兴业银行沧州市新华区2025秋招笔试英语题专练及答案

兴业银行沧州市新华区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblankfromthefouroptions.1.ThebankingindustryinCangzhouhasseensignificant______inrecentyears,drivenbytechnologicaladvancementsandincreasedfinancialinclusion.A.growthB.declineC.stagnationD.diversification2.兴业银行’snewmobilebankingappaimsto______customersatisfactionbyofferingmorepersonalizedservicesandfastertransactionspeeds.A.enhanceB.reduceC.delayD.minimize3.TheregionaleconomicdevelopmentplanforXinhuaDistrictemphasizestheimportanceof______smallandmedium-sizedenterprises(SMEs)tofosterinnovation.A.supportingB.neglectingC.restrictingD.competingwith4.Duetoregulatorychanges,thebankmustnow______itsriskmanagementpoliciestocomplywithnewfinancialoversightrequirements.A.reviseB.ignoreC.expandD.simplify5.Theintroductionofblockchaintechnologyhasthepotentialto______traditionalbankingprocessesandreducefraud.A.revolutionizeB.preserveC.undermineD.replicate6.Thecompany’sannualreporthighlightsitscommitmenttosustainabledevelopmentand______environmentalresponsibility.A.ignoringB.prioritizingC.minimizingD.avoiding7.Theeconomicdownturnhasledtoa______inloanapplications,forcingbankstotightencreditstandards.A.surgeB.decreaseC.fluctuationD.stabilization8.Thebank’scustomerserviceteamistrainedto______inquiriespromptlyandefficiently.A.delayB.addressC.ignoreD.dismiss9.Themergerbetweenthetwofinancialinstitutionsisexpectedto______marketshareandoperationalefficiency.A.increaseB.decreaseC.stabilizeD.eliminate10.ThenewbranchinXinhuaDistrictisstrategicallylocatedto______thegrowingdemandforbankingservicesinthearea.A.meetB.exceedC.fallshortofD.delay二、阅读理解（共5题，每题2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TherapidexpansionofdigitalbankinghastransformedthefinanciallandscapeinCangzhou,particularlyinXinhuaDistrict.Withtheriseofmobilepaymentsandonlinetransactions,traditionalbrick-and-mortarbanksfaceincreasingpressuretoadapt.AccordingtoarecentreportbytheCangzhouFinancialBureau,digitalbankingadoptionhastripledoverthepastfiveyears,drivenbyyoungerdemographicswhoprefertheconvenienceofremotefinancialservices.However,thisshifthasnotcomewithoutchallenges.Banksmustinvestheavilyincybersecuritytoprotectcustomerdatafromcyberthreats,whilealsoensuringcompliancewithregionalandnationalregulations.Despitethesehurdles,thefutureofbankinginXinhuaDistrictappearspromising,asfinancialinstitutionscontinuetoinnovateandintegratetechnologyintotheiroperations.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactofdigitalbankingonCangzhou.C.Theroleofgovernmentinregulatingfinance.D.Thechallengesofcybersecurityinbanking.2.Accordingtothepassage,whoismostlikelytoadoptdigitalbankingservices?A.Olderadults.B.Youngerdemographics.C.Smallbusinessowners.D.Ruralresidents.3.Whatisonechallengementionedinthepassageforbanksadaptingtodigitalbanking?A.Lackofcustomerdemand.B.Highcybersecurityrisks.C.Insufficientgovernmentsupport.D.Limitedtechnologicalresources.4.WhatdoesthepassagesuggestaboutthefutureofbankinginXinhuaDistrict?A.Itwilldeclineduetocompetition.B.Itwillremainstablewithminimalchanges.C.Itwillcontinuetogrowwithtechnologicalinnovation.D.Itwillfocusmoreontraditionalbankingmethods.5.Theword"triple"inthepassageisclosestinmeaningto:A.double.B.increasesignificantly.C.decreaseslightly.D.remainunchanged.