交通银行2025张掖市秋招笔试英语题专练及答案

交通银行2025张掖市秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）（根据上下文选择最合适的单词填空）1.TherapiddevelopmentofrenewableenergyinGansuProvincehassignificantly__________thelocaleconomy.A.boostedB.declinedC.limitedD.fluctuated2.Asaregionalbank,交通银行iscommittedto__________financialservicestobusinessesinZhangye.A.deliveringB.neglectingC.delayingD.reducing3.Thenewpolicyaimsto__________thegapbetweenurbanandruralareasintermsofinfrastructure.A.narrowB.widenC.maintainD.ignore4.To__________theriskofcreditdefaults,thebankconductsthoroughbackgroundchecksonborrowers.A.minimizeB.maximizeC.ignoreD.overlook5.Theannualfinancialreportmustbesubmittedbeforetheendof__________.A.thismonthB.lastmonthC.nextweekD.yesterday6.OurbranchinZhangyehasastrongfocuson__________smallandmedium-sizedenterprises.A.supportingB.targetingC.expandingD.reducing7.Thedigitaltransformationofthebankingsectorhas__________traditionaloperations.A.revolutionizedB.simplifiedC.complicatedD.replaced8.Theloanofficercarefullyreviewedtheapplicant’s__________toensurecompliancewithregulations.A.documentsB.emailsC.statementsD.photos9.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintby__________.A.50%B.20%C.100%D.0%10.Thecustomerserviceteamistrainedto__________queriesefficiently.A.handleB.ignoreC.delayD.avoid二、阅读理解（共5题，每题2分）（阅读以下文章，回答问题）Passage:TheGansuProvincegovernmentrecentlyannouncedaseriesofincentivestoattractforeigninvestmentinthebankingsector.Theinitiativefocusesonenhancingfinancialservicesinruralareas,particularlyinregionslikeZhangye,whichhavebeenunderserved.Theincentivesincludetaxbreaks,low-interestloans,andpreferentiallandusepolicies.Industryexpertssuggestthatthismovecouldboostthelocaleconomybycreatingjobsandimprovingaccesstocreditforsmallbusinesses.However,somecriticsarguethatthepolicymayleadtoincreasedcompetitionamongdomesticbanks.Regardlessofthechallenges,thegovernmentremainsoptimisticabouttheproject’ssuccess,emphasizingitsroleinachievingsustainableeconomicgrowth.Questions:1.Whatisthemainpurposeofthegovernment’snewpolicy?A.ToreduceforeigninvestmentinGansu.B.Toattractforeigninvestmentinthebankingsector.C.Toclosetheurban-ruraleconomicgap.D.Tolimitcreditaccessforsmallbusinesses.2.Whichregionismostlikelytobenefitfromthispolicy?A.UrbanareasinLanzhou.B.CoastalcitiesineasternChina.C.RuralareasinZhangye.D.IndustrialzonesinJiuquan.3.Accordingtoindustryexperts,whatpositiveimpactcouldthepolicyhave?A.Itmayreducejobopportunities.B.Itcouldcreatejobsandimprovecreditaccess.C.Itmightleadtohighertaxes.D.Itmayincreasecompetitionamongdomesticbanks.4.Whatconcernsdocriticshaveaboutthepolicy?A.Itmayreducegovernmentrevenue.B.Itcouldleadtoincreasedcompetitionamongbanks.C.Itmightnotattractenoughforeigninvestors.D.Itmaynotbenefitruralareas.5.Whatisthegovernment’sstanceonthepolicy?A.Theyareunsureaboutitssuccess.B.Theybelieveitmayfailduetohighcosts.C.Theyareoptimisticaboutitssuccess.D.Theyareindifferenttothepolicy.三、语法填空（共10题，每题1分）（根据句意和所给提示词，用适当形式填空）1.Thebank’snewmobileappallowscustomersto__________(transfer)moneyinstantly.2.Ifyou__________(have)anyquestions,pleasecontactthecustomerservicehotline.3.Despitetheeconomicdownturn,thebank__________(maintain)itsprofitabilityin2024.4.Theloanofficeraskediftheapplicant__________(apply)fortheloanmorethanonce.5.By2030,thebankplansto__________(reduce)itspaper-basedoperationsby70%.6.Theregulatorycommitteerequiresallemployees__________(sign)theconfidentialityagreement.7.Thecustomer__________(complain)abouttheslowserviceyesterdayevening.8.Neitherthebranchmanagernortheassistant__________(agree)withtheproposal.9.Thebank’sannualreportwillbe__________(publish)nextmonth.10.Weneedtoensurethatalltransactions__________(comply)withanti-moneylaunderinglaws.四、完形填空（共10题，每题1分）（根据上下文选择最合适的单词填空）ThebankingsectorinZhangyehasundergonesignificantchangesinrecentyears.Withthe__________(1)ofdigitaltechnology,traditionalfinancialserviceshavebeen__________(2)toadapt.Manylocalbankshave__________(3)theironlineplatformstooffermoreconvenientservices.However,challengesremain,suchastheneedto__________(4)financialliteracyamongruralpopulations.Thegovernmenthas__________(5)initiativestoaddressthisissue,includingfreeworkshopsandeducationalcampaigns.Despitetheseefforts,thetransitiontodigitalbanking__________(6)notbeensmooth.Someelderlycustomersstillprefer__________(7)face-to-faceinteractions.Banksarenowexploringwaysto__________(8)bothdigitalandtraditionalservicemodels.Thegoalistoensurethatallcustomers,__________(9)theirlocationorage,canaccessreliablefinancialservices.1.A.riseB.developmentC.declineD.fall2.A.forcedB.requiredC.allowedD.encouraged3.A.improvedB.neglectedC.expandedD.reduced4.A.improveB.decreaseC.increaseD.maintain5.A.introducedB.ignoredC.delayedD.overlooked6.A.hasB.haveC.hadD.is7.A.withB.withoutC.forD.by8.A.combineB.separateC.ignoreD.replace9.A.inB.atC.onD.with五、翻译（共5题，每题2分）（将以下句子翻译成英文）1.交通银行致力于为张掖地区的企业提供创新的金融解决方案。2.政府的新政策旨在缩小城乡之间的基础设施差距。3.为了降低信贷风险，银行会对借款人进行严格的背景调查。4.数字化转型正在彻底改变银行业务模式。5.我们需要确保所有交易都符合反洗钱法规。答案及解析一、选词填空1.A(boosted)–Renewableenergyhashelpedtheeconomygrow.2.A(delivering)–Banksprovidefinancialservices.3.A(narrow)–Thepolicyaimstoreducethegap.4.A(minimize)–Bankstrytoreducecreditrisks.5.A(thismonth)–Financialreportsareusuallyduemonthly.6.A(supporting)–BankshelpSMEsdevelop.7.A(revolutionized)–Digitaltechchangedbanking.8.A(documents)–Loanapplicationsrequirepaperwork.9.A(50%)–Banksaimforsignificantcarboncuts.10.A(handle)–Customerservicedealswithinquiries.二、阅读理解1.B–Thepolicyaimstoattractforeigninvestment.2.C–RuralareasinZhangyebenefitmost.3.B–Jobsandcreditaccessimprovement.4.B–Increasedcompetitionamong