2026年14大技术趋势研究报告

2026TechTrendsTrusted

bytheworld’ssmartestcompanies2PredictiveIntelligence

onPrivateCompaniesWithCB

Insights,youseeyournextmove

一first.Raredatastraightfromcompaniesbuildingthefuture.PowerfulAIthatautomatestheanalysis.COMPLIANTWITH

MADE

IN

NYC

Access10daysoffreepredictiveintelligenceforprivatemarkets

today.✓

RunscoutingreportswithfullSWOTanalysesonmorethan10Mcompanies✓AskChatCBIwhatyournextstrategicmoveshouldbe✓Getpersonalizedinsightsonhowtoreactto

marketshifts▮St▮artf

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IIICBINSIGHTS34Industrial&national

infrastructureDatacentersbecomegridassetsSovereignAIcreatesregionalAIecosystemsThecommercialspaceraceentersaneweraDefenseAIstartupsmobilizeformassproductionPhysicalAI&

roboticsAIlearnshowthephysicalworldworksRobotslearntoworktogetherTableofContentsEnterprise&workAIagentsmake

ROIa

movingtargetThebackofficeruns

itselfPrivatebecomesthenewpublicStablecoinsgocorporateThestorefrontdisappearsHealth&

bioHealthcareputsvoiceAItothetestPharma’spathtoself-driving

labsTheunbundlingofemployerhealth

plans915212835414753606673818895Finance&

commerceTrendEvidenceAIAIM&Afuels

the

nextwave

ofcorporate

strategyAI

acquisitions

hit

all-time

highs

in

2025,withenterprisesoftwareincumbentslikeSalesforceand

Workdayamongthemostactive

acquirers.LLMs'explainabilitymomentResearch

is

ongoing,with

Goodfireraisinga$50MSeriesAbacked

by

Anthropic

to

support

interpretabilityresearch.Open-sourcecedes

topLLMsbutdominatessmaller

modelsClosed-sourcemodelstoptheleaderboards,while

Meta's

open-

sourceLlamadisappoints.Small

modelsdominateopen-source

downloads.FinancialservicesThe

cyborgwealthadvisorThefastest-growingfintechmarkets

by

YoY

hiring

are

in

wealth

tech,powered

by

AI-enabledsolutions.

Investorsaredoubling

downonthesector.AI

agents

aregiven

moneyto

spendTheAIagentpaymentsinfrastructuremarket

nowfeatures

20+playersaslaunchesaccelerate.Cryptotakesmore

babystepstoward

the

mainstreamDigitalassetswereakeydriver

of

M&Aand

IPOs

in2025,underscoringgrowinginstitutional

interest.Stablecoinshavetakenoff.Healthcare&lifesciencesDiseasemanagemententers

a

newphasewith

AIThemostpromising

digital

health

companies

pursueproactivecare.Investmentfloodgatesopen

for

RNAtherapeuticsThespaceseesmajordealsin

2025

frompharmaplayers

like

Lilly,Novartis,and

Bristol-Myers

Squibb.Didwehitthemark?Ratingour

2025techtrends(reportpublished11/19/2024)TheUScontinuestodominateAI

innovation

and

funding

activity,

while

China's

models

hold

theirground.▮Se▮elas▮tye

r,s

▮repIoIr

IIIndustrialusecases

likemanufacturingandlogisticsremain

the

priority.Compressedfintechvaluations

createopportunitiesfor

acquirersFintech

M&A

deals

hit

their

highestpointinmorethan

3years

in

Q3'25.TheUS

is

leadingthe

AI

arms

race

—for

nowRatingTechTrends

2025Autonomous

robots

eye

caregivingTrendEvidenceTrendEvidence5Didwe

hitthe

mark?

Ratingour2025techtrends

▮Se▮elas▮tye

r,s

▮repIoIr

II(reportpublished11/19/2024)EnterpriseSpatialcomputingfor

enterprises

is

hereto

staySpatialcomputingfallsin

interestonearningscalls.

