2025年小学英语毕业考试模拟卷（笔试综合）英语银行用语运用试题

2025年小学英语毕业考试模拟卷（笔试综合）英语银行用语运用试题考试时间：______分钟总分：______分姓名：______一、单项选择（本大题共20小题，每小题1分，满分20分）要求：仔细阅读下面每小题，从A、B、C、D四个选项中选出可以填入空白处的最佳选项。同学们，这些题目可都是咱们英语学习里的重头戏啊，每一道题都像是在考验你对英语用语的掌握程度，可得认真对待，千万别马虎哦！1.—Hello!CanIhelpyou?—Yes,please.Iwanttoopenasavingsaccount.A.AtB.InC.ToD.With2.—Excuseme,whereistheATMmachine?—It'snexttothe____.A.windowB.doorC.counterD.floor3.—I'dliketodepositsomemoney,please.Howmuchdoyouneedtodepositatleast?—It's____.A.fiftyyuanB.fiveyuanC.onehundredyuanD.tenyuan4.—Great!Whichkindofaccountdoyouwanttoopen?A.currentB.savingsC.fixedD.time5.—Ithinkasavingsaccountisagoodchoiceforme.HowoftencanIwithdrawmoney?—Youcan____.A.withdrawmoneyeverydayB.withdrawmoneyeveryweekC.withdrawmoneyeverymonthD.withdrawmoneyeveryyear6.—Whatabouttheinterestrate?—Theinterestrateforasavingsaccountis____percentperyear.A.0.5B.1C.2D.57.—Isee.AndhowcanIpaythefees?—Youcanpayby____.A.cashB.checkC.creditcardD.AorC8.—Thankyouforyourhelp.Doyouneedanymoreinformationfromme?—No,that'sall.____.A.You'rewelcomeB.MypleasureC.NoproblemD.It'smypleasure9.—Excuseme,canyoutellmehowtousetheATMmachine?—Sure.First,insertyourcard.Then,enteryourPIN.Finally,choosetheserviceyouneed.A.That'srightB.That'sallC.NoproblemD.You'rewelcome10.—I'vefinishedmytransaction.CanIgetmyreceipt?—Yes,please.Hereyouare.A.SureB.CertainlyC.OfcourseD.Absolutely11.—Thankyou.Doyouhaveanychangeforthisfiftyyuannote?—Sure.Hereyouare.A.That'srightB.NoproblemC.You'rewelcomeD.Mypleasure12.—Excuseme,Iwanttotransfersomemoneytomyfriend'saccount.HowdoIdothat?—Youcanselect'Transfer'onthemenu.Then,entertherecipient'saccountnumber.A.That'srightB.NoproblemC.You'rewelcomeD.Mypleasure13.—Isee.Andhowlongdoesittaketotransferthemoney?—Itusuallytakes____totransferthemoney.A.afewminutesB.afewhoursC.afewdaysD.afewweeks14.—Thankyouforyourhelp.Ireallyappreciateit.—____.A.You'rewelcomeB.MypleasureC.NoproblemD.That'sall15.—Excuseme,canIgetsometravelinsurance?—Sure.Whatkindofcoveragedoyouneed?A.That'srightB.NoproblemC.You'rewelcomeD.Mypleasure16.—IwanttogettravelinsuranceformyupcomingtriptoEurope.A.one-wayB.round-tripC.domesticD.international17.—Great!What'sthepremiumforthispolicy?—It's____.A.onehundredyuanB.twohundredyuanC.threehundredyuanD.fourhundredyuan18.—Isee.AndhowcanIpaythepremium?—Youcanpayby____.A.cashB.checkC.creditcardD.AorC19.—Thankyouforyourhelp.Ireallyappreciateit.—____.A.You'rewelcomeB.MypleasureC.NoproblemD.That'sall20.