操作系统[单选题]39.Manystateshave______,amendedorrepealedlawstoimproveschoolnutrition.A)institutedB)organizedC)manufacturedD)enacted[单选题]40.Willyoupleasetellme___rightnow?A)whattimebeB)whattimeisitC)whatisthetimeD)whattimeitis[单选题]41.中行的成立时间是（）。A)1948年B)1954年C)2006年D)1912年[单选题]42.在经济学理论中，选择具有重要性，基本上是因为（）。A)人们是自私的，他们的行为是为了个人私利B)用于满足所有人的要求的资源是有限的C)政府对市场经济的影响有限D)一个经济要靠市场来解决稀缺性的问题[单选题]43.甲企业与乙银行签订借款合同，借款金额为10万元人民币．借款期限为1年，由丙企业作为借款保证人。合同签订3个月后，甲企业因扩大生产规模急需资金。遂与乙银行协商，将贷款金额增加到15万元，甲企业和乙银行通知了丙企业，丙企业未予答复．后甲企业到期不能偿还债务。该案中的保证责任应为（）。A)丙企业不再承担保证责任，因为甲企业与乙银行变更合同条款未得到丙的同意B)丙企业对10万元应承担保证责任，增加的5万元不承担保证责任C)丙企业应承担15万元的保证责任，因为丙对于甲和银行的通知未予答复，视为默认D)丙企业不再承担保证责任，因为保证合同因甲、乙变更了合同的数额条款而致保证合同无效[单选题]44.经济学领域所谓的?看不见的手?的最初提出者是（）。A)亚当·斯密B)凯恩斯C)大卫·李嘉图D)萨缪尔森[单选题]45.信用是（）。A)买卖关系B)赠予行为C)救济行为D)借贷关系[单选题]46.()是审计证据的主要组成部分，可称为基本证据。A)口头证据B)书面证据C)实务证据D)环境证据[单选题]47.申请免费电子信箱一般通过（）。A)写信申请B)电话申请C)电子邮件申请D)在线注册申请[单选题]48.2012年我国经济工作的总基调是稳中求进,扩大国内需求特别是消费需求是其战略基点。从经济学的意义上看，消费每增长一个百分点，能拉动经济增长0.8%,是投资的4倍。下列措施中，有助于促进居民消费的是（）。①提高银行存款利率②进一步完善社会保障体系③努力增加城乡居民收入④加快生活消费品更新换代A)①②③B)①②④C)①③④D)②③④[单选题]49.资料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit?sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.Butnownewresearchshowsthatnotgettingenoughsleepincreasesthechancesyourmindwillactuallycreatefalsememories.Thestudy,publishedinPsychologicalScience,allowedonegroupofparticipantstogetafullnights?sleepwhileanotherhadtostayupallnight.Inthemorningtheyweregivenaseriesofphotosthatweresupposedtoshowacrimebeingcommitted.Next,bothgroupsweregivensomeeyewitnessstatementsaboutthecrime.Likemanywitnessstatementsinreal-lifecrimesthedetailsweredifferenttothoseshowninthephotographs.Forexample,inoneinstancethephotoshowedathiefputtingawalletinhisjacket,butinthewitnessstatementitsaidheputitinhispants（that's?trousers?forBritishpeoplenothisunderwear!）.Afterwardstheywereaskedwhattheyhadseenintheoriginalphotographs.Theresultsshowedthatthosewho'dmissedoutontheirsleepwerethemostlikelytoregurgitatethefalseeyewitnessstatementsthey'djustreadratherthanrememberingthe?true?crime-scenephotosthey'dbeenshownmomentsbeforehand.Thelackofsleephadmessedwiththeirheadstotheextentthealltheevidence-rightandwrong-hadgotmixedup.Oneofthestudy'sauthors,KimberlyFenn,said:?Peoplewhorepeatedlygetlowamountsofsleepeverynightcouldbemoreproneinthelongruntodeveloptheseformsofmemorydistortion.It'snotjustafullnightofsleepdeprivationthatputsthematrisk.Indeed,apreliminarystudytheycarriedoutfoundthatgettingjustfivehourssleepwasenoughtocausepeopletostartmanufacturingfalsememories.Whatisbesttitleofthisarticle?A)SleepandPhotographicmemoryB)LackofSleepLeadingtoCrimesC)SleepandCognitiveofhumanbeingsD)LackofSleepProducingFalseMemory[单选题]50.A（n）___fiveyearsago,Pangkorboastedsweet-singingbirds.Nowthejungleisbeingcutdown.A)justB)mereC)onlyD)simple[单选题]51.