2024年全国银行招聘之银行招聘综合知识考试专项攻坚题附答案

全国银行招聘考试重点试题精编

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一、选择题

1、Thereisanotepinnedtothedoor()whentheshopwillopenagain.

A.saying

B.says

C.said

0.havingsaid

2、Thepresidentcameoutofthehouse,byhis3bodyguards.

A.follows

B.followed

C.following

0.follow

i3、甲以个人名义向乙独资设立的腾飞有限公司借款8万元，借期2年，不久，甲与丙登记

••|结婚，将借款8万元用于购买新房和家电，婚后I年，甲与丙协议离婚，未对债务的偿还作

凶志出约定。下列哪一项是正确的？（）

变量A.由乙向甲请求偿还8万元

IB.由乙向甲和丙请求偿还8万元

[C.腾匕公司只能向甲请求偿还8万元

1D.由腾飞公司向甲和丙请求偿还8万元

14、一个完整的计算机系统包括（

!A.计算机及其外部设备

B.主机、键盘、显示器

:C.系统软件和应用软件

D.硬件系统和软件系统

恬

5、It'ssucha_todotheshoppingeveryday.Heistiredofit.

A.duty

B.task

C.chore

D.work

6、Thesleepingsoldierreceivedastrong___fromhiscommandingofficer.

A.respite

B.reprimand

C.revulsion

D.rookie

7、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负

债200万元。该企业的速动比率是（）。

A.0.4

B.0.6

C.0.8

D.1

8、资$4：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.

BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesor

hiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinany

legalactioninconnectionwiththeCD.Lookatour'StarCD'planbelow.

HighInterest:HigheronLargeamount

Ourratesoncertificateofdepositsareamongthebestintheindustry.Theratemayva,yon

day-todaybasis.ForCD'sofabove$250,000.00,theinterestissimplei.enotcompounded;

therefore,annualpercentageyieldissameasannualinterestrate.Theinterestispayableonthe

dayofmaturityofdeposit.InterestpaidduringtheyearisreportedtoInternalRevenueServices.

Fortoday'sratespleaserefertoCurrentRatesofInterestonSTARCDs.

MaturityPeriod:Flexibletoyourneeds

Youmaychooseanymaturitydatewithaminimumperiodof7daystoamaximumperiodof1

yeartosuityourneeds.YourCDisautomaticallyrenewedforthesameperiodinabsencecfany

otherinstruction,attherulingrateofinterestonthedateofrenewal.Thereisnograceperiod

forautomaticrenewalofdepositsonmaturity.Fordepositsissuedfor1yearormore,wesend

maturitynoticestothedepositors2to4weeksbeforetheduedate.

MinimumAmount:EasytoStart

TheminimumamountacceptedisUSD2000

OtherFeatures:

l.FDICInsuranceUpto$100,000

2.FacilitytoOpenJoint&CorporateAccounts

AdditionalDeposits:

Additionalamountsdepositedintoanaccountwillbetreatedasfreshdeposits&separate

certificatesofdepositswillbeissuedforsuchdeposits.

EarlyWithdrawal:

Withdrawalofdepositbeforeitsdateofmaturitymaybeallowedatbank'sdiscretion.Irthat

event,interestwillbepaidattherateapplicablefortheperiodforwhichthedepositremained

withthebankorthecontractedrate,whicheverislower,asprevailingonthedateofdeposit,less

onepercent.However,nointerestshallbepaidonthedepositwhichrunsforlessthan30days.

Thereisnootherpenaltyorchargeonearlywithdrawal.

Whichofthefollowingstatementsistrue?()

A.CDisautomaticallyrenewedforthesameperiodunlesshavingotherinstruction

B.CDisn'tautomaticallyrenewedforthesameperiodattherulingrateofinterestonthedateof

renewal

C.CDisautomaticallyrenewedforthesameperiodwithoutanyotherinstruction

D.CDisautomaticallyrenewedforthesameperiodwithpermissionofthebankmanager

9、Paper-markingis_ofancientChina.

A.oneofgreatestinventor

B.oneofthegreatestinventors

C.oneofgreatestinvention

D.oneofthegreatestinventions

10、资料：It'ssocommontohearpeoplesay,"I'mstressedout,"almostasabadgeofhonor,

asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook,''Exhaustion：A

History,“AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexisted

almostsincethebeginningofhumanhistory.

