2024年全国银行招聘之银行招聘综合知识考试高频题（附答案）

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一、选择题

1、Passage4

AlexTaw,a21yearoldstudentfromWiltshire,England.Hespentlastsummerlikeanyotherhigh

schoolgraduate—hangingoutwithfriends,preparingforcollege,worryingabouthisuniversity

fees.Whilemostofhispeersgaveupontheirpipedreams,hesatdownwithanotebookat

home,andjotteddownthequestion:HowcanIbecomeamillionaire?

TheresultwastheMillionDollarH.Alex'sinitialinvestmentwas50poundstobuy

webspaceandadomainname.Hedividedtheblankhomepageintoonemillionpixels,10,000

blocksof100pixelseach.Eachpixelwasworth$lwithminimumpurchase100pixels.Withina

monthAlexhadearnedsome$37,000,enoughforhimtocovertheentirecostofhisforthcoming

threeyearsatuniversity.lnjustafewmonths,hebecamearealmillionaire.

HowdidhecomeupwiththeideaoftheMillionDollarHomepage?

“Well」wastryingtothinkofawaytomakesomemoneybeforeIstarteduniversity,asIwas

abouttotakeonahugedebtandIwasalreadyoverdrawn.Swiftactionwasnecessaryl^Hesaid.

Healsoadded/Theimportantthingisthatanythingispossible—weareonlylimitedbyour

凶密imagination.!alwayshadthisbeliefthatagoodideacanbesuccessfulonitsown.IthinkI've

封

线learnedthatifwethinkdeepertherearemagicalsolutionshidingawayforustofind.”

Hispersonalphilosophyarcundmoneyis:Moneyisnoteverything,butit'sanessentialpartofthe

waywelive.Havingsomeremovesacertainamountofstress,but,unlesswearecareful,itcan

createanewtypeofstress.

Healsosaid/lstillwanttogotouniversity.Asidefromgainingknowledgeaboutbusiness,there

areotherreasons—exploringyourinterests,meetingnewpeople,andbeinginacreative

environment/

Besidesmakingcontributionstosociety,hewouldtrytoencourageandinspirepeopletothinkof

creativesolutionstoproblems,whatevertheyare.

Whatwouldbethebesttitleforthepassage?()

A.LittleMoneyLeadsto

恬

B.aMillionaireBTheSuccessRoadtoBeaMillionaire

C.AlexTaw：AnMillionaireBoy

D.TheMillionDollarH

2、Passage10

Withsomuchfocusonchildren'suseofscreens,it'seasyforparentstoforgetabouttheirown

screenuse/Techisdesignedtoreallysuckonyouin/saysJennyRadeskyinherstudyofdigital

play/anddigitalproductsaretheretopromotemaximalengagement.ltmakesithardto

disengage,andleadstoalotofbleed-overintothefamilyroutine//

Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-child

pairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercise

started20percentfewerverbaland39percentfewernonverbalinteractionswiththeir

children.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthe

family.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitecbids

fortheirattention.

Infantsarewiredtolookatparents/facestotrytounderstandtheirworld,andifthosefacesare

blankandunresponsive-astheyoftenarewhenabsorbedinadevice-itcanbeextremely

disconcertingforthechildren.Radeskycitesthe/zstillfaceexperimentz,devisedbydevelopmental

psychologistEdTronickinthe1970s.Init,amotherisaskedtointeractwithherchildinanormal

waybeforeputtingonablankexpressionandnotgivingthemanyvisualsocialfeedback;Thechild

becomesincreasinglydistressedasshetriestocapturehermother'sattention/Parentsdon't

havetobeexquisitelyparentsatalltimes,butthereneedstobeabalanceandparentsneedtobe

responsiveandsensitivetoachild'sverbalornonverbalexpressionsofanemotionalneed/says

Radesky.

Ontheotherhand,Tronickhimselfisconcernedthattheworriesaboutkids/useofscreensare

bornoutofan/zoppressiveideologythatdemandsthatparentsshouldalwaysbeinteracting'with

theirchildrenflt'sbasedonasomewhatfantasized,verywnite,veryupper-middle-classideology

thatsaysifyou'refailingtoexposeyourchildto30,000wordsyouareneglectingthem.wTronick

believesthatjustbecauseachildisn'tlearningfromthescreendoesn'tmeanthere'snovalueto

it—particularlyifitgivesparentstimetohaveashower,dohouseworkorsimplyhaveabreak

fromtheirchild.Parents,hesays,cangetalotoutofusingtheirdevicestospeaktoafriendorget

someworkoutoftheway.Thiscanmakethemfeelhappier,whichletsthenbemoreavailableto

theirchildtherestofthetime.

TheoppressiveideologymentionedbyTronickrequiresparentsto().

A.protectkidsfromexposuretowildfantasies

B.teachtheirkidsatleast30,000wordsayear

C.ensureconstantinteractionwiththeirchildren

0.remainconcernedabou:kid'suseofscreens

3、Anentrepreneur^productorservicemustsoundandmarketable,enoughtoconvince

peopletobecomeinvestors.

A.sustainable

B.feasible

C.probable

0.eligible

4、计算机中数据的表示形式是()o

A.八进制

B.十进制

C.二进制

D.十六进制

5.Ihavebeenlookingyourkindreply.

A.outfor

B.downon

C.inon

0.forwardto

6、Theorphanageisjustoneofher()causes.

A.phonetic

B.philanthropic

C.prevalent

D.lunatic

7、Passage7

Inarareunanimousruling,theUSSupremeCourthasoverturnedthecorruptionconvictionofa

formerVirginiagovernor,RobertMcDonnell.Butitdidsowhileholdingitsnoseattheethicsofhis

conduct,whichincludedacceptinggiftssuchasaRolexwatchandaFerrariAutomobilefroma

companyseekingaccesstogovernment.

Thehighcourt'sdecisionsaidthejudgeinMr.McDonnelKstrailfailedtotellajurythatitmust

lookonlyathis'officialacts/ortheformergovernor'sdecisionson^specific^and'unsettled'issues

relatedtohisduties.

Merelyhelpingagift-givergainaccesstootherofficials,unlessdonewithclearintenttopressure

thoseofficialsjsnotcorruption,thejusticesfound.

Thecourtdidsuggestthatacceptingfavorsinreturnforopeningdoors

is“distasteful"and"nasty."Butunderanti-briberylaws,proofmustbemadeofconcrete

benefits,suchasapprovalofacontractorregulation.Simplyarrangingameeting,makingaphone

call,orhostinganeventisnotan/zofficialact."

Thecourt'srulingislegallysoundindefiningakindoffavoritismthatisnotcriminal.Elected

leadersmustbeallowedtohelpsupportersdealwithbureaucraticproblemswithoutfearof

prosecutionofbribery/Thebasiccompactunderlyingrepresentativegovernment/wroteChief

JusticeJohnRobertsforthecourt/assumesthatpublicofficialswillhearfromtheirconstituents

andactontheirconcerns/

Buttherulingreinforcestheneedforcitizensandtheirelectedrepresentatives,notthecourts,to

ensureequalityofaccesstogovernment.Officialsmustnotbeallowedtoplayfavoritesin

providinginformationorinarrangingmeetingssimplybecauseanindividualorgroupprovidesa

campaigndonationorapersonalgift.Thistypeofintegrityrequireswill-enforcedlawsin

governmenttransparency,suchasrecordsofofficialmeetings,rulesonlobbying,andinformation

abouteachelectedleader'ssourceofwealth.

Favoritisminofficialaccesscanfanpublicperceptionsofcorruption.Butitisnotaways

corruption.Ratherofficialsmustavoiddoublestandards,ordifferenttypesofaccessforaverage

peopleandthewealthy.lfconnectionscanbebought,abasicpremiseofdemocraticsociety-that

allareequalintreatmentbygovernment-isundermined.Goodgovernmentrestsonan

understandingoftheinherentworthofeachindividual.

Thecourt'srulingisastepforwardinthestruggleagainstbothcorruptionandofficialfavoritism.

Whydoesthecourt'srulingreinforcestheneedforcitizens?

A.Noparticularreasons

B.Forabetterreputation

C.Forthesocialequality

D.Asthelawsaid

8、国家税务总局近日印发通知，要求全国税务系统贯彻落实好各项减税降费政策，确保企

业和人民群众有实实在在的获得感，提振市场信心，促进经济实现高质最发展。据介绍，国

家税务总局专门设立()，负责集中受理和协调解决中小微企业涉税诉求。通知要求，

各省税务机关也要指定专门部门、安排专人负责中小微企业服务工作。2019年上半年，国

家税务总局将以小微企业普惠性减税等政策落实情况为重点，组织开展减税降费工作督导。

A.小微企业咨询点

B.小微企业办事中心

C.小微企业服务处

D.小微企业优惠中心

9、Tooursurprise,shesuddenly()infrontofus<>

A.appealed

B.appeared

C.appeased

D.prepared

10、资料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersare

implementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPolland

commissionedbytheCTIA.

Thesurveywasapartofthecompany'songoingeffortstoboostusereducationonthepitfallsof

mobilesecurityandassesswhethertheCTIA'sinitiativesareworking.

ItturnsoutthatmobileusersintheUShavebegunimplementingmanyoftheinitiativessetforth

andhaveincreasedbothawarenessof,andprotectionfor,theirmobiledevices:

MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninprevious

years.In2016,ofsmartphoneusershadsomesortofPIN/password,upfrom2015andform

2012.

Anincreasingnumberofsmartphoneusershaveinstclledbuilt-inremotelock-and-erase

software.Ofsurveyrespondents,havethistypeoflock-and-erasesoftwareinstalled,upan

astoundingfrom2015andfrom2012.

Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware,of

smartphoneusershaveananti-virussoftwareinstalled,comparedwithonlyofsmartphone

ownersin2015,accordingtoBlIntelligence.

Thesurveyresultsindicatethatusersarebecomingincreasinglyawareofthedangerposedby

theincreasingrelianceonmobiletechnologyformnotonlymaliciousentitieslikehackers,but

alsogovernmentsurveillance.Specifically,usersareincreasinglyseekingforwaystoguard

themselvesinlightofanumberofrecenthigh-profileincidentsinvolvingphonesecurity-like

Apple'scaseagainsttheFBI,forexample.

Becauseofthis,itwillbecomeincreasinglycommonforappdevelopersanddevicemanufactures

tobuildinsecurityandend-to-endencryption.Thiscanbeseenindevicesandappssuchas

WhatsAppandiPhones.Developersanddevicemanufacturersthatdon'tincludethisfeaturein

theirproductscouldbefacedwithnegativeconsumerattitudes.

Accordingtothepassage,ofsmartphoneusershadsomesortofPIN/passwordin2015

and2012.

A.and

B.and

C.and

D.and

11、Passage3

Asksomeonewhattheyhavedonetohelptheenvironmentrecentlyandtheywillalmost

certainlymentionrecycling.Recyclinginthehomeisveryimportant,ofcourse.However,being

forcedtorecycleoftenmeanswealreadyhavemorematerialthanweneed.Wearedealingwith

theresultsofthatover-consumptioninthegreenestwaypossible,butitwouldbefarbetterifwe

didnotneedtobringsonuchmaterialhomeinthefirstplace.

Thetotalamountofpackaginghasincreasedby12%between1999and2005.ltnowmakesupa

thirdofatypicalhousehold'swasteintheUK.Inmanysupermarketsnowadaysfooditemsare

packagedtwicewithplasticandcardboard.

Toomuchpackagingisdoingseriousdamagetotheenvironment.TheUK,forexamplejsrunning

outofitforburyingthisunnecessarywaste.lfsuchpackagingisburnt,itgivesoffgreenhouse

gaseswhichgoontocausethegreenhouseeffect.Recyclinghelps,buttheprocessitselfuses

energy.Thesolutionisnottoproducesuchitemsinthefirstplace.Foodwasteisaserious

problem,too.Toomanysupermarketsencouragecustomerstobuymorethanthey

need.However,fewofthemarecomingroundtotheideathatthiscannotcontinue,encouraging

customerstoreusetheirplasticbagsjorexample.