—Excuseme,canIgetsomefinancialadvice?—Sure.Whatkindofadvicedoyouneed?A.That'srightB.NoproblemC.You'rewelcomeD.Mypleasure二、完形填空（本大题共10小题，每小题1分，满分10分）要求：阅读下面短文，从A、B、C、D四个选项中选出可以填入空白处的最佳选项。同学们，这篇短文讲述了一位顾客在银行办理业务的故事，每一道题都像是在考验你对英语用语的敏感度，可得仔细阅读，千万别错过任何一个细节哦！Lastweek,Iwenttothebanktoopenasavingsaccount.First,Iwenttothe____1.The____2askedmetofilloutaform.Then,I____3myIDcardandfilledouttheform.Next,Iwenttothe____4todepositsomemoney.The____5helpedmecompletethetransaction.Finally,Igotmy____6.Itwasa____7experience.A.counterB.windowC.customerD.staffE.managerF.accountG.cardH.receiptI.tellerJ.transactionK.simpleL.convenient1.A.counterB.windowC.customerD.staff2.A.counterB.windowC.customerD.staff3.A.showedB.showedupC.showedoffD.showedaround4.A.counterB.windowC.customerD.staff5.A.counterB.windowC.customerD.staff6.A.counterB.windowC.customerD.staff7.A.counterB.windowC.customerD.staff三、阅读理解（本大题共15小题，每小题2分，满分30分）要求：仔细阅读下面的两篇短文，根据短文内容回答问题。同学们，这两篇短文分别讲述了一位顾客在银行办理信用卡和咨询贷款的事情，每一道题都像是在考验你对英语信息的理解和捕捉能力，可得认真阅读，千万别错过任何一个关键信息哦！PassageOneLastmonth,Iwenttothebanktoapplyforacreditcard.First,Italkedtoabankofficeratthecounter.Theofficeraskedmesomequestionsaboutmyincomeandemployment.Then,heexplainedthetermsandconditionsofthecreditcard.Iwasinterestedintherewardsprogram,whichofferedpointsforeverydollarIspent.Afterreviewingtheinformation,Idecidedtoapply.Theofficerhelpedmefillouttheapplicationform.IalsohadtoprovidemyIDcardandarecentutilitybill.Afewdayslater,IreceivedalettersayingIhadbeenapprovedforthecreditcard.Thebankalsosentmeawelcomepacketwithmynewcardandalistofinstructionsonhowtouseit.Iwasveryhappytogetthecreditcard,asitwouldhelpmemanagemyfinancesbetter.1.Whydidthewritergotothebank?A.Toopenasavingsaccount.B.Toapplyforacreditcard.C.Todepositmoney.D.Totransfermoney.2.Whatdidthebankofficerdo?A.Hehelpedthewriterfillouttheapplicationform.B.HetoldthewriterhowtousetheATMmachine.C.Hegavethewritersomefinancialadvice.D.Hehelpedthewriteropenasavingsaccount.3.Whatwasthewriterinterestedin?A.Theinterestrateonthecreditcard.B.Therewardsprogram.C.Thefeeforthecreditcard.D.Thepaymentoptions.4.Whatdidthewriterhavetoprovide?A.Acheckandacreditcard.B.AnIDcardandautilitybill.C.Asavingsaccountandadebitcard.D.Aloanapplicationandapaystub.5.Whatdidthebanksendthewriter?A.Astatementandabill.B.Acardandaletter.C.Acheckandareceipt.D.Aformandanenvelope.PassageTwoTwoweeksago,Ivisitedthebanktoaskaboutapersonalloan.Ineededthemoneytobuyanewcar.First,Iwenttothemanager'sofficetodiscussmysituation.Themanagerwasveryhelpfulandexplainedthedifferenttypesofloansavailable.Iwasinterestedinafixed-rateloan,asIwantedtoknowexactlyhowmuchIwouldpayeachmonth.Themanagercalculatedthemonthlypaymentformebasedontheloanamountandinterestrate.Itworkedouttobeamanageableamount.Next,Ifilledoutaloanapplicationform.Ialsohadtoprovideproofofincomeandemployment.Thebankreviewedmyapplicationandapprovedtheloan.Iwasveryrelievedtogettheloan,asitwouldhelpmebuythecarIneeded.6.Whydidthewritervisitthebank?A.Toapplyforacreditcard.B.Toopenasavingsaccount.C.Toaskaboutapersonalloan.D.Todepositmoney.7.Whodidthewritertalktofirst?A.Abankteller.B.Abankofficer.C.Thebankmanager.D.Aloanofficer.8.Whatwasthewriterinterestedin?A.Avariable-rateloan.B.Afixed-rateloan.C.Acreditcard.D.Asavingsaccount.9.Howmuchwasthemonthlypayment?A.Itwasnotcalculated.B.Itwasalargeamount.C.Itwasamanageableamount.D.Itwasaverysmallamount.10.Whatdidthewriterhavetoprovide?A.Acreditcardandadebitcard.B.Asavingsaccountandaloanapplication.C.Proofofincomeandemployment.D.Autilitybillandapaystub.11.Wasthewriter'sapplicationapproved?A.No,itwasdenied.B.Yes,itwasapproved.C.Itwasstillunderreview.D.Thewriterdidnotknow.12.Howdidthewriterfeelaftergettingtheloan?A.Relieved.B.Anxious.C.Confused.D.Excited.13.Whywasthewriterhappytogettheloan?A.Ithelpedhimbuyanewcar.B.Ithelpedhimopenasavingsaccount.C.Ithelpedhimapplyforacreditcard.D.Ithelpedhimmanagehisfinancesbetter.14.Whatdidthebankexplaintothewriter?A.Thetermsandconditionsoftheloan.B.Theinterestrateonthecreditcard.C.Thefeesforthesavingsaccount.D.Theprocessfortransferringmoney.15.Whatwasthewriter'smaingoal?A.Toapplyforacreditcard.B.Tobuyanewcar.C.Toopenasavingsaccount.D.Tomanagehisfinancesbetter.四、书面表达（本大题共1小题，满分20分）要求：假设你是李华，你的朋友王明最近遇到了一些财务问题，他向你倾诉了烦恼。请根据以下要点，给他写一封建议信，提供建议并鼓励他。不少于5句话。1.表示理解和关心。2.建议他制定一个预算计划。3.建议他减少不必要的开支。4.建议他寻求专业的财务建议。5.鼓励他积极面对，一切都会好起来的。DearWangMing,Iamverysorrytohearthatyouarehavingsomefinancialproblems.Iunderstandhowstressfulandoverwhelmingitcanbetodealwithmoneyissues.PleaseknowthatIamhereforyouandIwanttohelpyouinanywayIcan.OnesuggestionIhaveforyouistocreateabudgetplan.Thiswillhelpyoukeeptrackofyourincomeandexpenses,andyouwillbeabletoseewhereyourmoneyisgoing.Byknowingexactlyhowmuchyouhavetospend,youcanavoidunnecessarydebtandstartsavingforyourfuture.AnotherpieceofadviceIwanttogiveyouistocutbackonunnecessaryexpenses.Takeacloselookatyourspendinghabitsandidentifyareaswhereyoucansavemoney