国际结算（双语）智慧树知到期末考试答案2024年

国际结算（双语）智慧树知到期末考试答案2024年国际结算（双语）()isNOToneofthepropertiesofNegotiableInstruments.

A:AvailabilityB:NegotiabilityC:WordsRestrictionD:RightSetting答案:AvailabilityActsrelatedtoNegotiableInstrumentsinclude().

A:AcceptanceB:BorrowingC:PresentationD:Draw答案:Draw###Borrowing###AcceptanceWhichofthefollowingbelongtoPaymentOrder?

A:PromissoryNoteB:BillofExchangeC:DraftD:Cheque答案:BillofExchange###Cheque###DraftInternationalSettlementhasbeendevelopingfrom().

A:FromindirectsettlementtodirectsettlementB:Fromcashtonon-cashC:FrompaymentondeliverytopaymentagainstdocumentD:FromBartertocash答案:FromBartertocash###Fromcashtonon-cash###FrompaymentondeliverytopaymentagainstdocumentT/Tisthemostefficientandsafestwaytotransferfund.

A:错B:对答案:对InRemittance,theRemitterreferstotheimporterininternationaltrade.

A:对B:错答案:对UnderD/P,bankswillreleasedocumentsagainstpayment.

A:对B:错答案:对Trader'sBillisbasedoncommercialcredit.

A:错B:对答案:对Promissorynoteisathree-partyinstrument.

A:对B:错答案:错"Negotiability"meansthetitleofinstrumentscanbepassedfrompersontopersonbymerelydeliveryorbyendorsementanddelivery.

A:对B:错答案:对EndorseeisoneofthebasicparticipatingpartiesofBillofExchange.

A:对B:错答案:错AnAcceptanceCreditrequiresaTimeDraftwhiletheDeferredCreditdoesnot.

A:错B:对答案:对DirectCollectionreferstoCollectionaccompaniedbyfinancialdocumentsonly.

A:对B:错答案:错WhenissuingL/C,theIssuingBankshouldavoidtoinclude“SoftClause”and“Non-documentaryClause”.

A:错B:对答案:对"Presentation"meanswhenthecreditorexercisesitsright(i.e.askstheDraweeforacceptanceorpayment),thereisnoneedtoexplainthereason.

A:对B:错答案:错Payeeisthepartytowhomaninstrumentisdrawn/addressed,andwhoisrequestedtopay.

A:错B:对答案:错TheImporteristheApplicantundertheAdvancePaymentGuarantee.

A:错B:对答案:错UnderRemittanceitistheExporter'sresponsibilitytosubmitApplicationtotheRemittingBank.

A:对B:错答案:错"Returnability"meanswhentheholderreceivespayment,he/sheshouldreturnthesignedinstrumenttothepayer.

A:错B:对答案:对ForLetterofCredit,itisrecommendedtomark“toorderofShipper”under“Consignee”oftheBillofLading.

A:错B:对答案:错PromissoryNoteisnotapaymentorder.

A:错B:对答案:对UnderD/P,documentswillbereleasedagainstacceptance.

A:错B:对答案:错Banksshalleachhaveamaximumoffourbankingdaysfollowingthedayofpresentationtodetermineifapresentationiscomplying.

A:错B:对答案:错AnL/CcannotbeamendedwithouttheagreementoftheIssuingBank,theConfirmingbank(ifany)andtheApplicant.

A:对B:错答案:错Banker'sBillisbasedoncommercialcredit.

A:错B:对答案:错PayingBankisthebankthatadvisestheL/CattherequestoftheIssuingBank.

A:错B:对答案:错Bankisalwaysthe"Payer"inaCheque.

A:错B:对答案:对TheConfirmingbankmustextenditsconfirmationtoanamendment.

A:错B:对答案:错BillofLadingisissuedbytheExporter

A:对B:错答案:错EndorseristhepartyissuestheDraft.

A:对B:错答案:错BeneficiaryistheDraweeoftheDraftusedinD/D.

A:对B:错答案:错WhenendorsingaBillofExchange,theEndorsermustsignonthebackofaBill.

A:错误B:正确答案:正确Whichoneofthefollowingisatraditionalsettlementmethod?