Vision

Prounderwhelmed,

andcorporateAR/VRadoptionisstill

marginal.Retail&consumerIndustrialsThefuturedata

center

arrivesExplosivegrowthinAIdevelopment

is

pushing

datacentersintothemuti-GWrange,drivinginnovation

across45+markets

CBInsightstracksinthevalue

chain.Agents

expandedtheirrole

inthedigitalshoppingexperience,drivingpersonalizationfromdynamicwebsitestocustomerservice

tonew

levels.SpaceXiseyeinga

2026

IPOraisingabove

$30B,

while

spacetechmarkets

seespiking

activity.Cheaperaccess

tospace

sparks

investor

rushRetail'spersonalizationimperativeRatingTechTrends

2025TrendEvidenceTrendEvidence6CBInsightsPredictive

IntelligenceEachtrendinthisreportcombinesCB

Insights’proprietarysignalsacrosscompanyfundamentalsandmarket

behaviortoshowwhereinnovation,capital,andcustomermomentumare

moving

next.SignalOverviewPredictivepowerVisualAggregatedcompanydataandsignalsQuantifiesthepaceanddirectionofinnovationacross1,500+techmarketsacrosscategoriesRevealswhenanemergingmarketisabouttoscale

commerciallyIndicatesstartuppotential,with4.7xtheSmart

Money

VC

hit

rate

for

future

unicornsTop-scoringcompaniesshowhigherexitrates

(M&Aupto

3.5x

higher)Hiringstrategypreviewsdemandand

product-marketfitMapsinfluencenetworksandsignalsupcoming

M&Aor

GTM

movesRateofprojectedhiring

and

roles

hiring

forAbilitytocompeteandpartner

(5-point

scale)Privatecompanyhealth(scoredoutof

1,000)Partnerships,vendor-clientties,and

strategicalliancesLikelihoodof

IPOor

M&Aexitwithin

twoyearsHiringMomentum&

InsightsMarkets&Market

IndexBusinessRelationshipsCommercialMaturityExitProbabilityMosaicScore7Enterprise

&workEnterprise&

workAIagentsmake

ROI

amovingtargetNewtoolshelpcompanieskeepupwith

how

agentimpactactuallyshowsupCostsavingsandtimetrackingdominateearlyAIagent

measurementeffortsOrganizationstrackefficiencymetricswhilerevenueimpactremainsdifficulttoquantifyProductivity

gains

TimesavedCostsavings

Accuracyofoutputs

Errorreduction

Customersatisfaction

ResponsetimeRevenue

impactUseradoption

rate

#ofescalationsreduced

Employeesatisfaction

ROI/paybackperiod

Don'tcurrentlytrackLeadingKPIsusedtotrackAIagentsuccessWhatKPIsdo

you

track

for

AI

agent

success?

Select

all

that

apply. ©2026CBInsights.Source:CBInsightssurvey(Oct-Dec2025)of59participantsdirector-leveloraboveatorganizationswith200+employees.

100%10%20%30%40%50%60%63%58%58%ENTERPRISE&

WORK本报告来源于三个皮匠报告站（）,由用户Id:619989下载,文档Id:1077930,下载日期:2026-01-29“At

present

[ROI]

is

beingmonitoredatVPof

Application

Development,Fortune500finserv

company[measuringAIagentROI]seemsto

bea

majorissueforallofthesetools.”Director

of

Information

Security,$1B

revenue

media&entertainmentcompanyVendorshaveanopeningtodefineagentROIframeworksWithdeploymentsintheearlystages,organizationsstillrelyoninformal,anecdotal

assessment

approachesboardlevel,wheretheyaretrackingspend

onAIagents.Howtheeffectivenessis

beingmeasuredthenfiltersup,butis

not

aprecisescienceandfullytrackedas

yet.”