资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?However,theshifttoe-governmentisturningintoonegiantpainintheneck-technologyisn'ttheproblem,moneyis.TheGartnerGroupestimatedthatprojectspendingfore-governmentwillgrowfrom$6.5billionin2010tomorethan$16.8billionby2025.Thecostworldwideoverthenext15years,however,isthoughtbysometoreachorevenexceed$600billion.Citizensareoftwominds-theyliketheconvenienceandflexibilityofe-government,buttheyhaveshownnogreatinterestincoughingupextrataxdollarsforthispurpose.E-governmentisturningouttobemuchmoreexpensivethanitsearlychampionsenvisioned.Justbecausethatastate'sdepartmentofmotorvehiclesallowsonlineautoregistrationdoesn'tmeanitcanshutdownitsphysicalstations.ThecostofcreatingandmaintaininganInternetpresencemustbeaddedtotheexistingcoststructure.Whysoexpensive?It'scheapenoughforaregionalforestservicetoputupafirealertwebsite.Butmountingacomprehensivesystemofinputsandoutputsthatmirrorsandinsomeinstancessupersedesoff-linegovernmentstructuresisamammothexpenditure,conductedwithlittleassurancethatemergingtechnologicalstandardswon'tleaveyoureffortinthedust.Ifthissoundseerilysimilartotheconfidencewalldot-combusinessespiledintolastyear,goodforyou,becauseit?sthesamewall,thewallofreality,wheremoneyisstillmoney,andbecauseathingisvirtualdoesn?tmeanit?sfree.Itisareallybigproblem.Weallknowitisgoingtocostatonofmoney,butnooneknowswheretogoforthemoney.What?stheauthor?spurposeofmentioningastate?sdepartmentofmotorvehicles?A)Toshowthate-governmentwilladdnewcosts.B)Toshowthatthee-governmentisuselessinsomecases.C)Toshowthatphysicalstationsarenotfunctioningwell.D)Toshowthatthee-governmentwillreplacephysicalstations.[单选题]52.甲为上厕所,将不满1岁的女儿放在外边靠着篱色站立，刚进入厕所，就听到女儿的哭声，急忙出来，发现女儿倒地，疑是站在女儿身边的4岁男孩乙所为。甲一手扶起自己的女儿，一手用力推乙，导致乙倒地，头部刚好碰在一块石头上，流出鲜血，并一动不动。甲认为乙可能死了，就将其抱进一个山洞，用稻草盖好，正要出山洞，发现稻草动了一下，以为乙没死，于是拾起一块石头猛砸乙的头部，之后用一块磨盘压在乙的身上后离去。案发后，经法医鉴定，甲在用石头砸乙之前，乙已经死亡。依此情况，甲的行为构成何罪？（)A)过失致人死亡罪B)过失致人死亡罪与故意杀人罪（既遂）数罪C)过失致人死亡罪与故意杀人罪（未遂）数罪D)故意杀人罪[单选题]53.短期总供给曲线向右上方倾斜，该曲线变为一条垂线的条件是（）。A)经济中实现了充分就业B)通货膨胀率为零C)物价水平保持稳定D)总供给受到了资源和其他因素的制约[单选题]54.在现代经济社会中，各国政府都具有宏观调控职能，一般通过货币政策、财政政策和对外经济政策以调节社会总供给与总需求均衡。被称为社会经济活动?内在稳定器?的是（)。A)货币政策B)财政政策C)产业政策D)投资政策[单选题]55.我国股票价格指数采用的计算方法是（）。A)平均指数B)综合指数C)固定权数平均指数D)实际权数平均指数[单选题]56.下面关于金融工具和金融市场叙述错误的是（）。A)贷款属于间接融资工具，其所在市场属于间接融资市场B)股票属于直接融资工具，其发行、交易的市场属于直接融资市场C)银行间同业拆借市场属于货币市场，同业拆借是其中的一种短期金融工具D)银行间债券市场属于资本市场，债券回购是其中的一种长期金融工具[单选题]57.InWesternAustralia，therearearound450aircraftmaintenanceengineers，mostof______workinthePerthmetropolitanarea.A)themB)whomC)whichD)they[单选题]58.下面各组宏观经济发展目标所对应的衡量指标错误的是（）。A)经济增长-国民生产总值B)充分就业-失业率C)物价稳定-通货膨胀D)国际收支平衡-国际收支[单选题]59.