Butthisisnotjustaboutsupermarkets.ltisaboutallofus.Wehavelearnedtoassociate

packagingwithquality.Wehavelearnedtothinkthatsomethingunpackagedisofpoor

quality.Thisisespeciallytrueoffood.Butitisalsoappliedtoawiderangeofconsumer

products,whichoftenhavefarmorepackagingthannecessary.

Therearesignsofhope.Asmoreofusrecycle,wearebeginningtorealizejusthowmuch

unnecessarymaterialsarecollected.Weneedtofacethewastefulnessofourconsumer

culture,butwehaveamountaintoclimb.

Whatdoestheunderlinedphrase//over-consumption,/referto?()

A.Usingtoomuchpackaging

B.Recyclingtoomanywastes

C.Havingmorematerialthanisneeded

0.Makingmoreproductsthannecessary

12、根据《个人外汇管理办法》的规定，下列说法不正确的是（）。

A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户

B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户

C.结算账户用于转账汇款等资金清算支付

D.储蓄账户可用于外汇存取与转账

13、商业银行等金融机构之间的债权债务须通过其在中央银行的存款账户进行清算，其账户

是（）o

A.临时存款账户

B.存款型备金账户

C.专用存款账户

D.特殊存款账户

14、“如果三年内不结婚，赠送你一万元"，这个说法（）。

A.是有期限的赠与合同

B.无效合同

C.是附有负担的赠与合同

D.是赠与合同

15、在Excel中，将3、4两行选定，然后进行插入行操作，下列表述正确的是（）。

A.在行号2和3之间插入两个空行

B.在行号3和4之间插入两个空行

C.在行号4和5之间插入两个空行

D.在行号3和4之间插入一个空行

16、某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学

交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（）名同

学获得贫困助学金。

A.10

B.12

C.14

D.16

17、关于同业拆借，以下叙述正确的是（

A.拆借双方仅限于商业银行

B.拆入资金只能用于发放流动资金贷款

C.隔夜拆借一般不需要抵押

D.拆借利率由中央银行预先规定

18、区分不变资本和可变资本的依据是（）。

A.资本各部分的流通形式不同

B.资本的不同部分在价值增值过程中起不同的作用

C.资本各部分价值转移的方式不同

D.资本各部分有不同的实物形式

19、以下（）是直接融资工具。

A.商业票据

B.银行本票

C.保险单

D.银行券

20、下列各项不是戏剧的是（）。

A.《蝶恋花》

B.《桃花扇》

C.《窦娥冤》

D.《西厢记》

21、以下关于货币政策中介目标的叙述错误的是（）＜.

A.货币政策的中介目标又称为中间指标、中间变量

B.中介目标足介于货币政策工具变量与货币政策目标变量之间的变量指标

C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标

D.中介目标是指中央银行操作目标方面的变量指标

22、资料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventing

fraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,

thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdata

andthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdata

usedinmakingdecisions.

Thedecisionsmadebymanagementarecommunicatedthroughouttheorganizationand

becomecompanypolicy.Theresultsofthepolicies——theconsequencesofmanagerial

decisions--mustbereportedbacktomanagementsothatthesoundnessofcompanypolicies

canbeevaluated.Amongthemeansofcommunicationincludedinthesystemofinternalcontrol

areorganizationcharts,manualsofaccountingpoliciesandprocedures,flowcharts,financial

forecasts,purchaseorders,receivingreports,invoices,andotherdocuments.Theterm

documentationreferstoallthecharts,forms,reports,andotherbusinesspapersthatguideand

describetheworkingofacompany'ssystemofaccountingandinternalcontrol.

Internalcontrolsfallintotwomajorclasses:administrativecontrolsandaccountingcontrols.