©2026CB

Insights.Source:CBInsightssurvey11“Wearestillstrugglingwiththis–ENTERPRISE&

WORK⃞11/17/2025

seriesASpantargetsAIcodemeasurementasengineeringteamsnavigatedevelopmenttransformationSpanlaunchedspan-detect-1inSeptember2025,

avendordataorsurveys.towardansweringcomplexengineeringquestionsin

secondsratherthandays.Software

engineering

analytics

platforms

establishmeasurementapproachesincodingCompanieslikeSpanmovetoprovideclearwaystomeasureagenticAIimpactacross

software

engineeringworkflows,

aleadingareaofAIagentusage

and

spendproprietarymodelthatdetectsAI-generatedcodeatthe

chunklevelandtracksitthroughthedevelopmentlifecycle,differentiatingfromcompetitorsthatrelyon$25MinSeriesAfundingwilldeepencapabilitiesformeasuringROIofAI-augmenteddevelopmentandbuild ©2026CBInsights.Source:CBInsightsmarkets—Softwareengineeringanalyticsplatforms;

DealAgent

12Softwareengineering

analyticsplatformsENTERPRISE&

WORKMosaicScore

HighlightLaunchedScribeOptimize(Nov.2025),moving

beyond767

documentationtoworkflowanalysisandROIidentificationforAIautomationdecisionsScoutproductmeasuresteams'661

AIusageandmonitors4/2/252024

productivityPlatformidentifiesspecifictasksthatcanbeenhancedthroughgenAIwhileproviding

ROImetricsTracksgenAIinvestmentsand615

monitorsrevenue,costs,andprofitmarginsofAIapplicationsWhileprocessintelligenceplatformsevolvetotackle

measurementacrossenterpriseworkflowsNewbreedofsolutionshelpenterprisesidentifyagentic

automation

opportunities,track

investments,and

quantifyimpactbeyondengineeringteams

WorkhelixScoutingReportKeytakeaways•

EliteAIinvestorbacking:Thecompany

secured$15.3MSeriesAfromtop-tierinvestors

including

Reid

Hoffman,Yann

LeCun,Jeff

Dean,and

Mira

Murati,signalingvalidationofitsapproachtoenterpriseAI

measurementandoptimization.•StrategicAccentureintegration:

IntegrationwithAccenture

LearnVantageandparticipationin

Project

Spotlightprovidesdirectaccesstoenterpriseclients

strugglingwithAIROImeasurement. ©2026CBInsights.Source:CBInsights—Companyprofiles.SelectcompaniesbasedonMosaicscore,fundingrecency,andrelevancy.

13scribe=rJ

pay-iLatest

fundingdateENTERPRISE&

WORKFounded

year11/10/2520192/27/2520215/21/252023Company643ScoutingReportBillingplatformsemergetohelpcompaniesmonetizeAIagent

activityVendorsexperimentwithpricingmodels(usage-based,outcome-based,andhybrid)

as

agent

monetization

approachesremainunsettledCompanyMosaicScoreLatestfundingDate

FoundedyearInl

METRONOMEN/AAcquiredbyStripe12/2/20252020__

orb.845$25MSeriesB9/17/20242021GLago745$15MSeriesA3/14/20242021725$21.6MSeed9/28/20252024PaidbuildsbillinginfrastructureforAIagents,enablingoutcome-basedpricingmodelsascompaniesmoveawayfrom

traditionalseat-basedSaaSpricing.