.Forexample,youcouldtrycookingathomemoreofteninsteadofeatingout,oryoucouldcancelanysubscriptionsyounolongeruse.Smallchangescanmakeabigdifferenceinthelongrun.Ifyouarefeelingoverwhelmed,Ialsorecommendthatyouseekprofessionalfinancialadvice.Afinancialadvisorcanhelpyoucreateacomprehensivefinancialplanthatistailoredtoyourspecificneedsandgoals.Theycanalsoprovideyouwithguidanceonhowtomanageyourdebtandsavemoneyeffectively.Iknowthatthiscanbeadifficulttimeforyou,butIwantyoutorememberthatyouarenotalone.Withhardworkanddedication,youcanovercomethesechallengesandgetyourfinanciallifebackontrack.Staypositiveandbelieveinyourself.Everythingwillbeokayintheend.本次试卷答案如下一、单项选择答案及解析1.B.In解析：本题考查介词用法。"Iwanttoopenasavingsaccount"意思是“我想开一个储蓄账户”，在银行开账户通常用介词in，表示在银行里面。at通常指具体地点如atthebankcounter，to表示方向，with表示和谁一起，都不符合语境。2.C.Counter解析：本题考查银行场景词汇。"whereistheATMmachine"意思是“ATM机在哪里”，ATM机通常放在银行柜台后面，所以用counter最合适。window是柜台，但通常指服务窗口；door是门；floor是地板，都不符合。3.C.Onehundredyuan解析：本题考查银行知识。"howmuchdoyouneedtodepositatleast"意思是“至少需要存多少钱”，根据一般银行规定，开立储蓄账户通常最低存款金额是一百元。fiftyyuan太低；fiveyuan更低；tenyuan也不够；twohundredyuan虽然可能，但一百元是更常见的最低标准。4.B.Savings解析：本题考查银行账户类型。"Whichkindofaccountdoyouwanttoopen"意思是“你想开哪种账户”，根据上下文，对话发生在开账户的场景，savingsaccount是储蓄账户，符合语境。currentaccount是活期账户；fixedaccount是定期账户；timeaccount也是定期账户，但savings更常用。5.C.Withdrawmoneyeverymonth解析：本题考查银行服务。"howoftencanIwithdrawmoney"意思是“我多久可以取钱”，储蓄账户通常允许每月取款一次，这是最常见的限制。everyday可能；everyweek过于频繁；everyyear太长，不符合实际。6.B.1解析：本题考查利率知识。"interestrateforasavingsaccountis____percentperyear"意思是“储蓄账户的年利率是多少”，一般银行储蓄账户利率在1%左右，2%可能，但1%更常见；0.5%太低；5%太高，不符合一般银行水平。7.D.AorC解析：本题考查支付方式。"howcanIpaythefees"意思是“我怎么支付费用”，银行费用可以用现金或支票支付，所以AorC最合适。creditcard现在很多银行也接受，但现金和支票更传统；单独A或C不够全面。8.B.Mypleasure解析：本题考查礼貌用语。"that'sall"意思是“就这样”，在这里回答前面的问题过于简短；you'rewelcome是回答感谢的；noproblem也是回答感谢的；mypleasure表示“我的荣幸”，在银行服务场景中回答客户感谢非常得体。9.A.That'sright解析：本题考查确认用语。"howtousetheATMmachine"意思是“如何使用ATM机”，回答操作步骤时用"That'sright"表示确认步骤正确，符合语境。That'sall表示“就这样”；noproblem表示“没问题”；you'rewelcome是回答感谢。10.B.Certainly解析：本题考查礼貌用语。"CanIgetmyreceipt"意思是“我能拿收据吗”，certainly表示“当然”，非常礼貌地回答客户请求。Sure也可以；ofcourse也可以；absolutely语气过强。11.B.Noproblem解析：本题考查礼貌用语。"Doyouhaveanychangeforthisfiftyyuannote"意思是“你五十元纸币能换零吗”，noproblem表示“没问题”，是回答帮助请求的常用礼貌用语。That'sright表示“没错”；you'rewelcome是回答感谢；mypleasure表示“我的荣幸”。12.A.That'sright解析：本题考查确认用语。"howdoIdothat"意思是“我该怎么做”，回答操作步骤时用"That'sright"表示确认步骤正确，符合语境。Noproblem表示“没问题”；you'rewelcome是回答感谢；mypleasure表示“我的荣幸”。13.A.Afewminutes解析：本题考查银行知识。"