工商银行常州市溧阳市2025秋招笔试英语阅读理解题专练30题及答案

工商银行常州市溧阳市2025秋招笔试英语阅读理解题专练30题及答案题型一：单选题（每题2分，共10题）题1（2分）：AChinesecityaimstobecomea"smartfinancialhub"by2025,integratingblockchaintechnologyintocommercialbankingservices.Localenterprises,includingthoseinthetextileandmachinerysectors,areencouragedtoadoptdigitalpaymentsolutions.Whichofthefollowingstatementsbestreflectsthearticle'smainidea?A)Blockchaintechnologywillreplacetraditionalbankingsystems.B)Thecityplanstofocusonlyontextileandmachineryindustries.C)Digitalpaymentswillbenefitlocalenterprisesandthefinancialsector.D)Commercialbankswillrefusetoworkwithunprofitableindustries.题2（2分）：AccordingtoareportbytheIndustrialandCommercialBankofChina(ICBC),the溧阳(Liyang)branchhasseena15%increaseingreenfinancingprojectsin2024.Thisgrowthisattributedtogovernmentincentivesandrisingpublicawarenessofenvironmentalsustainability.Whatdoesthissuggestaboutthebank'sstrategy?A)ICBCwillprioritizehigh-riskindustries.B)Greenfinancingisnotprofitable.C)Thebanksupportssustainableeconomicdevelopment.D)ThegovernmentforcedICBCtoexpandgreenfinancing.题3（2分）：AnewpolicyinChangzhourequiresbusinessestoreducecarbonemissionsby20%withinfiveyears.AlocalbranchoftheChinaMerchantsBank(CMB)haslaunchedalow-carboncreditprogramtoassistSMEs.Howmightthispolicyaffectthebankingsectorintheregion?A)Bankswilllosecustomersduetostricterregulations.B)Financialinstitutionswillinvestmoreineco-friendlyprojects.C)Largecorporationswillreceiveallthecredit.D)SMEswillbeforcedtocloseduetohighcosts.题4（2分）：TheWorldBankhasapproveda$500millionloanfortheconstructionofahigh-speedraillineconnectingChangzhouandSuzhou.AreporthighlightsthatthisprojectwillboosttourismandtradeintheYangtzeRiverDelta.Whatistheprimarybenefitofthisinfrastructure?A)Itwillcreatejobsinconstruction.B)Itwillreducetheneedforbanks.C)Itwillimproveregionalconnectivity.D)Itwillincreasepropertypricesinruralareas.题5（2分）：AstudybythePeople'sBankofChina(PBOC)revealsthatsmallbusinessesinruralareasofJiangsuProvincefacechallengesinaccessingloans.Thearticlesuggeststhatdigitalbankingplatformscouldhelpbridgethisgap.Whatisthemainproblemaddressed?A)Ruralbankslacktechnology.B)Smallbusinessesareuntrustworthy.C)Loanapprovalprocessesareinefficient.D)Thegovernmentpreferslargecorporations.题型二：判断题（每题2分，共10题）题6（2分）：Thearticlementionsthatthe工商银行(ICBC)LiyangbranchplanstointroduceAI-poweredchatbotstoimprovecustomerservice.Thisindicatesthattraditionalbankingwilldisappearsoon.判断：正确/错误题7（2分）：LocalbanksinChangzhouareofferingpreferentialinterestratestoencourageinvestmentsintheautomotiveindustry.Thispolicyisbasedontheassumptionthatthesectorwillgrowsignificantlyinthenextdecade.判断：正确/错误题8（2分）：Areportnotesthatthe溧阳textileindustryhasbeendecliningduetocompetitionfromimportedgoods.Thegovernmenthasproposedsubsidiestosavelocalfactories.判断：正确/错误题9（2分）：TheChinaDevelopmentBank(CDB)hasannouncedaspecialloanprogramforrenewableenergyprojectsintheYangtzeRiverDelta.Thisdecisionwasinfluencedbyglobalclimateagreements.判断：正确/错误题10（2分）：Thearticlestatesthatthe溧阳branchoftheBankofChina(BOC)hasreduceditsstaffduetoautomation.Thissuggeststhatbankingjobsarebecomingobsolete.判断：正确/错误题型三：填空题（每题2分，共10题）题11（2分）：Thelocalgovernmenthassetagoaltoreducecarbonemissionsby______%by2025,encouragingbusinessestoadopt______technologies.题12（2分）：AstudyshowsthattheaverageloanapprovaltimeforsmallbusinessesinJiangsuProvinceis______days,whichislongerthaninotherregions.题13（2分）：The工商银行(ICBC)Liyangbranchhaslauncheda______programtosupportlocalSMEs,offeringinterest-freeloansforthefirstsixmonths.题14（2分）：Thenewhigh-speedraillinewillconnectChangzhouandSuzhouin______hours,reducingtraveltimefromfourhoursto______hours.题15（2分）：TheChinaMerchantsBank(CMB)hasintroduceda______initiativetopromotedigitalpaymentsamonglocalconsumers.题16（2分）：ThePBOCreporthighlightsthatruralbanksinJiangsuProvinceneedmore______toimproveserviceefficiency.题17（2分）：Thegovernmenthasproposed______incentivestoattractforeigninvestorstothetextileindustryin溧阳.题18（2分）：TheBankofChina(BOC)haspartneredwithatechcompanytodevelop______forfrauddetection.题19（2分）：TheChinaDevelopmentBank(CDB)hasallocated______billionyuanforgreenfinancingprojectsintheYangtzeRiverDelta.题20（2分）：The溧阳branchofICBChasseena______increaseindigitalbankinguserssincethelaunchofitsmobileapp.答案及解析单选题（每题2分，共10题）1.C解析：文章强调区块链技术将帮助当地企业采用数字支付，支持金融行业数字化转型，故C最符合主旨。2.C解析：ICBC积极推动绿色金融，显示其对可持续发展的支持，故C正确。3.B解析：政策鼓励银行投资环保项目，故B准确。4.C解析：高铁提升区域连接性，故C为主旨。5.C解析：报告指出贷款审批流程低效，故C正确。6.错误解析：AI聊天机器人是提升服务，而非取代传统银行。7.正确解析：政策基于行业增长预期，故判断正确。8.错误解析：文章未明确提到政府补贴，故判断错误。9.正确解析：CDB决策受全球气候协议影响，故判断正确。10.错误解析：自动化可能增加需求，而非取代岗位。填空题（每题2分，共10题）11.20；digital解析：政府设定减排目标，并鼓励数字化技术。12.30；human解析：报告指出审批时间长