Commentatorsclaim[ours]isthemostexhaustingperiodinhistory,thedemandsonour

energyreservesbeingunprecedented.Byimplication,theyrepresentthepastasaless

energy-drainingtimeinwhichpeoplelivedmuchlessstressfullivesinharmonywithnatureand

theseasons,“saysSchaffner,a.professorofcomparativeliteratureandmedicalhumanitiesat

theUniversityofKentinEngland,inanemailinterview.Iaskedmyselfwhetherthatwasreally

thecase,andstartedresearchingotherhistoricalperiodsinsearchofearlierdiscourseson

exhaustion.Tomysurprise.Ifoundthatoursisfarfrombeingtheonlyagetohaveperceived

itselfasthemostexhausted-thisisinfactaperceptionsharedbymanyhistoricalperiods,albeit

indifferentwaysandfordifferentreasons/

Schaffnerfoundinformationaboutexhaustiongoingallthewybacktoantiquity.Thisisnetthe

samethingasphysicalexhaustion-certainlymost,peopleinearliertimeshadlifephysically

harder—butconcurrentlytnroughouthistorywasthisideaofbeingmentallyexhausted,what

wemightcalltodaybeing“stressed"or"burnedout.”

Inthepast,shesays,theconditionwentbymanynames：melancholia,depression,chronic

fatiguesyndromeoracedia,“atheologicalversionofmelancholia,alsodescribedasweariness

oftheheartlandpopularinMedievaltimes.Causesrangecfromphysicalailmentsandchemical

imbalancesinthebraintospiritualfailingsoreventhealignmentsoftheplanets,Oftenthere

wasadifferentexplanationforeachhistoricalperiod.

“Inthelate19thcentury,forexample,.afasterpaceoflifeasaresultoftrains,steamboats,

electricity,andtelegraphywasheldresponsibleforthesuddenexplosioninthenumberofcases

ofwhatwasdiagnosedasneurasthenia-thisdiagnosisbeingstructuredaroundadeficiercyin

nerveforce,andmanifestingitselfinweakness,lethargy,hopelessness,andvariousother

symptoms.^shesays.

Othermentalailmentsthroughouttimewereattlbutedto“theavailabilityofexoticfoodand

spicesinthe18thcenturytheeducationofwomeninthe19thcentury,.orthenew

psycho-socialpressuresofneo-liberalcapitalisminourowntime^sheadds

Soifexhaustionhasbeenwithusforever,whatdoesthatmeanforwemoderns?historical

perspectivecanhelptocounterthesensethatourwayoflifeismoredetrimentaltohuman

wellbeingthanthoseinthepast,andtomakeusfeellessalone,"saysSchaffner.Z/Ofcourse,

thishistoricalperspectivealsochallengestheideathatcurrentstatesofexhaustionareaunique

badgeofhonor.Thushistoricizingexhaustioncan,ontheonehand,reassureusand,onthe

otherhand,challengethenarrativesonwhichwerelytogiveoursufferingaspecialvalue.*

Whenreferringto“badgeofhonor^inPara.l,theauthornaylabelitinamoodof

A.praise

B.sarcasm

C.arixiety

D.anger

11、为了确保计算机系统运行的安全，针对用户管理，下列做法不妥当的是（）。

A.建立用户身份识别与验证机制，防止非法用户进入应用系统

B.用户权限的分配应遵循“最小特权〃原则

C.用户密码应严格保密，并定时更新

D.为了防止重要密码丢失，把密码记录在纸质介质上

12、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsare

imaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsarepleasant,othersareannoying,and

stillothersarefrightening.

Everyonedreams,butsomepersonsneverrecalldreaming.Othersrememberonlyalittleabouta

dreamtheyhadjustbeforeawakeningandnothingaboutearlierdreams.Noonerecallsallhis

dreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.

Peopleseeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Most

dreamsoccurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyhaveincludedeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishesof

thedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishesor

fears-especiallythoseheldsincechildhoodoftenappearindreams,andmanydreamsfulfilsuch

wishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingsthatapersonmaynotrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

Wemayinferfromthepassagethatdreaming().

A.deprivespeopleofagoodsleep

B.disturbspeople'slife

C.makespeoplealwaysrestless

D.isbeneficialtopeople

13、下列会计基本假设中，（）是指企业会计确认、计量和报告的空间范围。

A.会计分期

B.会计主体

C.持续经营

D.货币计量

14、通常情况下，一国的利率水平提高，会导致（）。

A.本币汇率上升，外币汇率上升

B.本币汇率上升，外币汇率下降

C.本币汇率下降，外币汇率上升

D.本币汇率下降，外币汇率下降

15、Wouldyoulikemusic?

A.tolistento

B.tolistening

C.listening

D.listeningto

16、Salesareupdramaticallypercentagetermscompa-edwithayearago.

A.by

B.in

C.at

D.for

17、下来关于“服务业营业税改征增值税”的说法正确的是（）。

A.服务业营业税改征增值税是指根据服务业的营业税修改增值税

B.改革只针对腋务行业

C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税

D.试点行'业的总体税负略有增加

18>资料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks,lbthe

contrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthat

promotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoina

constructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonis

listening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwas

said,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlistening

wasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer"

interaction.Thebestconversationswereactive.

Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmade

theconversationapositiveexperiencefortheotherparty,whichdoesn'thappenwhenthe

listenerispassive（or,forthatmatter,critical!）Goodlistenersmadetheotherpersonfeel

supportedandconveyedccnfidenceinthem.Goodlisteningwascharacterizedbythecreationof

asafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.

Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowed

smoothlyinbothdirectionswithneitherpartybecomingdefensiveaboutcommentstheother

made.Bycontrast,poorlistenerswereseenascompetitive—aslisteningonlytoidentifyerrors

inreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmight

makeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmay

challengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristrying

tohelp,notwantingtowinanargument

Accordingtotheparagraph,agoodlistenerwouldNOT

A.Uselogic

B.Disagreewiththespeaker

C.Response

D.Besilent

19、下列属于实物资产清查范围的是（）。

A.库存现金

B.存货

C.银行存款

D.应收账款

20、下列关于宪法原则的说法哪个是正确的？（）

A.社会主义国家的宪法和资本主义国家的宪法都遵循国家主权、基本人权、法治和权力制

约原则，并且内容相同

B.社会主义国家的宪法和资本主义国家的宪法所遵循的基本人权原则在内容上是一致的

C.社会主义国家的宪法并未确立基本人权的原则

D.社会主义国家的宪法中权力制约主要表现为监督原则，而资本主义国家的宪法中权力制

约主要表现为分权原则

21、Intheexperiment,theresearcherplacedaratinamaze,___itwaspresentedwithdifferent

smellstoseeifitcanresistthedistractionandgettotheexit.

A.what

B.that

C.where

D.which

22、我国对不正当竞争行为进行监督检杳的主管部门是（）o

A.国内贸易部

B.技术监督局

C.工商行政管理局

D.物价局

23、在银行表外业务中，下列属于金融衍生交易类业务。勺是（）。

A.备用信用证业务

B.承兑业务

C.利率期权业务

D.保函业务

24、资料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestions

orunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebest

choice.

Yourfaceisthefutureofsmartphonesecurity.Applemadethatclearlastweekwhenitunveiled

thepriceyiPhoneX.Appleclaimstohaveconqueredmanyofthechallengesthathaveprevented

thewidespreaduseoffacislbiometrics.Butanumberofcomputer-visionresearcherssaythey

areskepticalthatasmartphone-basedsystemlikeFacelDcanaccountforthingslikevariable

lightingconditionsorsubtlechangesinaperson'sappearancetocreateasecure-yet-practical

waytounlockaphoneadozenormoretimesaday.

Apple/snewtechnologydoessoundpromising.ThecompanysaysFacelDcreatesa“precise

depthmap“ofone'svisagebyprojectingmorethan30,000infrareddotsagainstaperson'sface,

thenusingthephone/sinfraredTrueDepthcameraandhigh-powermicrochiptocollectand

analyzetheresults.Usersarealsoaskedtoturntheirheadastheyscansothephone's

machine-learningalgorithrrcanmeasurethefacefromseveralanglesandcreateamoredetailed

3-Dmapoftheirfeatures.Oncethemapiscreatedandstored,theiPhoneXusesinfraredlightto

helpFacelDscanaperson'sfaceeveninthedark.Meanwhile,machine-learningalgorithms

runningonthephonekeeptrackofchangesinaperson'sappearance—includingglasses,facial

hairandhats—sothesmartphone'saccuracyimprovesovertime.