三、完形填空（共10题，每题1分）directions:Completethepassagewiththemostappropriatewordfromthefouroptions.ThebankingsectorinCangzhouhasundergonesubstantialchangesinthepastdecade.Withtheadventofdigitalbanking,customersnowexpectfaster,moreconvenientservices.______(6)theriseoffintechcompanies,traditionalbankshavehadtoinnovatetostaycompetitive.Forinstance,兴业银行haslaunchedanewmobileappthatallowsuserstoperformawiderangeoftransactions,fromtransferringfundstoapplyingforloans.______(7),theappalsoincorporatesAI-poweredchatbotstoassistcustomerswithinquiries,reducingtheneedforin-personvisits.Theseadvancementshavenotonlyimprovedcustomersatisfactionbutalsohelpedthebankreduceoperationalcosts.However,challengesremain,suchasensuringdatasecurityandadaptingtoevolvingregulatoryrequirements.______(8),thebank’scommitmenttotechnologicalinnovationandcustomer-centricservicespositionsitwellforfuturegrowthintheCangzhoumarket.6.A.DespiteB.BecauseofC.IncontrasttoD.Alongwith7.A.MoreoverB.HoweverC.ThereforeD.Nevertheless8.A.ThusB.MoreoverC.DespiteD.Consequently四、翻译（共5题，每题2分）directions:TranslatethefollowingsentencesintoEnglish.1.沧州市新华区的发展规划强调提升金融服务水平，以支持当地经济的增长。2.兴业银行致力于为客户提供安全、高效的金融解决方案。3.数字化转型是银行业应对市场变化的关键策略。4.政府出台了一系列政策，以促进中小企业的健康发展。5.银行需要加强风险管理，以降低潜在的财务损失。五、写作（共1题，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofTechnologyinModernBanking."Essay:Technologyhasrevolutionizedthebankingindustryinrecentyears.Digitalbankinghasmadefinancialservicesmoreaccessible,efficient,andsecure.Mobileapps,onlinebankingplatforms,andblockchaintechnologyhavetransformedhowcustomersinteractwiththeirmoney.Forinstance,mobilepaymentsallowuserstotransferfundsinstantly,whileAI-poweredchatbotsprovide24/7customersupport.Theseinnovationshavenotonlyimprovedcustomerexperiencebutalsoreducedoperationalcostsforbanks.However,challengesremain,suchasensuringdatasecurityandaddressingthedigitaldivide.Astechnologycontinuestoevolve,banksmustadapttostaycompetitive.Byleveragingcutting-edgesolutions,thebankingsectorcanbetterservecustomers,fostereconomicgrowth,andmaintaintrustinthefinancialsystem.答案及解析一、选词填空1.A.growth解析：银行业在沧州近年来显著增长，由技术进步和金融普惠推动。2.A.enhance解析：兴业银行的新移动银行应用旨在提升客户满意度，提供更个性化的服务和更快的交易速度。3.A.supporting解析：新华区的区域经济发展规划强调支持中小企业，以促进创新。4.A.revise解析：由于监管变化，银行必须修订其风险管理政策，以符合新的金融监管要求。5.A.revolutionize解析：区块链技术的引入有可能彻底改变传统银行业务流程，减少欺诈。6.B.prioritizing解析：公司年报强调其对可持续发展的承诺，优先考虑环境责任。7.B.decrease解析：经济衰退导致贷款申请减少，迫使银行收紧信贷标准。8.B.address解析：银行客服团队受训以迅速有效地处理查询。9.A.increase解析：两家金融机构的合并预计将增加市场份额和运营效率。10.A.meet解析：新分行在新华区的战略位置旨在满足该地区日益增长的银行服务需求。二、阅读理解1.B.TheimpactofdigitalbankingonCangzhou.解析：文章主要讨论数字银行对沧州的影响。2.B.Youngerdemographics.解析：文章指出年轻群体更倾向于远程金融服务。3.B.Highcybersecurityrisks.解析：文章提到银行需要投资网络安全以保护客户数据。4.C.Itwillcontinuetogrowwithtechnologicalinnovation.解析：文章预测银行业在新华区将因技术创新而持续发展。5.B.increasesignificantly.解析："