Administrativecontrolsaremeasuresthatincreaseoperationalefficiencyandcompliancewith

policiesinallpartsoforganization.Forexample,anadministrativecontrolmaybearequirement

thattravelingsalespersonssubmitreportsshowingthenumberofcallsmadeoncustomerseach

day.Anotherexampleisadirectiverequireairlinepilotstohaveregularmedicalexaminations.

Theseinternaladministrativecontrolshavenodirectbearingonthereliabilityofthefinancial

statements.Consequently,administrativecontrolsarenotofdirectinterestonaccountantsand

independentauditors.

Internalaccountingcontrolsaremeasuresthatrelatetoprotectionofassetsandtothereliability

ofaccountingandfinancialreports.Anexampleistherequirementthatapersonwhosecuties

involvehandlingcashshaInotalsomaintainaccountingrecords.Morebroadlystated,the

accountingfunctionmustbekeptseparatefromthecustodyofassets.Anotheraccounting

controlistherequirementthatchecks,purchaseorders,andotherdocumentsbeserially

numbered.Stillanotherexampleistherulethatapersonwhoordersmerchandiseandsupplies

shouldnotbetheonetoreceivethemandshouldnotsigncheckstopayforthem.

Whichofthefollowingisarexampleofinternalaccountingcontrols?（）.

A.personisrequiredtokeepthecustodyofassetaswellasaccountingrecords

B.personisrequiredtoordermerchandiseandsuppliesandtoreceivethemaswell

C.personisrequiredtohandlecashandanotheronetomaintainaccountingrecords

0.travelingsalespersonisrequiredtopresentreportsshowingthenumberofcallsmadeon

customers

23、《坛经》中记载：“时有风吹幡动，一僧日风动，一僧日幡动，议论不己。思能进日：不

是风动，不是幡动，仁者心动。”这段话表明惠能关于运动的基本观点是（）。

A.运动是物质的根本属性

B.运动与物质是不可分割的

C.精神运动是物质运动的一种形式

D.精神是运动的主体

24、下列不属于我国《刑法》基本原则的是（工

A.罪刑法定原则

B.法律面前人人平等原贝！

C.罪刑相当原则

D.罪刑合理原则

25、低迷指经济萧条、衰退，不景气。以下属于“低迷〃的是（）。

A.某商场开业时间不长，员工跳槽比例高

B.北京某餐馆每天只出售一桌菜肴，就餐者须提前一个月预订

C.妙桥服装市场原先人山人海，近一年来门可罗雀

D.采用顾客会员制后，美容店顾客开始增加

26、资料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger;paidwithacredit

card,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,

greetsyouwith,“HeyJoe,howareyou?Maryisoverthereintheseatyousatlasttime.Would

youliketojoinherfordinneragain?”Thenyoufindoutthatyourburgerhasbeencookedand

placedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn't

includeburgers.

Soundalittlebizarre?Tosome,thisistherestaurantequivalentoftheInternet.TheNet's

abilitytoprofileyouthroughyourvisitstoandinteractionsatwebsitesprovidesmarketerswith

anenormousamountofdataonyousomeofwhichyoumaynotwantthemtohave.

Areyouawarethatalmosteverytimeyouaccessawebsiteyougeta“cookie"?Unfortunately,

it'snottheMrs.Field'srecipe.AcookieontheInternetisacomputercodesentbythesiteto

yourcomputerusuallywithoutyourknowledge.Duringtheentireperiodoftimethatyouare

atthesite,thecookieiscollectinginformationaboutyourself,includingwhereyouvisit,howlong

youstaythere,andhowfrequentlyyoureturntocertainpages.

Whilethismaysoundscaryenough,cookiesaren'teventhelatestintechnology.Anewsystem

calll-librarianAlexanamedafterthelegendarythirdcenturyB.C.libraryinAlexandria,

Egyptdoesevenmore.Whilecookiestrackwhatyouaredoingatonesite.Alexacollectsdata

onallyourwebactivities,suchaswhichsiteyouvisitnext,howlongyoustaythere,whetheryou

clickonadvertisements,etc.Allthisinformationisavailabletomarketers,whouseittomarket

moreeffectivelytoyou.Notonlydoyounotgetpaidforprovidingtheinformation,youprooably

don'tevenknowthatyouaregivingit.