Despiteadvancesinfacialrecognitioninrecentyears,itremainsunclearwhetherFacelDwill

workinavarietyofconditionswhilealsokeepingtheiPhoneXsecure.Hackers,forexample,

quicklyfoundawaytobypasstheSamsungGalaxyS8'sfacial-recognitionscannerwhenitwas

introducedinMarch:Theytrickedthedevicebysimplyshowingitaphotooftheuser.FacelD's

useof3-Dfacialmapscouldaddressthatproblem.Buthistoricallyithasbeenabigchallengefor

suchasystemtorecognize'acesunderdifferentlightingcorditionsandfromavarietyofangles.

AppleshowedoffFacelDlastweekunderrelativelycontrolledconditions,saysArunRoss,a

professorofcomputerscienceandengineeringatMichiganStateUniversity."Clearlythedemo

wasveryinteresting,"hesays."Butatthesametimesomeextraordinaryclaimsweremade."

Apple'sSchillersaid,forexample,thatthechancearandomperson'sfacecouldunlock

someoneelse'siPhoneXwasoneinamillion-----muchmoresecurethanTouchlD.Rosssays,

however;thatitisnotclearhowoftenFacelDfailstorecognizeitsowner.Whencontacted,Apple

declinedtoelaborateonSchiller*scomments.

“Likeallbiometrics,FacelDwillhaveaproblemwithrevocation/saysVitalyShmatikov,a

computerscienceprofessoratCornellTech."Ifapasswordiscompromised,itcanbe

changed—butafacecannotbechanged/*AppletoutsitsabilitytosecuredataonitsiPhones,

whichdonotsharebiometricinformationwiththecompany'sservers.Still,Rosssays,hackers

alwaysseemtofindawaycroundeventhetightestsecurity.

Whatistheauthor'sattitudetowardApple'sFaceIDtechnologyoniPhoneX?

A.Promising

B.Skeptical

C.Supportive

D.Neutral

25、下列字符中，其ASCII码值最大的是()o

A.9

B.D

C.a

D.y

26、Uranus,ismuchmoremassivethantheEarth,seemstohavebeentippedoverso

thatitliesonitsside.

A.what

B.who

C.that

D.winch

27、资料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothe

contrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthat

promotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoina

constructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonis

listening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwas

said,butthattheycomprehendeditwellenoughtowantcdditionalinformation.Goodlistening

wasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”

interaction.Thebestconversationswereactive.

Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmade

theconversationapositiveexperiencefortheotherparty.whichdoesn'thappenwhenthe

listenerispassive(or,forthatmatter,critical!)Goodlistenersmadetheotherpersonfeel

supportedandconveyedconfidenceinthem.Goodlisteningwascharacterizedbythecreationof

asafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.

Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowed

smoothlyinbothdirectionswithneitherpartybecomingdefensiveaboutcommentstheother

made.Bycontrast,poorlistenerswereseenascompetitive—aslisteningonlytoidentifyerrors

inreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmight

makeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmay

challengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristrying

tohelp,notwantingtowinanargument

Accordingtotheauthor,whichofthefollowingstatementsistrue?

A.Thosewhoperiodicallyaskquestionswanttotakechargeoftheconversation

B.lfyougivecriticalopinions,thespeakerwillbelessconfident

C.Goodlistenersshouldagreewiththespeaker

D.lfthespeakercreatesacomfortableenvironment,listenerswillbecomeconfident

28、公文办理主要分为（）。

A.收文和发文

B.拟办和承办

C.登记和分发

D.整理与保管

29、资料:Samsung'sNotebook7Spinisastylish,versatileworkmachinewithpowertospare.The

2-in-lnotebook'sperformanceisimpressive,anditsversatilefoldingdesignislegitimately

useful.Unfortunately,thesystem'sshallowkeyboardandlacklusterbatterylifecurtailits

productivitypotentialabit.