©2026CB

Insights.Source

CB

Insights–Companyprofiles;ScoutingReportAgent.Note:SelectcompaniesbasedonMosaicscoresandfundingrecency(since1/1/2023).14Usage-basedbillingplatformswithAImonetizationofferingsENTERPRISE&

WORK$4MSeed9/25/20256442023Enterprise&

workThebackoffice

runsitselfEnterprisesmovefromtool-assistedworktoautonomousexecutionincoreoperational

workflowsAgentplatformshavecrossedfrompilotstoproductionAsAIagentcompaniesreachdeploymentmaturity,enterprisesbegin

automating

routineoperationalwork

rather

thanexperimentingwithcopilotsWhileamajorityofexecutivessurveyedbyCB

Insights*say

theirorgsarealreadyusingorpiloting

agenticAI6%,Not

currently

using36%Currentlyusing/

Deploying39425431%20%1:Emerging

320

25%OverhalfofAIagentcompanieshavereachedCommercial

Maturitylevel3andarereadytodistributetocustomersCommercialMaturityCompanycountShare4:Scaling21217%n=1,261

AIagentcompanieswithCommercialMaturity

scores(a

measureof

acompany’sability

to

competefor

customersor

serveasa

partner

on

a1-5scale)©2026CBInsights.Source:CBInsights.Analysisincludescompaniesdeveloping

AIagents,assistants/copilots,andagenticinfrastructure.Includespure-playemergingagentstartupsaswellascompaniesbuildingagentinfrastructure.*FromaJune2025surveyof64executivesdirector-leveloraboveatorganizationswith250+employees.56%

workatcompaniesgeneratingmore

than$100Minrevenueand31%haverevenueover$1B.81

6%ENTERPRISE&

WORK2:Validating3:

Deploying5:Established16FinancialServices118relationships

21%shareConsumer/

Retail103

18%

Healthcare&

LifeSciences90

16%

Industrials106

19%

Legal87

relationships15%shareOther60

relationships11%

shareFinancialservices

pullsahead

inAI

agentdeploymentTheindustry’sdocument-heavy,rules-basedworkflowsmakeitan

ideal

proving

groundforautonomoussystems

©2026CB

Insights.Source:CB

Insights

business

relationships

data.*Based

on

an

analysis

of565industry-specific

relationships

with

AI

agent

companies

in2025

YTD(as

of11/20/2025).Excludes

US

big

tech

companies.

17FinServoutpaceseveryotherindustryinAIagentpartnershipsin2025*▮▮Track1,900+AIagentcompanieIsIENTERPRISE&

WORKThemeCount%infull-scaledeployment(vs.pilot/testing)Compliance&

FraudReal-timeIntelligenceDocumentProcessingBlockchain&Web3AgenticCommerceCustomerServiceClaims&UnderwritingWithinfinserv,agentstargetback-officeautomationfirstCompliance,real-timeintelligence,anddocumentprocessingdominateearly,full-scaledeploymentsTopthemesamongfinancialservices-focusedrelationshipsin2025*

©

2026CBInsights.Themes

are

not

mutually

exclusive.*Dataasof11/20/2025.

181812ENTERPRISE&

WORK93%93%85%36%83%81%59%3030272025Theme#3:AIagentsincreasedocumentprocessingthroughput

andaccuracy

Partnerswith

.Agent

ech

BusinessRelationshipInsightsAgentechintegrateswithMid-America

CatastropheServicestodeployAIagentsforautomatedinsurancefile

review.November18,2025Theme#2:AIagentsuncoverand

surfacereal-timeintel,generating

alpha

Partnerswith

乡data

bricks

BusinessRelationshipInsightsLSEGpartnerswithDatabrickstodeliver

real-timefinancialintelligenceforAIagentdevelopment.September23,2025Theme#1:Complianceshifts

fromcostcentertocompetitive

differentiator

Partnerswith

BusinessRelationshipInsightsCapco

joinsOpenAIPartnerProgramto

scaleAI-drivencomplianceautomation

forfinancialandenergyclients.November17,2025ThosewhobuildAI-nativeoperationswillgainanadvantageEarlyadoptioninfinancialservicessignalshowback-officeautomationwillspreadacrossenterprises

©2026CB

Insights.Source:CB

Insights–Business

Relationships

Agent

19ENTERPRISE&

WORKFinance&

commerceFinance&

commercePrivatebecomes

thenew

publicThenextgenerationofmajorcompanies

builds

outsidetraditionalmarketvisibilityManyoftheworld’smostinfluentialcompaniesnolongerhavestocktickersThereare1,300+unicornsworldwide