howlongdoesittaketotransferthemoney"意思是“转账需要多长时间”，银行转账通常很快，一般是几分钟。afewhours太长；afewdays太长；afewweeks更不可能。14.A.You'rewelcome解析：本题考查礼貌用语。"Ireallyappreciateit"意思是“我真的很感激”，you'rewelcome是回答感谢的常用礼貌用语。Mypleasure也可以；noproblem也可以；that'sall表示“就这样”，不符合语境。15.D.Mypleasure解析：本题考查礼貌用语。"canIgetsometravelinsurance"意思是“我能买旅行保险吗”，mypleasure表示“我的荣幸”，在提供帮助时非常得体。That'sright表示“没错”；noproblem表示“没问题”；you'rewelcome是回答感谢。16.D.International解析：本题考查保险类型。"formyupcomingtriptoEurope"意思是“我即将去欧洲旅行”，欧洲属于国际范围，所以是internationaltravelinsurance。one-way是单程；round-trip是往返；domestic是国内，都不符合。17.B.Twohundredyuan解析：本题考查保险费用。"What'sthepremiumforthispolicy"意思是“这个保单的保费是多少”，一般旅行保险保费在200元左右，twohundredyuan最合理。onehundred太低；threehundred可能；fourhundred太高。18.D.AorC解析：本题考查支付方式。"howcanIpaythepremium"意思是“我怎么支付保费”，保费可以用现金或支票支付，所以AorC最合适。creditcard现在很多保险公司也接受，但现金和支票更传统；单独A或C不够全面。19.A.You'rewelcome解析：本题考查礼貌用语。"Ireallyappreciateit"意思是“我真的很感激”，you'rewelcome是回答感谢的常用礼貌用语。Mypleasure也可以；noproblem也可以；that'sall表示“就这样”，不符合语境。20.D.Mypleasure解析：本题考查礼貌用语。"canIgetsomefinancialadvice"意思是“我能获得一些财务建议吗”，mypleasure表示“我的荣幸”，在提供帮助时非常得体。That'sright表示“没错”；noproblem表示“没问题”；you'rewelcome是回答感谢。二、完形填空答案及解析1.B.Window解析：第一空所在句"First,Iwenttothe____1.The____2askedmetofilloutaform"意思是“首先，我去了____1，柜员____2让我填写表格”，根据银行场景，顾客首先去服务窗口，所以第一个空填window。counter是柜台，通常是柜员在后面；customer是顾客；staff是员工，不符合句意。2.D.Staff解析：第二个空所在句"The____2askedmetofilloutaform"意思是“____2让我填写表格”，根据上下文，填写表格应该是柜员或银行工作人员，所以填staff。counter是柜台；window是窗口；customer是顾客，都不符合。3.A.Showed解析：第三空所在句"Then,I____3myIDcardandfilledouttheform"意思是“然后，我____3我的身份证并填写表格”，showmyIDcard意思是“出示我的身份证”，所以填showed。showedup是出现；showedoff是炫耀；showedaround是带参观，都不符合。4.A.Counter解析：第四空所在句"Iwenttothe____4todepositsomemoney"意思是“我去了____4存钱”，存钱通常在柜台办理，所以填counter。window是服务窗口；customer是顾客；staff是员工，不符合。5.I.Teller解析：第五空所在句"The____5helpedmecompletethetransaction"意思是“____5帮助我完成了交易”，帮助办理交易的是柜员，所以填teller。counter是柜台；window是窗口；customer是顾客，不符合。6.F.Account解析：第六空所在句"Finally,Igotmy____6"意思是“最后，我得到了我的____6”，得到的是银行账户，所以填account。card是卡；receipt是收据；customer是顾客，不符合。7.K.Simple解析：第七空所在句"Itwasa____7experience"意思是“这是一次____7的经历”，根据银行服务体验，办理开户应该是简单的，所以填simple。convenient是方便的；manageable是可管理的，不符合形容词用法。三、阅读理解答案及解析1.B.Toapplyforacreditcard解析：第一题问"Whydidthewritergotothebank"？根据PassageOne第一句"Lastmonth,Iwenttothebanktoapplyforacreditcard"可知，作者去银行是为了申请信用卡。openasavingsaccount是开储蓄账户；depositmoney是存钱；transfermoney是转账，都不符合。2.A.Hehelpedthewriterfillouttheapplicationform解析：第二题问"Whatdidthebankofficerdo"？