TheNotebook7Spinlooksandfeelsgreat,withaslimprofileandasturdydesign.Asthename

implies,thesystem'slidsoinsbackafull360degrees,lettingyouusethedevicelikealarge

tablet.Thehybriddesignishandyforusingtouch-screenappsandshowingoffpresentationstoa

smallgroup,evenifthe5lb.systemisabittooheftytocarryaroundlikeasmallertablet.

Thesystem'sroomy15.6-inchdisplayisequallyattractive,producingsharpimagesandvivid

colors.Otherhardwarehighlightsincludeabeefy2.5-GHzIntelCorei7-6500Uprocessorwithup

to16GBofRAM,aconfigurationthatmakestheheaviestmultitaskingbutterysmooth.

Whatmightbediscussedinthenextparagraph?

A.TotalkaboutNotebook7'sweakpoints

B.TointroduceotherSamsungproducts

C.Todiscussothernotebooksinthemarket

D.Toexplaintouch-screenapps

30、Passage10

Withsomuchfocusonchildren'suseofscreensjt'seasyforparentstoforgetabouttheirown

screenuse/zTechisdesignedtoreallysuckonyouin/saysJennyRadeskyinherstudyofdigital

play/anddigitalproductsaretheretopromotemaximalengagement.ltmakesithardto

disengage,andleadstoalotofbleed-overintothefamilyroutine//

Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-child

pairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercise

started20percentfewerverbaland39percentfewernonverbalinteractionswiththeir

children.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthe

family.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitecbids

fortheirattention.

Infantsarewiredtolookatparents'facestotrytounderstandtheirworld,andifthosefacesare

blankandunresponsive—astheyoftenarewhenabsorbedinadevice—itcanbeextremely

disconcertingforthechildren.Radeskycitesthe/zstillfaceexperimentMdevisedbydevelopmental

psychologistEdTronickinthe1970s.Init,amotherisaskedtointeractwithherchildinanormal

waybeforeputtingonablankexpressionandnotgivingthemanyvisualsocialfeedback;Thechild

becomesincreasinglydistressedasshetriestocapturehermother'sattention/Parentsdon't

havetobeexquisitelyparentsatalltimes,butthereneedstobeabalanceandparentsneedtobe

responsiveandsensitivetoachild'sverbalornonverbalexpressionsofanemotionalneed/says

Radesky.

Ontheotherhandjronickhimselfisconcernedthattheworriesaboutkids'useofscreensare

bornoutofan"oppressiveideologythatdemandsthatparentsshouldalwaysbeinteracting'with

theirchildren/lt'sbasedonasomewhatfantasized,verywhite,veryupper-middle-classideology

thatsaysifyou'refailingtoexposeyourchildto30,000wordsyouareneglectingthem.wTronick

believesthatjustbecauseachildisn'tlearningfromthescreendoesn'tmeanthere/snovalueto

it-particularlyifitgivesparentstimetohaveashower,d。houseworkorsimplyhaveabreak

fromtheirchild.Parentszhesays,cangetalotoutofusingtheirdevicestospeaktoafriendorget

someworkoutoftheway.Thiscanmakethemfeelhappier,whichletsthenbemoreavailableto

theirchildtherestofthetime.

AccordingtoJennyRadesky,digitalproductsaredesignedto().

A.simplifyroutinematters

B.absorbuserattention

C.betterinterpersonalrelations

0.increaseworkefficiency

31、下列句子中语句排列最连贯的一项是（

（1）司马光在《戏星尧夫》一诗中写道：I■近来朝野客，无座不谈禅"说的就是文人参禅

学佛，蔚然成风的现象。

（2）宋工朝在尊孔崇儒的同时，也扶持佛教的发展，吏足起了推波助澜的效果，让香文化

上升到了新的高峰。

（3）况且，当时禅学氛围浓厚，谈佛说理，论及古今时，有香气缭绕，自然是锦上添花。

（4）宋代的香文化极为繁盛。

（5）宋代拥有成熟的制瓷技术，大品的精美的陶瓷香炉吸引着文人墨客。

A.(4)(5)(3)(1)(2)

B.(5)(4)(2)(1)(3)

C.(5)(3)(4)(1)(2)

D.(4)(1)(2)(3)(5)

32、对于吉芬物品，其替代效应和收入效应，分别与价格成（）变动。

A.同向、同向

B.同向、反向

C.反向、同向

D反向、反向

33、资料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhich

beganasasmallSpanishoutpostlocatedonamagnificentbay.Thetownwaslittlemorethana

villageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwith

Mexico.