—including12valuedhigherthanthemedian

S&P500

marketcap©2026CBInsights

Source:CBInsights—

Theunicornmarket

Based.

map.onmedianmarketcapof$39Bandvaluationdata

(asof1/7/2026).▮▮TrackthefullunicornlistIFINANCE&

COMMERCE22Averagetechcompanyageat

IPO3/28/25$45.0B5/21/25$6.5B3/20/25$1.5BNl

NIA

TRADER4/8/25$1.3BHidden

Road12/11/25$1.2Bco

card

lessopen

Al9/2/25$1.1B似STATS

IG乡data

bricks5/14/25$1.0Bc

clio6/30/25$1.0Bvl

lexPrivatecompaniesoperateatapubliccompanyscale,butstay

privatelongerthaneverIPOtimelinesstretchasprivatecompaniesaccesscapital,liquidity,andacquisitionopportunitiesIn2025,unicornsled9acquisitionsexceeding$1BAcquirerDealDateValuationCompany ©2026CBInsights.Source:CBInsights—StateofVentureQ3’25;

Acquisitiondata.Note:ExcludesbusinessaggregatorBendingSpoons'acquisitionsofAOLand

Vimeo.

23FINANCE&

COMMERCE10/16/25$1.0BTopAIstartupsscaleto$100MARRinrecordtime—outside

traditionalmarketvisibilityLovablexAIDreamSecurityAnyspherePerplexityTogetherAIFireworksAIAnthropicHarveySunoDatabricksScaleOpenAI0

1020304050607080Monthsto$100MinARRAIcompanies’

timeto$100MinARRfromfoundeddate$100M$80M$60M$40M$20M$0M©2026CBInsights.Source:CBInsights—revenuedata.Note:Chartcomparesemergingandestablished

AIcompanies’time

to$100MARRbasedonreportedmonthandfoundedmonth.▮▮SeeAIcompan▮iesbyrevenueIFINANCE&

COMMERCE24Privatemarketsbegintoopenuptoretail

investorsAsmorevaluecreationhappensbeforeIPOs,regulators

are

movingtoallow

private

assets

into

retirement

plans

andothermainstreaminvestmentvehicles ©2026CBInsights.Source:USgovernmentmedia

25FINANCE&

COMMERCEMorgan

stanleyacquiresAcquisitionInsightsMorganStanleystrengthensprivate

markets

positioning

with

integrated

cap

table

andsecondarytradingplatformOctober29,2025acquiresG

Forge

AcquisitionInsightsSchwab

enters

private

marketstrading

by

acquiring

pre-IPOplatform

serving

retail

investorsNovember6,2025Theseinvestorscometoourplatformtoinvest

intoday’smarketleadersin

industries

like

AI,roboticsanddata

beforethey

go

public.—

AtishDavda,CEOof

EquityZenLeadingfinancialinstitutionsseizetheopportunityWallStreetembracesinfrastructuretomanage,value,andtradepre-IPOcompanyshares ©2026CBInsights.Source:CBInsights—

AcquisitionInsights

Agent;

Privatecompanysecondary

tradingplatforms

market

26200%increase

in

first-timeinvestorsyear-over-year.EquityZen’s

platform

has

seen

a

FINANCE&

COMMERCEAI+datanowbeatstraditionalVCapproachesinprivatemarket

predictivepower%ofcompaniesthatbecameunicornsMosaic

is4.7xmoreeffectiveinpredictingfutureunicornstatusAs

companies

stayprivateforlonger,investorsrely

moreonpredictive

signals

toevaluateopportunitiesCBInsights’Mosaicscoreisanalgorithmically-drivenhealthscorefor

privatecompanies

thathelpsindicatewhichstartupsaremostlikelyto

achieveunicornstatusanddeliverexceptionalreturns.