下列（）不是市场风险的特征。A)由共同因素引起B)影响所有股票的收益C)可以通过分散投资来化解D)与股票投资收益相关[单选题]60.教育储蓄的起存金额为（）。A)10元B)50元C)100元D)200元[单选题]61.资料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.Asthegeneralstandardoflivinginthecountryrises,thepovertylinedoes,too.Therefore,evenwithtoday?srelativelyhighstandardofliving,about10percentofthepeopleintheUnitedStatesarebelowthepovertyline.However,ifthesepeoplehadstablejobs,theycouldhaveanacceptablestandardofliving.Economistssuggestseveralreasonswhypoorpeopledonothavejobs.Foronething,morethanhalfofthepoorpeopleintheUnitedStatesarenotqualifiedtowork.Over40percentofthepoor.Peoplearechildren.Bylaw,childrenlessthan16yearsoldcannotworkinmanyindustries.AlargenumberofpoorpeopleareOld.Manycompaniesdonothirepeopleover65yearsold,thenormalretirementage.Somepooradultsdonotlookforjobsforavarietyofpersonalreasons:theyaresick,theydonothaveanymotivation,theyhavefamilyproblems,ortheydonotbelievethattheycanfindajob.Otherpoorpeoplelookforajobbutcannotfindone.Manypooradultsneverwenttohighschool.Therefore,whentheylookforjobs,theyhavefewskillsthattheycanoffer.Atthepresenttime,thegovernmentthinksitcanreducepovertyinthecountryinthefollowingways.First,ifthenationaleconomygrows,businessesandindustrieshiremoreworkers.Someofthepoorwhoarequalifiedtolookforjobsmayfindemployment.Thentheywillnolongerbebelowthepovertyline.Second,ifsocietyinvestsinthepoor,thepoorwillbecomemoreproductive.Ifthegovernmentspendsmoneyonsocialprograms,education,andtrainingforpoorpeople,thepoorwillhavetheskillstooffer.Thenitismorelikelythattheycanfindjobs.Finally,ifthegovernmentdistributessociety'sincomedifferently,itraisessomepoorpeopleabovethepovertyline.Thegovernmentcollectstaxesfromthenon－poorandgivesmoneytothepoor.Thesepaymentstothepoorarecalledwelfare.In1975over18millionpeopleintheUnitedStatesreceivedwelfare.Someeconomistsarelookingforbettersolutionstothepovertyproblem.However,atthepresenttime,manypeopledependonwelfareforaminimallyacceptablestandardofliving.Theauthor?smainpurposetowritethisarticleis_____A)togiveseveralpossiblesolutionstotheproblemofpovertyB)toexplainwhysomepeopleintheUnitedStatesarebelowthepovertylineC)toshowsympathyforthosepoorpeopleD)togivethedefinitionof?povertyline?[单选题]62.FTP是Internet中（）。A)发送电子邮件的软件B)浏览网页的工具C)用来传送文件的一种服务D)一种聊天工具[单选题]63.作为应用文体，公文有广泛的实用性、（）、全面的真实性、格式的规定性四个特点。A)直接的作用性B)实际的长效性C)直接的针对性D)准确的真实性[单选题]64.资料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC?sHistoryWall,astrikingartinstallationatthebank?sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank?sarchivesandarrangedinchronologicalorder.EventhisisdwarfedbyCocaCola,theAmericanclassics.InMay,CocaColaopenedanewcorporatemuseuminAtlanta,whichisexpectedtopullinmorethan1millionv