根据PassageOne"First,Italkedtoabankofficeratthecounter.Theofficeraskedmesomequestions...Then,heexplainedthetermsandconditions...Finally,Idecidedtoapply.Theofficerhelpedmefillouttheapplicationform"可知，银行职员帮助作者填写申请表。toldthewriterhowtousetheATMmachine是告诉如何用ATM机；gavethewritersomefinancialadvice是给财务建议；helpedthewriteropenasavingsaccount是帮助开储蓄账户，都不符合。3.B.Therewardsprogram解析：第三题问"Whatwasthewriterinterestedin"？根据PassageOne"Iwasinterestedintherewardsprogram,whichofferedpointsforeverydollarIspent"可知，作者感兴趣的是奖励计划。interestrate是利率；fee是费用；paymentoptions是支付方式，都不符合。4.B.AnIDcardandautilitybill解析：第四题问"Whatdidthewriterhavetoprovide"？根据PassageOne"IalsohadtoprovidemyIDcardandarecentutilitybill"可知，作者提供了身份证和最近的水电费账单。check和creditcard是支票和信用卡；savingsaccount和debitcard是储蓄账户和借记卡；loanapplication和paystub是贷款申请和工资单，都不符合。5.B.Acardandaletter解析：第五题问"Whatdidthebanksendthewriter"？根据PassageOne"Afewdayslater,IreceivedalettersayingIhadbeenapproved...Thebankalsosentmeawelcomepacketwithmynewcardandalistofinstructions"可知，银行寄给了作者一张新卡和一封信。statement和bill是账单；check和receipt是支票和收据；form和envelope是表格和信封，都不符合。6.C.Toaskaboutapersonalloan解析：第六题问"Whydidthewritervisitthebank"？根据PassageTwo第一句"Ivisitedthebanktoaskaboutapersonalloan.Ineededthemoneytobuyanewcar"可知，作者去银行是为了咨询个人贷款。applyforacreditcard是申请信用卡；openasavingsaccount是开储蓄账户；depositmoney是存钱；transfermoney是转账，都不符合。7.C.Thebankmanager解析：第七题问"Whodidthewritertalktofirst"？根据PassageTwo"First,Italkedtothemanager'sofficetodiscussmysituation"可知，作者首先和经理谈话。bankteller是银行柜员；bankofficer是银行职员；loanofficer是贷款专员；thebankmanager是银行经理，符合。8.B.Afixed-rateloan解析：第八题问"Whatwasthewriterinterestedin"？根据PassageTwo"Iwasinterestedinafixed-rateloan,asIwantedtoknowexactlyhowmuchIwouldpayeachmonth"可知，作者感兴趣的是固定利率贷款。variable-rateloan是浮动利率贷款；fixed-rateloan是固定利率贷款；creditcard是信用卡；savingsaccount是储蓄账户，符合。9.C.Itwasamanageableamount解析：第九题问"Howmuchwasthemonthlypayment"？根据PassageTwo"Themanagercalculatedthemonthlypaymentformebasedontheloanamountandinterestrate.Itworkedouttobeamanageableamount"可知，每月还款金额是可管理的。Itwasnotcalculated是没计算；Itwasalargeamount是金额很大；Itwasamanageableamount是金额可管理；Itwasaverysmallamount是金额很小，符合。10.C.Proofofincomeandemployment解析：第十题问"Whatdidthewriterhavetoprovide"？根据PassageTwo"Next,Ifilledoutaloanapplicationform.Ialsohadtoprovideproofofincomeandemployment"可知，作者提供了收入和就业证明。creditcard和debitcard是信用卡和借记卡；savingsaccount和loanapplication是储蓄账户和贷款申请；proofofincomeandemployment是收入和就业证明；utilitybill和paystub是水电费账单和工资单，符合。11.B.Yes,itwasapproved解析：第十一题问"Was