兴业银行成都市双流区2025秋招笔试英文行测高频题含答案

兴业银行成都市双流区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）每题从A、B、C、D四个选项中选择一个最合适的词填入句子中，使句子意思完整、语法正确。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.Despitetheeconomicdownturn,thedemandforgreenfinancialproductsinChengduremains______.A.stableB.volatileC.decliningD.unpredictable3.Thebank’sdigitaltransformationstrategyaimsto______customerexperiencethroughpersonalizedservices.A.enhanceB.deteriorateC.minimizeD.delay4.TheregulatoryenvironmentinChinarequiresbankstoprioritize______andriskmanagement.A.profitabilityB.complianceC.expansionD.innovation5.Thecollaborationbetween兴业银行andlocaltechfirmsinSichuanwill______theregion’sfinancialtechecosystem.A.disruptB.strengthenC.weakenD.neglect二、阅读理解（共4题，每题3分，共12分）阅读以下短文，根据文章内容回答问题。Passage:TheriseofmobilebankinghasrevolutionizedthewaypeoplemanagetheirfinancesinChina.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,over80%ofurbanresidentsinChengdunowusemobilebankingappsfordailytransactions.However,thisshifthasalsobroughtnewchallenges,suchascybersecurityrisksandregulatorycomplianceissues.Bankslike兴业银行haveinvestedheavilyinAI-drivensecuritysystemstoprotectcustomerdata.Additionally,thegovernmenthasintroducedstricterrulestoensurefinancialstabilityinthedigitalera.Despitethesechallenges,thefutureofmobilebankinginSichuanlookspromising,withmoreinnovativeservicesexpectedtoemerge.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactofmobilebankingonChengdu.C.Theroleofthegovernmentinfinancialregulation.D.ThebenefitsofAIinbanking.2.Accordingtothepassage,whatpercentageofurbanresidentsinChengduusemobilebanking?A.60%B.70%C.80%D.90%3.Whatchallengesdoesmobilebankingpose?A.Reducedprofitabilityforbanks.B.Cybersecurityrisksandregulatorycompliance.C.Lowercustomerengagement.D.Higheroperationalcosts.4.WhatdoesthepassagesuggestaboutthefutureofmobilebankinginSichuan?A.Itwillfacesignificantregulatoryrestrictions.B.Itwillstagnateduetotechnologicalbarriers.C.Itwillcontinuetogrowwithmoreinnovations.D.Itwillbedominatedbyforeignbanks.三、完形填空（共5题，每题2分，共10分）阅读以下短文，每空填入一个合适的词，使文章通顺、完整。ThebankingsectorinChengduhasundergonesignificantchangesinrecentyears.Withthe______(1)offintech,traditionalbankslike兴业银行havehadto______(2)theirbusinessmodels.Digitalizationhasbecomeakey______(3)forsurvivalandgrowth.Customersnowexpectseamlessonlineexperiences,andbanksmust______(4)tothesedemands.Forinstance,兴业银行haslaunchedseveralmobile-firstproducts,suchasAI-poweredchatbotsandreal-timefinancialmanagementtools.Theseinnovationshavenotonly______(5)customersatisfactionbutalsoreducedoperationalcosts.However,thecompetitionremainsfierce,andbanksmustcontinuetoevolvetostayaheadinthemarket.1.A.riseB.fallC.declineD.stagnation2.A.adaptB.ignoreC.retainD.abandon3.A.factorB.threatC.challengeD.goal4.A.respondB.resistC.ignoreD.neglect5.A.improvedB.decreasedC.loweredD.impacted四、句子改错（共5题，每题2分，共10分）以下句子中各有一处错误，请指出并改正。1.Thenewbranchin双流区willbeopennextmonth,anditwillprovideavarietyoffinancialservices.-Error:______-Correct:______2.Despitetheeconomicchallenges,thedemandforgreenloansinSichuanhasbeenincreasesignificantly.-Error:______-Correct:______3.兴业银行hasbeenestablishedin1988andhasgrownrapidlyoverthepastthreedecades.-Error:______-Correct:______4.Thebank’sdigitalstrategyaimstoimprovecustomerexperiencethroughtheimplementationofadvancedtechnologies.-Error:______-Correct:______5.ManylocalbusinessesinChengduhavestruggledtoaccesstraditionalbankingservicesduetocomplexpaperwork.-Error:______-Correct:______五、翻译填空（共5题，每题2分，共10分）将以下中文句子翻译成英文，填入横线处。1.为了支持成都的双创生态，兴业银行推出了专项创业贷款计划。-TheIndustrialBankhaslaunchedaspecialloanprogramto______theentrepreneurialecosysteminChengdu.2.随着利率市场化的推进，银行需要更加注重风险管理。-Withtheadvancementofinterestrateliberalization,banksneedto______riskmanagement.3.兴业银行在绿色金融领域的创新得到了监管机构的认可。-TheinnovationsofIndustrialBankinthefieldofgreenfinancehavebeen______byregulatoryauthorities.4.成都的金融科技园区吸引了大量国内外投资。-Chengdu’sfintechparkhasattracted______investmentfrombothdomesticandinternationalsources.5.银行数字化转型需要平衡效率与安全。-Thedigitaltransformationofbanksrequiresabalancebetween______andsecurity.答案与解析一、选词填空1.A.forced-解析：Fintech的发展迫使传统银行业必须创新。2.A.stable-解析：尽管经济下行，成都对绿色金融产品的需求仍然稳定。3.A.enhance-解析：银行的数字化转型战略旨在通过个性化服务提升客户体验。4.B.compliance-解析：中国的监管环境要求银行优先考虑合规与风险管理。5.B.strengthen-解析：兴业银行与四川本地科技公司的合作将强化该地区的金融科技生态。二、阅读理解1.B.TheimpactofmobilebankingonChengdu-解析：文章主要讨论移动银行对成都的影响。2.C.80%-解析：文章明确指出80%的成都居民使用移动银行。3.B.Cybersecurityrisksandregulatorycompliance-解析：文章提到移动银行带来的主要挑战是网络安全和监管合规。4.C.Itwillcontinuetogrowwithmoreinnovations-解析：文章暗示移动银行在四川的未来充满希望，将出现更多创新服务。三、完形填空1.A.rise-解析：fintech的兴起。2.A.adapt-解析：传统银行需要适应变化。3.A.factor-解析：数字化是生存和增长的关键因素。4.A.respond-解析：银行必须响应客户需求。5.A.improved-解析：创新提升了客户满意度。四、句子改错1.-Error:open→opening-Correct:Thenewbranchin双流区willbeopeningnextmonth,anditwillprovideavarietyoffinancialservices.2.-Error:hasbeenincrease→hasincreased-Correct:Despitetheeconomicchallenges,thedemandforgreenloansinSichuanhasincreasedsignificantly.3.-Error: