2026年财经英语题库金融英语词汇与实务操作

2026年财经英语题库：金融英语词汇与实务操作一、单选题（每题2分，共20题）1.Whichofthefollowingtermsreferstotheprocessofbuyingbackacompany'sownsharesfromthemarkettoreducethenumberofoutstandingshares?A.StocksplitB.SharebuybackC.DividendpayoutD.Rightsissue2.TheLIBOR(LondonInterbankOfferedRate)wasphasedoutandreplacedbytheSOFR(SecuredOvernightFinancingRate)primarilydueto:A.ImprovedaccuracyinriskassessmentB.RegulatorypressureovermanipulationconcernsC.HigherinterestratevolatilityD.Technologicaladvancementsininterbanklending3.Aswaptionisatypeoffinancialderivativethatgivestheholdertheright,butnottheobligation,toenterintoa:A.ForwardcontractB.FuturescontractC.OptiononinterestratesD.Swapagreement4.InthecontextofM&A(mergersandacquisitions),theterm"tenderoffer"refersto:A.Aformalproposaltobuyacompany’ssharesatafixedpriceB.AhostiletakeoverbyarivalfirmC.AmutualagreementbetweenboardsofdirectorsD.Areversemergerprocess5.Whichfinancialratioismostcommonlyusedtoassessacompany’sliquiditybycomparingcurrentassetstocurrentliabilities?A.Debt-to-equityratioB.CurrentratioC.Returnonequity(ROE)D.Price-to-earnings(P/E)ratio6.TheBaselIIIaccordsimposestrictercapitalrequirementsonbanksprimarilyto:A.IncreasecompetitioninthefinancialsectorB.EnhancesystemicstabilityduringcrisesC.ReducethecostofborrowingforconsumersD.Promotethegrowthofshadowbanking7.Ahedgefundtypicallyemployswhichstrategytogeneratereturns,ofteninvolvingleverageandcomplexderivatives?A.Long-onlyequityinvestingB.Short-sellingandmarket-neutralstrategiesC.PassiveindextrackingD.Regulatoryarbitrage8.TheETF(Exchange-TradedFund)differsfromamutualfundmainlyin:A.Taxefficiencyduetoin-kindredemptionsB.LowerexpenseratiosC.HigherliquidityD.Limitedinvestmentoptions9.IntheCOVID-19pandemic,centralbanksliketheFedimplemented"quantitativeeasing"(QE)to:A.ReduceinflationB.StimulateeconomicgrowthbyinjectingliquidityC.IncreaseinterestratesD.Strengthenthebankingsector’sbalancesheet10.Aconvertiblebondgivestheholdertheoptiontoconvertthebondinto:A.CommonstockoftheissuingcompanyB.AfixedamountofcashC.AnothertypeofbondD.Abasketofcommodities二、多选题（每题3分，共10题）1.Whichofthefollowingarekeycomponentsoffinancialriskmanagement?A.ValueatRisk(VaR)B.Creditdefaultswaps(CDS)C.DiversificationD.Interestrateswaps2.TheSecuritiesandExchangeCommission(SEC)intheU.S.oversees:A.PubliccompanydisclosuresB.MergersandacquisitionsC.MutualfundoperationsD.Derivativestrading3.Aleveragedbuyout(LBO)involves:A.UsingdebttofinancetheacquisitionofacompanyB.AcquiringafirmthroughahostilebidC.Leveragingthetargetcompany’sassetsforfundingD.Increasingtheequityvaluethroughoperationalimprovements4.Whichofthefollowingareconsideredfixed-incomesecurities?A.StocksB.BondsC.MortgagesD.Certificatesofdeposit(CDs)5.TheVolckerRule,implementedintheU.S.,restrictsbanksfromengagingin:A.ProprietarytradingB.Client-directedtradingC.Risk-freearbitrageD.Coveredcallstrategies6.Abond’syieldtomaturity(YTM)isinfluencedby:A.Thebond’scouponrateB.MarketinterestratesC.Thebond’stimetomaturityD.Theissuer’screditrating7.InChina’sfinancialmarket,the"duallisting"refersto:A.AcompanylistingonboththeShanghaiStockExchangeandtheHongKongStockExchangeB.AforeignfirmlistingontheShanghaiStockExchangeC.AdomesticfirmlistingontheHongKongStockExchangeD.AreversetakeoverbyaChinesefirm8.Hedgefundsmayusewhichofthefollowingstrategiestogeneratealpha?A.ShortsellingB.StatisticalarbitrageC.LeverageD.Markettiming9.TheDerivativesTradingReformLaw(DTRL)inChinaaimsto:A.StrengthenoversightoffuturesmarketsB.ReducespeculationincommodityderivativesC.PromotethedevelopmentofswapmarketsD.Increaseretailparticipationinderivatives10.Acapitaladequacyratio(CAR)measuresabank’sabilitytoabsorblossesbycomparing:A.EquitycapitaltototalassetsB.Tier1capitaltorisk-weightedassetsC.LoanstodepositsD.Non-performingloanstototalloans三、填空题（每题2分，共10题）1.Theprocessofmergingtwocompaniesintoasinglelegalentityisknownasa(n)_______transaction.2.Afinancialinstrumentthatderivesitsvaluefromanunderlyingasset,suchasstocksorbonds,iscalleda(n)_______.3.The"mark-to-market"accountingmethodrecordsassetsandliabilitiesattheir_______value.4.InJapan,theFinancialServicesAgency(FSA)regulatesthe_______sector.5.Aconvertiblepreferredstockallowstheholdertoconvertthestockinto_______oftheissuer’scommonshares.6.The"BaselIV"frameworkintroducesstricterrequirementsforbanks’_______capital.7.Aputoptiongivestheholdertherighttosellanassetatapredetermined_______price.8.The"Inflation-LinkedBond"adjustsitsprincipalvaluebasedonchangesinthe_______.9.InIndia,theSecuritiesandExchangeBoardofIndia(SEBI)oversees_______markets.10.A"lock-upperiod"inanIPOrestrictsthetradingofsharesby_______.四、简答题（每题5分，共5题）1.Explainthedifferencebetweenaforwardcontractandafuturescontract.2.Whatis"regulatoryarbitrage,"andhowdoesitimpactfinancialmarkets?3.Describetheroleof"stresstesting"inbankingregulation.4.Howdoesa"convertiblebond"benefitboththeissuerandtheholder?5.Whatarethekeydifferencesbetween"buy-and-hold"and"activetrading"strategiesininvesting?五、论述题（每题10分，共2题）1.Analyzetheimpactof"quantitativeeasing"(QE)onglobalfinancialmarketsduringtheCOVID-19pandemic.2.Discussthechallengesandopportunitiesof"digitalyuan"(e-CNY)adoptioninChina’seconomy.答案与解析一、单选题答案1.B2.B3.C4.A5.B6.B7.B8.A9.B10.A解析：-2.LIBORwasreplacedduetomanipulationscandals(e.g.,RiggsBankscandal),makingBcorrect.-7.Hedgefundsoftenuseleverageandderivativesforhigh-risk,high-rewardstrategies(B).-8.ETFstradelikestocksandhavelowerliquiditycoststhanmutualfunds(A).二、多选题答案1.A,B,C2.A,B,C3.A,C4.B,C,D5.A,D6.A,B,C,D7.A,D8.A,B,C,D9.A,B,C10.A,B解析：-1.VaR(A),CDS(B),anddiversification(C)arecorerisktools;swaps(D)areriskmitigationtoolsbutlessdirect.-6.YTMdependsoncouponrate(A),marketrates(B),timetomaturity(C),andcreditrating(D).三、填空题答案1.Merger2.Derivative3.Market4.Financial5.Shares6.Common7.Strike8.Inflation9.Securities10.Insiders解析：-1.Amergercombinestwofirmsintoone.-5.Convertiblepreferredstockconvertstoshares.四、简答题答案1.Forwardvs.FuturesContracts:-ForwardisanOTC(over-the-counter)contractwithnostandardization;futuresareexchange-traded,markedtomarketdaily.2.RegulatoryArbitrage:-Exploitingdifferencesinregulationsacross