农业银行2025咸阳市秋招笔试英语题专练及答案

农业银行2025咸阳市秋招笔试英语题专练及答案第一部分：选词填空（共10题，每题1分）场景：题材围绕农业银行在咸阳市推广智慧农业金融服务的宣传材料，涉及农业科技、农村发展、普惠金融等主题。1.Theprojectaimsto__________farmersadoptdigitalpaymentsystems,reducingrelianceoncashtransactions.A.encourageB.discourageC.requireD.eliminate*（注：咸阳农业人口占比较高，题目关联农村数字化转型）*2.WiththehelpofIoTdevices,farmerscan__________waterusageinreal-time,improvingefficiency.A.measureB.predictC.controlD.analyze*（注：农业银行推出农业物联网贷款业务）*3.Thebank’sruralcreditpolicy__________smallholdersaccesslow-interestloansforequipmentupgrades.A.enablesB.restrictsC.delaysD.excludes*（注：咸阳农村信贷需求旺盛）*4.__________climatechange,agriculturalyieldsinnorthernShaanxihavebecomemoreunpredictable.A.BecauseofB.DespiteC.BecauseD.Although*（注：咸阳地处旱作农业区，受气候影响大）*5.Thenewmobilebankingappallowscustomersto__________loansanytimefromtheirsmartphones.A.applyforB.repayC.transferD.cancel*（注：农业银行强调移动金融便利性）*6.FarmersinWeinanCountyhave__________higherprofitsbyusingprecisionagriculturetechniques.A.achievedB.decreasedC.wastedD.lost*（注：咸阳市下辖Weinan，农业科技应用案例较多）*7.Thebank’smicrofinanceprogram__________womenentrepreneursinruralareas.A.supportsB.opposesC.ignoresD.limits*（注：普惠金融政策常聚焦女性群体）*8.Thedroughtlastsummer__________manywheatfieldsinGuanzhongPlain.A.damagedB.benefitedC.preservedD.expanded*（注：关中平原是陕西粮食主产区）*9.Thegovernment’ssubsidypolicy__________ruralinfrastructuredevelopmentthisyear.A.promotesB.hindersC.cancelsD.postpones*（注：咸阳市近年加大农村基建投入）*10.Farmersshould__________insurancetomitigaterisksfromnaturaldisasters.A.purchaseB.avoidC.delayD.ignore*（注：农业银行推广农业保险业务）*第二部分：阅读理解（共5题，每题2分）文章主题：农业银行咸阳分行推动“数字乡村”战略的实践案例。Passage:Inrecentyears,AgriculturalBankofChina(ABC)hasbeenexpandingitsdigitalservicesinXianyang,Shaanxi,aimingtobridgetheurban-ruralfinancialgap.Byintegratingblockchaintechnology,ABCintroducedasmartcontractsystemforloanapprovals,cuttingprocessingtimeby60%.Incollaborationwithlocalagriculturaluniversities,thebankalsolauncheda"farmerassistanceplatform,"offeringreal-timeweatheralertsandmarketpricedata.TheinitiativehasparticularlybenefitedcottonfarmersinWeinan.Traditionallendersoftenhesitatedtoprovideloanswithoutcollateral,butABC’s"farmerdigitalcredit"programevaluatesborrowersbasedontheirlandusehistoryandsocialcreditscores.Asaresult,85%ofparticipantsreceivedfundingforirrigationupgrades.However,challengesremain.InternetpenetrationinremotevillageslikeMianchiisstilllow,forcingABCtodeployofflinebankingassistantswhohelpfarmersfilloutdigitalapplicationsmanually.Despitethis,thebankplanstoexpanditssolar-poweredATMsindrought-proneareasby2026.Questions:1.WhatisthemainpurposeofABC’sdigitalservicesinXianyang?A.Increaseurbanloanvolume.B.Modernizeruralfinancialsystems.C.Reducebankoperatingcosts.D.Promotecorporatesocialresponsibility.2.Howdoesthe"farmerassistanceplatform"helpcottonfarmers?A.Providesfreeseeds.B.Trackscropgrowthviadrones.C.Offersmarketpriceinsights.D.Guaranteesharvestyields.3.Whydidtraditionallendersavoidgivingloanstofarmers?A.Lackofgovernmentsupport.B.Farmers’poorcredithistory.C.Absenceofcollateral.D.Highinflationrates.4.WhatproblemdoesABCfaceinremotevillages?A.Cybersecuritythreats.B.Lowinternetconnectivity.C.Hightransactionfees.D.Insufficientstaff.5.WhatisABC’sfutureplanforsolarATMs?A.Canceltheproject.B.Limittourbanareas.C.Expandtodroughtzones.D.ReplacethemwithtraditionalATMs.第三部分：完形填空（共10题，每题1分）文章主题：农业银行咸阳分行组织农业金融培训，提升基层网点服务能力。Lastmonth,ABCXianyangbranchheldathree-dayworkshoponruralcreditpolicies.Thetrainingfocusedon__________(6)smallholderswithtailoredfinancialsolutions."Manyfarmerslackawarenessaboutloanproducts,"saidZhangWei,atrainerfromtheruraldevelopmentdepartment."Wetaughtthemhowto__________(7)subsidiesandinsurancebenefits."ThesessionalsocovereddigitaltoolslikeABC’s"WeBank"app.Participantslearnedto__________(8)mobilepaymentstoreducecashtransactions,whichoftenledtofraud."Lastyear,70%ofruralscamsinvolvedcounterfeitnotes,"notedWangLin,abranchmanager.However,someattendees__________(9)technicalbarriers."OlderfarmersinGanshuiTownshipstrugglewithsmartphones,"admittedLiHua,agrassrootsofficer.Thebankthenintroducedofflineverificationmethods,suchasfingerprintscanning.Bytheend,92%ofparticipantsscoredabove80inapracticalexam."Thisisjustthestart,"addedbranchdirectorLiuFang."We’ll__________(10)follow-upsessionstoensurepoliciesreacheveryvillage."WordsBank:6.A.supportingB.excludingC.ignoringD.encouraging7.A.calculateB.claimC.borrowD.invest8.A.avoidB.promoteC.ignoreD.develop9.A.complainedB.praisedC.deniedD.supported10.A.holdB.postponeC.cancelD.expand第四部分：翻译（共2题，每题5分）要求：将以下中文段落翻译成英文（50-70词）。1.农业银行咸阳分行通过“绿色信贷”支持生态农业项目，助力当地农民实现可持续发展。2.为解决农村物流难题，银行与邮政部门合作，在咸阳山区增设快递驿站。答案及解析第一部分：选词填空1.A(encourage:助力农民接受数字化支付，符合农业银行普惠金融策略)2.C(control:物联网设备可实时调控用水，契合农业科技主题)3.A(enables:银行信贷政策使小农户获得低息贷款，贴合农村金融需求)4.A(Becauseof:气候变化导致陕西北部农业产出不稳定，逻辑关系明确)5.A(applyfor:手机银行可随时申请贷款，符合移动金融趋势)6.A(achieved:精准农业技术帮助渭南农民增收，契合农业科技案例)7.A(supports:微贷计划帮扶农村女性创业者，呼应普惠金融政策)8.A(damaged:旱灾损害关中平原小麦田，符合陕西农业灾害背景)9.A(promotes:政府补贴推动农村基建，符合咸阳发展现状)10.A(purchase:农民应购买保险以应对自然灾害，符合农业风险管理)第二部分：阅读理解1.B(文章核心为数字化农村金融服务)2.C(平台提供市场价格数据，直接支持农民决策)3.C(传统银行要求抵押物，与