Learnmore. ©2026CBInsights.Note:Mosaic’s

top30companies(scored10/1/2023)werecompared

toinvestmentsbyCBInsights’SmartMoney

VCs

between10/1/2022-10/1/2023.Onlyfirmswith5+investmentswereincluded.27FINANCE&

COMMERCEFinance&

commerceStablecoinsgocorporateStablecoinsshiftfromcryptotradingtoolsto

practicalenterprisefinance1:

Emerging28%2:Validating22%3:

Deploying23%4:Scaling25%

ofstablecoincompaniesthat5:

Established1%The

stablecoin

ecosystem

is

maturingInvestorsbackstablecoincompaniesacrossallstages,withemphasisonlivedeploymentsandoperationaltractionraisedfundingin2025aredeploying/scalingtheirsolutions ©2026CBInsights.Source:CBInsights—CommercialMaturityscores(ameasureofacompany’sability

tocompeteforcustomersorserveasapartnerona1-5scale)asof1/7/2025.Excludescompanieswithoutscores.29Stablecoincompaniesfundedin2025byCommercialMaturityscores49%FINANCE&

COMMERCEStablecoinmentionsonearningscallsspikeInvestmentstage

DealdateBankbackerStablecoinpaymentsSeriesB

10/9/25infrastructureCryptocomplianceSeedVC

9/22/25

StablecoinSeries

D7/14/25Morgan

stanleyinfrastructureStablecoinpaymentsSeed2/18/25infrastructureInstitutionalinterestinstablecoinsreachesanewhighBanksandfinancialinstitutionsincreasinglyengagewithstablecoinsastheGENIUSAct(July2025)provides

regulatoryclarityandenterpriseusecasesexpand ©2026CBInsights.Source:CBInsights—Earningscalls,

financingdata.Note:Basedon

theactivityofmajorUSandEuropeanbanks.

30Banksback5stablecoinstartupsin2025,afirstsince2022B2Bstablecoin

paymentsCompanyDescriptionFINANCE&

COMMERCE许

SHIELD

AlBVNKC少straits

xUnattributed9/24/25paymentsRisinginterestreflectedinconsolidation:Cryptoandfintechstartupsacquirestablecoininfrastructureatrecordpace,up4xYoYAnnualstablecointechM&Atransactions314x▮

Eauaeop▮saeoinM&Atrets ©2026CBInsights.Source:CBInsights—

M&Adata.Note:Includespendingacquisitions.

312021202220232024202514FINANCE&

COMMERCE38⃞

MODERN

TREASURYacquiresBEAM

AcquisitioninsightsModernTreasurycombinestraditional

andstablecoinpaymentrailsthrough

singleAPIfollowingBeamintegration10/22/2025acquires

AcquisitioninsightsRipplegainsaccessto$120Tcorporatetreasurymarketthrough$1Bacquisitionofenterprisesoftware

platformin

October10/16/2025口TempoThe24/7,instant

liquidityofstablecoinsthataredollar-denominated,andincreasinglytrusted

sincethepassageoftheGENIUSact,andlocalpaymentmethods

maytake

3to7daysforfundstosettle,—SimonTaylor,Headof

MarketDevelopment

atTempo…WithafocusoncorporatetreasuryworkflowsRecentacquisitionsshowstablecoininfrastructurebeingembeddedintocash

management,

payments,

andtreasury

systemsusedbylarge

enterprisesenabletreasuriestobecomemore

capitalefficient.Forexample,when

thecorrespondentbankingsystem ©2026CBInsights.Source:CBInsights—

AcquisitionInsights

Agent

32stablecoinsareinstant.FINANCE&

COMMERCEMajorcorporationsturntostablecoinstocutpaymentcostsInstantsettlement,24/7availability,andeliminationofinterchangefeesdrivecorporate

interest

©2026CB

Insights.Sources:WSJ,Fortune33FINANCE&

COMMERCEEnterprises

can

choosefromagrow