A:CollectionB:StandbyLetterofCreditC:ForfaitingD:Factoring答案:AI参考:正确答案是B:StandbyLetterofCredit。\nStandbyLetterofCredit是一种传统的结算方式，是买卖双方在合同中约定的，当卖方按合同规定完成交货并提交有关单据后，由银行或保险公司等第三方作为信用担保，对买方或其指定银行在付款前进行审核的单据和货物相符的一种担保方式。其他选项中，A选项“Collection”是托收，C选项“Forfaiting”是保理，D选项“Factoring”是应收账款融资，都不是传统的结算方式。因此，答案为B。'InMT103,whenbankingchargesaresharedbetweentheRemitterandtheBeneficiary,field70Awillberecordedas().

A:BENB:OURC:PAYD:SHA答案:AI参考:正确选项是【C:PAY】。\n\n根据题目描述，在MT103中，当汇款人和收款人之间共享银行费用时，字段70A会被记录为“PAY”，表示银行费用由双方共同承担。选项A、B、D都不符合题意。'Thefollowingarecommercialdocuments,except().

A:CommercialInvoiceB:BillofLadingC:DraftD:InsurancePolicy答案:AI参考:正确答案是C:Draft。\n\n商业发票（CommercialInvoice）、提单（BillofLading）和保险单（InsurancePolicy）都是商业文件，而汇票（Draft）不是商业文件，而是用于结算的工具。因此，除了汇票外，其他选项都是商业文件。所以，答案为C。'DirectReimbursementcouldbedonebytheRemittingBank(

)thePayingBank'saccount.

A:CreditingB:NoneoftheotherC:DebitingD:Takingmoneyoutof答案:AI参考:正确选项是【A:Crediting】。\n\n根据问题描述，直接报销可以通过汇款银行将款项记入收款银行的账户，因此选项A“记入”是正确答案。选项B“其他都不行”、C“减记”、D“取出钱”都不符合问题描述。'()isanexampleofRestrictiveOrder.

A:"PaytotheorderofA"B:"PaytoA"C:"PaytoAororder"D:"PaytoAonly"答案:AI参考:正确答案是B："PaytoA"。\n"PaytoA"是一个限制性支付指示的例子，即只对A进行支付。其他选项均不是限制性支付指示的例子。选项A是错误的，因为它不具有任何特定的限制。选项C虽然使用了"ororder"，但"order"并不代表特定的个人或团体，所以也不正确。选项D过于具体，表达的是“仅对A进行支付”，但题干中并没有提及具体的付款人。因此，答案是B。'()becomesanAcceptor,whenitacceptstheDraftandsignsontheDraft.

A:PayeeB:EndorserC:DrawerD:Drawee答案:AI参考:正确选项是B:Endorser。\n\n在商业银行业务中，Endorser指的是签名者，即在支票背面签名的人。当Endorser接受Draft并签署Draft时，它成为了一个Acceptor，即接受者。因此，选项B是正确答案。Payee是收款人，Drawer是出票人，Drawee是付款人，这三者与Acceptor没有直接关系。'"PaytoA"isakindof()

A:RestrictiveOrderB:BearerOrderC:IndicativeOrderD:OpenOrder答案:AI参考:正确选项是【B:BearerOrder】。\n\n解释：PaytoA是一种不指定具体购买对象的开放式订单，通常由交易双方协商决定具体购买细节，并由买方填写为买方，卖方填写为卖方。因此，PaytoA是一种无记名开放式订单，也被称为“BearerOrder”，即持有者拥有该订单，与限制性指令、指示性指令和开仓指令等其他类型订单不同。'CollectionDraftneedstobeendorsedtwice,ifthePayeeisthe().

A:PayingBankB:RemittingBankC:ImporterD:Principal答案:AI参考:正确选项是【B:RemittingBank】。\n\n根据题目中的描述，如果收款人是汇出行，汇款需要经过汇出行两次的批准，因此选项B“RemittingBank”是正确的答案。其他选项中，A选项“PayingBank”通常是付款人所在的银行，不需要经过两次批准；C选项“Importer”通常是进口商