SanFranciscosprangintoacityovernightbecauseofthenearbydiscoveryofgoldin1848.Agreat

rushtoCaliforniatookplace.Wagontrainsploddedtheirdangerouswayacross2000milesof

prairieandmountains,whilehundredsofsailingvesselsmadetheequallyhazardoustriparound

theHorn.Thevesselsdisgorgedthousandsofpassengers-thenthecrewsdesertedtheirship

andhundredsofvesselswerelefttorotinthebay.Withintwoyears,Californiahadenough

populationtobecomeastateandSanFranciscowasformanyyearsthehubofthatnewly-arrived

population.

Thecity'spresentpopularityisduetoanexcellentclimate,aneasystyleofliving,goodfood,and

numeroustouristattractions.Thecityisfamousforitscablecarswhich"clangandbang"upthe

steephills,andforitsexcellentseafoodstallsalongthewharf.Mostvisitorsarrivingfromnations

inthePacificBasinspendseveraldaysgettingtoknowthetown.

InwhichyeardidCaliforniabecomeanAmericanstate?（）

A.1850

B.1852

C.1846

D.1848

34、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常

态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；

加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。

为保持流动性合理充裕，央行近年来常用的政策工具是（）。

A.降低金融机构贷款利率

B.降低金融机构法定存款准备金率

C.降低企业税费率

D.减少行政管理手段运庄

35、资料：From:IrisWu

To:TimAppleby

Subject:Marketingissues

Date:May3

HiTim,Canyouscheduleaconferencecallforallourmarketingdirectors,meincluded,todiscuss

thelaunchofthenewapplianceline?PleasenotethatourofficesinthePhilippinesandFrance

arerespectively,twelveandsixhoursaheadofus.Threfore,kindlyremindthedirectorsthatthe

callmayhavetooccuroutsideofbusinesshours.

ThemeetingshouldbearrangedbeforethenewproductpresentationsonMay26.1recommend

schedulingthecallonMay14or15toallowsufficienttimefortheapplianceinformationcharts

tobeupdatedwithanysuggestedchanges.Shouldadifferentdatebemoreconvenientfcrthe

otherdirectors,pleasecheckwithmetoconfirmmyavailability?

Thankyou

Iris

Whywasthee-mailsenttoMr.Appleby?

A.Tonotifyhimofaconferencedate

B.Toaskhimtosharehismarketingideas

C.Toapprovehisinternationalbusinesstrip

D.Torequestthatheorganizeatelephonemeeting

36、当组织的人力资源供给小于需求时，正确的供需平衡方法是（）。

A.扩大经营规模

B.延长工作时间

C.裁员

D.推行工作分享

37、Inmodernclinicalpractice,doctorspersonallyassesspatientsinorderto,treat,and

preventdiseaseusingclinicaljudgment.

A.remedy

B.diagnose

C.infect

D.judge

38.Whenyouwriteacheque,thebankwillyou2dollars.

A.cost

B.spend

C.save

0.charge

39、下列属于短期资金市场的是（）。

A.票据市场

B.债券市场

C.资本市场

D.股票市场

40、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆

的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相

关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河

流域一样，同属中华文明的母体。

这段文字主要强调的是（）。

A.三星堆是人类最伟大考古发现之一。

B.三星堆考占的重大意义。

C.考古工作者的工作虽然枯燥，但意义最大。

D.长江流域与黄河流域同样是中华文明的发源地

41、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。

Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.

Guanxi-meaning“connections"orwrelationshipw-isaChinesewayofdoingbusinessandis

practicallyconsideredanartformthere.Itinvolvesexchanging“favors“whenyouneed

somethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,get

thingsdone,andcultivatev/ell-being.

ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,

andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChina

alongwithIndia,Russia,Turkey,Malaysia,andSouthAfricaasthecountrieswiththemost

rampantcorruption.

However,Chinaiscracki