Whatcanbelearnedabout"Alexa"?

A.AIexaisnamedafteranancientheroinEgypt

B.Alexaisinstalledinlibraries

C.AIexacanprovideallthenecessaryinformationabouthistory

D.Alexacanprovidemoredatatomarketersthanacookie

27、代保管业务主要指商业银行的（）。

A.保管箱业务

B.委托代办债券还本付息业务

C.代发股票红利业务

D.代理证券资金清算等业务

28、“富贵在天，生死由命〃这是属于（）。

A.机械唯物主义观点

B.客观唯心主义观点

C.主观唯心主义观点

D.朴素唯物主义观点

29、（）股份相对固定，一般不向投资者增发新股或赎回旧股。

A.公司型基金

B.契约型基金

C.封闭型基金

D.开放型基金

30、资料:"Iwouldn'tbeheretodayifnotforthegenerosityofstrangers/saidMichaelMoritz,

whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.

MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.

ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.Moritzwas

anearlyinvestorinGoogle,Yahoo,PayPalandLinkedln.Hispersonalfortuneisestimateda:well

over$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelist

HarrietHeyman,donated£75million,or$115million,tofundanewscholarshipprogram

aimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlines

aboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligation

thattranscendedgenerations.

"\grewupinCardiff,wenttoanordinarycomprehensiveschool,andwastheonlypupilinmy

yeartogotoOxbridge/Mr.Moritzexplained.Z/MyfatherwaspluckedasateenagerfromNazi

GermanyandwasabletoattendaverygoodschoolinLondononascholarship/*Inaninterview

afterward,Mr.Moritzsaidthathisfather;Alfred,hadgrownupinMunich,wherehisfatherwasa

judgewholosthispostwhentheNaziscametopower.Mr.Moritz'smother,Doris,waspartof

thekindertransport,arescueeffortthattookabout9,300unaccompanied,mostlyJewish

childrenfromGermany,Austria,PolandandCzechoslovakiatoBritainshortlybeforetheoutbreak

ofWorldWar团.“Myfather/scousin,Fritzllrsell,wasalsorescuedfromterriblecircumstances.

WhenhecametoBritain,healsobenefitedfromscholarships,andgrewuptobecomeamember

oftheRoyalSociety/saidMr.Moritz.

“Itisalltooeasynottoremember;"saidMr.Moritz,whohasahistorymajorandtheeditorof

Isis,Oxford'sstudentliterarymagazine,asanundergraduatebeforecompletinganMBAatthe

WhartonSchoolofUniversityofPennsylvania.InMay,Mr.Moritzannouncedthathehadbeen

diagnosedwithararemedicalconditionwhichisincurable.Buthepreferrednottonamethe

disease.a\feltIwantedtobemypartnersandwiththepublic.ButIdidn'twanteveryghoulon

theinternetfollowingme.”

CharlotteAnderson,asecond-yearstudentstudyingGermanatOxfordandthefirstpersoninher

familytogotoauniversity,saidthatanxietyabouttakingondebthadnearlykeptherfrom

acceptingtheofferfromtheschool,"it'sgreattothinkthatfuturestudentswhofollowmecan

dosowithoutthefearthatIwentthrough77Shesaidwhileattendingthenewsconference.Asked

whethertheuniversity^campaigntofinancestudentscholarshipsthroughprivatedonations

ratherthangovernmentfundingmeantthatOxfordwasgivingupeffortstosecuremorepublic

support,theuniversity/schancellor;ChrisPatten,aformerConservativeministertoPrime

MinisterMargaretThatcherandJohnMajor,jokedthathewas“nolongerallowedtohaveany

politicalviews.”

Theword“ghoul"(Para.3)mostprobablymeans().

A.anindependentjournalistorreporterwhosellsnewstowebsites

B.apersonwithanunnaturallystronginterestinunpleasantthings

C.alatestnewsitemthatreleasedexclusivelyontheinternet

D.anonlinelinkthatdirectspeopletothemostheatedissue

31、下列不属于无线通信线路的是()。

A.微波

B.光纤

C.无线电

D.激光

32、Passage3

Today,widespreadsocialpressuretoimmediatelygotocollegeinconjunctionwithincreasingly

highexpectationsinafast-movingworldoftencausesstudentstocompletelyoverlookthe

possibilityoftakingagapyear.Afteralljfeveryoneyouknowisgoingtocollegeinthefa11,it

seemssillytostaybackayear;doesn'tit?Andaftergoingtoschoolfor12yearsjtdoesn'tfeel

naturaltospendayeardoingsomethingthatisn'tacademic.

Butwhilethismaybetruejt'snotagoodenoughreasontocondemngapyears.Therezsalwaysa

constantfearoffallingbehindeveryoneelseonthesociallyperpetuated**racetothefinish

line/whetherthatbetowardgraduateschoolzmedicalschoolorlucrativecareer.Butdespite

commonmisconceptions^gapyeardoesnothinderthesuccessofacademicpursuits—infact,it

probablyenhancesit.

StudiesfromtheUnitedStatesandAustraliashowthatstudentswhotakeagapyearare

generallybetterpreparedforandperformbetterincollegethanthosewhodonot.Ratherthan

pullingstudentsback,agapyearpushesthemaheadbypreparingthemforindependence,new

responsibilitiesandenvironmentalchanges—allthingsthatfirst-yearstudentsoftenstrugglewith

themost.Gapyearexperiencescanlessentheblowwhenitcomestoadjustingtocollegeand

beingthrownintoabrandnewenvironmentmakingiteasiertofocusonacademicsandactivities

ratherthan?acclimation?blunders.

Ifyou'renotconvincedoftheinherentvalueintakingayearofftoexploreinterests,then

consideritsfinancialimpactonfutureacademicchoices.AccordingtotheNationalCenterfor

EducationStatistics,nearly80percentofcollegestudentsendupchangingtheirmajorsatleast

once.Thisisn'tsurprising,consideringthebasicmandatoryhighschoolcurriculumleavesstudents

withapoorunderstandingofthemselveslistingonemajorontheircollegeapplications,but

switchingtoanotheraftertakingcollegeclasses.Itzsnotnecessarilyabadthing,butdependingon

theschooljtcanbecostlytomakeupcreditsafterswitchingtoolateinthegame.AtBoston

College,forexample,youwouldhavetocompleteanextrayearwereyoutoswitchtothenursing

schoolfromanotherdepartment.Takingagapyeartofigurethingsoutinitiallycanhelpprevent

stressandsavemoneylateron.

Whatagapyearcoulddoforstudents?（）.

A.Relievestress

B.Nothingspecial

C.Bringfinancialimpacts

D.BothAandC

33、某国对某种商品进15的数量或金额规定最高限额.达到限额后便不再允许进15,这种

措施称为（

A.”自动〃出口配额

B.B进口许可证制

C.关税配额

D.绝对配额

34、Intheexperiment,theresearcherplacedaratinamaze,___itwaspresentedwithdifferent

smellstoseeifitcanresistthedistractionandgettotheexit.

A.what

B.that

C.where

D.which

35、金某与妻子叶某于2013年6月4日在明华小区租了一套房子居住，与房东书面约定租

期为2013年6月5日至2015年5月10日，并按时交付租金。2014年11月3日，金某遭

遇交通事故意外身亡。则在租赁期间（）。

A.叶某可以按原租赁合同租赁该房屋

B.叶某若继续租赁房屋，须重新订立租赁合同

C.原租赁合同终止，不得继续租赁该房屋

D.叶某必须按原租赁合同租赁该房屋

36、“ThisisthebestpresentI/veeverreceived/Marysaidwithasmiletryingtohertears.

A.keepdown

B.keepup

C.keepback

D.keepat

37、资料：Rahul